INFINITI Insurance Rates

The average cost of car insurance for a INFINITI model is about $2,082 per year.

This is $15 worse than other luxury brands. Our car insurance comparison studies assume a 40 year old good driver with full coverage and good credit, that drives around 13,000 miles per year. Many things can contribute to the actual rates. These variables include vehicle, age, location, mileage, credit score, driving record and more. Below you will find a chart that illustrates some of these differences. The tables further down show how these factors impact INFINITI insurance rates.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

These INFINITI insurance cost estimates are a result of our ongoing nationwide research and analysis, but they are only averages. We recommend that you let our trusted insurance partners do the shopping for you using our Competitive Quote Tool. While it's free to use, we do receive a small commission if you find a better deal.

Insurance Cost per INFINITI Model

Model Good Driver Recent Accident Poor Credit
INFINITI Q50 Insurance Cost $2,479 $3,693 $4,365
INFINITI Q60 Insurance Cost $2,266 $3,376 $3,990
INFINITI QX50 Insurance Cost $1,734 $2,582 $3,052
INFINITI QX60 Insurance Cost $1,836 $2,735 $3,233
INFINITI QX80 Insurance Cost $2,097 $3,124 $3,692

The cost to insure an INFINITI model will differ significantly by the age of the driver. Younger drivers cost more to insure because they are much more likely to be at fault in an accident. That probability decreases dramatically by the time they turn 25 and so do the premiums. In fact, insurance cost by age continues to decline until after age 60, but the increases after are modest.

Credit plays a big role in premiums in most states. The under 25 crowd is far more likely to have very little credit established. The best way to mitigate this would be to join their family's multi-vehicle policy. Their rates will become more affordable as they age up and maintain a decent driving record. They can also build their credit at the same time. While paying car insurance doesn't improve credit on its own, using a credit card to so monthly can. As long as it's paid in full every billing cycle, of course. This is also an easy way to accumulate points on a rewards credit card as it's an expense required for every driver.

Insurance costs by age vary between brands based on resale values and safety ratings. If you're not set on an INFINITI, then see our insurance analysis and rankings for other makes and models here.

INFINITI Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $7,054 $10,507 $12,420
18 $6,574 $9,792 $11,574
19 $5,809 $8,653 $10,229
20 $5,066 $7,545 $8,919
21 $4,248 $6,327 $7,480
22 $4,137 $6,162 $7,284
23 $3,620 $5,392 $6,374
24 $3,439 $5,122 $6,055
25 $2,968 $4,421 $5,225
30 $2,312 $3,444 $4,071
35 $2,165 $3,225 $3,812
40 $2,082 $3,102 $3,666
45 $2,027 $3,018 $3,568
55 $1,858 $2,768 $3,272
65 $1,939 $2,888 $3,413
75 $2,447 $3,644 $4,308

INFINITI auto insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect INFINITI models by state.

Average INFINITI Insurance by State

State Good Driver Recent Accident Poor Credit
Alabama $2,207 $3,091 $3,868
Alaska $1,825 $2,658 $2,785
Arizona $2,063 $3,201 $4,564
Arkansas $2,262 $3,426 $3,833
California $2,519 $4,405 $2,519
Colorado $2,350 $3,254 $4,059
Connecticut $3,003 $4,643 $5,946
Delaware $2,486 $3,423 $4,544
Florida $2,960 $4,021 $5,241
Georgia $2,413 $3,719 $3,816
Hawaii $964 $1,331 $964
Idaho $1,675 $2,254 $2,806
Illinois $1,753 $2,591 $3,005
Indiana $1,801 $2,814 $3,284
Iowa $1,426 $2,140 $2,494
Kansas $1,898 $2,794 $3,310
Kentucky $2,744 $4,126 $4,853
Louisiana $3,522 $5,382 $5,795
Maine $1,332 $1,786 $2,606
Maryland $2,155 $3,160 $3,732
Massachusetts $1,728 $2,923 $1,728
Michigan $4,171 $6,270 $9,640
Minnesota $1,717 $2,306 $3,414
Mississippi $2,072 $3,130 $3,307
Missouri $1,953 $2,689 $3,478
Montana $1,986 $3,107 $3,426
Nebraska $1,678 $2,376 $2,703
Nevada $2,768 $4,178 $4,584
New Hampshire $1,926 $3,103 $3,952
New Jersey $2,122 $3,345 $4,315
New Mexico $2,167 $3,118 $3,501
New York $2,007 $2,614 $4,219
North Carolina $1,244 $2,008 $1,548
North Dakota $1,702 $2,620 $3,326
Ohio $1,518 $2,483 $2,572
Oklahoma $2,424 $3,640 $4,128
Oregon $2,206 $3,331 $3,822
Pennsylvania $1,858 $2,810 $3,224
Rhode Island $3,102 $4,760 $5,444
South Carolina $2,107 $3,049 $4,350
South Dakota $1,890 $2,601 $3,120
Tennessee $2,223 $3,325 $4,195
Texas $2,239 $3,295 $4,136
Utah $1,904 $2,753 $3,797
Vermont $1,466 $2,344 $2,562
Virginia $1,381 $2,079 $2,209
Washington $1,828 $2,746 $3,238
West Virginia $1,839 $2,679 $3,308
Wisconsin $1,833 $2,677 $3,251
Wyoming $1,712 $2,515 $2,812

Other Important INFINITI Ownership Costs

Insurance is a major vehicle related expense. There are also some others to be aware of. See our cost analyses on depreciation, maintenance and financing for all INFINITI models. These will provide you with even more knowledge before making such an important financial decision.

Ready to start shopping for an INFINITI? We have millions of new and used vehicles listed. Here are some INFINITI models for sale in your area.

Have more questions on our data or methodologies? Great, we're skeptics too. Here are some common questions and answers.