BMW i8 Insurance Cost

Auto insurance for a BMW i8 will cost about $4,873 per year.

This is more than the national average for luxury coupe models by $2,648. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a BMW i8.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

BMW i8 insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

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BMW i8 Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $16,507 $24,238 $28,355
18 $15,383 $22,588 $26,425
19 $13,595 $19,962 $23,353
20 $11,854 $17,406 $20,363
21 $9,941 $14,597 $17,076
22 $9,681 $14,216 $16,630
23 $8,471 $12,439 $14,551
24 $8,047 $11,817 $13,824
25 $6,945 $10,198 $11,930
30 $5,410 $7,944 $9,293
35 $5,067 $7,440 $8,704
40 $4,873 $7,156 $8,371
45 $4,742 $6,963 $8,146
55 $4,349 $6,386 $7,471
65 $4,536 $6,661 $7,793
75 $5,726 $8,408 $9,836

BMW i8 car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect BMW i8 by state.

BMW i8 Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $5,163 $7,499 $9,546
Alaska $4,271 $5,920 $5,754
Arizona $4,828 $6,980 $10,283
Arkansas $5,293 $8,317 $9,158
California $5,894 $10,423 $5,894
Colorado $5,500 $7,697 $9,766
Connecticut $7,027 $10,898 $13,833
Delaware $5,817 $7,753 $9,958
Florida $6,926 $9,583 $12,487
Hawaii $2,256 $3,062 $2,256
Idaho $3,919 $5,195 $6,316
Illinois $4,102 $6,200 $7,069
Indiana $4,214 $6,442 $7,229
Iowa $3,338 $4,578 $5,383
Kansas $4,441 $6,461 $7,557
Kentucky $6,420 $9,423 $11,128
Louisiana $8,241 $12,457 $13,507
Maine $3,116 $4,308 $6,360
Maryland $5,043 $7,340 $8,152
Massachusetts $4,044 $7,055 $4,044
Michigan $9,759 $14,872 $23,457
Minnesota $4,017 $5,356 $7,542
Mississippi $4,850 $6,917 $6,962
Missouri $4,569 $6,533 $8,582
Montana $4,646 $6,482 $7,545
Nebraska $3,927 $5,808 $6,310
Nevada $6,478 $9,608 $10,150
New Hampshire $4,506 $7,125 $9,007
New Jersey $4,965 $7,789 $10,192
New Mexico $5,070 $7,541 $7,828
New York $4,696 $5,913 $9,871
North Carolina $2,911 $5,001 $3,567
North Dakota $3,984 $6,054 $7,160
Ohio $3,552 $5,479 $5,617
Oklahoma $5,672 $8,121 $9,145
Oregon $5,161 $6,926 $8,272
Pennsylvania $4,348 $6,383 $7,468
Rhode Island $7,259 $10,648 $11,990
South Carolina $4,929 $6,832 $9,429
South Dakota $4,423 $6,373 $7,354
Tennessee $5,201 $7,657 $10,197
Texas $5,238 $7,567 $9,413
Utah $4,456 $6,244 $8,592
Vermont $3,430 $5,283 $5,583
Virginia $3,231 $4,961 $4,863
Washington $4,277 $5,806 $6,932
West Virginia $4,304 $6,163 $7,722
Wisconsin $4,291 $6,698 $7,640
Wyoming $4,006 $5,608 $5,972
Georgia $5,647 $8,444 $8,514

BMW i8 Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the BMW i8 ranks for Insurance compared to other vehicles. Also check out how the i8 stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings