Volkswagen Golf GTI Insurance Cost

Auto insurance for a Volkswagen Golf GTI will cost about $1,653 per year.

This beats the national average for popular hatchback models by $134. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Volkswagen Golf GTI.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Volkswagen Golf GTI insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Volkswagen Golf GTI Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $5,599 $8,221 $9,618
18 $5,218 $7,662 $8,963
19 $4,611 $6,771 $7,921
20 $4,021 $5,904 $6,907
21 $3,372 $4,951 $5,792
22 $3,284 $4,822 $5,641
23 $2,873 $4,219 $4,936
24 $2,730 $4,008 $4,689
25 $2,356 $3,459 $4,047
30 $1,835 $2,695 $3,152
35 $1,719 $2,524 $2,952
40 $1,653 $2,427 $2,839
45 $1,608 $2,362 $2,763
55 $1,475 $2,166 $2,534
65 $1,539 $2,259 $2,643
75 $1,942 $2,852 $3,336

Volkswagen Golf GTI car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Volkswagen Golf GTI by state.

Volkswagen Golf GTI Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,751 $2,544 $3,238
Alaska $1,449 $2,008 $1,952
Arizona $1,638 $2,367 $3,488
Arkansas $1,796 $2,821 $3,106
California $1,999 $3,535 $1,999
Colorado $1,866 $2,611 $3,313
Connecticut $2,383 $3,697 $4,692
Delaware $1,973 $2,630 $3,378
Florida $2,349 $3,250 $4,235
Georgia $1,915 $2,864 $2,888
Hawaii $765 $1,039 $765
Idaho $1,329 $1,762 $2,142
Illinois $1,391 $2,103 $2,398
Indiana $1,429 $2,185 $2,452
Iowa $1,132 $1,553 $1,826
Kansas $1,506 $2,192 $2,563
Kentucky $2,177 $3,196 $3,775
Louisiana $2,795 $4,225 $4,581
Maine $1,057 $1,461 $2,157
Maryland $1,711 $2,490 $2,765
Massachusetts $1,372 $2,393 $1,372
Michigan $3,310 $5,044 $7,956
Minnesota $1,363 $1,817 $2,558
Mississippi $1,645 $2,346 $2,361
Missouri $1,550 $2,216 $2,911
Montana $1,576 $2,199 $2,559
Nebraska $1,332 $1,970 $2,140
Nevada $2,197 $3,259 $3,443
New Hampshire $1,528 $2,417 $3,055
New Jersey $1,684 $2,642 $3,457
New Mexico $1,720 $2,558 $2,655
New York $1,593 $2,006 $3,348
North Carolina $987 $1,696 $1,210
North Dakota $1,351 $2,054 $2,429
Ohio $1,205 $1,858 $1,905
Oklahoma $1,924 $2,755 $3,102
Oregon $1,751 $2,349 $2,806
Pennsylvania $1,475 $2,165 $2,533
Rhode Island $2,462 $3,612 $4,067
South Carolina $1,672 $2,317 $3,198
South Dakota $1,500 $2,162 $2,494
Tennessee $1,764 $2,597 $3,459
Texas $1,777 $2,567 $3,193
Utah $1,511 $2,118 $2,914
Vermont $1,163 $1,792 $1,894
Virginia $1,096 $1,683 $1,649
Washington $1,451 $1,969 $2,351
West Virginia $1,460 $2,091 $2,619
Wisconsin $1,455 $2,272 $2,591
Wyoming $1,359 $1,902 $2,026

Volkswagen Golf GTI Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Volkswagen Golf GTI ranks for Insurance compared to other vehicles. Also check out how the Golf GTI stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Volkswagen Golf GTI Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Volkswagen Golf GTI costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: