INFINITI Insurance Rates

INFINITI Insurance Rates

The average cost of car insurance for INFINITI models is about $2,867 per year.

This is $28 better than other luxury brands. Our car insurance comparison studies assume a 40 year old good driver with full coverage and good credit, that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts. Many things can contribute to the actual rates. These variables include vehicle, age, location, mileage, credit score, driving record and more. Below you will find a chart that illustrates some of these differences. The tables further down show how these factors impact INFINITI insurance rates.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

INFINITI insurance rates will vary significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure


Insurance Cost per INFINITI Model

Model Good Driver Recent Accident Poor Credit
Estimated INFINITI Q50 Insurance Rates $3,735 $5,484 $6,416
Estimated INFINITI Q60 Insurance Rates $3,142 $4,613 $5,397
Estimated INFINITI QX50 Insurance Rates $2,368 $3,477 $4,068
Estimated INFINITI QX60 Insurance Rates $2,509 $3,685 $4,310
Estimated INFINITI QX80 Insurance Rates $2,583 $3,793 $4,437

The cost to insure an INFINITI model will differ significantly by the age of the driver. Younger drivers cost more to insure because they are much more likely to be at fault in an accident. That probability decreases dramatically by the time they turn 25 and so do the premiums. In fact, insurance cost by age continues to decline until after age 60, but the increases after are modest.

Are car insurance rates based on credit score?

Credit plays a big role in premiums in most states. The under 25 crowd is far more likely to have very little credit established. The best way to mitigate this would be to join their family's multi-vehicle policy. Their rates will become more affordable as they age up and maintain a decent driving record. They can also build their credit at the same time. While paying car insurance doesn't improve credit on its own, using a credit card to so monthly can. As long as it's paid in full every billing cycle, of course. This is also an easy way to accumulate points on a rewards credit card as it's an expense required for every driver.

Insurance costs by age vary between brands based on resale values and safety ratings. If you're not set on an INFINITI, then see our insurance analysis and rankings for other makes and models here.

INFINITI Insurance Rates by Age*

Age Good Driver Recent Accident Poor Credit
17 $9,712 $14,261 $16,684
18 $9,051 $13,291 $15,548
19 $7,999 $11,746 $13,741
20 $6,975 $10,242 $11,981
21 $5,849 $8,589 $10,047
22 $5,696 $8,364 $9,785
23 $4,984 $7,319 $8,562
24 $4,735 $6,953 $8,134
25 $4,086 $6,000 $7,020
30 $3,183 $4,674 $5,468
35 $2,981 $4,378 $5,121
40 $2,867 $4,210 $4,926
45 $2,790 $4,097 $4,793
55 $2,559 $3,757 $4,396
65 $2,669 $3,920 $4,585
75 $3,369 $4,947 $5,787

INFINITI auto insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect INFINITI models by state.


Average INFINITI Insurance Rates by State*

State Good Driver Recent Accident Poor Credit
Georgia $3,323 $4,968 $5,010
Wyoming $2,357 $3,300 $3,514
Wisconsin $2,525 $3,941 $4,495
West Virginia $2,532 $3,627 $4,544
Washington $2,517 $3,416 $4,079
Virginia $1,901 $2,919 $2,861
Vermont $2,018 $3,108 $3,285
Utah $2,622 $3,674 $5,055
Texas $3,082 $4,453 $5,538
Tennessee $3,060 $4,506 $6,000
South Dakota $2,602 $3,750 $4,327
South Carolina $2,900 $4,020 $5,548
Rhode Island $4,271 $6,265 $7,055
Pennsylvania $2,558 $3,756 $4,395
Oregon $3,037 $4,075 $4,867
Oklahoma $3,337 $4,779 $5,381
Ohio $2,090 $3,224 $3,305
North Dakota $2,344 $3,562 $4,213
North Carolina $1,713 $2,943 $2,099
New York $2,763 $3,479 $5,808
New Mexico $2,983 $4,437 $4,606
New Jersey $2,921 $4,583 $5,997
New Hampshire $2,651 $4,192 $5,300
Nevada $3,811 $5,653 $5,972
Nebraska $2,311 $3,417 $3,713
Montana $2,733 $3,814 $4,439
Missouri $2,689 $3,844 $5,050
Mississippi $2,853 $4,070 $4,096
Minnesota $2,364 $3,152 $4,438
Michigan $5,742 $8,750 $13,802
Massachusetts $2,380 $4,151 $2,380
Maryland $2,967 $4,318 $4,797
Maine $1,834 $2,535 $3,742
Louisiana $4,849 $7,330 $7,947
Kentucky $3,777 $5,545 $6,548
Kansas $2,613 $3,802 $4,447
Iowa $1,964 $2,693 $3,167
Indiana $2,480 $3,791 $4,254
Illinois $2,413 $3,648 $4,159
Idaho $2,306 $3,057 $3,716
Hawaii $1,327 $1,802 $1,327
Florida $4,076 $5,638 $7,347
Delaware $3,423 $4,562 $5,859
Connecticut $4,134 $6,412 $8,140
Colorado $3,236 $4,529 $5,746
California $3,468 $6,132 $3,468
Arkansas $3,115 $4,894 $5,388
Arizona $2,841 $4,107 $6,050
Alaska $2,513 $3,483 $3,386
Alabama $3,038 $4,412 $5,617

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