Transparency Verdict
Bill Cramer Chevrolet Cadillac GMC earns a C.
Negotiate. Hard.
Average transparency — expect pushback on fees and add-ons. Shoppers who hold the line here consistently save money.
Limited confidence — based on 2 verified out-the-door quotes · Panama City, FL
Collected Feb 21, 2026 – Mar 25, 2026 · Updated Apr 24, 2026
Early read. The grade may shift as we log more deals here.
The full story
Why Bill Cramer Chevrolet Cadillac GMC earned this grade
Between February 2026 and March 2026, CarEdge negotiated or logged 2 verified deals with this dealership. We pulled the doc fee, the add-ons, and the gap between advertised and out-the-door price from each one. Then we graded them the way a friend in the business would: on the things that actually cost you money.
✓ What they do well
2 thingsDoc fee is in line with the market
At $899, their doc fee sits at or just under the FL average. Not exceptional, but nothing to fight over.
The price you see is the price you get
Their quoted selling price almost exactly matches the advertised listing price. No mystery markup, no surprise "market adjustment."
2 verified OTD quotes from Bill Cramer Chevrolet Cadillac GMC
Real out-the-door worksheets, not reviews. Click “View Quote” on any row to see the price breakdown.
Recent Quotes
Verified out-the-door prices from real transactions
2 verified quotes
2022 Cadillac XT5
Most Common Add-ons
At a Glance
Tips for Bill Cramer Chevrolet Cadillac GMC
- Doc fee is $499 above national average. Ask if they'll match competitors or reduce it.
- Minor add-ons (~$298) may appear. Ask what's included and if they can be removed.
- Dealer markup is about 2% below listing (excluding taxes). This dealer keeps fees very low.
- Limited data (2 quotes). Score may change as we collect more information.
Nearby Rated Dealers
These dealers near Panama City have transparency scores based on verified pricing data.
Frequently Asked Questions
What is Bill Cramer Chevrolet Cadillac GMC's doc fee?
Bill Cramer Chevrolet Cadillac GMC charges a typical documentation fee of $899. The FL average is $499. This is based on 2 verified OTD quotes in our database.
Does Bill Cramer Chevrolet Cadillac GMC add mandatory add-ons?
Bill Cramer Chevrolet Cadillac GMC adds an average of $298 in dealer add-ons when present. Ask for an itemized breakdown and negotiate to remove non-essential items like paint protection, nitrogen tire fill, or VIN etching.
Is Bill Cramer Chevrolet Cadillac GMC a good dealer?
Bill Cramer Chevrolet Cadillac GMC has a transparency score of 79/100, earning a Grade C. This score is based on their doc fees, add-on behavior, dealer markup, and data quality from 2 verified OTD quotes. This is an average score. Compare with nearby dealers before making a decision.
How we know this
Every number on this page came from a real deal.
Most dealer review sites scrape star ratings and count angry posts. We do the opposite. CarEdge shops for cars alongside thousands of real buyers every week — and when we negotiate on their behalf, we capture the full out-the-door breakdown the dealer sends back.
For Bill Cramer Chevrolet Cadillac GMC in Panama City, FL, that has meant 2 verified OTD quotes logged into our database. Each one is a PDF, an email, or a screenshot showing the actual doc fee, the actual add-ons, and the actual final price — not a salesperson's promise.
Fee Transparency
30%Is the doc fee reasonable, or is it just profit? We compare it against the state average — and the legal cap, where one exists.
Add-on Behavior
30%How often does the dealer try to stick on paint protection, theft deterrent, or nitrogen tires? And when they do, how much do they cost you?
Price Accuracy
30%Does the advertised listing price match what you'd actually sign for? We flag dealers whose out-the-door diverges from the listing.
Data Quality
10%More data = more trustworthy grade. Dealers with lots of recent, complete quotes score higher for consistency.
The four numbers behind the grade
Weighted ScoreThe raw component scores — the math that led to C.
Doc Fee Comparison
Pulled 2 quote records · Grades update as new data comes in · Dealers cannot pay to change their score.
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