Limited-time savings are live

Car Buying Service: $150 OFF CarEdge Pro: 15% OFF
Days
:
Hours
:
Mins
:
Secs

One question
to tailor your experience

Help us personalize your CarEdge experience — it only takes a second.

When do you plan to buy a car?

Your answers help us personalize your CarEdge journey — we’ll follow up with tips and next steps that match your buying timeline.

Skip

Mercedes-Benz S 500 Insurance Rates

Mercedes-Benz S 500 Insurance Rates

Auto insurance for a Mercedes-Benz S 500 will cost about $5,090 per year.

This is more than the national average for luxury sedan models by $1,957. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Mercedes-Benz S 500.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Mercedes-Benz S 500 insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Compare car insurance quotes in real-time and save.

Get a personalized quote in 5 minutes or less.

Compare quotes
Choose your policy
Get same-day coverage
Allstate Auto Insurance
Farmers Auto Insurance
Geico Auto Insurance
Clearcover Auto Insurance
Progessive Auto Insurance
Travelers Auto Insurance
+ more

Mercedes-Benz S 500 Insurance Rates by Age*

Age Good Driver Recent Accident Poor Credit
17 $17,242 $25,318 $29,618
18 $16,068 $23,594 $27,602
19 $14,200 $20,851 $24,393
20 $12,382 $18,181 $21,270
21 $10,383 $15,247 $17,837
22 $10,112 $14,849 $17,371
23 $8,848 $12,993 $15,200
24 $8,406 $12,343 $14,440
25 $7,254 $10,652 $12,462
30 $5,651 $8,298 $9,707
35 $5,293 $7,772 $9,092
40 $5,090 $7,474 $8,744
45 $4,953 $7,273 $8,509
55 $4,543 $6,670 $7,804
65 $4,739 $6,958 $8,140
75 $5,981 $8,782 $10,274

Mercedes-Benz S 500 car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Mercedes-Benz S 500 by state.


Mercedes-Benz S 500 Insurance Rates by State*

State Good Driver Recent Accident Poor Credit
Alabama $5,393 $7,833 $9,971
Alaska $4,461 $6,184 $6,011
Arizona $5,043 $7,291 $10,741
Arkansas $5,529 $8,688 $9,566
California $6,156 $10,887 $6,156
Colorado $5,745 $8,040 $10,201
Connecticut $7,340 $11,384 $14,450
Delaware $6,076 $8,098 $10,401
Florida $7,235 $10,009 $13,043
Georgia $5,898 $8,820 $8,893
Hawaii $2,356 $3,199 $2,356
Idaho $4,093 $5,426 $6,597
Illinois $4,285 $6,477 $7,384
Indiana $4,402 $6,729 $7,552
Iowa $3,487 $4,782 $5,623
Kansas $4,639 $6,749 $7,894
Kentucky $6,706 $9,843 $11,624
Louisiana $8,608 $13,012 $14,109
Maine $3,255 $4,499 $6,643
Maryland $5,268 $7,667 $8,515
Massachusetts $4,224 $7,369 $4,224
Michigan $10,194 $15,534 $24,502
Minnesota $4,196 $5,595 $7,878
Mississippi $5,066 $7,225 $7,272
Missouri $4,773 $6,824 $8,965
Montana $4,853 $6,771 $7,881
Nebraska $4,102 $6,066 $6,591
Nevada $6,766 $10,036 $10,602
New Hampshire $4,707 $7,443 $9,409
New Jersey $5,186 $8,136 $10,646
New Mexico $5,296 $7,877 $8,177
New York $4,905 $6,177 $10,311
North Carolina $3,041 $5,224 $3,726
North Dakota $4,161 $6,324 $7,479
Ohio $3,710 $5,723 $5,868
Oklahoma $5,925 $8,483 $9,552
Oregon $5,391 $7,234 $8,640
Pennsylvania $4,541 $6,668 $7,801
Rhode Island $7,582 $11,122 $12,524
South Carolina $5,149 $7,136 $9,849
South Dakota $4,620 $6,657 $7,681
Tennessee $5,433 $7,998 $10,651
Texas $5,472 $7,905 $9,832
Utah $4,654 $6,522 $8,975
Vermont $3,583 $5,518 $5,832
Virginia $3,375 $5,182 $5,079
Washington $4,468 $6,064 $7,241
West Virginia $4,496 $6,438 $8,066
Wisconsin $4,482 $6,996 $7,980
Wyoming $4,184 $5,858 $6,238

Mercedes-Benz S 500 Insurance Rankings


We've ranked over 300 models from best to worst for Insurance. See where the Mercedes-Benz S 500 ranks for Insurance compared to other vehicles. Also check out how the S 500 stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Other Mercedes-Benz S 500 Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Mercedes-Benz S 500 costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses:


Compare car insurance quotes in real-time and save.

Get a personalized quote in 5 minutes or less.

Compare quotes
Choose your policy
Get same-day coverage
Allstate Auto Insurance
Farmers Auto Insurance
Geico Auto Insurance
Clearcover Auto Insurance
Progessive Auto Insurance
Travelers Auto Insurance
+ more

Related Articles

GAP Insurance Explained: Not Every Car Buyer Needs It
GAP Insurance Explained: Not Every Car Buyer Needs It

Car Insurance Rates Soared 24%
Car Insurance Rates Soared 24%

Car Ownership Costs Beyond the Price Tag: What to Expect
Car Ownership Costs Beyond the Price Tag: What to Expect

Other Mercedes-Benz Models