Interest rates remain high heading into December, yet smart buyers secure zero percent financing each and every day. If you’re thinking of financing a new car, you’ll want to take advantage of manufacturer incentives to save thousands. These are the best new car finance deals for December 2024.
👉 Note that automakers release their monthly deals around the first of each month. Check back for updates!
The Best Auto Loan Rates For New Cars in December
We’ve compiled every manufacturer’s financing incentives below, but these are the best loan deals with the lowest auto loan rates this month. Automakers update their incentives between the second and fifth business day of each month. Check back for updates! As you can see, zero percent financing is on the rise in a big way…
- Zero Percent Financing In December: 2024 Chevrolet Equinox EV, Blazer EV, Silverado EV; 2024 Dodge Hornet; Hyundai Santa Fe, Tucson, Elantra, Sonata; Most Jeep models; GMC Sierra 1500; Kia Sportage, Sorento, EV9, EV6, Niro EV; Mazda CX-50, CX-30, CX-5, Mazda3; Nissan Titan, Pathfinder, Rogue; Subaru Solterra; Volkswagen Tiguan
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Let’s dive into every automaker’s financing and cash offers for December 2024.
Audi Financing Deals
0.99% APR for 60 months for select trims of the 2024 Audi Q4 e-tron and the Audi Q5.
These offers end on 1/2/2025. Visit Audi for offer details.
👉 See Audi listings with local market insights
BMW Financing Deals
1.99% APR for the BMW 3-Series, 5-Series, select 2024 X1 and X3 models, 2025 X5 and X7 models
2.99% APR for the BMW 2-Series, 4-Series, 7-Series, 8-Series, X4, i4, i5, i7 electric sedans and iX electric SUV
These offers expire on 1/2/2025. Learn more at BMWUSA.com
👉 See BMW listings with local market insights
Buick Financing Deals
0.9% APR for 36 months for the 2024 Envision, 204-2025 Buick Encore GX
1.4% APR for 36 months for the 2025 Enclave
These offers expire on 1/2/2025. See details at buick.com
👉 Browse Buick listings with local market insights
Cadillac Financing Deals
Cadillac has these APR offers for new cars this month:
3.9% APR for 36 months for the 2024 Lyriq, XT4, XT5, XT6, as well as CT4 and CT5 luxury sedans
Cadillac is also offering various cash incentives of up to $4,000 for select models.
These offers expire on 1/2/2025. Learn more at Cadillac.com.
👉 See Cadillac listings with local market insights
Chevrolet Financing Deals
Chevrolet is offering low APR offers for multiple models for December car shoppers:
0% APR for 36 months: Equinox
0% APR for 60 months: Equinox EV, Blazer EV, Silverado EV
1.9% APR for 60 months: Blazer, Colorado
These offers expire on 1/2/2025. Learn more at chevrolet.com
👉 See Chevrolet listings near you with local market insights
Dodge Financing Deals
These are Dodge’s financing offers this month:
0% APR for 72 months: 2024 Dodge Hornet eAWD
See Dodge listings with local market data.
Ford Financing Deals
In December, these are the best cash and financing offers from Ford. Year-end car sales have arrived!
0% APR for 72 months: 2024 Mustang Mach-E, 2024 F-150 Lightning. The F-150 Lightning qualifies for up to $12,500 in total cash savings (including the federal EV tax credit). The Mustang Mach-E qualifies for up to $5,000 in cash savings.
1.9% APR for 60 months + $1,000 bonus cash: 2024 F-150 and 2024 Explorer
2.9% APR for 72 months: 2024 Ford Expedition
These offers expire on 1/2/2025. Learn more at Ford.com.
👉 See Ford listings with local market insights
GMC Financing Deals
GMC has some of the best financing offers in December, including the best truck offer:
0.9% APR for 36 months: 2024 GMC Terrain
1.9% APR for 36 months: 2024 GMC Sierra 1500 and GMC Canyon. The Sierra 1500 qualifies for up to $6,000 in cash purchase allowance with a 2010 or newer trade-in.
These offers expire on 1/2/2025. Learn more from GMC.
👉 See GMC listings with local market insights
Honda Financing Deals
Honda and Acura are advertising these financing offers for December:
2.9% APR for 60 months: 2024 Accord, CR-V, Passport, Ridgeline
These offers expire on 1/2/2025. Learn more about these offers.
👉 See Honda listings with local market insights
Hyundai Financing Deals
Right now, Hyundai APR offers are better than they have been in months:
0% APR for 48 months: 2024 Hyundai Santa Fe, Tucson, IONIQ 5, Elantra, Sonata (plus no payments for 90 days)
3.99% APR for 60 months: 2024 Hyundai Palisade
These offers expire on 1/2/2025. Learn more at hyundaiusa.com
👉 See Hyundai listings with local market data.
Jeep Financing Deals
Jeep’s zero percent APR financing offers are out to combat slowing sales:
0% APR for 72 months: 2024 Jeep Grand Cherokee 4xe and Jeep Wrangler 4xe
0% APR for 36 months: 2024 Jeep Grand Cherokee, Wrangler, Compass, Gladiator, Grand Wagoneer
Huge cash offers: Current Jeep lessees can get $8,000 in bonus cash allowance for the Grand Cherokee. The 2024 Compass is eligible for up to $6,500. Most other Jeep models, including the Wrangler, are eligible for up to $3,500 in bonus cash allowance.
These offers expire on 1/2/2025. Learn more at Jeep.com.
👉 See Jeep listings near you with local market data.
Kia Financing Deals
0% APR for 72 months: 2024 Kia EV6, 2024 Kia EV9
0% APR for 60 months: 2024 Kia Niro EV
0% APR for 48 months: 2024 Sportage, 2024 Sorento
1.9% APR for 60 months: 2025 Sorento, 2025 Sportage
2.9% APR for 48 months: Kia K4, K5
These offers expire on 1/2/2025. Learn more at kia.com
👉 See Kia listings near you with local market insights
Lexus Financing Deals
0% APR for 72 months for the 2024 Lexus RZ electric luxury crossover
2.49% APR for 48 months for the 2024 Lexus RX, IS, NX
These offers expire on 1/6/2025. Learn more at Lexus.com
👉 See Lexus listings with local market insights
Lincoln Financing Deals
2.9% APR for 60 months: 2024 Lincoln Corsair (plus up to $3,000 in cash offers)
4.9% APR for 60 months: 2024 Lincoln Nautilus
These offers expire on 1/6/2025. Learn more at Lincoln.com
👉 See Lincoln listings near you.
Mazda Financing Deals
Mazda has some of the best financing offers for December 2024, including zero percent APRs:
0% APR for 36 months: 2025 Mazda CX-50, 2024 CX-30, 2024 CX-5, 2024 Mazda3 (both sedan and hatchback)
0.9% APR for 60 months: 2024 Mazda CX-90 plug-in hybrid (PHEV)
These offers expire on 1/2/2025. Learn more at MazdaUSA.com
👉 See Mazda listings near you with local market data
Mitsubishi Financing Deals
0.99% APR for 60 months: 2024 Mitsubishi Outlander, Eclipse Cross
These offers expire on 1/2/2025. Learn more at MitsubishiCars.com
👉 See Mitsubishi listings near you with local market data
Nissan Financing Deals
The best year-end car sales include some amazing financing offers from Nissan:
0% APR for 60 months: 2024 Nissan Rogue, Titan
0% APR for 72 months: 2024 Nissan Ariya
0% APR for 36 months: 2024 Pathfinder
0.9% APR for 60 months: 2024 Nissan Frontier
These offers expire on 1/2/2025. Learn more about these offers at NissanUSA.com
👉 See Nissan listings with local market data
Ram Financing Deals
Ram has these great truck offers for December 2024:
0.9% APR for 72 months: 2024 Ram 1500, Ram 1500 Classic + up to $6,500 cash savings on dealer inventory
These offers expire on 1/2/2025. See details at ramtrucks.com
👉 See Ram listings near you with local price data
Subaru Financing Deals
0% APR for 72 months: Solterra EV
0.9% APR for 48 months: 2024 WRX
1.9% APR for 72 months: 2024 Forester
2.9% APR for 48 months: 2024 Ascent, 2024 Legacy
2.9% APR for 72 months: 2024 – 2025 Outback
These offers expire on 1/2/2025. See which models and trims qualify at subaru.com.
👉 See Subaru listings near you with local price data
Tesla Financing Deals
0% APR for 60 months: Tesla Model Y
1.99% APR for 60 months: Tesla Model 3
Toyota Financing Deals
This month, Toyota has these APR deals for well-qualified buyers:
0% APR for 72 months: 2024 Toyota bZ4X
1.99% APR for up to 72 months: 2024 Toyota Tundra
2.99% APR for 48 months: 2024 Toyota Tacoma
3.99% APR for 48 months: 2025 Camry, 2024 RAV4
These offers expire on 1/2/2025. Learn more about these offers at Toyota.com
👉 See Toyota listings near you with local market insights
Volkswagen Financing Deals
VW is back with zero percent financing for a popular crossover:
0% APR for 60 months: 2024 VW Tiguan
0.9% APR for 60 months or $3,500 customer bonus: 2024 VW Atlas
These offers expire on 1/2/2025. Learn more about these offers at VW.com
👉 See Volkswagen listings near you
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