The Best Auto Loan Rates in October: Zero Percent Financing and More

Rates are changing, but deals can still be had when financing a new car. Interest rates remain high in 2024, yet smart buyers secure zero percent financing each and every day. If you’re thinking of financing a new car, you’ll want to take advantage of manufacturer incentives to save thousands. These are the best new car finance deals in October 2024. 

👉 Short on time? We’ve highlighted the best offers in bold. You can also see the top deals this month here.

The Best Auto Loan Rates For New Cars in October

We’ve compiled every manufacturer’s financing incentives below, but these are the best loan deals with the lowest auto loan rates this month. Automakers update their incentives between the second and fifth business day of each month. Check back for updates! As you can see, zero percent financing is on the rise in a big way…

• Zero Percent Financing In October: Chevrolet Silverado 1500; Dodge Hornet; Most Jeep models; GMC Sierra 1500; Mazda CX-50, CX-30, CX-5, Mazda3; Kia Sportage, Sortento, EV9, EV6, Niro EV; Nissan Titan, Pathfinder, Rogue; Subaru Solterra; Volkswagen Tiguan, ID.4

👉 Ready for pro help with your car purchase? Learn more about buying with CarEdge. Never overpay for a car again.

Let’s dive into every automaker’s financing and cash offers for October 2024.

BMW Financing Deals

1.99% APR for the BMW 3-Series, 5-Series, select 2024 X1 and X3 models, 2025 X5 and X7 models

2.99% APR for 60 months for the BMW 7-Series, X4, i4, i5, i7 electric sedans and iX electric SUV

Learn more at BMWUSA.com

See BMW listings with local market data.

Buick Financing Deals

0.9% APR for the 2024 Envision, 204-2025 Buick Encore GX

1.4% APR for the 2025 Enclave

See details at buick.com

Browse Buick listings with local market data

Cadillac Financing Deals

Cadillac has these APR offers for new cars this month:

3.9% APR for 36 months for the 2024 Lyriq, XT4, XT5, XT6, as well as CT4 and CT5 luxury sedans

See Cadillac listings with local market data.

Chevrolet Financing Deals

Chevrolet is offering low APR offers for multiple models in October:

0% APR for 36 months: Silverado 1500, Silverado EV + No payments for 90 days

1.9% APR for 36 months: 2024 Silverado, Colorado, Blazer, + No payments for 90 days

Learn more at chevrolet.com

See Chevrolet listings near you with local market data.

Dodge Financing Deals

These are Dodge’s financing offers this month:

0% APR for 72 months: 2024 Dodge Hornet eAWD

Learn more at Dodge.com

See Dodge listings with local market data.

Ford Financing Deals

In October, these are the best cash and financing offers from Ford. Not seeing the deal you’re after? Better year-end sales are almost here.

1.9% APR for 72 months: 2024 Mustang Mach-E

1.9% APR for 60 months: 2024 Ford Explorer

2.9% APR for 72 months: 2024 Ford Expedition

2025 Ford F-150: Finance the F-150 at 3.9% APR for 36 months, or 5.9% APR for 60 months.

See Ford listings with local market data.

Learn more at Ford.com.

GMC Financing Deals

This month, GMC has some of the best financing offers, including the best truck offer:

0% APR for 36 months: 2024 GMC Sierra 1500, Sierra EV

0.9% APR: 2024 GMC Terrain

1.9% APR for 36 months: 2024 Canyon, 2024 GMC Acadia

Learn more from GMC.

See GMC listings with local market data.

Honda Financing Deals

Honda and Acura are advertising these financing offers in October:

0.9% APR for 36 months: 2024 Honda Prologue electric crossover

1.9% APR for 36 months: 2024 Honda Accord, Accord Hybrid, Ridgeline

3.9% APR for 36 months: 2025 Honda CR-V, Passport, Pilot

See Honda listings with local market data.

Hyundai Financing Deals

Right now, Hyundai APR offers are less than stellar:

1.99% APR: Elantra, Tucson, including hybrids

See Hyundai listings with local market data.

Learn more at hyundaiusa.com

Jeep Financing Deals

In October, Jeep’s zero percent APR financing offers are out to combat slowing sales:

0% APR for 36 months: 2024 Jeep Grand Cherokee, Wrangler, Compass, Gladiator, Wagoneer, Grand Wagoneer

See Jeep listings near you with local market data.

Kia Financing Deals

Kia is having a hard time selling EVs now that the EV6 and Niro EV have lost the federal tax credit. Now, the EV9 is made in America, bringing eligibility to the model. But make no mistake: EVs are where the best Kia APR deals are this month:

0% APR for 72 months: 2024 Kia EV6, 2024 Kia EV9

0% APR for 60 months: 2024 Kia Niro EV

0% APR for 48 months: 2024 Sportage, 2024 Sorento

3.9-4.9% APR on most other Kia models for well-qualified buyers

Learn more at kia.com

See Kia listings near you with local market data.

Lexus Financing Deals

4.49% APR for 60 months for the 2024 Lexus RX, IS, NX

All models qualify for a $1,000 rebate in Octobert

See Lexus listings with local market data.

Learn more about these offers at Lexus.com

Lincoln Financing Deals

4.9% APR for 60 months: 2024 Lincoln Aviator

2.9% APR for 84 months: 2024 Lincoln Navigator (learn about the risks of 84-month loans)

See Lincoln listings near you.

Mazda Financing Deals

Mazda has some of the best financing offers today, including zero percent APRs:

0% APR for 36 months: 2025 Mazda CX-50, 2024 CX-30, 2024 CX-5, 2024 Mazda3 (both sedan and hatchback)

See Mazda listings near you with local market data

Learn more about these offers at MazdaUSA.com

Nissan Financing Deals

The best car deals this month include some amazing financing offers from Nissan:

0% APR for 60 months: 2024 Nissan Titan

0% APR for 36 months for 2024 Nissan Rogue, 2024 Pathfinder

0.9% APR for 60 months: 2024 Nissan Frontier

See Nissan listings with local market data

Learn more about these offers at NissanUSA.com

Ram Financing Deals

Ram has these great truck offers in October 2024:

0.9% APR for 72 months: 2024 Ram 1500, Ram 1500 Classic + up to $6,500 cash savings on dealer inventory

See Ram listings near you with local price data

See details at ramtrucks.com

Subaru Financing Deals

0% APR for 72 months: Solterra EV

2.9% APR for 48 months: 2024 Ascent, 2024 Legacy

2.9% APR for 72 months: 2024 – 2025 Outback, 2024 Forester

3.9%-4.9% APR for other Subaru models.

See Subaru listings near you with local price data

See which models and trims qualify at subaru.com.

Toyota Financing Deals

This month, Toyota has these APR deals for well-qualified buyers:

1.99% APR for 48 months, or 3.99% APR for 60 months: 2024 Toyota Tundra

3.99% APR for 48 months: 2025 Camry, 2024 RAV4

See Toyota listings near you with local price data

Learn more about these offers at Toyota.com

Volkswagen Financing Deals

VW is back with some of the best APR offers this month, featuring two popular models with zero percent financing:

0% APR for 72 months: 2024 Volkswagen ID.4

0% APR for 60 months: 2024 Tiguan

See Volkswagen listings near you

Free Car Buying Help Is Here!

Ready to outsmart the dealerships? Download your 100% free car buying cheat sheets today. From negotiating a deal to leasing a car the smart way, it’s all available for instant download. Get your cheat sheets today!

Get the most when you sell your car.

Compare and choose multiple offers in minutes: