Best Lease Deals With $0 Down (April 2026)

What Is a $0 Down Lease?

A $0 down lease — also called a "sign and drive" or "zero due at signing" deal — means you don't pay anything upfront when you lease the car. No down payment, no first month's payment, and typically no acquisition fee at the time of signing. Your only cost to drive away is the monthly payment that begins the following month.

These offers are advertised by manufacturers to make leasing more accessible. Instead of requiring $2,000-$5,000 upfront, the full cost is spread across your monthly payments — which means the monthly payment will be higher than a lease with money down, but your total out-of-pocket at signing is zero.

What to Watch for with $0 Down Leases

• Higher monthly payments. The money you'd normally put down is rolled into the monthly payment. Compare the total lease cost (monthly payment x term) to deals with money down to see which is truly cheaper.
• Credit requirements. Zero-down offers often require excellent credit (typically 700+ FICO). The advertised payment assumes top-tier creditworthiness.
• Gap coverage matters more. With no equity from a down payment, you're more exposed if the car is totaled early in the lease. Make sure gap insurance is included (it often is with manufacturer leases).
• Taxes and fees may still apply. Some "zero down" offers exclude taxes, registration, and dealer fees from the $0 figure. Read the fine print and ask the dealer exactly what's included.
• Mileage limits still apply. The same annual mileage restrictions (usually 10,000-12,000 miles/year) apply regardless of your down payment. Overage fees are typically $0.15-$0.25 per mile.

Is a $0 Down Lease a Good Deal?

A $0 down lease can be a great option if you want to minimize your upfront costs and prefer predictable monthly payments. It's especially appealing if you'd rather keep your cash invested or in savings rather than tied up in a depreciating asset.

However, total cost matters more than the down payment amount. Use CarEdge's tools to compare the full cost of different lease structures. Check how much the vehicle depreciates with CarEdge's depreciation rankings, and always review dealer transparency ratings before visiting the showroom.

Looking for more lease options? Browse all lease deals this month or shop new car listings on CarEdge.