Ranking the Most Expensive Luxury Cars to Insure

The cheapest cars to insure are often the ones with lowest sticker prices. But this isn't always the case. Factors like safety features, repair costs and typical driver profile all play a role. We analyzed over 300 models and ranked the least and most expensive luxury and popular cars to insure. Our rankings are based on a 40 year old good driver with full coverage and good credit that drives around 13k miles annualy.

A few of these rankings may surprise you, while many are right about where you'd expect them to be. Keep in mind that the brand rankings are an average of their models. Some manufacturers only produce small affordable sedans, while others have a full line-up of cars, trucks and SUVs. Click on any brand or model name to see more detail on how age, location and driving record can impact rates. Or, visit our Competitive Quote Tool to search for a lower insurance premium.

Insurance premiums vary a great deal per individual and by provider. Smart car buyers compare insurance rates before they buy their next vehicle to avoid unpleasant surprises. As car-buyer advocates, our mission is to educate and inform car shoppers before they buy.

Even if you're not in the market for a car, you may still be able to find a more affordable policy with identical coverage. If you haven't compared insurance rates for more than three years, you're due to see what's out there. Insurance companies compete vigorously for new business. Changing insurance carriers is a relatively easy process. You can shop multiple quotes using our Competitive Quote Tool. Who knows, you may be able to save hundreds of dollars per year, in just a few clicks. While it's free to use, we do receive a small commission if you find a better deal.

The Most Expensive Luxury Cars to Insure

The Most Expensive Luxury Cars to Insure

Rank Model Annual Insurance Cost
128 Rolls-Royce Wraith $6,970
127 Lamborghini Aventador $5,604
126 Lamborghini Huracan $4,910
125 Bentley Continental GT $4,676
124 Rolls-Royce Ghost $4,544
123 Maserati Ghibli $3,751
122 McLaren 570S $3,711
121 BMW i8 $3,596
120 Porsche 911 $3,569
119 Bentley Bentayga $3,524
118 Audi S8 $3,511
117 Maserati Levante $3,447
116 Audi R8 $3,416
115 Aston Martin Vantage $3,405
114 BMW 8 Series $2,941
113 BMW M5 $2,895
112 Lexus RC F $2,891
111 Porsche Panamera $2,887
110 BMW X6 $2,883
109 Mercedes-Benz S-Class $2,878
108 BMW X7 $2,877
107 Genesis G70 $2,863
106 BMW 7 Series $2,861
105 Land Rover Range Rover $2,844
104 Mercedes-Benz G-Class $2,829
103 Audi S6 $2,823
102 Tesla Model X $2,794
101 Mercedes-Benz SLC 300 Roadster $2,775
100 Tesla Model S $2,488
99 Audi A8 $2,438
98 Mercedes-Benz CLS-Class $2,422
97 Jaguar I-PACE $2,390
96 Audi A7 $2,381
95 Jaguar F-TYPE $2,378
94 Tesla Model Y $2,375
93 Land Rover Range Rover Sport $2,288
92 BMW Z4 $2,278
91 Lincoln Aviator $2,260
90 BMW 4 Series $2,256
89 Cadillac Escalade $2,252
88 Audi S5 $2,248
87 Mercedes-Benz E-Class $2,245
86 Genesis G80 $2,233
85 INFINITI Q50 $2,217
84 Audi S4 $2,211
83 Jaguar XF $2,209
82 BMW X6 M $2,209
81 Audi TT $2,200
80 Audi A6 $2,194
79 Lexus LX 570 $2,192
78 BMW 5 Series $2,183
77 Audi Q8 $2,183
76 Genesis G90 $2,182
75 Porsche 718 Boxster $2,178
74 Cadillac CT6 $2,176
73 Porsche Cayenne $1,990
72 BMW X5 $1,987
71 Lexus GS 350 $1,978
70 Cadillac Escalade ESV $1,970
69 Jaguar XE $1,958
68 Audi TTS $1,947
67 Alfa Romeo Giulia $1,947
66 INFINITI Q60 $1,942
65 Land Rover Range Rover Velar $1,942
64 Audi A5 Sportback $1,933
63 Lexus IS 350 $1,922
62 Mercedes-Benz GLS-Class $1,909
61 BMW 3 Series $1,907
60 Tesla Model 3 $1,905
59 Audi A5 $1,894
58 Volvo S90 $1,887
57 Mercedes-Benz GLE-Class $1,886
56 Mercedes-Benz CLA-Class $1,881
55 Lexus ES 300h $1,878
54 Mercedes-Benz SL-Class $1,877
53 Lincoln Continental $1,877
52 Lincoln MKZ $1,875
51 Porsche Macan $1,869
50 Audi A3 $1,864
49 Cadillac CT5 $1,860
48 Lincoln Navigator $1,850
47 Lexus RX 450h $1,844
46 Cadillac CT4 $1,836
45 BMW i3 $1,834
44 BMW X3 $1,832
43 Land Rover Range Rover Evoque $1,823
42 Lexus GX 460 $1,821
41 Mercedes-Benz A-Class $1,807
40 Land Rover Discovery Sport $1,798
39 INFINITI QX80 $1,797
38 BMW X2 $1,789
37 Lincoln Corsair $1,788
36 Audi Q7 $1,784
35 Mercedes-Benz C-Class $1,784
34 Alfa Romeo Stelvio $1,781
33 Land Rover Discovery $1,781
32 Jaguar E-PACE $1,780
31 Lexus NX 300 $1,778
30 Audi SQ5 $1,757
29 Cadillac XT4 $1,757
28 Cadillac XT5 $1,753
27 Jaguar F-Pace $1,753
26 Audi Q5 $1,747
25 INFINITI QX60 $1,747
24 Audi e-tron $1,747
23 Lexus ES 350 $1,745
22 BMW 2 Series $1,745
21 Volvo V60 Cross Country $1,741
20 Acura RLX $1,738
19 Volvo V60 $1,737
18 Lexus RX 350 $1,726
17 Audi A4 $1,724
16 Lincoln Nautilus $1,722
15 Volvo XC90 $1,711
14 Mercedes-Benz GLC-Class $1,706
13 Acura ILX $1,694
12 Acura TLX $1,685
11 Mercedes-Benz GLA-Class $1,680
10 Volvo XC40 $1,651
9 INFINITI QX50 $1,648
8 Audi Q3 $1,646
7 Mercedes-Benz Sprinter $1,643
6 Volvo S60 $1,639
5 Acura MDX $1,625
4 BMW X1 $1,614
3 Mercedes-Benz Metris $1,565
2 Volvo XC60 $1,563
1 Acura RDX $1,486