Dodge Charger Insurance Cost

Auto insurance for a Dodge Charger will cost about $1,466 per year.

This beats the national average for popular sedan models by $601. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Dodge Charger.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Dodge Charger insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Dodge Charger Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $4,965 $7,395 $8,742
18 $4,627 $6,892 $8,147
19 $4,089 $6,090 $7,199
20 $3,565 $5,310 $6,278
21 $2,990 $4,453 $5,264
22 $2,912 $4,337 $5,127
23 $2,548 $3,795 $4,486
24 $2,420 $3,605 $4,262
25 $2,089 $3,111 $3,678
30 $1,627 $2,424 $2,865
35 $1,524 $2,270 $2,683
40 $1,466 $2,183 $2,581
45 $1,426 $2,124 $2,511
55 $1,308 $1,948 $2,303
65 $1,364 $2,032 $2,402
75 $1,722 $2,565 $3,032

Dodge Charger car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Dodge Charger by state.

Dodge Charger Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,553 $2,175 $2,723
Alaska $1,285 $1,871 $1,960
Arizona $1,452 $2,253 $3,212
Arkansas $1,592 $2,412 $2,698
California $1,773 $3,101 $1,773
Colorado $1,654 $2,290 $2,857
Connecticut $2,113 $3,268 $4,185
Delaware $1,750 $2,409 $3,198
Florida $2,083 $2,830 $3,689
Georgia $1,698 $2,618 $2,686
Hawaii $678 $936 $678
Idaho $1,179 $1,586 $1,975
Illinois $1,234 $1,824 $2,115
Indiana $1,268 $1,981 $2,312
Iowa $1,004 $1,506 $1,755
Kansas $1,336 $1,967 $2,329
Kentucky $1,931 $2,904 $3,416
Louisiana $2,479 $3,788 $4,079
Maine $937 $1,257 $1,834
Maryland $1,517 $2,224 $2,626
Massachusetts $1,216 $2,057 $1,216
Michigan $2,935 $4,413 $6,785
Minnesota $1,208 $1,623 $2,403
Mississippi $1,459 $2,203 $2,327
Missouri $1,374 $1,893 $2,448
Montana $1,397 $2,187 $2,412
Nebraska $1,181 $1,672 $1,902
Nevada $1,948 $2,941 $3,226
New Hampshire $1,355 $2,184 $2,782
New Jersey $1,493 $2,354 $3,037
New Mexico $1,525 $2,194 $2,464
New York $1,412 $1,839 $2,969
North Carolina $876 $1,414 $1,089
North Dakota $1,198 $1,844 $2,341
Ohio $1,068 $1,747 $1,810
Oklahoma $1,706 $2,562 $2,905
Oregon $1,552 $2,345 $2,690
Pennsylvania $1,308 $1,977 $2,269
Rhode Island $2,183 $3,350 $3,832
South Carolina $1,483 $2,146 $3,062
South Dakota $1,330 $1,830 $2,196
Tennessee $1,564 $2,340 $2,953
Texas $1,576 $2,319 $2,911
Utah $1,340 $1,938 $2,673
Vermont $1,032 $1,650 $1,803
Virginia $972 $1,463 $1,555
Washington $1,287 $1,933 $2,279
West Virginia $1,295 $1,885 $2,328
Wisconsin $1,291 $1,884 $2,288
Wyoming $1,205 $1,770 $1,979

Other Dodge Charger Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Dodge Charger costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: