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The Best Auto Loan Rates Right Now (March 2024 Updates)

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Last updated Mar 4, 2024

Rates are changing, but deals can still be had when financing a new car. Interest rates remain high in 2024, and the lowest APR finance deals are likely to vanish in months to come. If you’re thinking of financing a new car, you’ll want to take advantage of manufacturer incentives to save thousands. These are the best new car finance deals in March 2024. 

The Best Auto Loan Rates For New Cars (March 2024)

We’ve compiled every manufacturer’s financing incentives below, but these are the BEST loan deals with the LOWEST auto loan rates this month. 

  • 0% Financing: 2023 Nissan Ariya EV, Titan, Titan XD; 2023 Kia EV6; Subaru Solterra EV; 2024 Hyundai Tucson and 2023 Hyundai Santa Fe; 2024 Ford Edge
  • 0.9% APR: Honda Ridgeline; Mazda CX-30, CX-5
  • 1.9% APR: 2024 Subaru Outback, 2023 Chevrolet Silverado and Equinox, Trailblazer, Blazer

👉 Ready for pro help with your car purchase? Work with a CarEdge Coach today! Never overpay for a car again.

Let’s dive into every automaker’s financing and cash offers for March.

BMW Cash and Financing Deals

bmw financing rates

2.99% APR for 60 months for the 2024 BMW iX electric luxury SUV and i5 electric luxury sedan

3.99% APR for 60 months for the BMW i4 M50 electric car

Learn more at BMWUSA.com

See BMW listings with local market data.

Buick Cash and Financing Deals

0.9% APR + $750 purchase allowance for the 2024 Buick Encore GX

0.9% APR for remaining new 2023 Enclave, Envision, Encore GX

Up to $3,500 in cash incentives for remaining 2023 Buick Envision, Enclave, and Encore

NO payments for 90 days

See details at buick.com

Cadillac Cash and Financing Deals

2024 Cadillac XT6 financing deals - luxury SUV deals this month

In March, Cadillac has these cash and APR offers for new cars:

3.9% APR for 48 months for the 2024 Cadillac XT5, XT6, CT4, and CT5

Up to $1,500 in cash incentives for remaining 2023 model XT4, XT5 and XT6 + $1,000 additional cash for Costco members

Ready for pro help with your car purchase? Work with a CarEdge Coach today! Never overpay for a car again.

See Cadillac listings with local market data.

Chevrolet Cash and Financing Deals

Chevrolet Silverado financing offers this month - 2024

Chevrolet is offering 1.9% to 2.1% APR offers for multiple models, + NO payments for 90 days.

1.9% APR for 36 months: 2024 Silverado 1500, Equinox, Blazer, Trailblazer

  • Up to $2,000 cash allowance for these models

2.9% APR for 72 months or 1.9% APR for 36 months: 2024 Silverado 1500 + $5,000 cash allowance

Learn more at chevrolet.com

See Chevrolet listings near you with local market data.

Chrysler Cash and Financing Deals

In March, Chrysler has the following APR and cash deals:

2023 Chrysler Pacifica: 4.9% APR for 72 months, up to $3,000 cash allowance

2023 Chrysler Pacifica Plug-In Hybrid: up to $9,500 cash allowance including the federal tax credit

See Chrysler listings near you with local market data.

Learn more at chrysler.com

Dodge Cash and Financing Deals

These are Dodge’s cash and financing offers this month:

  • $2,000 cash allowance for 2023 Chargers and Challengers

See Dodge listings with local market data.

Learn more at Dodge.com

Ford Cash and Financing Deals

f-150 financing deals in 2024

In March, Ford is advertising these cash and financing offers:

0% APR for 60 months for the 2024 Ford Edge

1.9% APR for 60 months for remaining 2023 Mustang Mach-Es

3.9% APR for 60 months for the 2023 Ford F-150, 2024 Bronco Sport and 2024 Ford Mustang

See Ford listings with local market data.

Learn more at Ford.com.

GMC Cash and Financing Deals

This month, GMC has a few financing offers:

0.9% APR, no payments for 90 days, and up to $3,250 cash allowance: 2023 and 2024 GMC Sierra 1500 and 2024 GMC Terrain

1.9% APR, no payments for 90 days: GMC Acadia

Learn more from GMC.

See GMC listings with local market data.

Honda/Acura Cash and Financing Deals

Honda financing deals 2024

In March, Honda and Acura are advertising these financing offers:

Acura Integra, TLX: 3.9% APR for up to 36 months, or 4.9% APR for up to 60 months

Acura MDX, RDX: 2.49% APR for up to 36 months, or 3.9% APR for up to 60 months

Honda Ridgeline: 0.9% APR for 36 months; 2.9% APR for 60 months

Honda Accord: 2.9-3.9% APR

Honda Civic, CR-V, HR-V, Odyssey, Passport, Pilot: 2.9%-4.9% APR

$1,000 Honda Loyalty cash offer: Accord, Passport

$1,500 loyalty offer + $1,500 conquest offer: Ridgeline

See Honda listings with local market data.

Learn more at honda.com

Hyundai Cash and Financing Deals

Right now, Hyundai is offering as low APR for several models.

0% APR for 36 months: 2024 Tucson (including Hybrid), 2023 Santa Fe

$7,500 cash offer: 2024 Kona Electric (note, the Kona does not qualify for the federal tax credit)

$3,250 cash offer: 2023 Sonata

$2,500 cash offer: 2024 Santa Cruz

$1,500 cash offer: 2024 Tucson

$4,000 cash offer: 2023 Santa Fe

👉 Ready for pro help with your car purchase? Work with a CarEdge Coach today! Never overpay for a car again.

See Hyundai listings with local market data.

Learn more at hyundaiusa.com

Jeep Cash and Financing Deals

This month, these are Jeep’s cash incentives and financing offers:

2023 Grand Cherokee: up to $1,000 cash incentive, 5.9% APR for 72 months

Jeep Grand Cherokee 4xe Plug-in Hybrid: Up to $6,750 cash offer including the federal tax credit

Cherokee: $1,000 cash allowance

Compass, Gladiator, Renegade: Listed at 15% below MSRP

There are no advertised offers for the Jeep Wrangler currently.

See Jeep listings near you.

Kia Cash and Financing Deals

Check out the latest Kia offers in March:

kia financing deals 2024

Kia is having a hard time selling EVs now that the EV6 and Niro EV have lost the federal tax credit. That’s where the best Kia APR deals are this month:

0% APR for 60 months: remaining 2023 Kia EV6

0.9% APR: Kia EV6, Niro EV

1.9% APR: 2023 Sorento

2.9% APR: Stinger, Forte, Soul

3.25% APR: Kia EV9 (Kia’s new 3-row electric SUV)

$5,000 cash offer: 2024 Kia EV6

Learn more at kia.com

See Kia listings near you.

Lexus Cash and Financing Deals

1.9% APR for 60 months for the Lexus RZ electric crossover

$1,000 cash incentive rebate for military and recent college graduates

See Lexus listings with local market data.

Learn more about these offers at Lexus.com

Lincoln Financing Offers

3.9% APR for 72 months (2023 Corsair, Nautilus, Aviator, Navigator)

See Lincoln listings near you.

Mazda Cash and Financing Deals

Mazda finance offers this month - 2024

In March, Mazda has these cash and financing offers:

  • No payments for 90 days (all models)

0.9% APR for 36 months: 2024 Mazda CX-5, CX-30, CX-90, 2023 Miata

See Mazda listings near you.

Learn more about these offers at MazdaUSA.com

Nissan Cash and Financing Deals

This month, Nissan has great financing deals:

0% APR for 72 months for remaining 2023 Nissan Ariya

0% APR for 60 months for remaining 2023 Nissan Titan

1.9% APR for 60 months for the following models: 2023 Rogue

2.9% APR for 60 months for the following models: 2024 Altima, Pathfinder

*Most other Nissan models are available for under 4.9% APR.

See Nissan listings with local market data.

Learn more about these offers at NissanUSA.com

Ram Cash and Financing Deals

Ram has these active cash and financing offers in March 2024:

New 2023 Ram 1500: $4,000 cash allowance, and 3.9% APR for 72 months

New 2023 Ram 1500 Classic: 15% off MSRP, 4.9% APR for 72 months

See Ram listings near you.

See details at ramtrucks.com

Subaru Cash and Financing Deals

2024 Subaru financing offers

0% APR for 72 months: Solterra EV

1.9% APR for 48 months: Outback

2.9% APR for 48 months: 2023 Ascent

3.9%-4.9% APR for other Subaru models.

👉 Ready for pro help with your car purchase? Work with a CarEdge Coach today! Never overpay for a car again.

See Subaru listings near you.

See which models and trims qualify at subaru.com.

Toyota Cash and Financing Deals

This month, Toyota has these APR deals for well-qualified buyers:

1.99% APR: bZ4X electric vehicle

2.99% APR: 2023 Tacoma 4×2

3.49% APR: Highlander

3.99% APR: 2023 Tacoma 4×4, Highlander, RAV4

See Toyota listings near you.

Learn more about these offers at Toyota.com

Volkswagen Cash and Financing Deals

2024 models

1.9% APR for 48 months: Taos, Tiguan, Jetta

3.9% APR for 72 months: 2023 ID.4

See Volkswagen listings near you.

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8 Comments

  1. Amy Bamerick

    I’ve owned my 2015 Nissan murano SL since March 2016 I bought it with 8,000 miles. I’ve taken great care of it, followed the manual service schedule, the car still looks new. It has 128000 miles, with no mechanical issues. I’ve gotten a online appraisal from west herr in Lockport NY 11,500 I got an email from Victor telling me please call him, he thinks he might get me even more. When I called he wasn’t working, his partner told me to take it to our local west herr dealership for in person appraisal. When I went there I was told kbb NOT the same appraisal from dealer site offered 7,000.00 when I refused I showed them the screen shot and Victor’s email. They told me your car isn’t worth 11,500 to us. Your car shows it had THREE accidents.. ive never had even one. Is it possible for a dealer to add an accident? I think west herr added an accident because now every online appraisal says I have accidents when it never said that before.
    Today I got an appraisal from JD Powers showing a dealer would sell my car for 16-17,000 & trade on a rough is 11,500 and up to 14,000 on good condition which mine is.
    Dealers are crooks, I don’t need a car I want a car. My way or no sale
    Can dealers add fake accident reports to low ball their appraisal?

    Reply
  2. Renee w

    I tried to use your tool to find auto insurance. After I entered all my personal information and I see that I’m about to get my quotes, the next window is to pick from three companies (none of which I’ve ever heard of), and picking one opens another window with more choices…….repeat.

    I just stopped and closed them all. How many of these “companies” now have my info? I trusted that you had a bonafide compare tool. It looks more like a scam to get peoples personal information.

    I’m soooo extremely disappointed. I watch you guys on YouTube all the time and I trusted you!!! Why would you do this?

    You must know how this “tool” works! Or DOESNT! I can’t believe it’s even on your site.

    If you’re really who you portray yourselves as, wanting to help people, and being very transparent, you should really take that pos off your site. It doesn’t mesh at all with who you claim to be.

    Reply
    • Zach Shefska

      Hi Renee, I am sorry to hear about your experience. What page was it on? If you use our http://caredge.com/insurance experience it should not do that. Please know you can also call our agents at anytime at 855.786.1144 We truly are here to help, and I am very disappointed in the experience you had.

      Reply
  3. Arthur

    I am looking for used car financing. I have over a 700 score and am looking to finance $30k. I want to get pre-qualified and did at BofA @7.14% for 72 months.
    I tried a credit union, but after some restrictions AKA you must open a checking account or credit card with them to get the best rate which is 6.5% for 72 months. What is a good used car rate nowadays? Not CPO or dealer?
    All I see on this site is for new car rates unless I missed it. Thank you

    Reply
    • Justin Fischer

      Hi Arthur. This page is for new car rates, but you can see our latest update that includes used car rates here. The average is now 14%, which is the highest in 20 years. A good used car rate would be as low as you can qualify for below that. We recommend pre-qualifying with credit unions or community banks to see what you qualify for: https://caredge.com/guides/car-loan-rates-in-2023

      Reply
  4. Jorge

    As negotiating power, can we assume that the dealership financing office could offer their low APR financing incentive rates on other vehicle models that are not being promoted? For example if Ford is offering 2.9% APR for a Bronco, but you’re purchasing an Expedition, could you try to negotiate the finance manager to offer that same 2.9%, or something close, on the Expedition? This is assuming you have excellent credit, of course?

    Reply
  5. Joel

    Are dealerships able to negotiate the dealer financing to lower APR’s in order facilitate a sale for the vehicle? Like if they’re only offering a 5.99% APR for a specific vehicle, but you have amazing credit and are like…”if you can lower that to 2.99%, then I’ll buy the car today. Are they able to do that? Assuming you have fantastic credit?

    Reply

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