Ranking the Most Expensive Luxury Cars to Insure

The cheapest cars to insure are often the ones with lowest sticker prices. But this isn't always the case. Factors like safety features, repair costs and typical driver profile all play a role. We analyzed over 300 models and ranked the least and most expensive luxury and popular cars to insure. Our rankings are based on a 40 year old good driver with full coverage and good credit that drives around 13k miles annualy.

A few of these rankings may surprise you, while many are right about where you'd expect them to be. Keep in mind that the brand rankings are an average of their models. Some manufacturers only produce small affordable sedans, while others have a full line-up of cars, trucks and SUVs. Click on any brand or model name to see more detail on how age, location and driving record can impact rates. Or, visit our Competitive Quote Tool to search for a lower insurance premium.

Insurance premiums vary a great deal per individual and by provider. Smart car buyers compare insurance rates before they buy their next vehicle to avoid unpleasant surprises. As car-buyer advocates, our mission is to educate and inform car shoppers before they buy.

Even if you're not in the market for a car, you may still be able to find a more affordable policy with identical coverage. If you haven't compared insurance rates for more than three years, you're due to see what's out there. Insurance companies compete vigorously for new business. Changing insurance carriers is a relatively easy process. You can shop multiple quotes using our Competitive Quote Tool. Who knows, you may be able to save hundreds of dollars per year, in just a few clicks. While it's free to use, we do receive a small commission if you find a better deal.

The Most Expensive Luxury Cars to Insure

The Most Expensive Luxury Cars to Insure

Rank Model Annual Insurance Cost
128 Rolls-Royce Wraith $9,881
127 Lamborghini Aventador $7,804
126 Lamborghini Huracan $6,775
125 Bentley Continental GT $5,761
124 Rolls-Royce Ghost $5,598
123 Maserati Ghibli $5,107
122 McLaren 570S $5,052
121 BMW i8 $4,873
120 Porsche 911 $4,836
119 Bentley Bentayga $4,777
118 Audi S8 $4,759
117 Maserati Levante $4,673
116 Audi R8 $4,630
115 Aston Martin Vantage $4,615
114 BMW 8 Series $3,950
113 BMW M5 $3,888
112 Lexus RC F $3,881
111 Porsche Panamera $3,877
110 BMW X6 $3,871
109 Mercedes-Benz S-Class $3,865
108 BMW X7 $3,864
107 Genesis G70 $3,846
106 BMW 7 Series $3,843
105 Land Rover Range Rover $3,821
104 Mercedes-Benz G-Class $3,800
103 Audi S6 $3,792
102 Tesla Model X $3,753
101 Mercedes-Benz SLC 300 Roadster $3,728
100 Tesla Model S $3,626
99 Audi A8 $3,553
98 Mercedes-Benz CLS-Class $3,530
97 Jaguar I-PACE $3,483
96 Audi A7 $3,470
95 Jaguar F-TYPE $3,465
94 Tesla Model Y $3,461
93 Land Rover Range Rover Sport $3,336
92 BMW Z4 $2,977
91 Lincoln Aviator $2,954
90 BMW 4 Series $2,948
89 Cadillac Escalade $2,944
88 Audi S5 $2,937
87 Mercedes-Benz E-Class $2,934
86 Genesis G80 $2,920
85 INFINITI Q50 $2,896
84 Audi S4 $2,891
83 Jaguar XF $2,888
82 BMW X6 M $2,888
81 Audi TT $2,876
80 Audi A6 $2,867
79 Lexus LX 570 $2,865
78 BMW 5 Series $2,852
77 Audi Q8 $2,852
76 Genesis G90 $2,851
75 Porsche 718 Boxster $2,847
74 Cadillac CT6 $2,844
73 Porsche Cayenne $2,471
72 BMW X5 $2,468
71 Lexus GS 350 $2,456
70 Cadillac Escalade ESV $2,446
69 Jaguar XE $2,431
68 Audi TTS $2,417
67 Alfa Romeo Giulia $2,417
66 INFINITI Q60 $2,411
65 Land Rover Range Rover Velar $2,411
64 Audi A5 Sportback $2,400
63 Lexus IS 350 $2,387
62 Mercedes-Benz GLS-Class $2,369
61 BMW 3 Series $2,367
60 Tesla Model 3 $2,267
59 Audi A5 $2,254
58 Volvo S90 $2,245
57 Mercedes-Benz GLE-Class $2,244
56 Mercedes-Benz CLA-Class $2,239
55 Lexus ES 300h $2,235
54 Mercedes-Benz SL-Class $2,234
53 Lincoln Continental $2,234
52 Lincoln MKZ $2,232
51 Porsche Macan $2,224
50 Audi A3 $2,219
49 Cadillac CT5 $2,215
48 Lincoln Navigator $2,203
47 Lexus RX 450h $2,195
46 Cadillac CT4 $2,186
45 BMW i3 $2,184
44 BMW X3 $2,182
43 Land Rover Range Rover Evoque $1,990
42 Lexus GX 460 $1,988
41 Mercedes-Benz A-Class $1,974
40 Land Rover Discovery Sport $1,964
39 INFINITI QX80 $1,962
38 BMW X2 $1,955
37 Lincoln Corsair $1,953
36 Audi Q7 $1,949
35 Mercedes-Benz C-Class $1,949
34 Alfa Romeo Stelvio $1,946
33 Land Rover Discovery $1,946
32 Jaguar E-PACE $1,944
31 Lexus NX 300 $1,942
30 Audi SQ5 $1,919
29 Cadillac XT4 $1,919
28 Cadillac XT5 $1,915
27 Jaguar F-Pace $1,915
26 Audi Q5 $1,907
25 INFINITI QX60 $1,907
24 Audi e-tron $1,907
23 Lexus ES 350 $1,905
22 BMW 2 Series $1,905
21 Volvo V60 Cross Country $1,901
20 Acura RLX $1,898
19 Volvo V60 $1,896
18 Lexus RX 350 $1,884
17 Audi A4 $1,882
16 Lincoln Nautilus $1,880
15 Volvo XC90 $1,868
14 Mercedes-Benz GLC-Class $1,863
13 Acura ILX $1,850
12 Acura TLX $1,840
11 Mercedes-Benz GLA-Class $1,834
10 Volvo XC40 $1,803
9 INFINITI QX50 $1,799
8 Audi Q3 $1,797
7 Mercedes-Benz Sprinter $1,794
6 Volvo S60 $1,789
5 Acura MDX $1,774
4 BMW X1 $1,763
3 Mercedes-Benz Metris $1,710
2 Volvo XC60 $1,708
1 Acura RDX $1,639