The Best Auto Loan Rates For May 2025

Interest rates remain high heading into spring, yet smart buyers secure zero percent financing each and every day. If you’re thinking of financing a new car, you’ll want to take advantage of manufacturer incentives to save thousands. These are the best new car finance deals for May 2025. 

👉 Note that automakers release their monthly deals around the second to the fifth of each month. Check back for updates!

The Best Auto Loan Rates in May

We’ve compiled every manufacturer’s financing incentives below, but these are the best loan deals with the lowest auto loan rates this month. Automakers update their incentives between the second and fifth business day of each month. Check back for updates! As you can see, zero percent financing is common as automakers look to sell leftover 2024 models. However, some 2025s are advertised with low APR offers that seem to indicate slowing demand. Check out all of the best deals below.

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BMW Financing Deals

• 1.99% APR for 48 months for the 2025 BMW X7.

• 2.99% APR for up to 60 months for the BMW 2-Series, X1, X5, i4, i5, i7, and iX electric SUV.

These offers expire on 6/2/2025. Learn more at BMWUSA.com

See BMW listings with local market insights + the BEST deals.

Buick Financing Deals

0.9% APR for 36 months for the 2025 Envision, 2025 Buick Encore GX, 2025 Buick Enclave

These offers expire on 6/2/2025. See details at buick.com

Browse Buick listings with local market insights + the BEST deals.

Cadillac Financing Deals

Cadillac has these APR offers for new cars this month:

2.9% APR for 60 months for the 2025 Cadillac Lyriq

4.4% APR for 36 months for the XT4, XT5, XT6, as well as CT4 and CT5 luxury sedans.

Cadillac is also offering various cash incentives of up to $2,000 for select models.

These offers expire on 6/2/2025. Learn more at Cadillac.com.

See Cadillac listings with local market insights + the BEST deals.

Chevrolet Financing Deals

Chevrolet is offering zero percent financing offers for popular models like the Tahoe, Suburban, and Silverado for May car shoppers:

0% APR for 60 months: 2024 Tahoe, Suburban, Blazer EV, Silverado EV

0% APR for 48 months: Select trims of the 2025 Chevrolet Silverado 1500

1.9% APR for 36 months: 2025 Blazer, 2024 Colorado, 2025 Malibu

These offers expire on 6/2/2025. Learn more at chevrolet.com

See Chevrolet local market insights + the BEST deals

Chrysler Financing Deals

In May, Chrysler continues to offer employee pricing, and zero percent financing for the Pacifica PHEV.

0% APR for 72 months: 2025 Chrysler Pacifica PHEV

See Dodge local market insights + the BEST deals

Dodge Financing Deals

These are Dodge’s financing offers this month, with 0% APRs continuing for two models:

0% APR for 72 months: 2024 Dodge Hornet eAWD and 2024 Dodge Charger Daytona

Cash offer: Current FCA lessees get up to $10,000 in bonus cash allowance when financing the purchase of a new Dodge Hornet.

Learn more at Dodge.com. These offers expire on 6/2/25.

See Dodge local market insights + the BEST deals

Ford Financing Deals

In May 2025, these are the best cash and financing offers from Ford. Zero percent financing is available for Ford EVs, including the top-selling Mustang Mach-E.

0% APR for 72 months: 2024 Mustang Mach-E (plus $2,500 bonus cash)

5.9% APR for 60 months + $2,250 cash savings: 2024 F-150

These offers expire on 6/2/2025. Learn more at Ford.com.

See Ford local market insights + the BEST deals

GMC Financing Deals

GMC has some of the best financing offers in April, including more zero percent financing than was offered during year-end sales:

0.9% APR for 36 months: 2025 GMC Sierra 1500 (or $6,500 cash allowance)

0% APR for 60 months: 2024 GMC Sierra EV, Hummer EV

These offers expire on 6/2/2025. Learn more from GMC.

See GMC local market insights + the BEST deals

Honda Financing Deals

Honda is advertising these financing offers for April:

0% APR for up to 72 months: 2024 Honda Prologue

1.9% APR for 60 months: 2025 Honda CR-V, Accord, Passport

2.9% APR for 60 months: 2025 Honda CR-V

These offers expire on 6/2/2025. Learn more about these offers.

See Honda local market insights + the BEST deals

Hyundai Financing Deals

These are the best Hyundai APR offers right now, featuring one 0% financing offer in May:

1.99% APR for 60 months: 2025 Hyundai IONIQ 5

0% APR for 48 months: 2024 Hyundai IONIQ 6

3.99% APR for 72 months: 2025 Hyundai Tucson, 2025 Santa Fe, 2025 Elantra, 2025 Kona

3.99% APR for 60 months: 2025 Hyundai Palisade

These offers expire on 6/2/2025. Learn more at hyundaiusa.com

See Hyundai local market insights + the BEST deals

Jeep Financing Deals

Jeep’s zero percent APR financing offers are out to combat slowing sales in 2025:

0% APR for 72 months: 2024 Jeep Grand Cherokee 4xe, 2024 Jeep Wrangler 4xe, 2024 Jeep Wagoneer S

0% APR for 36 months: 2024 Jeep Grand Cherokee, Wrangler, Compass, Gladiator, Wagoneer

These offers expire on 6/2/2025. Learn more at Jeep.com.

See Jeep local market insights + the BEST deals

Kia Financing Deals

0% APR for 72 months: 2024 Kia EV6, 2024 Kia EV9, 2025 Kia Niro EV

1.9% APR for 60 months: 2024 Kia Niro, 2025 Kia Sportage, 2025 Kia Sorento

These offers expire on 4/30/2025. Learn more at kia.com

See Kia local market insights + the BEST deals

Lexus Financing Deals

0% APR for 72 months for the 2025 Lexus RZ electric vehicle

3.79% APR for 48 months for the 2025 Lexus NX, IS, ES, UX

These offers expire on 6/2/2025. Learn more at Lexus.com

See Lexus local market insights + the BEST deals

Mazda Financing Deals

Mazda has some of the best financing offers for May 2025, with many popular models available with low APRs:

1.9% APR for 36 months on most models, including the 2025 Mazda CX-50, 2025 CX-90, 2025 CX-30, MX-5 Miata

2.9% APR for 36 months for the 2025 CX-70, CX-5, Mazda3

These offers expire on 6/2/2025. Learn more at MazdaUSA.com

See Mazda local market insights + the BEST deals

Mitsubishi Financing Deals

0% APR for 48 months: 2024 Eclipse Cross, 2024 Mitsubishi Outlander

These offers expire on 6/2/2025. Learn more at MitsubishiCars.com

See Mitsubishi local market insights + the BEST deals

Nissan Financing Deals

The best new car offers in April include some amazing financing offers from Nissan:

0% APR for 72 months: 2024-2025 Nissan Ariya, Nissan LEAF

3.9% APR for 60 months: 2025 Nissan Rogue, Altima

These offers expire on 6/2/2025. Learn more about these offers at NissanUSA.com

See Mitsubishi local market insights + the BEST deals

Ram Financing Deals

This month, Ram is not offering financing deals. Instead, employee pricing continues. However, Ram is offering $7,000 Total Cash Allowance on select V6 Ram trucks for FCA lessees who purchase a 2025 model in May.

These offers expire on 6/2/2025. See details at ramtrucks.com

See Ram local market insights + the BEST deals

Subaru Financing Deals

0% APR for 72 months: Solterra EV

0% APR for 48 months: 2024 WRX

1.9% APR for 72 months: 2024 Forester

3.9% APR for 72 months: 2025 Outback

These offers expire on 6/2/2025. See which models and trims qualify at subaru.com.

See Subaru local market insights + the BEST deals

Tesla Financing Deals

In May, Tesla is offering 0% APR financing for 60 months for the 2025 Tesla Model 3. It’s important to note that Tesla offers do not necessarily last through the end of the month, and are subject to change at any time.

Browse Used Tesla Listings Near You

Toyota Financing Deals

This month, Toyota has these APR deals for well-qualified buyers. Note that Toyota’s monthly offers are usually different for each region. We’ve done our best to gather the best April offers here:

0% APR for 72 months: 2025 Toyota bZ4X

2.99% APR for 72 months: 2025 Toyota Tacoma (select markets)

4.99% APR for 60 months: 2025 RAV4, 2025 Camry (select markets)

These offers expire on 6/2/2025. Learn more about these offers at Toyota.com

See Toyota local market insights + the BEST deals

Volkswagen Financing Deals

VW is back with zero percent financing for two popular crossovers, and a sweet deal for leftover 2024s:

0% APR for 72 months: 2025 Volkswagen ID.4 (or $5,000 customer cash)

0.9% APR for 60 months: 2024 VW Tiguan (or $2,500 customer bonus)

These offers expire on 6/2/2025. Learn more about these offers at VW.com

See VW local market insights + the BEST deals

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