BMW i8 Insurance Cost

Auto insurance for a BMW i8 will cost about $3,596 per year.

This is more than the national average for luxury coupe models by $1,702. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a BMW i8.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

BMW i8 insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

BMW i8 Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $12,179 $17,884 $20,922
18 $11,350 $16,666 $19,497
19 $10,031 $14,729 $17,231
20 $8,746 $12,843 $15,024
21 $7,335 $10,770 $12,599
22 $7,143 $10,489 $12,271
23 $6,250 $9,178 $10,737
24 $5,938 $8,719 $10,200
25 $5,124 $7,524 $8,802
30 $3,992 $5,861 $6,857
35 $3,739 $5,490 $6,422
40 $3,596 $5,280 $6,177
45 $3,499 $5,138 $6,010
55 $3,209 $4,712 $5,512
65 $3,347 $4,915 $5,750
75 $4,225 $6,203 $7,257

BMW i8 car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect BMW i8 by state.

BMW i8 Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $3,810 $5,533 $7,043
Alaska $3,151 $4,368 $4,246
Arizona $3,562 $5,150 $7,587
Arkansas $3,906 $6,137 $6,757
California $4,349 $7,690 $4,349
Colorado $4,058 $5,679 $7,206
Connecticut $5,185 $8,041 $10,207
Delaware $4,292 $5,720 $7,347
Florida $5,111 $7,070 $9,213
Georgia $4,166 $6,230 $6,282
Hawaii $1,664 $2,259 $1,664
Idaho $2,891 $3,833 $4,660
Illinois $3,027 $4,575 $5,216
Indiana $3,109 $4,754 $5,334
Iowa $2,463 $3,378 $3,972
Kansas $3,277 $4,767 $5,576
Kentucky $4,737 $6,953 $8,211
Louisiana $6,081 $9,191 $9,966
Maine $2,299 $3,178 $4,692
Maryland $3,721 $5,416 $6,015
Massachusetts $2,984 $5,205 $2,984
Michigan $7,201 $10,973 $17,308
Minnesota $2,964 $3,952 $5,565
Mississippi $3,578 $5,104 $5,137
Missouri $3,371 $4,820 $6,332
Montana $3,428 $4,783 $5,567
Nebraska $2,898 $4,285 $4,655
Nevada $4,779 $7,089 $7,489
New Hampshire $3,325 $5,257 $6,646
New Jersey $3,663 $5,747 $7,520
New Mexico $3,741 $5,564 $5,776
New York $3,465 $4,363 $7,283
North Carolina $2,148 $3,690 $2,632
North Dakota $2,939 $4,467 $5,283
Ohio $2,621 $4,042 $4,145
Oklahoma $4,185 $5,992 $6,747
Oregon $3,808 $5,110 $6,103
Pennsylvania $3,208 $4,710 $5,511
Rhode Island $5,356 $7,856 $8,847
South Carolina $3,637 $5,041 $6,957
South Dakota $3,263 $4,702 $5,426
Tennessee $3,838 $5,650 $7,524
Texas $3,865 $5,584 $6,945
Utah $3,288 $4,607 $6,339
Vermont $2,531 $3,898 $4,120
Virginia $2,384 $3,661 $3,588
Washington $3,156 $4,284 $5,115
West Virginia $3,176 $4,548 $5,698
Wisconsin $3,166 $4,942 $5,637
Wyoming $2,955 $4,138 $4,406

BMW i8 Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the BMW i8 ranks for Insurance compared to other vehicles. Also check out how the i8 stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings