BMW 5 Series Insurance Cost

Auto insurance for a BMW 5 Series will cost about $2,002 per year.

This is more than the national average for luxury sedan models by $215. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a BMW 5 Series.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

BMW 5 Series insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

BMW 5 Series Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $6,783 $9,960 $11,651
18 $6,321 $9,282 $10,858
19 $5,586 $8,203 $9,596
20 $4,871 $7,152 $8,367
21 $4,085 $5,998 $7,017
22 $3,978 $5,841 $6,834
23 $3,481 $5,111 $5,979
24 $3,307 $4,856 $5,680
25 $2,854 $4,190 $4,902
30 $2,223 $3,264 $3,819
35 $2,082 $3,057 $3,577
40 $2,002 $2,940 $3,440
45 $1,949 $2,861 $3,347
55 $1,787 $2,624 $3,070
65 $1,864 $2,737 $3,202
75 $2,353 $3,455 $4,042

BMW 5 Series car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect BMW 5 Series by state.

BMW 5 Series Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $2,122 $3,081 $3,922
Alaska $1,755 $2,433 $2,365
Arizona $1,984 $2,868 $4,225
Arkansas $2,175 $3,418 $3,763
California $2,422 $4,283 $2,422
Colorado $2,260 $3,163 $4,013
Connecticut $2,887 $4,478 $5,684
Delaware $2,390 $3,186 $4,092
Florida $2,846 $3,938 $5,131
Georgia $2,320 $3,470 $3,498
Hawaii $927 $1,258 $927
Idaho $1,610 $2,135 $2,595
Illinois $1,686 $2,548 $2,905
Indiana $1,732 $2,647 $2,971
Iowa $1,372 $1,881 $2,212
Kansas $1,825 $2,655 $3,105
Kentucky $2,638 $3,872 $4,573
Louisiana $3,386 $5,119 $5,550
Maine $1,281 $1,770 $2,613
Maryland $2,072 $3,016 $3,350
Massachusetts $1,662 $2,899 $1,662
Michigan $4,010 $6,111 $9,639
Minnesota $1,651 $2,201 $3,099
Mississippi $1,993 $2,842 $2,861
Missouri $1,878 $2,684 $3,527
Montana $1,909 $2,664 $3,100
Nebraska $1,614 $2,386 $2,593
Nevada $2,662 $3,948 $4,171
New Hampshire $1,852 $2,928 $3,701
New Jersey $2,040 $3,201 $4,188
New Mexico $2,083 $3,099 $3,217
New York $1,930 $2,430 $4,056
North Carolina $1,196 $2,055 $1,466
North Dakota $1,637 $2,488 $2,942
Ohio $1,460 $2,251 $2,308
Oklahoma $2,331 $3,337 $3,758
Oregon $2,121 $2,846 $3,399
Pennsylvania $1,786 $2,623 $3,069
Rhode Island $2,983 $4,375 $4,927
South Carolina $2,026 $2,807 $3,875
South Dakota $1,817 $2,619 $3,022
Tennessee $2,137 $3,146 $4,190
Texas $2,153 $3,110 $3,868
Utah $1,831 $2,566 $3,530
Vermont $1,409 $2,171 $2,294
Virginia $1,328 $2,039 $1,998
Washington $1,758 $2,386 $2,849
West Virginia $1,769 $2,533 $3,173
Wisconsin $1,763 $2,752 $3,139
Wyoming $1,646 $2,304 $2,454

BMW 5 Series Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the BMW 5 Series ranks for Insurance compared to other vehicles. Also check out how the 5 Series stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other BMW 5 Series Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major BMW 5 Series costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: