Ranking the Least Expensive Cars to Insure

The cheapest cars to insure are often the ones with lowest sticker prices. But this isn't always the case. Factors like safety features, repair costs and typical driver profile all play a role. We analyzed over 300 models and ranked the least and most expensive luxury and popular cars to insure. Our rankings are based on a 40 year old good driver with full coverage and good credit that drives around 13k miles annualy.

A few of these rankings may surprise you, while many are right about where you'd expect them to be. Keep in mind that the brand rankings are an average of their models. Some manufacturers only produce small affordable sedans, while others have a full line-up of cars, trucks and SUVs. Click on any brand or model name to see more detail on how age, location and driving record can impact rates. Or, visit our Competitive Quote Tool to search for a lower insurance premium.

Insurance premiums vary a great deal per individual and by provider. Smart car buyers compare insurance rates before they buy their next vehicle to avoid unpleasant surprises. As car-buyer advocates, our mission is to educate and inform car shoppers before they buy.

Even if you're not in the market for a car, you may still be able to find a more affordable policy with identical coverage. If you haven't compared insurance rates for more than three years, you're due to see what's out there. Insurance companies compete vigorously for new business. Changing insurance carriers is a relatively easy process. You can shop multiple quotes using our Competitive Quote Tool. Who knows, you may be able to save hundreds of dollars per year, in just a few clicks. While it's free to use, we do receive a small commission if you find a better deal.

The Cheapest Cars to Insure

The Least Expensive Cars to Insure

Rank Model Annual Insurance Cost
1 Mazda CX-5 $1,406
2 Chevrolet Spark $1,408
3 Honda CR-V $1,409
4 Hyundai Kona $1,416
5 Subaru Outback $1,418
6 Subaru Crosstrek $1,421
7 Chrysler Voyager $1,421
8 Honda Fit $1,427
9 Hyundai Tucson $1,427
10 FIAT 500X $1,429
11 Mazda CX-30 $1,430
12 Mazda CX-3 $1,432
13 Jeep Wrangler $1,433
14 KIA Niro $1,434
15 Nissan Rogue $1,434
16 KIA Rio 5 $1,437
17 Toyota RAV4 $1,438
18 Mazda MX-5 Miata $1,441
19 KIA Sportage $1,444
20 Hyundai Kona EV $1,447
21 Volkswagen Tiguan $1,448
22 Honda HR-V $1,449
23 KIA Sorento $1,449
24 Jeep Compass $1,453
25 GMC Terrain $1,453
26 Chevrolet Trax $1,454
27 Mazda 3 $1,459
28 Nissan Rogue Sport $1,459
29 MINI Clubman $1,460
30 Subaru Impreza $1,461
31 Ford Transit Cargo $1,461
32 Jeep Renegade $1,463
33 Buick Encore $1,466
34 KIA Sedona $1,466
35 Honda Ridgeline $1,467
36 Volkswagen Golf $1,467
37 Dodge Challenger $1,467
38 Chrysler Pacifica $1,468
39 Hyundai Venue $1,469
40 Subaru Forester $1,471
41 Toyota Camry $1,474
42 Toyota Tacoma $1,475
43 Toyota 4Runner $1,478
44 Ford Transit Connect $1,480
45 Dodge Charger $1,481
46 Ford Escape $1,484
47 Chevrolet Express $1,489
48 Ford Transit Wagon $1,490
49 FIAT 500L $1,493
50 Chevrolet Equinox $1,561
51 Ford Ecosport $1,563
52 Subaru Legacy $1,565
53 Honda Pilot $1,566
54 MINI Countryman $1,567
55 KIA K5 $1,568
56 Mazda CX-9 $1,569
57 Toyota Sequoia $1,571
58 Jeep Cherokee $1,575
59 Chevrolet Trailblazer $1,633
60 Ford Edge $1,633
61 Chevrolet Express Cargo $1,634
62 Honda Odyssey $1,635
63 GMC Acadia $1,636
64 GMC Savana Cargo $1,637
65 Honda Accord $1,638
66 GMC Canyon $1,642
67 Nissan Kicks $1,645
68 Nissan Frontier $1,707
69 Toyota Yaris $1,708
70 KIA Rio $1,713
71 Chevrolet Colorado $1,713
72 Nissan NV Cargo $1,713
73 Toyota Tundra $1,716
74 Toyota Sienna $1,716
75 Ford Ranger $1,718
76 Mazda 6 $1,720
77 RAM ProMaster Cargo Van $1,720
78 Jeep Grand Cherokee $1,729
79 Nissan Leaf $1,729
80 Mitsubishi Eclipse Cross $1,735
81 Toyota Highlander Hybrid $1,738
82 Nissan Sentra $1,738
83 KIA Forte $1,741
84 RAM 1500 $1,743
85 Chevrolet Traverse $1,747
86 Volkswagen Atlas $1,747
87 Mitsubishi Outlander Sport $1,748
88 Chevrolet Sonic $1,750
89 Toyota Highlander $1,752
90 Honda Civic $1,754
91 Hyundai Elantra GT $1,759
92 Ford F-150 $1,760
93 Nissan Murano $1,763
94 Buick Enclave $1,770
95 Hyundai Santa Fe $1,772
96 Nissan NV200 $1,779
97 KIA Optima $1,784
98 RAM Promaster City $1,784
99 KIA Soul $1,784
100 Toyota Prius $1,791
101 Ford Explorer $1,795
102 Mitsubishi Mirage $1,795
103 Buick Envision $1,798
104 Hyundai Elantra $1,799
105 RAM 2500 $1,802
106 Volkswagen Passat $1,803
107 Nissan Pathfinder $1,807
108 Toyota Camry Hybrid $1,810
109 Chevrolet Malibu $1,811
110 GMC Sierra 1500 $1,812
111 Honda Passport $1,816
112 Chevrolet Impala $1,817
113 Ford Fusion $1,821
114 Dodge Durango $1,822
115 Subaru Ascent $1,834
116 Chevrolet Tahoe $1,835
117 GMC Yukon $1,845
118 Nissan Titan $1,854
119 Chevrolet Suburban $1,855
120 Toyota Venza $1,858
121 Chevrolet Silverado 1500 $1,858
122 Ford Fusion Energi $1,860
123 Toyota C-HR $1,860
124 Toyota Avalon Hybrid $1,865
125 Nissan Versa $1,868
126 Ford Fusion Hybrid $1,872
127 Volkswagen Jetta $1,874
128 Chrysler 300 $1,875
129 Chevrolet Blazer $1,875
130 Mitsubishi Mirage G4 $1,877
131 Chevrolet Silverado 3500HD $1,878
132 Nissan Titan XD $1,878
133 Hyundai Sonata $1,882
134 Hyundai Accent $1,884
135 Volkswagen Golf GTI $1,887
136 Chevrolet Camaro $1,890
137 Volkswagen Arteon $1,891
138 Jeep Gladiator $1,893
139 GMC Yukon XL $1,900
140 Honda Insight $1,915
141 Toyota Avalon $1,917
142 Chevrolet Silverado 2500HD $1,918
143 Hyundai Veloster $1,919
144 Dodge Journey $1,920
145 Hyundai IONIQ $1,923
146 KIA Cadenza $1,924
147 GMC Sierra 2500HD $1,926
148 Nissan Armada $1,927
149 Toyota Corolla $1,927
150 Ford F-250 Super Duty $1,928
151 Ford F-350 Super Duty $1,928
152 Ford Mustang $1,937
153 Subaru BRZ $1,937
154 KIA Stinger $1,951
155 Mitsubishi Outlander $1,952
156 Ford Expedition $1,956
157 FIAT 124 Spider $1,961
158 Dodge Grand Caravan $1,964
159 KIA Telluride $1,967
160 Nissan Altima $1,972
161 Toyota Land Cruiser $1,980
162 Subaru WRX $1,986
163 RAM 3500 $1,989
164 Chevrolet Bolt EV $2,175
165 Honda Clarity $2,176
166 GMC Sierra 3500HD $2,185
167 Nissan 370Z $2,197
168 RAM 4500 $2,198
169 Hyundai Palisade $2,246
170 Nissan Maxima $2,246
171 Chevrolet Corvette $2,369
172 Ford F-450 Super Duty $2,395
173 RAM 5500 $2,839
174 Ford F-550 Super Duty $2,941
175 Toyota Supra $3,473
176 Nissan GT-R $4,704