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BMW i3 Insurance Cost

Auto insurance for a BMW i3 will cost about $2,184 per year.

This beats the national average for luxury hatchback models by $41. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a BMW i3.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating
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BMW i3 insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

BMW i3 Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $7,397 $10,861 $12,706
18 $6,893 $10,122 $11,841
19 $6,092 $8,945 $10,464
20 $5,312 $7,800 $9,124
21 $4,454 $6,541 $7,652
22 $4,338 $6,370 $7,452
23 $3,796 $5,574 $6,520
24 $3,606 $5,295 $6,195
25 $3,112 $4,570 $5,346
30 $2,424 $3,560 $4,164
35 $2,271 $3,334 $3,900
40 $2,184 $3,206 $3,751
45 $2,125 $3,120 $3,650
55 $1,949 $2,862 $3,348
65 $2,033 $2,985 $3,492
75 $2,566 $3,767 $4,407

BMW i3 car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect BMW i3 by state.

BMW i3 Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $2,314 $3,360 $4,277
Alaska $1,914 $2,653 $2,579
Arizona $2,163 $3,128 $4,608
Arkansas $2,372 $3,727 $4,104
California $2,641 $4,670 $2,641
Colorado $2,465 $3,449 $4,376
Connecticut $3,149 $4,883 $6,199
Delaware $2,607 $3,474 $4,462
Florida $3,104 $4,294 $5,595
Hawaii $1,011 $1,372 $1,011
Idaho $1,756 $2,328 $2,830
Illinois $1,838 $2,778 $3,168
Indiana $1,888 $2,887 $3,240
Iowa $1,496 $2,051 $2,412
Kansas $1,990 $2,895 $3,386
Kentucky $2,877 $4,223 $4,987
Louisiana $3,693 $5,582 $6,052
Maine $1,396 $1,930 $2,850
Maryland $2,260 $3,289 $3,653
Massachusetts $1,812 $3,161 $1,812
Michigan $4,373 $6,664 $10,511
Minnesota $1,800 $2,400 $3,380
Mississippi $2,173 $3,100 $3,120
Missouri $2,048 $2,927 $3,846
Montana $2,082 $2,905 $3,381
Nebraska $1,760 $2,602 $2,827
Nevada $2,903 $4,305 $4,548
New Hampshire $2,019 $3,193 $4,036
New Jersey $2,225 $3,490 $4,567
New Mexico $2,272 $3,379 $3,508
New York $2,104 $2,650 $4,423
North Carolina $1,304 $2,241 $1,598
North Dakota $1,785 $2,713 $3,209
Ohio $1,592 $2,455 $2,517
Oklahoma $2,542 $3,639 $4,098
Oregon $2,313 $3,103 $3,707
Pennsylvania $1,948 $2,860 $3,347
Rhode Island $3,253 $4,771 $5,373
South Carolina $2,209 $3,061 $4,225
South Dakota $1,982 $2,856 $3,295
Tennessee $2,331 $3,431 $4,569
Texas $2,347 $3,391 $4,218
Utah $1,997 $2,798 $3,850
Vermont $1,537 $2,367 $2,502
Virginia $1,448 $2,223 $2,179
Washington $1,917 $2,602 $3,106
West Virginia $1,929 $2,762 $3,460
Wisconsin $1,923 $3,001 $3,423
Wyoming $1,795 $2,513 $2,676
Georgia $2,530 $3,784 $3,815

BMW i3 Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the BMW i3 ranks for Insurance compared to other vehicles. Also check out how the i3 stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings
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