INFINITI Insurance Rates

The average cost of car insurance for a INFINITI model is about $1,870 per year.

This is $24 better than other luxury brands. Our car insurance comparison studies assume a 40 year old good driver with full coverage and good credit, that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts. Many things can contribute to the actual rates. These variables include vehicle, age, location, mileage, credit score, driving record and more. Below you will find a chart that illustrates some of these differences. The tables further down show how these factors impact INFINITI insurance rates.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

INFINITI insurance rates will vary significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Insurance Cost per INFINITI Model

Model Good Driver Recent Accident Poor Credit
INFINITI Q50 Insurance Cost $2,217 $3,255 $3,808
INFINITI Q60 Insurance Cost $1,942 $2,851 $3,335
INFINITI QX50 Insurance Cost $1,648 $2,420 $2,831
INFINITI QX60 Insurance Cost $1,747 $2,565 $3,000
INFINITI QX80 Insurance Cost $1,797 $2,639 $3,087

The cost to insure an INFINITI model will differ significantly by the age of the driver. Younger drivers cost more to insure because they are much more likely to be at fault in an accident. That probability decreases dramatically by the time they turn 25 and so do the premiums. In fact, insurance cost by age continues to decline until after age 60, but the increases after are modest.

Credit plays a big role in premiums in most states. The under 25 crowd is far more likely to have very little credit established. The best way to mitigate this would be to join their family's multi-vehicle policy. Their rates will become more affordable as they age up and maintain a decent driving record. They can also build their credit at the same time. While paying car insurance doesn't improve credit on its own, using a credit card to so monthly can. As long as it's paid in full every billing cycle, of course. This is also an easy way to accumulate points on a rewards credit card as it's an expense required for every driver.

Insurance costs by age vary between brands based on resale values and safety ratings. If you're not set on an INFINITI, then see our insurance analysis and rankings for other makes and models here.

INFINITI Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $6,334 $9,301 $10,881
18 $5,903 $8,668 $10,140
19 $5,217 $7,660 $8,961
20 $4,549 $6,679 $7,814
21 $3,815 $5,601 $6,553
22 $3,715 $5,455 $6,382
23 $3,251 $4,773 $5,584
24 $3,088 $4,534 $5,305
25 $2,665 $3,913 $4,578
30 $2,076 $3,048 $3,566
35 $1,945 $2,855 $3,340
40 $1,870 $2,746 $3,212
45 $1,820 $2,672 $3,126
55 $1,669 $2,451 $2,867
65 $1,741 $2,556 $2,990
75 $2,197 $3,226 $3,774

INFINITI auto insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect INFINITI models by state.

Average INFINITI Insurance by State

State Good Driver Recent Accident Poor Credit
Alabama $1,981 $2,878 $3,663
Alaska $1,639 $2,272 $2,208
Arizona $1,853 $2,678 $3,946
Arkansas $2,031 $3,192 $3,514
California $2,262 $4,000 $2,262
Colorado $2,111 $2,954 $3,748
Connecticut $2,696 $4,182 $5,308
Delaware $2,232 $2,975 $3,821
Florida $2,658 $3,677 $4,792
Georgia $2,167 $3,240 $3,267
Hawaii $866 $1,175 $866
Idaho $1,504 $1,994 $2,424
Illinois $1,574 $2,379 $2,713
Indiana $1,617 $2,472 $2,774
Iowa $1,281 $1,757 $2,065
Kansas $1,704 $2,479 $2,900
Kentucky $2,464 $3,616 $4,270
Louisiana $3,162 $4,780 $5,183
Maine $1,196 $1,653 $2,441
Maryland $1,935 $2,816 $3,128
Massachusetts $1,552 $2,707 $1,552
Michigan $3,745 $5,707 $9,001
Minnesota $1,542 $2,055 $2,894
Mississippi $1,861 $2,654 $2,672
Missouri $1,753 $2,507 $3,293
Montana $1,783 $2,487 $2,895
Nebraska $1,507 $2,229 $2,421
Nevada $2,486 $3,687 $3,895
New Hampshire $1,729 $2,734 $3,456
New Jersey $1,905 $2,989 $3,911
New Mexico $1,945 $2,894 $3,004
New York $1,802 $2,269 $3,788
North Carolina $1,117 $1,919 $1,368
North Dakota $1,529 $2,323 $2,748
Ohio $1,363 $2,102 $2,156
Oklahoma $2,177 $3,116 $3,509
Oregon $1,981 $2,657 $3,174
Pennsylvania $1,668 $2,449 $2,866
Rhode Island $2,786 $4,086 $4,601
South Carolina $1,892 $2,621 $3,618
South Dakota $1,697 $2,445 $2,822
Tennessee $1,996 $2,938 $3,913
Texas $2,010 $2,904 $3,612
Utah $1,710 $2,396 $3,297
Vermont $1,316 $2,027 $2,143
Virginia $1,240 $1,904 $1,866
Washington $1,642 $2,228 $2,660
West Virginia $1,652 $2,365 $2,963
Wisconsin $1,647 $2,570 $2,932
Wyoming $1,537 $2,152 $2,291