BMW i3 Insurance Rates

BMW i3 Insurance Rates

Auto insurance for a BMW i3 will cost about $2,845 per year.

This beats the national average for luxury hatchback models by $50. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a BMW i3.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

BMW i3 insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

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BMW i3 Insurance Rates by Age*

Age Good Driver Recent Accident Poor Credit
17 $9,636 $14,150 $16,553
18 $8,980 $13,186 $15,426
19 $7,936 $11,653 $13,633
20 $6,920 $10,161 $11,887
21 $5,803 $8,521 $9,969
22 $5,652 $8,299 $9,709
23 $4,945 $7,261 $8,495
24 $4,698 $6,898 $8,070
25 $4,054 $5,953 $6,964
30 $3,158 $4,638 $5,425
35 $2,958 $4,343 $5,081
40 $2,845 $4,177 $4,887
45 $2,768 $4,065 $4,755
55 $2,539 $3,728 $4,361
65 $2,648 $3,889 $4,549
75 $3,343 $4,908 $5,742

BMW i3 car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect BMW i3 by state.


BMW i3 Insurance Rates by State*

State Good Driver Recent Accident Poor Credit
Alabama $3,014 $4,378 $5,572
Alaska $2,493 $3,456 $3,359
Arizona $2,819 $4,075 $6,003
Arkansas $3,090 $4,855 $5,346
California $3,441 $6,084 $3,441
Colorado $3,211 $4,493 $5,701
Connecticut $4,102 $6,362 $8,076
Delaware $3,396 $4,526 $5,813
Florida $4,043 $5,594 $7,290
Georgia $3,296 $4,929 $4,970
Hawaii $1,317 $1,788 $1,317
Idaho $2,288 $3,033 $3,687
Illinois $2,395 $3,620 $4,127
Indiana $2,460 $3,761 $4,220
Iowa $1,949 $2,672 $3,142
Kansas $2,592 $3,772 $4,412
Kentucky $3,748 $5,501 $6,496
Louisiana $4,811 $7,272 $7,885
Maine $1,819 $2,515 $3,713
Maryland $2,944 $4,285 $4,759
Massachusetts $2,361 $4,118 $2,361
Michigan $5,697 $8,682 $13,694
Minnesota $2,345 $3,127 $4,403
Mississippi $2,831 $4,038 $4,064
Missouri $2,667 $3,814 $5,010
Montana $2,712 $3,784 $4,405
Nebraska $2,293 $3,390 $3,683
Nevada $3,781 $5,609 $5,925
New Hampshire $2,631 $4,160 $5,258
New Jersey $2,898 $4,547 $5,950
New Mexico $2,960 $4,403 $4,570
New York $2,741 $3,452 $5,762
North Carolina $1,699 $2,920 $2,082
North Dakota $2,326 $3,534 $4,180
Ohio $2,074 $3,198 $3,279
Oklahoma $3,311 $4,741 $5,338
Oregon $3,013 $4,043 $4,829
Pennsylvania $2,538 $3,726 $4,360
Rhode Island $4,237 $6,216 $7,000
South Carolina $2,878 $3,988 $5,505
South Dakota $2,582 $3,720 $4,293
Tennessee $3,036 $4,470 $5,953
Texas $3,058 $4,418 $5,495
Utah $2,601 $3,645 $5,016
Vermont $2,002 $3,084 $3,260
Virginia $1,886 $2,896 $2,839
Washington $2,497 $3,389 $4,047
West Virginia $2,513 $3,598 $4,508
Wisconsin $2,505 $3,910 $4,460
Wyoming $2,338 $3,274 $3,486

BMW i3 Insurance Rankings


We've ranked over 200 models from best to worst for Insurance. See where the BMW i3 ranks for Insurance compared to other vehicles. Also check out how the i3 stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Other BMW i3 Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major BMW i3 costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses:

BMW i3s For Sale

2014 BMW i3 Base

Mileage: 49,165
Mileage: 49,165     Price: $9,995
Location: Sterling, VA ~ 6 miles away
Dealer: Used Cars Arena
Days on Market: 589
Colors (ext/int): Gray / Pewter

$9,995


2014 BMW i3 Base

Mileage: 100,860
Mileage: 100,860     Price: $5,995
Location: Chantilly, VA ~ 9 miles away
Dealer: Precise Automotive Group
Days on Market: 317
Colors (ext/int): Arravani Gray / Giga Cassia/Spice Gray

$5,995


2021 BMW I3 Base

Mileage: 18,606
Mileage: 18,606     Price: $24,995
Location: Rockville, MD ~ 19 miles away
Dealer: Bmw Of Rockville
Days on Market: 206
Colors (ext/int): Imperial Blue Metallic w Frozen Gray Accent / Deka Dark

$24,995



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