Ranking the Most Expensive Cars to Insure

The cheapest cars to insure are often the ones with lowest sticker prices. But this isn't always the case. Factors like safety features, repair costs and typical driver profile all play a role. We analyzed over 300 models and ranked the least and most expensive luxury and popular cars to insure. Our rankings are based on a 40 year old good driver with full coverage and good credit that drives around 13k miles annualy.

A few of these rankings may surprise you, while many are right about where you'd expect them to be. Keep in mind that the brand rankings are an average of their models. Some manufacturers only produce small affordable sedans, while others have a full line-up of cars, trucks and SUVs. Click on any brand or model name to see more detail on how age, location and driving record can impact rates. Or, visit our Competitive Quote Tool to search for a lower insurance premium.

Insurance premiums vary a great deal per individual and by provider. Smart car buyers compare insurance rates before they buy their next vehicle to avoid unpleasant surprises. As car-buyer advocates, our mission is to educate and inform car shoppers before they buy.

Even if you're not in the market for a car, you may still be able to find a more affordable policy with identical coverage. If you haven't compared insurance rates for more than three years, you're due to see what's out there. Insurance companies compete vigorously for new business. Changing insurance carriers is a relatively easy process. You can shop multiple quotes using our Competitive Quote Tool. Who knows, you may be able to save hundreds of dollars per year, in just a few clicks. While it's free to use, we do receive a small commission if you find a better deal.

The Most Expensive Cars to Insure

The Most Expensive Cars to Insure

Rank Model Annual Insurance Cost
176 Nissan GT-R $3,471
175 Toyota Supra $2,384
174 Ford F-550 Super Duty $2,250
173 RAM 5500 $2,173
172 Ford F-450 Super Duty $1,929
171 Chevrolet Corvette $1,909
170 Nissan Maxima $1,888
169 Hyundai Palisade $1,888
168 RAM 4500 $1,847
167 Nissan 370Z $1,846
166 GMC Sierra 3500HD $1,835
165 Honda Clarity $1,828
164 Chevrolet Bolt EV $1,827
163 RAM 3500 $1,822
162 Subaru WRX $1,819
161 Toyota Land Cruiser $1,812
160 Nissan Altima $1,805
159 KIA Telluride $1,801
158 Dodge Grand Caravan $1,798
157 FIAT 124 Spider $1,795
156 Ford Expedition $1,790
155 Mitsubishi Outlander $1,787
154 KIA Stinger $1,786
153 Subaru BRZ $1,773
152 Ford Mustang $1,773
151 Ford F-350 Super Duty $1,766
150 Ford F-250 Super Duty $1,766
149 Toyota Corolla $1,764
148 Nissan Armada $1,764
147 GMC Sierra 2500HD $1,763
146 KIA Cadenza $1,762
145 Hyundai IONIQ $1,760
144 Dodge Journey $1,758
143 Hyundai Veloster $1,757
142 Chevrolet Silverado 2500HD $1,756
141 Toyota Avalon $1,756
140 Honda Insight $1,753
139 GMC Yukon XL $1,740
138 Jeep Gladiator $1,734
137 Volkswagen Arteon $1,732
136 Chevrolet Camaro $1,731
135 Volkswagen Golf GTI $1,728
134 Hyundai Accent $1,726
133 Hyundai Sonata $1,724
132 Nissan Titan XD $1,720
131 Chevrolet Silverado 3500HD $1,720
130 Mitsubishi Mirage G4 $1,719
129 Chevrolet Blazer $1,717
128 Chrysler 300 $1,717
127 Volkswagen Jetta $1,716
126 Ford Fusion Hybrid $1,715
125 Nissan Versa $1,711
124 Toyota Avalon Hybrid $1,708
123 Toyota C-HR $1,704
122 Ford Fusion Energi $1,704
121 Chevrolet Silverado 1500 $1,702
120 Toyota Venza $1,702
119 Chevrolet Suburban $1,699
118 Nissan Titan $1,698
117 GMC Yukon $1,690
116 Chevrolet Tahoe $1,681
115 Subaru Ascent $1,680
114 Dodge Durango $1,669
113 Ford Fusion $1,668
112 Chevrolet Impala $1,664
111 Honda Passport $1,663
110 GMC Sierra 1500 $1,660
109 Chevrolet Malibu $1,659
108 Toyota Camry Hybrid $1,658
107 Nissan Pathfinder $1,655
106 Volkswagen Passat $1,651
105 RAM 2500 $1,650
104 Hyundai Elantra $1,648
103 Buick Envision $1,647
102 Mitsubishi Mirage $1,644
101 Ford Explorer $1,644
100 Toyota Prius $1,641
99 KIA Soul $1,634
98 RAM Promaster City $1,634
97 KIA Optima $1,634
96 Nissan NV200 $1,629
95 Hyundai Santa Fe $1,623
94 Buick Enclave $1,621
93 Nissan Murano $1,615
92 Ford F-150 $1,612
91 Hyundai Elantra GT $1,611
90 Honda Civic $1,606
89 Toyota Highlander $1,604
88 Chevrolet Sonic $1,602
87 Mitsubishi Outlander Sport $1,601
86 Volkswagen Atlas $1,599
85 Chevrolet Traverse $1,599
84 RAM 1500 $1,596
83 KIA Forte $1,594
82 Nissan Sentra $1,591
81 Toyota Highlander Hybrid $1,591
80 Mitsubishi Eclipse Cross $1,588
79 Nissan Leaf $1,582
78 Jeep Grand Cherokee $1,582
77 RAM ProMaster Cargo Van $1,575
76 Mazda 6 $1,575
75 Ford Ranger $1,573
74 Toyota Sienna $1,571
73 Toyota Tundra $1,571
72 Chevrolet Colorado $1,568
71 Nissan NV Cargo $1,568
70 KIA Rio $1,568
69 Toyota Yaris $1,563
68 Nissan Frontier $1,562
67 Nissan Kicks $1,492
66 GMC Canyon $1,489
65 Honda Accord $1,485
64 GMC Savana Cargo $1,484
63 GMC Acadia $1,483
62 Honda Odyssey $1,482
61 Chevrolet Express Cargo $1,481
60 Ford Edge $1,480
59 Chevrolet Trailblazer $1,480
58 Jeep Cherokee $1,478
57 Toyota Sequoia $1,474
56 Mazda CX-9 $1,472
55 KIA K5 $1,471
54 MINI Countryman $1,470
53 Honda Pilot $1,469
52 Subaru Legacy $1,468
51 Ford Ecosport $1,466
50 Chevrolet Equinox $1,464
49 FIAT 500L $1,463
48 Ford Transit Wagon $1,460
47 Chevrolet Express $1,459
46 Ford Escape $1,454
45 Dodge Charger $1,451
44 Ford Transit Connect $1,450
43 Toyota 4Runner $1,448
42 Toyota Tacoma $1,445
41 Toyota Camry $1,444
40 Subaru Forester $1,442
39 Hyundai Venue $1,440
38 Chrysler Pacifica $1,439
37 Dodge Challenger $1,438
36 Volkswagen Golf $1,438
35 Honda Ridgeline $1,438
34 KIA Sedona $1,437
33 Buick Encore $1,437
32 Jeep Renegade $1,434
31 Ford Transit Cargo $1,432
30 Subaru Impreza $1,432
29 MINI Clubman $1,431
28 Nissan Rogue Sport $1,430
27 Mazda 3 $1,430
26 Chevrolet Trax $1,426
25 GMC Terrain $1,425
24 Jeep Compass $1,425
23 KIA Sorento $1,421
22 Honda HR-V $1,421
21 Volkswagen Tiguan $1,420
20 Hyundai Kona EV $1,419
19 KIA Sportage $1,416
18 Mazda MX-5 Miata $1,413
17 Toyota RAV4 $1,410
16 KIA Rio 5 $1,409
15 Nissan Rogue $1,406
14 KIA Niro $1,406
13 Jeep Wrangler $1,405
12 Mazda CX-3 $1,404
11 Mazda CX-30 $1,402
10 FIAT 500X $1,401
9 Hyundai Tucson $1,399
8 Honda Fit $1,399
7 Chrysler Voyager $1,393
6 Subaru Crosstrek $1,393
5 Subaru Outback $1,390
4 Hyundai Kona $1,388
3 Honda CR-V $1,381
2 Chevrolet Spark $1,380
1 Mazda CX-5 $1,378