Dodge Charger Insurance Cost

Auto insurance for a Dodge Charger will cost about $1,451 per year.

This beats the national average for popular sedan models by $443. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Dodge Charger.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Dodge Charger insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Dodge Charger Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $4,914 $7,216 $8,442
18 $4,580 $6,725 $7,867
19 $4,047 $5,943 $6,952
20 $3,529 $5,182 $6,062
21 $2,959 $4,346 $5,084
22 $2,882 $4,232 $4,951
23 $2,522 $3,703 $4,332
24 $2,396 $3,518 $4,116
25 $2,068 $3,036 $3,552
30 $1,611 $2,365 $2,767
35 $1,508 $2,215 $2,591
40 $1,451 $2,130 $2,492
45 $1,412 $2,073 $2,425
55 $1,295 $1,901 $2,224
65 $1,351 $1,983 $2,320
75 $1,705 $2,503 $2,928

Dodge Charger car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Dodge Charger by state.

Dodge Charger Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,537 $2,233 $2,842
Alaska $1,271 $1,763 $1,713
Arizona $1,437 $2,078 $3,061
Arkansas $1,576 $2,476 $2,726
California $1,755 $3,103 $1,755
Colorado $1,637 $2,292 $2,907
Connecticut $2,092 $3,244 $4,118
Delaware $1,732 $2,308 $2,965
Florida $2,062 $2,853 $3,718
Georgia $1,681 $2,514 $2,535
Hawaii $672 $912 $672
Idaho $1,167 $1,547 $1,880
Illinois $1,221 $1,846 $2,105
Indiana $1,255 $1,918 $2,152
Iowa $994 $1,363 $1,603
Kansas $1,322 $1,924 $2,250
Kentucky $1,911 $2,805 $3,313
Louisiana $2,453 $3,709 $4,021
Maine $928 $1,282 $1,893
Maryland $1,501 $2,185 $2,427
Massachusetts $1,204 $2,100 $1,204
Michigan $2,905 $4,427 $6,983
Minnesota $1,196 $1,595 $2,245
Mississippi $1,444 $2,059 $2,073
Missouri $1,360 $1,945 $2,555
Montana $1,383 $1,930 $2,246
Nebraska $1,169 $1,729 $1,878
Nevada $1,928 $2,860 $3,022
New Hampshire $1,341 $2,121 $2,682
New Jersey $1,478 $2,319 $3,034
New Mexico $1,509 $2,245 $2,331
New York $1,398 $1,760 $2,939
North Carolina $867 $1,489 $1,062
North Dakota $1,186 $1,802 $2,132
Ohio $1,057 $1,631 $1,672
Oklahoma $1,689 $2,418 $2,722
Oregon $1,537 $2,062 $2,463
Pennsylvania $1,294 $1,900 $2,223
Rhode Island $2,161 $3,170 $3,570
South Carolina $1,468 $2,034 $2,807
South Dakota $1,317 $1,897 $2,189
Tennessee $1,549 $2,280 $3,036
Texas $1,560 $2,253 $2,802
Utah $1,327 $1,859 $2,558
Vermont $1,021 $1,573 $1,662
Virginia $962 $1,477 $1,448
Washington $1,273 $1,728 $2,064
West Virginia $1,281 $1,835 $2,299
Wisconsin $1,277 $1,994 $2,274
Wyoming $1,193 $1,670 $1,778

Dodge Charger Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Dodge Charger ranks for Insurance compared to other vehicles. Also check out how the Charger stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Dodge Charger Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Dodge Charger costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: