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Ah, the age-old question: Should you lease your next automobile or buy it instead? Conventional wisdom once told us leasing wasn’t a great idea because at the end of the lease term, you’d have nothing to show for all the money you’d spent. But as cars have gotten more expensive, leasing has become a popular way to get relatively low monthly payments on a new vehicle without putting down a lot of cash.
So what’s the right solution for you? Let’s take a look at some of the pros and cons of leasing and buying, then we’ll talk about what type of owner you might be to help guide your decision. And last but not least, we’ll go through a couple of key concepts—what money factor is, and why down payments are two totally different things in leasing versus buying.
Should you buy or lease? Let’s find out!
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Loved this podcast. Our situations are similar Ray. I love leasing because I used to always trade in after it was paid off so I always had a car payment. Now I have a better car a lower payment and a vehicle always under warranty. My wife doesn’t understand this. She thinks just as your wife did. She bought a new Subaru Outback and financed it for 5 years.?