Ranking the Most Expensive Cars to Insure

The cheapest cars to insure are often the ones with lowest sticker prices. But this isn't always the case. Factors like safety features, repair costs and typical driver profile all play a role. We analyzed over 300 models and ranked the least and most expensive luxury and popular cars to insure. Our rankings are based on a 40 year old good driver with full coverage and good credit that drives around 13k miles annualy.

A few of these rankings may surprise you, while many are right about where you'd expect them to be. Keep in mind that the brand rankings are an average of their models. Some manufacturers only produce small affordable sedans, while others have a full line-up of cars, trucks and SUVs. Click on any brand or model name to see more detail on how age, location and driving record can impact rates. Or, visit our Competitive Quote Tool to search for a lower insurance premium.

Insurance premiums vary a great deal per individual and by provider. Smart car buyers compare insurance rates before they buy their next vehicle to avoid unpleasant surprises. As car-buyer advocates, our mission is to educate and inform car shoppers before they buy.

Even if you're not in the market for a car, you may still be able to find a more affordable policy with identical coverage. If you haven't compared insurance rates for more than three years, you're due to see what's out there. Insurance companies compete vigorously for new business. Changing insurance carriers is a relatively easy process. You can shop multiple quotes using our Competitive Quote Tool. Who knows, you may be able to save hundreds of dollars per year, in just a few clicks. While it's free to use, we do receive a small commission if you find a better deal.

The Most Expensive Cars to Insure

The Most Expensive Cars to Insure

Rank Model Annual Insurance Cost
176 Nissan GT-R $3,977
175 Toyota Supra $2,733
174 Ford F-550 Super Duty $2,409
173 RAM 5500 $2,327
172 Ford F-450 Super Duty $2,251
171 Chevrolet Corvette $2,226
170 Nissan Maxima $2,203
169 RAM 4500 $2,156
168 Nissan 370Z $2,155
167 Dodge Journey $2,149
166 Subaru WRX $2,123
165 Toyota Land Cruiser $2,115
164 Dodge Grand Caravan $2,098
163 Ford Mustang $2,069
162 Ford F-350 Super Duty $2,061
161 Ford F-250 Super Duty $2,060
160 Jeep Gladiator $2,023
159 Volkswagen Arteon $2,020
158 Chevrolet Silverado 3500HD $2,007
157 Chevrolet Blazer $2,003
156 Hyundai Palisade $1,984
155 KIA Cadenza $1,978
154 Subaru BRZ $1,939
153 GMC Sierra 3500HD $1,930
152 Honda Clarity $1,923
151 Chevrolet Bolt EV $1,922
150 RAM 3500 $1,916
149 Nissan Altima $1,899
148 KIA Telluride $1,894
147 FIAT 124 Spider $1,888
146 Ford Expedition $1,883
145 Mitsubishi Outlander $1,880
144 KIA Stinger $1,879
143 Toyota Corolla $1,856
142 Nissan Armada $1,856
141 GMC Sierra 2500HD $1,855
140 Hyundai IONIQ $1,851
139 Hyundai Veloster $1,848
138 Chevrolet Silverado 2500HD $1,847
137 Toyota Avalon $1,846
136 Honda Insight $1,844
135 GMC Yukon XL $1,829
134 Chevrolet Camaro $1,820
133 Volkswagen Golf GTI $1,816
132 Hyundai Accent $1,814
131 Hyundai Sonata $1,812
130 Nissan Titan XD $1,808
129 Mitsubishi Mirage G4 $1,807
128 Chrysler 300 $1,805
127 Volkswagen Jetta $1,804
126 Ford Fusion Hybrid $1,803
125 Nissan Versa $1,799
124 Toyota Avalon Hybrid $1,795
123 Toyota C-HR $1,791
122 Ford Fusion Energi $1,791
121 Chevrolet Silverado 1500 $1,789
120 Toyota Venza $1,789
119 Chevrolet Suburban $1,787
118 Nissan Titan $1,785
117 GMC Yukon $1,777
116 Chevrolet Tahoe $1,767
115 Subaru Ascent $1,766
114 Dodge Durango $1,756
113 Ford Fusion $1,753
112 Chevrolet Impala $1,750
111 Honda Passport $1,748
110 GMC Sierra 1500 $1,746
109 Chevrolet Malibu $1,745
108 Toyota Camry Hybrid $1,744
107 Nissan Pathfinder $1,740
106 Volkswagen Passat $1,737
105 RAM 2500 $1,736
104 Hyundai Elantra $1,734
103 Buick Envision $1,733
102 Mitsubishi Mirage $1,729
101 Ford Explorer $1,729
100 Toyota Prius $1,726
99 KIA Soul $1,718
98 RAM Promaster City $1,718
97 KIA Optima $1,718
96 Nissan NV200 $1,714
95 Hyundai Santa Fe $1,707
94 Buick Enclave $1,705
93 Nissan Murano $1,699
92 Ford F-150 $1,695
91 Hyundai Elantra GT $1,694
90 Honda Civic $1,690
89 Toyota Highlander $1,688
88 Chevrolet Sonic $1,685
87 Mitsubishi Outlander Sport $1,684
86 Volkswagen Atlas $1,682
85 Chevrolet Traverse $1,682
84 RAM 1500 $1,679
83 KIA Forte $1,677
82 Nissan Sentra $1,673
81 Toyota Highlander Hybrid $1,673
80 Mitsubishi Eclipse Cross $1,670
79 Nissan Leaf $1,664
78 Jeep Grand Cherokee $1,664
77 Ford Ranger $1,655
76 Chevrolet Colorado $1,649
75 Toyota Yaris $1,643
74 Mazda 6 $1,640
73 Toyota Sienna $1,636
72 Toyota Tundra $1,636
71 Nissan NV Cargo $1,633
70 KIA Rio $1,633
69 Mazda 3 $1,630
68 Nissan Kicks $1,623
67 GMC Canyon $1,619
66 Honda Accord $1,615
65 GMC Acadia $1,613
64 Chevrolet Trailblazer $1,609
63 Toyota Sequoia $1,603
62 Mazda CX-9 $1,601
61 KIA K5 $1,600
60 MINI Countryman $1,598
59 Subaru Legacy $1,596
58 Ford Ecosport $1,594
57 Chevrolet Equinox $1,592
56 Toyota 4Runner $1,575
55 Toyota Tacoma $1,572
54 Hyundai Venue $1,567
53 Dodge Challenger $1,564
52 Volkswagen Golf $1,564
51 Honda Ridgeline $1,564
50 Subaru Impreza $1,558
49 MINI Clubman $1,557
48 Nissan Rogue Sport $1,556
47 Chevrolet Trax $1,551
46 GMC Terrain $1,550
45 Honda HR-V $1,546
44 KIA Sorento $1,546
43 Volkswagen Tiguan $1,545
42 Hyundai Kona EV $1,543
41 Mazda MX-5 Miata $1,537
40 Toyota RAV4 $1,534
39 KIA Rio 5 $1,533
38 RAM ProMaster Cargo Van $1,530
37 Nissan Rogue $1,529
36 KIA Niro $1,529
35 FIAT 500X $1,524
34 Hyundai Tucson $1,522
33 Nissan Frontier $1,516
32 Chrysler Voyager $1,515
31 Subaru Crosstrek $1,515
30 Hyundai Kona $1,510
29 GMC Savana Cargo $1,505
28 Honda Odyssey $1,503
27 Chevrolet Spark $1,502
26 Chevrolet Express Cargo $1,502
25 Ford Edge $1,501
24 Jeep Cherokee $1,498
23 Honda Pilot $1,484
22 FIAT 500L $1,478
21 Ford Transit Wagon $1,475
20 Chevrolet Express $1,474
19 Ford Escape $1,469
18 Dodge Charger $1,466
17 Ford Transit Connect $1,465
16 Toyota Camry $1,459
15 Subaru Forester $1,457
14 Chrysler Pacifica $1,454
13 KIA Sedona $1,452
12 Buick Encore $1,452
11 Jeep Renegade $1,449
10 Ford Transit Cargo $1,447
9 Jeep Compass $1,440
8 KIA Sportage $1,431
7 Jeep Wrangler $1,420
6 Mazda CX-3 $1,418
5 Mazda CX-30 $1,416
4 Honda Fit $1,413
3 Subaru Outback $1,404
2 Honda CR-V $1,395
1 Mazda CX-5 $1,392