Lincoln Navigator Depreciation
A Lincoln Navigator will depreciate 57% after 5 years and have a 5 year resale value of $49,723.
The chart below shows the expected depreciation for the next 10 years. These results are for vehicles in good condition, averaging 13,500 miles per year. It also assumes a selling price of $116,611 when new. Enter your purchase price, expected ownership period and estimated miles driven annually. Our depreciation calculator will predict an expected resale value for the Lincoln Navigator.
Lincoln Navigator Depreciation
| Years Old | Depreciation | Residual Value | Resale Value | Mileage | Resale Year |
|---|---|---|---|---|---|
| 1 | $24,185 | 79.26% | $92,426 | 13,500 | 2025 |
| 2 | $43,111 | 63.03% | $73,500 | 27,000 | 2026 |
| 3 | $57,256 | 50.90% | $59,355 | 40,500 | 2027 |
| 4 | $60,055 | 48.50% | $56,556 | 54,000 | 2028 |
| 5 | $66,888 | 42.64% | $49,723 | 67,500 | 2029 |
| 6 | $71,844 | 38.39% | $44,767 | 81,000 | 2030 |
| 7 | $78,281 | 32.87% | $38,330 | 94,500 | 2031 |
| 8 | $88,111 | 24.44% | $28,500 | 108,000 | 2032 |
| 9 | $90,758 | 22.17% | $25,853 | 121,500 | 2033 |
| 10 | $92,694 | 20.51% | $23,917 | 135,000 | 2034 |
Lincoln Navigator Depreciation
| Years Old | Depreciation | Residual Value | Resale Value |
|---|---|---|---|
| 1 | $24,185 | 79.26% | $92,426 |
| 2 | $43,111 | 63.03% | $73,500 |
| 3 | $57,256 | 50.90% | $59,355 |
| 4 | $60,055 | 48.50% | $56,556 |
| 5 | $66,888 | 42.64% | $49,723 |
| 6 | $71,844 | 38.39% | $44,767 |
| 7 | $78,281 | 32.87% | $38,330 |
| 8 | $88,111 | 24.44% | $28,500 |
| 9 | $90,758 | 22.17% | $25,853 |
| 10 | $92,694 | 20.51% | $23,917 |
Buying a Lincoln Navigator New vs Used
If you purchase a used Lincoln Navigator that is 2 years old, then you could save $43,111 compared to buying new, and still have a relatively new model with plenty of useful life remaining. If you plan to keep this vehicle for 3 years then your total cost of depreciation would be $23,777. Try other age and ownership length combinations, or different vehicles to see if you can find depreciation sweetspots where this cost is the lowest. Hint: Try vehicles between 2 and 4 years old, as brand new vehicles depreciate quickly. Also, if this is a recently released model and buying a few years old isn't possible, consider another vehicle, or perhaps wait until more used Navigator models become available.
What About Lincoln Navigator Insurance Costs?
The average cost to insure a Lincoln Navigator is about $2,948 per year. This adds up to around $14,740 after 5 years of vehicle ownership. Unlike depreciation, this expense can often be lowered by shopping around for lower insurance premiums. Comparing quotes will ensure that you are not overpaying if you already own a Lincoln Navigator. Or, if you are just researching, then it would be money-wise to know this cost before buying. Try our Competitive Quote Tool or the form below to get free quotes. Advertising Disclosure
The Best Model Years to Buy a Lincoln Navigator
The 2022 Lincoln Navigator is our top pick for the best model year value for the Navigator. With the 2022, you would only pay, on average, 51% of the price as new, with 75% of the vehicle's useful life remaining. The 2023 and 2021 model years are also attractive years for the Navigator, and provide a relatively good value. Our rankings consider multiple factors, including the Navigator's price as new, current price, maintenance costs and remaining years of overall predictabe expenses. Our top ranked model year represents the most car for the money of the Lincoln Navigator models.
Lincoln Navigator Historical Depreciation
| Year | New Price | Current Price | Maintenance | $ Decline | % Decline | % Paid | Value Rating |
|---|---|---|---|---|---|---|---|
| 2025 | $116,611 | $116,611 | $617 | $0 | 0% | 100% | |
| 2024 | $108,135 | $85,709 | $693 | $30,902 | 26.5% | 79.26% | Good |
| 2023 | $104,627 | $65,950 | $840 | $19,759 | 23.05% | 63.03% | Better |
| 2022 | $102,015 | $51,923 | $1,034 | $14,027 | 21.27% | 50.9% | Best |
| 2021 | $95,664 | $46,398 | $1,221 | $5,525 | 10.64% | 48.5% | Better |
| 2020 | $94,093 | $40,125 | $1,557 | $6,273 | 13.52% | 42.64% | Good |
| 2019 | $90,195 | $34,627 | $1,710 | $5,498 | 13.7% | 38.39% |
| Year | Price | % Paid | Value Rank |
|---|---|---|---|
| 2025 | $116,611 | 100% | |
| 2024 | $85,709 | 79.26% | Good |
| 2023 | $65,950 | 63.03% | Better |
| 2022 | $51,923 | 50.9% | Best |
| 2021 | $46,398 | 48.5% | Better |
| 2020 | $40,125 | 42.64% | Good |
| 2019 | $34,627 | 38.39% |
Lincoln Navigator Depreciation Rankings
We've ranked over 300 models from best to worst for Depreciation. See where the Lincoln Navigator ranks for Depreciation compared to other vehicles. Also check out how the Navigator stacks up in our rankings for Maintenance, Insurance and Overall Costs.
Other Lincoln Navigator Costs of Ownership
Finding a car or truck that saves on depreciation costs is important. But, it's also imperative to view all major Lincoln Navigator costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses:
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