Lincoln Navigator Depreciation

A Lincoln Navigator will depreciate 45% after 5 years and have a 5 year resale value of $56,626.

The chart below shows the expected depreciation for the next 10 years. These results are for vehicles in good condition, averaging 12,000 miles per year. It also assumes a selling price of $102,231 when new. Enter your purchase price, expected ownership period and estimated miles driven annually. Our depreciation calculator will predict an expected resale value for the Lincoln Navigator.

Lincoln Navigator Depreciation Calculator

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Lincoln Navigator Depreciation

Years Old Depreciation Residual Value Resale Value Mileage Resale Year
1 $12,165 88.10% $90,066 12,000 2022
2 $16,429 83.93% $85,802 24,000 2023
3 $24,679 75.86% $77,552 36,000 2024
4 $33,481 67.25% $68,750 48,000 2025
5 $45,605 55.39% $56,626 60,000 2026
6 $57,116 44.13% $45,115 72,000 2027
7 $59,693 41.61% $42,538 84,000 2028
8 $67,380 34.09% $34,851 96,000 2029
9 $72,758 28.83% $29,473 108,000 2030
10 $76,101 25.56% $26,130 120,000 2031

Lincoln Navigator Depreciation

Years Old Depreciation Residual Value Resale Value
1 $12,165 88.10% $90,066
2 $16,429 83.93% $85,802
3 $24,679 75.86% $77,552
4 $33,481 67.25% $68,750
5 $45,605 55.39% $56,626
6 $57,116 44.13% $45,115
7 $59,693 41.61% $42,538
8 $67,380 34.09% $34,851
9 $72,758 28.83% $29,473
10 $76,101 25.56% $26,130

Buying a Lincoln Navigator New vs Used

If you purchase a used Lincoln Navigator that is 2 years old, then you could save $16,429 compared to buying new, and still have a relatively new model with plenty of useful life remaining. If you plan to keep this vehicle for 3 years then your total cost of depreciation would be $29,176. Try other age and ownership length combinations, or different vehicles to see if you can find depreciation sweetspots where this cost is the lowest. Hint: Try vehicles between 2 and 4 years old, as brand new vehicles depreciate quickly. Also, if this is a recently released model and buying a few years old isn't possible, consider another vehicle, or perhaps wait until more used Navigator models become available.

What About Lincoln Navigator Insurance Costs?

The average cost to insure a Lincoln Navigator is about $2,203 per year. This adds up to around $11,015 after 5 years of vehicle ownership. Unlike depreciation, this expense can often be lowered by shopping around for lower insurance premiums. Comparing quotes will ensure that you are not overpaying if you already own a Lincoln Navigator. Or, if you are just researching, then it would be money-wise to know this cost before buying. Try our Competitive Quote Tool or the form below to get free quotes. Advertising Disclosure

The Best Model Years to Buy a Lincoln Navigator

The 2016 Lincoln Navigator is our top pick for the best model year value for the Navigator. With the 2016, you would only pay, on average, 44% of the price as new, with 50% of the vehicle's useful life remaining. The 2021 and 2017 model years are also attractive years for the Navigator, and provide a relatively good value. Our rankings consider multiple factors, including the Navigator's price as new, current price, maintenance costs and remaining years of overall predictabe expenses. Our top ranked model year represents the most car for the money of the Lincoln Navigator models.

Lincoln Navigator Historical Depreciation

Year New Price Current Price Maintenance $ Decline % Decline % Paid Value Rating
2022 $102,231 $102,231 $495 $0 0% 100%
2021 $102,006 $90,426 $559 $11,805 11.55% 88.1% Better
2020 $93,976 $79,540 $663 $10,886 12.04% 83.93%
2019 $92,050 $70,659 $828 $8,881 11.17% 75.86%
2018 $90,445 $61,789 $965 $8,870 12.55% 67.25% Good
2017 $67,135 $38,364 $1,181 $23,425 37.91% 55.39% Better
2016 $66,824 $31,106 $1,619 $7,258 18.92% 44.13% Best
2015 $62,115 $27,639 $1,794 $3,467 11.15% 41.61% Good
2014 $56,175 $21,106 $1,956 $6,533 23.64% 34.09%
2013 $57,843 $18,875 $2,196 $2,231 10.57% 28.83%
2012 $57,438 $16,909 $2,227 $1,966 10.42% 25.56%
2011 $57,300 $15,771 $2,485 $1,138 6.73% 23.19%
2010 $54,163 $12,488 $2,858 $3,283 20.82% 17.78%
Year Price % Paid Value Rank
2022 $102,231 100%
2021 $90,426 88.1% Better
2020 $79,540 83.93%
2019 $70,659 75.86%
2018 $61,789 67.25% Good
2017 $38,364 55.39% Better
2016 $31,106 44.13% Best
2015 $27,639 41.61% Good
2014 $21,106 34.09%
2013 $18,875 28.83%
2012 $16,909 25.56%
2011 $15,771 23.19%
2010 $12,488 17.78%

Lincoln Navigator Depreciation Rankings

Depreciation Rankings

We've ranked over 200 models from best to worst for Depreciation. See where the Lincoln Navigator ranks for Depreciation compared to other vehicles. Also check out how the Navigator stacks up in our rankings for Maintenance, Insurance and Overall Costs.

Depreciation Rankings

Other Lincoln Navigator Costs of Ownership

Finding a car or truck that saves on depreciation costs is important. But, it's also imperative to view all major Lincoln Navigator costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: