Volkswagen Golf GTI Insurance Cost

Auto insurance for a Volkswagen Golf GTI will cost about $1,816 per year.

This beats the national average for popular hatchback models by $251. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Volkswagen Golf GTI. Visit our Competitive Quote Tool to see if you can find lower rates for a Golf GTI.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

These Volkswagen Golf GTI insurance cost estimates are a result of our ongoing nationwide research and analysis, but they are only averages. We recommend that you let our trusted insurance partners do the shopping for you using our Competitive Quote Tool. While it's free to use, we do receive a small commission if you find a better deal.

Volkswagen Golf GTI insurance Cost

Age Good Driver Recent Accident Poor Credit
17 $6,152 $9,163 $10,832
18 $5,733 $8,540 $10,095
19 $5,067 $7,547 $8,921
20 $4,418 $6,580 $7,779
21 $3,705 $5,518 $6,523
22 $3,608 $5,374 $6,353
23 $3,157 $4,702 $5,559
24 $2,999 $4,467 $5,281
25 $2,588 $3,855 $4,557
30 $2,016 $3,003 $3,550
35 $1,888 $2,813 $3,325
40 $1,816 $2,705 $3,198
45 $1,767 $2,632 $3,112
55 $1,621 $2,414 $2,854
65 $1,691 $2,518 $2,977
75 $2,134 $3,179 $3,757

Volkswagen Golf GTI car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Volkswagen Golf GTI by state.

Volkswagen Golf GTI Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,924 $2,696 $3,374
Alaska $1,592 $2,318 $2,429
Arizona $1,799 $2,791 $3,980
Arkansas $1,973 $2,988 $3,343
California $2,197 $3,842 $2,197
Colorado $2,050 $2,838 $3,540
Connecticut $2,619 $4,049 $5,186
Delaware $2,168 $2,985 $3,963
Florida $2,581 $3,506 $4,571
Georgia $2,105 $3,244 $3,328
Hawaii $841 $1,160 $841
Idaho $1,461 $1,966 $2,447
Illinois $1,529 $2,260 $2,621
Indiana $1,571 $2,455 $2,864
Iowa $1,244 $1,866 $2,175
Kansas $1,655 $2,437 $2,886
Kentucky $2,393 $3,599 $4,233
Louisiana $3,071 $4,694 $5,054
Maine $1,161 $1,558 $2,273
Maryland $1,880 $2,756 $3,254
Massachusetts $1,507 $2,549 $1,507
Michigan $3,637 $5,468 $8,408
Minnesota $1,497 $2,011 $2,977
Mississippi $1,807 $2,730 $2,884
Missouri $1,703 $2,346 $3,034
Montana $1,732 $2,709 $2,988
Nebraska $1,464 $2,072 $2,357
Nevada $2,414 $3,644 $3,998
New Hampshire $1,679 $2,707 $3,447
New Jersey $1,850 $2,917 $3,763
New Mexico $1,890 $2,719 $3,053
New York $1,750 $2,279 $3,679
North Carolina $1,085 $1,752 $1,350
North Dakota $1,485 $2,285 $2,901
Ohio $1,324 $2,165 $2,243
Oklahoma $2,114 $3,174 $3,600
Oregon $1,924 $2,906 $3,333
Pennsylvania $1,620 $2,450 $2,812
Rhode Island $2,705 $4,151 $4,748
South Carolina $1,837 $2,659 $3,794
South Dakota $1,648 $2,268 $2,721
Tennessee $1,939 $2,900 $3,659
Texas $1,952 $2,873 $3,607
Utah $1,661 $2,401 $3,312
Vermont $1,278 $2,044 $2,235
Virginia $1,204 $1,813 $1,927
Washington $1,594 $2,395 $2,824
West Virginia $1,604 $2,336 $2,885
Wisconsin $1,599 $2,335 $2,835
Wyoming $1,493 $2,194 $2,453

Other Important Costs of Owning a Volkswagen Golf GTI

Insurance is a major vehicle related expense. There are also some others to be aware of. See our cost analyses on Volkswagen Golf GTI depreciation, maintenance and financing. These will provide you with even more knowledge before making such an important financial decision.

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