BMW i8 Insurance Rates

BMW i8 Insurance Rates

Auto insurance for a BMW i8 will cost about $6,157 per year.

This is more than the national average for luxury coupe models by $3,262. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a BMW i8.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

BMW i8 insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

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BMW i8 Insurance Rates by Age*

Age Good Driver Recent Accident Poor Credit
17 $20,854 $30,622 $35,824
18 $19,434 $28,538 $33,385
19 $17,175 $25,220 $29,504
20 $14,976 $21,990 $25,726
21 $12,559 $18,441 $21,574
22 $12,231 $17,960 $21,011
23 $10,702 $15,715 $18,384
24 $10,167 $14,929 $17,465
25 $8,774 $12,884 $15,072
30 $6,835 $10,036 $11,741
35 $6,402 $9,400 $10,997
40 $6,157 $9,040 $10,576
45 $5,991 $8,797 $10,291
55 $5,494 $8,068 $9,438
65 $5,731 $8,416 $9,845
75 $7,234 $10,622 $12,426

BMW i8 car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect BMW i8 by state.


BMW i8 Insurance Rates by State*

State Good Driver Recent Accident Poor Credit
Alabama $6,523 $9,474 $12,060
Alaska $5,395 $7,479 $7,270
Arizona $6,100 $8,818 $12,991
Arkansas $6,688 $10,508 $11,570
California $7,446 $13,168 $7,446
Colorado $6,949 $9,725 $12,338
Connecticut $8,878 $13,768 $17,477
Delaware $7,350 $9,795 $12,581
Florida $8,751 $12,106 $15,776
Georgia $7,134 $10,668 $10,756
Hawaii $2,850 $3,869 $2,850
Idaho $4,951 $6,563 $7,979
Illinois $5,182 $7,833 $8,931
Indiana $5,324 $8,139 $9,134
Iowa $4,217 $5,783 $6,801
Kansas $5,610 $8,163 $9,548
Kentucky $8,110 $11,906 $14,059
Louisiana $10,412 $15,738 $17,064
Maine $3,937 $5,442 $8,035
Maryland $6,371 $9,273 $10,300
Massachusetts $5,109 $8,913 $5,109
Michigan $12,329 $18,788 $29,635
Minnesota $5,075 $6,767 $9,529
Mississippi $6,127 $8,739 $8,796
Missouri $5,773 $8,253 $10,843
Montana $5,870 $8,190 $9,533
Nebraska $4,961 $7,337 $7,971
Nevada $8,184 $12,139 $12,823
New Hampshire $5,693 $9,002 $11,380
New Jersey $6,272 $9,840 $12,877
New Mexico $6,405 $9,528 $9,890
New York $5,933 $7,471 $12,471
North Carolina $3,678 $6,319 $4,506
North Dakota $5,033 $7,649 $9,046
Ohio $4,487 $6,921 $7,097
Oklahoma $7,166 $10,260 $11,553
Oregon $6,521 $8,750 $10,450
Pennsylvania $5,493 $8,065 $9,436
Rhode Island $9,171 $13,452 $15,148
South Carolina $6,228 $8,631 $11,913
South Dakota $5,588 $8,051 $9,290
Tennessee $6,571 $9,674 $12,883
Texas $6,618 $9,561 $11,892
Utah $5,629 $7,889 $10,855
Vermont $4,333 $6,674 $7,054
Virginia $4,082 $6,268 $6,143
Washington $5,404 $7,335 $8,758
West Virginia $5,438 $7,787 $9,756
Wisconsin $5,421 $8,462 $9,652
Wyoming $5,061 $7,085 $7,544

BMW i8 Insurance Rankings


We've ranked over 200 models from best to worst for Insurance. See where the BMW i8 ranks for Insurance compared to other vehicles. Also check out how the i8 stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Other BMW i8 Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major BMW i8 costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses:

BMW i8s For Sale

2019 BMW i8 Base

Mileage: 56,918
Mileage: 56,918     Price: $62,555
Location: Chantilly, VA ~ 10 miles away
Dealer: Fair Oaks Chrysler Jeep Dodge
Days on Market: 344
Colors (ext/int): Crystal White Pearl Metallic w BMW i Frozen Blue / Giga Ivory White/Black

$62,555


2015 BMW i8 Tera World

Mileage: 69,725
Mileage: 69,725     Price: $53,555
Location: Arlington, VA ~ 24 miles away
Dealer: Arlington Auto Group
Days on Market: 1,020

$53,555



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