INFINITI Insurance Rates
The average cost of car insurance for a INFINITI model is about $2,082 per year.
This is $15 worse than other luxury brands. Our car insurance comparison studies assume a 40 year old good driver with full coverage and good credit, that drives around 13,000 miles per year. Many things can contribute to the actual rates. These variables include vehicle, age, location, mileage, credit score, driving record and more. Below you will find a chart that illustrates some of these differences. The tables further down show how these factors impact INFINITI insurance rates.
These INFINITI insurance cost estimates are a result of our ongoing nationwide research and analysis, but they are only averages. We recommend that you let our trusted insurance partners do the shopping for you using our Competitive Quote Tool. While it's free to use, we do receive a small commission if you find a better deal.
Insurance Cost per INFINITI Model
Model | Good Driver | Recent Accident | Poor Credit |
---|---|---|---|
INFINITI Q50 Insurance Cost | $2,479 | $3,693 | $4,365 |
INFINITI Q60 Insurance Cost | $2,266 | $3,376 | $3,990 |
INFINITI QX50 Insurance Cost | $1,734 | $2,582 | $3,052 |
INFINITI QX60 Insurance Cost | $1,836 | $2,735 | $3,233 |
INFINITI QX80 Insurance Cost | $2,097 | $3,124 | $3,692 |
The cost to insure an INFINITI model will differ significantly by the age of the driver. Younger drivers cost more to insure because they are much more likely to be at fault in an accident. That probability decreases dramatically by the time they turn 25 and so do the premiums. In fact, insurance cost by age continues to decline until after age 60, but the increases after are modest.
Credit plays a big role in premiums in most states. The under 25 crowd is far more likely to have very little credit established. The best way to mitigate this would be to join their family's multi-vehicle policy. Their rates will become more affordable as they age up and maintain a decent driving record. They can also build their credit at the same time. While paying car insurance doesn't improve credit on its own, using a credit card to so monthly can. As long as it's paid in full every billing cycle, of course. This is also an easy way to accumulate points on a rewards credit card as it's an expense required for every driver.
Insurance costs by age vary between brands based on resale values and safety ratings. If you're not set on an INFINITI, then see our insurance analysis and rankings for other makes and models here.
INFINITI Insurance Cost by Age
Age | Good Driver | Recent Accident | Poor Credit |
---|---|---|---|
17 | $7,054 | $10,507 | $12,420 |
18 | $6,574 | $9,792 | $11,574 |
19 | $5,809 | $8,653 | $10,229 |
20 | $5,066 | $7,545 | $8,919 |
21 | $4,248 | $6,327 | $7,480 |
22 | $4,137 | $6,162 | $7,284 |
23 | $3,620 | $5,392 | $6,374 |
24 | $3,439 | $5,122 | $6,055 |
25 | $2,968 | $4,421 | $5,225 |
30 | $2,312 | $3,444 | $4,071 |
35 | $2,165 | $3,225 | $3,812 |
40 | $2,082 | $3,102 | $3,666 |
45 | $2,027 | $3,018 | $3,568 |
55 | $1,858 | $2,768 | $3,272 |
65 | $1,939 | $2,888 | $3,413 |
75 | $2,447 | $3,644 | $4,308 |
INFINITI auto insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect INFINITI models by state.
Average INFINITI Insurance by State
State | Good Driver | Recent Accident | Poor Credit |
---|---|---|---|
Alabama | $2,207 | $3,091 | $3,868 |
Alaska | $1,825 | $2,658 | $2,785 |
Arizona | $2,063 | $3,201 | $4,564 |
Arkansas | $2,262 | $3,426 | $3,833 |
California | $2,519 | $4,405 | $2,519 |
Colorado | $2,350 | $3,254 | $4,059 |
Connecticut | $3,003 | $4,643 | $5,946 |
Delaware | $2,486 | $3,423 | $4,544 |
Florida | $2,960 | $4,021 | $5,241 |
Georgia | $2,413 | $3,719 | $3,816 |
Hawaii | $964 | $1,331 | $964 |
Idaho | $1,675 | $2,254 | $2,806 |
Illinois | $1,753 | $2,591 | $3,005 |
Indiana | $1,801 | $2,814 | $3,284 |
Iowa | $1,426 | $2,140 | $2,494 |
Kansas | $1,898 | $2,794 | $3,310 |
Kentucky | $2,744 | $4,126 | $4,853 |
Louisiana | $3,522 | $5,382 | $5,795 |
Maine | $1,332 | $1,786 | $2,606 |
Maryland | $2,155 | $3,160 | $3,732 |
Massachusetts | $1,728 | $2,923 | $1,728 |
Michigan | $4,171 | $6,270 | $9,640 |
Minnesota | $1,717 | $2,306 | $3,414 |
Mississippi | $2,072 | $3,130 | $3,307 |
Missouri | $1,953 | $2,689 | $3,478 |
Montana | $1,986 | $3,107 | $3,426 |
Nebraska | $1,678 | $2,376 | $2,703 |
Nevada | $2,768 | $4,178 | $4,584 |
New Hampshire | $1,926 | $3,103 | $3,952 |
New Jersey | $2,122 | $3,345 | $4,315 |
New Mexico | $2,167 | $3,118 | $3,501 |
New York | $2,007 | $2,614 | $4,219 |
North Carolina | $1,244 | $2,008 | $1,548 |
North Dakota | $1,702 | $2,620 | $3,326 |
Ohio | $1,518 | $2,483 | $2,572 |
Oklahoma | $2,424 | $3,640 | $4,128 |
Oregon | $2,206 | $3,331 | $3,822 |
Pennsylvania | $1,858 | $2,810 | $3,224 |
Rhode Island | $3,102 | $4,760 | $5,444 |
South Carolina | $2,107 | $3,049 | $4,350 |
South Dakota | $1,890 | $2,601 | $3,120 |
Tennessee | $2,223 | $3,325 | $4,195 |
Texas | $2,239 | $3,295 | $4,136 |
Utah | $1,904 | $2,753 | $3,797 |
Vermont | $1,466 | $2,344 | $2,562 |
Virginia | $1,381 | $2,079 | $2,209 |
Washington | $1,828 | $2,746 | $3,238 |
West Virginia | $1,839 | $2,679 | $3,308 |
Wisconsin | $1,833 | $2,677 | $3,251 |
Wyoming | $1,712 | $2,515 | $2,812 |
Other Important INFINITI Ownership Costs
Insurance is a major vehicle related expense. There are also some others to be aware of. See our cost analyses on depreciation, maintenance and financing for all INFINITI models. These will provide you with even more knowledge before making such an important financial decision.
Ready to start shopping for an INFINITI? We have millions of new and used vehicles listed. Here are some INFINITI models for sale in your area.
Have more questions on our data or methodologies? Great, we're skeptics too. Here are some common questions and answers.