Ford Transit Cargo Costs

Ford Transit Cargo Costs of Ownership

The costs of owning a Ford Transit Cargo currently available are:

A total cost of ownership analysis is not possible at this time, as more data is needed for this model. Sign up here if you'd like to be notified when we update our data, add new vehicles, or publish new studies.

Ford Transit Cargo CarEdge Value Rating

This grade is our unbiased, trusted and candid financial assessment of whether the Ford Transit Cargo is likely to be a good or bad automobile investment. Learn more about our Value Ratings and methodolgy.

Ford Transit Cargo Depreciation

A Ford Transit Cargo will depreciate in value by $22,981 after 5 years. Depreciation is difficult to avoid, but it can be managed. Depreciation is the difference between the original sales price, and what the vehicle will be worth in the future. We use 5 years as an example in our analysis.

When new, a typically-equipped Ford Transit Cargo sells for $44,460 on average. After 5 years of depreciation, the average residual value will be $21,479. This represents the vehicle's retail market price. Trade-in and private sale prices will likely be lower. Use our Ford Transit Cargo Depreciation Calculator to see how model year and mileage will affect your resale value.

Ford Transit Cargo Depreciation Calculator

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Ford Transit Cargo Insurance

The average annual cost for auto insurance for a Ford Transit Cargo is $1,432, which adds up to $7,160 after 5 years of ownership. These insurance costs are estimates based on national averages for a 40 year old, with full coverage, a good driving record, and good credit. They also assume a single-car policy, and won't reflect any multi-car discounts. See our Ford Transit Cargo Insurance Tool to view rates by state, for different driver ages, credit ratings and driving history.

Ford Transit Cargo insurance rates will vary significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Ford Transit Cargo Maintenance

Maintenance and repair costs for a Ford Transit Cargo will amount to $3,078 after 5 years. Expenses include scheduled maintenance, normal wear and tear items and expected repairs. These estimates exclude any free warranty work performed.

The region you live, and the way you care for and drive your vehicle can have a big impact on these costs. So, your results may vary significantly from our estimates. Our Ford Transit Cargo Maintenance Cost Estimator shows how much you are likely to spend, and the probabilities of a major repair over 10 years.

Ford Transit Cargo Financing Costs

The average cost to finance a new Ford Transit Cargo would be $5,207 after 5 years. This assumes a 72-month loan with an APR of 4.75% and a 20% down payment. Financing costs are a vehicle cost that you can control. Your interest expense can be greatly reduced by changing your loan term, improving your credit score, or increasing your down payment. If you don't know your credit score, or haven't checked in a while, it's completely free on Credit Karma.

Our Ford Transit Cargo Loan Calculator allows you to build a loan that's best suited for you. This handy utility will also help to keep you from becoming upside down, where you end up owing more than the vehicle is worth. You can estimate monthly payments and download the full amortization schedule as well. We've highlighted some typical loan scenarios in the table below. See what a difference a larger down payment will make in lowering your financing costs and your monthly payments.

Ford Transit Cargo Loans

Condition Term Down Payment
New 72 Month 0% Down 20% Down
New 60 Month 0% Down 20% Down
Used 48 Month 0% Down 20% Down
Used 36 Month 0% Down 20% Down