INFINITI Insurance Rates

The average cost of car insurance for a INFINITI model is about $2,195 per year.

This is $30 better than other luxury brands. Our car insurance comparison studies assume a 40 year old good driver with full coverage and good credit, that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts. Many things can contribute to the actual rates. These variables include vehicle, age, location, mileage, credit score, driving record and more. Below you will find a chart that illustrates some of these differences. The tables further down show how these factors impact INFINITI insurance rates.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

INFINITI insurance rates will vary significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

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Insurance Cost per INFINITI Model

Model Good Driver Recent Accident Poor Credit
INFINITI Q50 Insurance Cost $2,896 $4,252 $4,974
INFINITI Q60 Insurance Cost $2,411 $3,540 $4,141
INFINITI QX50 Insurance Cost $1,799 $2,642 $3,091
INFINITI QX60 Insurance Cost $1,907 $2,800 $3,276
INFINITI QX80 Insurance Cost $1,962 $2,882 $3,371

The cost to insure an INFINITI model will differ significantly by the age of the driver. Younger drivers cost more to insure because they are much more likely to be at fault in an accident. That probability decreases dramatically by the time they turn 25 and so do the premiums. In fact, insurance cost by age continues to decline until after age 60, but the increases after are modest.

Credit plays a big role in premiums in most states. The under 25 crowd is far more likely to have very little credit established. The best way to mitigate this would be to join their family's multi-vehicle policy. Their rates will become more affordable as they age up and maintain a decent driving record. They can also build their credit at the same time. While paying car insurance doesn't improve credit on its own, using a credit card to so monthly can. As long as it's paid in full every billing cycle, of course. This is also an easy way to accumulate points on a rewards credit card as it's an expense required for every driver.

Insurance costs by age vary between brands based on resale values and safety ratings. If you're not set on an INFINITI, then see our insurance analysis and rankings for other makes and models here.

INFINITI Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $7,435 $10,917 $12,772
18 $6,929 $10,174 $11,903
19 $6,123 $8,991 $10,519
20 $5,339 $7,840 $9,172
21 $4,477 $6,575 $7,692
22 $4,361 $6,403 $7,491
23 $3,816 $5,603 $6,554
24 $3,625 $5,323 $6,227
25 $3,128 $4,593 $5,374
30 $2,437 $3,578 $4,186
35 $2,283 $3,351 $3,921
40 $2,195 $3,223 $3,771
45 $2,136 $3,137 $3,669
55 $1,959 $2,876 $3,365
65 $2,043 $3,000 $3,510
75 $2,579 $3,787 $4,430

INFINITI auto insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect INFINITI models by state.

Average INFINITI Insurance by State

State Good Driver Recent Accident Poor Credit
Alabama $2,325 $3,378 $4,300
Alaska $1,924 $2,667 $2,592
Arizona $2,175 $3,144 $4,632
Arkansas $2,384 $3,746 $4,125
California $2,655 $4,695 $2,655
Colorado $2,477 $3,467 $4,399
Connecticut $3,165 $4,909 $6,231
Delaware $2,620 $3,492 $4,485
Florida $3,120 $4,316 $5,625
Hawaii $1,016 $1,379 $1,016
Idaho $1,765 $2,340 $2,845
Illinois $1,848 $2,793 $3,184
Indiana $1,898 $2,902 $3,256
Iowa $1,503 $2,062 $2,425
Kansas $2,000 $2,910 $3,404
Kentucky $2,892 $4,244 $5,012
Louisiana $3,712 $5,611 $6,084
Maine $1,404 $1,940 $2,864
Maryland $2,272 $3,306 $3,672
Massachusetts $1,822 $3,178 $1,822
Michigan $4,396 $6,699 $10,566
Minnesota $1,809 $2,413 $3,397
Mississippi $2,185 $3,116 $3,136
Missouri $2,058 $2,943 $3,866
Montana $2,093 $2,920 $3,399
Nebraska $1,769 $2,616 $2,842
Nevada $2,918 $4,328 $4,572
New Hampshire $2,030 $3,210 $4,057
New Jersey $2,236 $3,508 $4,591
New Mexico $2,284 $3,397 $3,526
New York $2,115 $2,664 $4,446
North Carolina $1,311 $2,253 $1,606
North Dakota $1,794 $2,727 $3,225
Ohio $1,600 $2,468 $2,530
Oklahoma $2,555 $3,658 $4,119
Oregon $2,325 $3,119 $3,726
Pennsylvania $1,958 $2,875 $3,364
Rhode Island $3,269 $4,796 $5,401
South Carolina $2,220 $3,077 $4,248
South Dakota $1,992 $2,871 $3,312
Tennessee $2,343 $3,449 $4,593
Texas $2,360 $3,409 $4,240
Utah $2,007 $2,812 $3,870
Vermont $1,545 $2,380 $2,515
Virginia $1,455 $2,235 $2,190
Washington $1,927 $2,615 $3,123
West Virginia $1,939 $2,776 $3,478
Wisconsin $1,933 $3,017 $3,441
Wyoming $1,804 $2,526 $2,690
Georgia $2,543 $3,803 $3,835