INFINITI Insurance Rates

The average cost of car insurance for a INFINITI model is about $1,772 per year.

This is $15 better than other luxury brands. Our car insurance comparison studies assume a 40 year old good driver with full coverage and good credit, that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts. Many things can contribute to the actual rates. These variables include vehicle, age, location, mileage, credit score, driving record and more. Below you will find a chart that illustrates some of these differences. The tables further down show how these factors impact INFINITI insurance rates.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

INFINITI insurance rates will vary significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Insurance Cost per INFINITI Model

Model Good Driver Recent Accident Poor Credit
INFINITI Q50 Insurance Cost $2,033 $2,986 $3,493
INFINITI Q60 Insurance Cost $1,858 $2,728 $3,192
INFINITI QX50 Insurance Cost $1,577 $2,316 $2,709
INFINITI QX60 Insurance Cost $1,671 $2,454 $2,870
INFINITI QX80 Insurance Cost $1,720 $2,525 $2,954

The cost to insure an INFINITI model will differ significantly by the age of the driver. Younger drivers cost more to insure because they are much more likely to be at fault in an accident. That probability decreases dramatically by the time they turn 25 and so do the premiums. In fact, insurance cost by age continues to decline until after age 60, but the increases after are modest.

Credit plays a big role in premiums in most states. The under 25 crowd is far more likely to have very little credit established. The best way to mitigate this would be to join their family's multi-vehicle policy. Their rates will become more affordable as they age up and maintain a decent driving record. They can also build their credit at the same time. While paying car insurance doesn't improve credit on its own, using a credit card to so monthly can. As long as it's paid in full every billing cycle, of course. This is also an easy way to accumulate points on a rewards credit card as it's an expense required for every driver.

Insurance costs by age vary between brands based on resale values and safety ratings. If you're not set on an INFINITI, then see our insurance analysis and rankings for other makes and models here.

INFINITI Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $6,002 $8,813 $10,310
18 $5,593 $8,213 $9,608
19 $4,943 $7,258 $8,491
20 $4,310 $6,329 $7,404
21 $3,614 $5,307 $6,209
22 $3,520 $5,168 $6,047
23 $3,080 $4,523 $5,291
24 $2,926 $4,297 $5,026
25 $2,525 $3,708 $4,338
30 $1,967 $2,888 $3,379
35 $1,842 $2,705 $3,165
40 $1,772 $2,602 $3,044
45 $1,724 $2,532 $2,962
55 $1,581 $2,322 $2,716
65 $1,649 $2,422 $2,833
75 $2,082 $3,057 $3,576

INFINITI auto insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect INFINITI models by state.

Average INFINITI Insurance by State

State Good Driver Recent Accident Poor Credit
Alabama $1,877 $2,726 $3,471
Alaska $1,553 $2,152 $2,092
Arizona $1,756 $2,538 $3,739
Arkansas $1,925 $3,024 $3,330
California $2,143 $3,790 $2,143
Colorado $2,000 $2,799 $3,551
Connecticut $2,555 $3,962 $5,030
Delaware $2,115 $2,819 $3,621
Florida $2,518 $3,484 $4,540
Georgia $2,053 $3,070 $3,095
Hawaii $820 $1,114 $820
Idaho $1,425 $1,889 $2,296
Illinois $1,492 $2,254 $2,570
Indiana $1,532 $2,342 $2,628
Iowa $1,214 $1,664 $1,957
Kansas $1,615 $2,349 $2,748
Kentucky $2,334 $3,426 $4,046
Louisiana $2,996 $4,529 $4,911
Maine $1,133 $1,566 $2,312
Maryland $1,834 $2,669 $2,964
Massachusetts $1,470 $2,565 $1,470
Michigan $3,548 $5,407 $8,529
Minnesota $1,461 $1,948 $2,742
Mississippi $1,763 $2,515 $2,531
Missouri $1,661 $2,375 $3,121
Montana $1,689 $2,357 $2,743
Nebraska $1,428 $2,111 $2,294
Nevada $2,355 $3,493 $3,690
New Hampshire $1,638 $2,591 $3,275
New Jersey $1,805 $2,832 $3,706
New Mexico $1,843 $2,742 $2,846
New York $1,707 $2,150 $3,589
North Carolina $1,058 $1,819 $1,297
North Dakota $1,448 $2,201 $2,603
Ohio $1,291 $1,992 $2,042
Oklahoma $2,063 $2,953 $3,325
Oregon $1,877 $2,518 $3,007
Pennsylvania $1,581 $2,321 $2,715
Rhode Island $2,639 $3,871 $4,360
South Carolina $1,792 $2,484 $3,428
South Dakota $1,608 $2,317 $2,674
Tennessee $1,891 $2,784 $3,707
Texas $1,905 $2,751 $3,422
Utah $1,620 $2,270 $3,124
Vermont $1,247 $1,921 $2,030
Virginia $1,175 $1,804 $1,768
Washington $1,555 $2,111 $2,520
West Virginia $1,565 $2,241 $2,808
Wisconsin $1,560 $2,436 $2,778
Wyoming $1,456 $2,039 $2,171