BMW i8 Insurance Cost

Auto insurance for a BMW i8 will cost about $3,745 per year.

This is more than the national average for luxury coupe models by $1,678. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a BMW i8. Visit our Competitive Quote Tool to see if you can find lower rates for a i8.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

These BMW i8 insurance cost estimates are a result of our ongoing nationwide research and analysis, but they are only averages. We recommend that you let our trusted insurance partners do the shopping for you using our Competitive Quote Tool. While it's free to use, we do receive a small commission if you find a better deal.

BMW i8 Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $12,685 $18,894 $22,335
18 $11,822 $17,608 $20,815
19 $10,447 $15,561 $18,395
20 $9,109 $13,568 $16,039
21 $7,639 $11,378 $13,451
22 $7,440 $11,082 $13,100
23 $6,510 $9,696 $11,462
24 $6,184 $9,212 $10,889
25 $5,337 $7,950 $9,397
30 $4,158 $6,193 $7,320
35 $3,894 $5,800 $6,856
40 $3,745 $5,578 $6,594
45 $3,644 $5,428 $6,416
55 $3,342 $4,978 $5,885
65 $3,486 $5,193 $6,138
75 $4,400 $6,554 $7,747

BMW i8 car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect BMW i8 by state.

BMW i8 Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $3,968 $5,558 $6,956
Alaska $3,282 $4,780 $5,009
Arizona $3,710 $5,756 $8,207
Arkansas $4,068 $6,162 $6,893
California $4,529 $7,922 $4,529
Colorado $4,227 $5,852 $7,299
Connecticut $5,400 $8,349 $10,694
Delaware $4,471 $6,155 $8,172
Florida $5,323 $7,230 $9,426
Georgia $4,340 $6,688 $6,862
Hawaii $1,733 $2,393 $1,733
Idaho $3,012 $4,053 $5,046
Illinois $3,152 $4,660 $5,404
Indiana $3,239 $5,061 $5,906
Iowa $2,565 $3,848 $4,484
Kansas $3,413 $5,024 $5,952
Kentucky $4,933 $7,421 $8,728
Louisiana $6,333 $9,679 $10,421
Maine $2,395 $3,212 $4,687
Maryland $3,876 $5,682 $6,710
Massachusetts $3,108 $5,256 $3,108
Michigan $7,500 $11,275 $17,336
Minnesota $3,087 $4,147 $6,139
Mississippi $3,727 $5,629 $5,947
Missouri $3,512 $4,836 $6,255
Montana $3,570 $5,587 $6,162
Nebraska $3,018 $4,273 $4,860
Nevada $4,978 $7,514 $8,244
New Hampshire $3,463 $5,581 $7,107
New Jersey $3,815 $6,015 $7,759
New Mexico $3,896 $5,607 $6,296
New York $3,609 $4,700 $7,586
North Carolina $2,237 $3,612 $2,783
North Dakota $3,061 $4,712 $5,982
Ohio $2,730 $4,464 $4,625
Oklahoma $4,359 $6,545 $7,423
Oregon $3,967 $5,991 $6,873
Pennsylvania $3,341 $5,052 $5,799
Rhode Island $5,578 $8,560 $9,790
South Carolina $3,788 $5,482 $7,823
South Dakota $3,399 $4,676 $5,610
Tennessee $3,997 $5,979 $7,544
Texas $4,026 $5,925 $7,437
Utah $3,424 $4,951 $6,829
Vermont $2,636 $4,215 $4,608
Virginia $2,483 $3,739 $3,973
Washington $3,287 $4,939 $5,823
West Virginia $3,308 $4,817 $5,948
Wisconsin $3,297 $4,814 $5,846
Wyoming $3,078 $4,523 $5,057

Other BMW i8 Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major BMW i8 costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: