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Ram Extended Warranty Review

February 4, 2021

Ram is known for crafting sturdy vehicles with immense power. Even with the best standards of manufacturing, though, mistakes can still happen. That’s why we suggest buying an extended warranty. A Ram extended warranty will protect you against manufacturer’s defects and save you from hefty repair bills if something stops working. You can learn more about this in our Ram extended warranty review below.

Today, we’re going to take a look at the Ram extended warranty. We’ll discuss the different tiers of coverage, compare the plans to third-party options, and discuss certified pre-owned coverage.

Let’s dive in.

The Highlights:

  • Ram does not administer its own extended warranty program; it’s managed by Mopar.
  • You can only have your Ram repaired at participating Ram dealerships.
  • Your plan can be customized with four levels of coverage and a variety of term lengths.
  • We recommend the Ram extended protection program, due to its flexibility and tailored coverage.

Is It Worth Getting a Ram Extended Warranty?

Before we can talk about whether the Ram extended warranty is worth getting, we need to discuss what’s included in it.

The plan is managed by Mopar, but is offered in a partnership with Ram. Mopar has four tiers of coverage:

Powertrain Care Plus

This plan is intended to cover the core systems of the vehicle. It includes the engine, driveline, and transmission.

Added Care

This tier covers everything from the plan above, as well as coverage for some electrical systems, braking systems, and cooling systems.

Added Care Plus

This plan includes everything from the two tiers above, with the addition of greater coverage for electrical systems, instrumentation, luxury group systems, and the rear suspension.

Maximum Care

This top-tier plan aims to cover almost every component in your car. It includes everything in the previous tiers and adds in body mechanisms, safety systems, and manual interior mechanisms.

You can learn more about each of the above plans through Mopar’s sales brochure (page five).

It’s worth mentioning that none of the Ram extended warranty plans offer any coverage for maintenance. That means air filters, oil changes, and belt replacements are not covered. None of the plans provide any coverage for body, paint, or components that wear by design, like rotors.

The term lengths for their coverage are highly flexible. You’ll have your choice of mileage intervals (all the way up to 15,000), with an option for unlimited miles if you’d like. You can select a term length that meets your needs, too.

Mopar also offers a number of perks that are worthwhile:

  • All warranties are fully transferable, although there is a $50 fee to use this benefit.
  • Rental car allowance is provided at up to $35 per day, with a maximum of $175.
  • Trip interruption coverage for covered breakdowns is included, with up to $1,000 for food and lodging if the breakdown occurs more than 100 miles away from home.
  • Comprehensive 24/7 roadside assistance is offered, including tire changes, jump-starts, and towing to the nearest dealership.

You may have noticed that we aren’t discussing any prices in our Ram extended warranty review. That’s because, as discussed in an earlier article, pricing for these plans is based on mileage and VIN. Because of this, you’ll need to obtain quotes from a number of different providers to better understand what a fair price might be for your vehicle.

Every Ram vehicle service contract begins when the plan is purchased. Keep this in mind so that you can avoid overlapping with the factory warranty; that would just be a waste of money. Fortunately, this means that you won’t have to buy the extended warranty at the time that you buy your car.

Do we think a Ram extended warranty is worth it? We do think so, largely because of the amount of customization available. You should at least get a quote to see what it will cost you. If you like the price, then the Ram vehicle service contract might be perfect for you.

Ram Factory Extended Warranty vs. Third-Party Extended Warranty

Even though Mopar is technically a third-party, this warranty is just about the same as if it were offered by Ram directly. All repairs must be completed at a Ram dealership.

However, Mopar goes further and does provide some coverage for breakdowns that occur when you’re too far from a Ram dealership. They’ll reimburse you for these covered repairs. However, you need to first obtain prior authorization, pay the mechanic in full, and then file your claim.

On the other hand, most third-party warranties will directly pay the repair shop for your repairs, as long as the shop you use is licensed by ASE or AAA.

What is Covered Under a Pre-Owned Ram Extended Warranty?

Ram certified pre-owned vehicles are eligible for an extended warranty through Mopar. You’ll only be able to buy the top two plans, however:  Added Care Plus and Maximum Care.

If you’re financing your vehicle, you might want to consider adding GAP insurance through Mopar, depending on how much you’ve put into the car.

Do We Recommend a Ram Vehicle Service Contract?

What’s the final outcome of our Ram extended warranty review? We do recommend the Ram vehicle service contract. Mopar provides an excellent selection of options for coverage. You’ll be able to customize your plan to suit your exact needs. The only major downside to their warranty is having to take your vehicle to a participating Ram dealership for your repairs.

If you’re looking for another option, we’ve partnered with a vendor of vehicle service contracts to help bring you a reliable VSC with transparent pricing. Our partner offers clearly stated coverage, and we’re proud to work with them. We even offer free consultation calls to help you decide which plan might be best for you (even if it’s not ours). Contact us today to request a quote.

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