Ranking the Most Expensive Luxury Cars to Insure

The cheapest cars to insure are often the ones with lowest sticker prices. But this isn't always the case. Factors like safety features, repair costs and typical driver profile all play a role. We analyzed over 300 models and ranked the least and most expensive luxury and popular cars to insure. Our rankings are based on a 40 year old good driver with full coverage and good credit that drives around 13k miles annualy.

A few of these rankings may surprise you, while many are right about where you'd expect them to be. Keep in mind that the brand rankings are an average of their models. Some manufacturers only produce small affordable sedans, while others have a full line-up of cars, trucks and SUVs. Click on any brand or model name to see more detail on how age, location and driving record can impact rates. Or, visit our Competitive Quote Tool to search for a lower insurance premium.

Insurance premiums vary a great deal per individual and by provider. Smart car buyers compare insurance rates before they buy their next vehicle to avoid unpleasant surprises. As car-buyer advocates, our mission is to educate and inform car shoppers before they buy.

Even if you're not in the market for a car, you may still be able to find a more affordable policy with identical coverage. If you haven't compared insurance rates for more than three years, you're due to see what's out there. Insurance companies compete vigorously for new business. Changing insurance carriers is a relatively easy process. You can shop multiple quotes using our Competitive Quote Tool. Who knows, you may be able to save hundreds of dollars per year, in just a few clicks. While it's free to use, we do receive a small commission if you find a better deal.

The Most Expensive Luxury Cars to Insure

The Most Expensive Luxury Cars to Insure

Rank Model Annual Insurance Cost
124 Rolls-Royce Wraith $12,224
123 Lamborghini Aventador $9,757
122 Lamborghini Huracan $8,471
121 Bentley Continental GT $7,279
120 Rolls-Royce Ghost $7,073
119 Maserati Ghibli $6,452
118 McLaren 570S $6,383
117 BMW i8 $6,157
116 Porsche 911 $6,110
115 Bentley Bentayga $6,035
114 Audi S8 $6,012
113 Maserati Levante $5,904
112 Audi R8 $5,850
111 Aston Martin Vantage $5,831
110 BMW 8 Series $5,042
109 BMW M5 $4,964
108 Lexus RC F $4,955
107 Porsche Panamera $4,950
106 BMW X6 $4,942
105 Mercedes-Benz S-Class $4,935
104 BMW X7 $4,933
103 Genesis G70 $4,909
102 BMW 7 Series $4,905
101 Land Rover Range Rover $4,877
100 Mercedes-Benz G-Class $4,851
99 Audi S6 $4,840
98 Tesla Model X $4,791
97 Tesla Model S $4,629
96 Audi A8 $4,536
95 Mercedes-Benz CLS-Class $4,507
94 Jaguar I-PACE $4,447
93 Audi A7 $4,430
92 Jaguar F-TYPE $4,424
91 Tesla Model Y $4,418
90 Land Rover Range Rover Sport $4,259
89 BMW Z4 $3,841
88 Lincoln Aviator $3,811
87 BMW 4 Series $3,803
86 Cadillac Escalade $3,798
85 Audi S5 $3,789
84 Mercedes-Benz E-Class $3,785
83 Genesis G80 $3,766
82 INFINITI Q50 $3,735
81 Audi S4 $3,728
80 Jaguar XF $3,724
79 BMW X6 M $3,724
78 Audi TT $3,709
77 Audi A6 $3,697
76 Lexus LX 570 $3,695
75 BMW 5 Series $3,678
74 Audi Q8 $3,678
73 Genesis G90 $3,677
72 Porsche 718 Boxster $3,672
71 Porsche Cayenne $3,220
70 BMW X5 $3,216
69 Lexus GS 350 $3,199
68 Cadillac Escalade ESV $3,186
67 Audi TTS $3,149
66 Alfa Romeo Giulia $3,149
65 Land Rover Range Rover Velar $3,142
64 INFINITI Q60 $3,142
63 Audi A5 Sportback $3,127
62 Lexus IS 350 $3,110
61 Mercedes-Benz GLS-Class $3,087
60 BMW 3 Series $3,084
59 Tesla Model 3 $2,954
58 Audi A5 $2,937
57 Volvo S90 $2,926
56 Mercedes-Benz GLE-Class $2,924
55 Mercedes-Benz CLA-Class $2,918
54 Lexus ES 300h $2,913
53 Mercedes-Benz SL-Class $2,912
52 Lincoln MKZ $2,909
51 Porsche Macan $2,898
50 Audi A3 $2,891
49 Cadillac CT5 $2,886
48 Lincoln Navigator $2,870
47 Lexus RX 450h $2,860
46 Cadillac CT4 $2,848
45 BMW i3 $2,845
44 BMW X3 $2,843
43 Land Rover Range Rover Evoque $2,620
42 Lexus GX 460 $2,617
41 Mercedes-Benz A-Class $2,598
40 Land Rover Discovery Sport $2,584
39 INFINITI QX80 $2,583
38 BMW X2 $2,573
37 Lincoln Corsair $2,570
36 Mercedes-Benz C-Class $2,565
35 Audi Q7 $2,565
34 Land Rover Discovery $2,561
33 Alfa Romeo Stelvio $2,561
32 Jaguar E-PACE $2,558
31 Lexus NX 300 $2,555
30 Cadillac XT4 $2,525
29 Audi SQ5 $2,525
28 Jaguar F-Pace $2,520
27 Cadillac XT5 $2,520
26 INFINITI QX60 $2,509
25 Audi Q5 $2,509
24 Audi e-tron $2,509
23 Lexus ES 350 $2,507
22 BMW 2 Series $2,507
21 Volvo V60 Cross Country $2,501
20 Acura RLX $2,497
19 Volvo V60 $2,495
18 Lexus RX 350 $2,479
17 Audi A4 $2,476
16 Lincoln Nautilus $2,474
15 Volvo XC90 $2,458
14 Mercedes-Benz GLC-Class $2,452
13 Acura ILX $2,435
12 Acura TLX $2,422
11 Mercedes-Benz GLA-Class $2,414
10 Volvo XC40 $2,373
9 INFINITI QX50 $2,368
8 Audi Q3 $2,366
7 Mercedes-Benz Sprinter $2,362
6 Volvo S60 $2,355
5 Acura MDX $2,335
4 BMW X1 $2,319
3 Mercedes-Benz Metris $2,250
2 Volvo XC60 $2,247
1 Acura RDX $2,157