Rates are changing, but deals can still be had when financing a new car. It’s getting more expensive to borrow money, so the lowest APR finance deals are likely to vanish in months to come. If you’re thinking of financing a new car, loan interest rates are on the rise. These are the best new car finance deals in September 2023.
The Best Auto Loan Rates For New Cars (September 2023)
We’ve compiled every manufacturer’s financing incentives below, but these are the BEST loan deals with the LOWEST auto loan rates this month.
- Hyundai: As low as 0.0% APR for most models.
- Ford: As low as 0.0% APR for most 2023 models.
- Nissan: As low as 0.0% APR for most 2023 models.
- Chevrolet: As low as 1.9% APR for most 2023 models.
- GMC: APR as low as 0.9% for most models.
- Honda: APR as low as 0.9% for most models, such as the Accord, Odyssey, Passport, Pilot and more.
Ready for pro help with your car purchase? Work with a CarEdge Coach today! Never overpay for a car again.
Let’s dive into every automaker’s financing and cash offers for September.
Buick Cash and Financing Deals
2023 models
Enclave, Encore GX, Envision
Finance offer: As low as 1.9% APR, up to $1,000 cash incentive
2024 models (all): As low as 2.9% APR, up to $1,000 cash incentive
BMW Cash and Financing Deals
2024 models
BMW iX: $0-$2,000 2.9-13.6% APR;
2 Series, 3 Series, 4 Series, 5 Series, 7 Series, 8 Series, i4, i5, i7, M2,
M3, M4, M8, X1, X3, X3 M, X4, X4 M, X5, X5 M, X6, X6 M, X7, XM, Z4: 2.9-13.6%
2023 models
BMW 8 Series, M8: $0-$3,000 2.9-13.6% APR;
iX: $0-$2,000 2.9-13.6%;
4 Series, 5 Series, X5: $0-$1,000 2.9-13.6%;
i4, i7, M2, M3, M4, M5, X1,
X2, X3, X3 M, X4, X4 M,
X5 M, X6, X6 M, X7, XM, Z4: 2.9-13.6%
Cadillac Cash and Financing Deals
In September, Cadillac has these cash and APR offers for new cars:
2024 models
CT4, XT5, XT6: $500-$3,000 cash incentive, APR as low as 0.9%
CT5, XT4: $500-$1,000 cash incentive, APR as low as 0.9%
Lyriq EV: APR as low as 0.9%
Ready for pro help with your car purchase? Work with a CarEdge Coach today! Never overpay for a car again.
See Cadillac listings near you.
Chevrolet Cash and Financing Deals
In September, Chevrolet is offering 0% APR financing, which is an amazing deal in times of high interest rates:
2024 models Chevrolet Blazer, Camaro, Equinox, Malibu, Silverado 1500, Silverado 2500HD, Silverado 3500HD, Silverado EV, Trax, Trailblazer: 6.8% APR, $1,000 cash incentive
Blazer EV, Corvette: 6.9% APR
2023 models
Chevrolet Silverado 1500: $750-$1,750 0% APR (Truck Season sale)
Blazer, Equinox: $0-$1,250 0% APR
Bolt EV and Bolt EUV: $1,000-$5,000, 0% APR
Camaro, Malibu: $750-$1,000, 0% APR
Express Cargo Van, Express Passenger, Suburban, Tahoe, Trailblazer, Traverse: 0% APR
See Chevrolet listings near you.
Chrysler Cash and Financing Deals
In September, Chrysler has the following financing deals:
2023 models Chrysler 300: $0-$2,000 cash incentive, 6.9-8.9% APR
Pacifica: $500 cash incentive, 6.9-8.9%
See Chrysler listings near you.
Dodge Cash and Financing Deals
These are Dodge’s cash and financing offers this month:
2024 models
Dodge Hornet: Up to $6,750 in cash incentives, 7.9% APR
2023 models Dodge Challenger and Charger: $2,000 cash offer, 6.9-8.9% APR
Durango: $0-$2,500, 6.9-8.9%
Hornet: $500, 6.9-8.9%
Ford Cash and Financing Deals
In September, Ford is advertising these cash and financing offers:
2024 models
Ford Edge: $1,500 cash offer, APR as low as 2.9% Bronco, Bronco Sport, Escape, Expedition, Expedition Max, Maverick, Mustang, Ranger, F-250, F-350: 2.9% APR
2023 models
Ford Mustang Mach-E: $2,000-$3,000 cash incentive, 0% APR financing
Edge, Escape: $500-$2,000 0-7.9%
Mustang: $1,000-$3,000 cash, 0% APR
F-150 Lightning: $500-$3,000 0-7.9% APR
Explorer: $0-$1,000 0-7.9%
Expedition, Expedition Max, F-150: $500-$2,000, 0-7.9% APR
Bronco, Bronco Sport, E-Transit Cargo Van, Maverick, Ranger, Transit Cargo Van, Transit Connect Wagon, Transit Crew Van,
Transit Passenger Wagon: 0-7.9% APR
Learn more at Ford.com.
GMC Cash and Financing Deals
In September 2023, GMC has a few financing offers:
2024 models
Savana van, Sierra 2500HD, Sierra 3500HD, Terrain: $1,000 cash, 7.0-8.2% APR
2023 models Acadia, Savana Cargo Van, Savana Passenger, Sierra 1500, Sierra 2500HD, Sierra 3500HD, Terrain, Yukon, Yukon XL: $1,000, 0.9% APR
Honda/Acura Cash and Financing Deals
In September, Honda and Acura are advertising these financing offers:
2024 models
Acura Integra, MDX: 6.8% APR Honda Accord, Civic, CR-V, HR-V, Odyssey, Pilot: 3.9% APR
2023 models
Acura Integra, MDX, RDX, TLX: 3.9% APR
Honda Accord (incl. Hybrid), Civic Hatchback, Civic Sedan, CR-V, HR-V, Odyssey, Passport, Pilot, Ridgeline: 0.9% APR financing
Hyundai Cash and Financing Deals
In September, Hyundai is offering as low as 0% APR for several models
2024 models
Hyundai Tucson, Santa Cruz: $0-$1,000 cash offer, 2.9% APR
Kona, Palisade, Tucson Hybrid, Tucson Plug-In Hybrid: 2.9% APR
2023 models
IONIQ 5: up to $7,500 cash incentive, 0.9% APR
IONIQ 6: up to $5,000 off, 0.9% APR
Sonata: $0-$1,750 0-7.8%
Kona, Santa Cruz, Santa Fe, Sonata, Tucson: up to $2,000 off, 0.9% APR
Elantra, Kona EV: $0-$1,000 off, 0.9% APR
Venue: $400 off, 0.9% APR
Palisade, Santa Fe Hybrid, Santa Fe Plug-In Hybrid,
Sonata Hybrid, Tucson Hybrid, Tucson Plug-In Hybrid: 0.9% APR%
Ready for pro help with your car purchase? Work with a CarEdge Coach today! Never overpay for a car again.
See Hyundai listings near you.
Jeep Cash and Financing Deals
This month, these are Jeep’s cash incentives and financing offers:
2024 models
Jeep Wrangler 4-Door, Grand Cherokee; up to $7,500 cash incentive, 7.9% APR
Compass, Wagoneer, Grand Wagoneer, Wrangler 2-Door: 7.9% APR
2023 models
Jeep Wrangler 4-Door, Wrangler 4-Door: $0-$7,500 off, 1.9% APR
Compass, Gladiator, Grand Cherokee L, Renegade: $0-$2,000, 1.9% APR
Cherokee: $0-$1,000 off, 1.9-8.9% APR
Wrangler 2-Door: $0-$1,000 1.9-8.9% APR
Grand Wagoneer, Grand Wagoneer L,
Wagoneer, Wagoneer L, Wrangler 2-Door: 1.9-8.9% APR
Kia Cash and Financing Deals
Check out the latest Kia offers in September:
2024 models
Kia Soul: $300 off, 5.2% APR Carnival, Forte, K5, Niro, Seltos, Sportage, Telluride: 5.2-8.2% APR
2023 models
EV6, Niro EV: $0-$5,000 cash offer, 0.9% APR
Stinger: $0-$1,500, 0.9-8.2%
Sorento: $0-$1,250, 0.9-8.2%
Forte, Soul: $0-$500, 0.9-8.2%
K5, Rio: $0-$300, 0.9-8.2%
Carnival, Niro, Niro Plug-In Hybrid, Seltos,
Sorento, Sportage, Telluride: 0.9-8.2% APR
Lexus Cash and Financing Deal
2024 models
Lexus RZ (electric): $7,500 cash incentive, 6.5% APR
ES, LC, NX: 6.5-11.9% APR
2023 models
Lexus RZ, NX: up to $7,500 cash incentives, 4.9% APR
ES, GX, IS, LC, LS, LX,
NX, RC, RC F, RX, RZ: 4.9% APR financing.
Mazda Cash and Financing Deals
In September, Mazda has these cash and financing offers:
2024 models
Mazda CX-5, CX-50, CX-90,
Mazda3 Sedan,
Mazda3 Hatchback $1,000 cash offer, 3.9% APR
2023 models
Mazda CX-9, Mazda3 Sedan,
Mazda3 Hatchback, MX-30 $1,000 cash offer, 0.9% APR
MX-5 Miata, MX-5 Miata RF $750-$1,000 off, 0.9% APR
CX-30, CX-5, CX-50 $500-$1,000 off, 0.9% APR
Learn more about these offers at MazdaUSA.com
Nissan Cash and Financing Deals
In September 2023, Nissan has these cash and financing deals:
2024 models
Altima, GT-R, Leaf, Murano,
Pathfinder, Nissan Titan, Titan XD: 0.9% APR
2023 models
Nissan Ariya, Leaf: $1,000-$3,750 cash offer, 0-9.7% APR
Titan, Titan XD $500-$3,000 0-9.7%
Maxima $0-$750 0-9.7%
Altima, Murano, Rogue $0-$500 0-9.7%
Armada, Frontier, GT-R,
Kicks, Pathfinder, Sentra,
Versa Sedan, Z: 0-9.7% APR
Learn more about these offers at NissanUSA.com
Ram Cash and Financing Deals
In September, Ram has these active cash and financing offers:
2024 models
Ram 1500: Up to $3,000 off, 3.9% APR; Ram 2500, 3500: 3.9% APR
2023 models
Ram 1500: $0-$4,000, 0% APR
1500 Classic, 2500: $0-$1,000, 0% APR
3500, ProMaster Van: 0% APR
See details at ramtrucks.com
Subaru Cash and Financing Deals
2024 models
Subaru Ascent, Crosstrek,
Legacy, Impreza Wagon,
Outback 4.9-7.2% APR financing
2023 models
Subaru Crosstrek Hybrid: $0-$6,000 cash incentives, 0.9-6.4% APR
Ascent, BRZ, Crosstrek,
Forester, Impreza Sedan,
Impreza Wagon, Legacy,
Outback, Solterra, WRX: 0.9-6.4% APR financing
Ready for pro help with your car purchase? Work with a CarEdge Coach today! Never overpay for a car again.
See which models and trims qualify at subaru.com.
Toyota Cash and Financing Deals
In September, Toyota has these APR deals for well-qualified buyers:
2024 models
Toyota Prius Prime: $0-$4,500 cash offer, 6.5% APR
Camry, Corolla, Corolla Hatchback $0-$750 cash offer, 6.5% APR
Grand Highlander, Prius, Sequoia, Supra, Tundra: 6.5% APR
2023 models
Toyota Mirai (Hydrogen fuel cell, select markets) $0-$30,000 discounts
BZ4X: $7,500 off, 1.9% APR
RAV4 Prime, Prius Prime: up to $6,500 cash incentive, 1.9% APR
4Runner, Camry, Corolla, Corolla Cross,
Corolla Hatchback, Crown, GR Corolla, GR86,
Highlander, Prius, RAV4, Sequoia, Sienna, Supra,
Tacoma, Tundra, Venza: 1.9% APR financing
Learn more about these offers at Toyota.com
Volkswagen Cash and Financing Deals
2024 models Volkswagen Atlas, Atlas Cross Sport, Jetta, Taos, Tiguan: 4.9% APR
2023 models
Volkswagen Arteon, Atlas, Atlas Cross Sport, Golf GTI,
Golf R, ID4, Jetta, Passat, Taos, Tiguan: 3.9% APR
See Volkswagen listings near you.
Buying a Car Soon? Check Out These Other Resources
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Looking for something else? Visit our blog, or consult 1:1 with a real CarEdge Car Coach to get customized help with your car deal. It could save you thousands!
I’ve owned my 2015 Nissan murano SL since March 2016 I bought it with 8,000 miles. I’ve taken great care of it, followed the manual service schedule, the car still looks new. It has 128000 miles, with no mechanical issues. I’ve gotten a online appraisal from west herr in Lockport NY 11,500 I got an email from Victor telling me please call him, he thinks he might get me even more. When I called he wasn’t working, his partner told me to take it to our local west herr dealership for in person appraisal. When I went there I was told kbb NOT the same appraisal from dealer site offered 7,000.00 when I refused I showed them the screen shot and Victor’s email. They told me your car isn’t worth 11,500 to us. Your car shows it had THREE accidents.. ive never had even one. Is it possible for a dealer to add an accident? I think west herr added an accident because now every online appraisal says I have accidents when it never said that before.
Today I got an appraisal from JD Powers showing a dealer would sell my car for 16-17,000 & trade on a rough is 11,500 and up to 14,000 on good condition which mine is.
Dealers are crooks, I don’t need a car I want a car. My way or no sale
Can dealers add fake accident reports to low ball their appraisal?
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