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10 Best New Car Deals in October: 0% Financing, Lease Deals, and Cash Savings

Key Takeaways

  • Ram’s 0% APR for 72 months is the best deal in October 2025.

  • The tax credit has ended, but EV buyers still score big with GM’s 0% financing offers.

  • Luxury buyers benefit from rare low-APR offers on BMW SUVs, and Infiniti crossovers.

  • Not seeing the deal you want? Year-end sales will bring more savings in November and December.

If you’re planning to buy or lease a car soon, don’t let October slip under the radar. While everyone else is marking their calendars for December, deals are here that rival expectations for year-end car sales. We’re talking 0% APR financing, lease payments that won’t eat your monthly budget, and cash incentives that look like a typo.

Here’s the thing: automakers are already in clearance mode. They’re not waiting until December to get started with serious incentives. They’re staring down packed lots and deliveries of next year’s models, which means October has become the soft launch for discount season. Welcome to a buyer’s market, at least for some makes and models.

Here are the 10 best new car deals in October 2025.

2025 Ram 1500

October 2025 best truck deals: Ram

0% APR financing for 72 months

This isn’t just the best truck deal of October, it’s the strongest financing offer across the entire market. A six-year loan at 0% interest means buyers save thousands compared to typical rates. If a Ram pickup is on your radar, this is the month to make your move. Ford and GM can’t match this deal, at least not yet. December may change that.

👉 Browse Ram 1500 listings near you, and see offer details.

2025 Toyota Tundra

October 2025 best car deals: Toyota

1.75% APR financing for 72 months

Toyota almost never offers low-interest financing, because its trucks usually sell just fine without incentives. That’s what makes this Tundra deal stand out — 1.75% APR for six years is a rare chance to save. Toyota’s incentives are notoriously regional in nature, so be sure to check your local offers.

👉 Search Toyota Tundra deals near you, and see Toyota offer details.

2025 Nissan Rogue, Murano, and Pathfinder

October 2025 best SUV deals: Nissan

0% APR financing for 60 months

Nissan is keeping its zero-percent financing streak alive for a third straight month. With global financial struggles putting pressure on the brand, Nissan is leaning heavily on U.S. buyers to stabilize sales. Shoppers benefit with no-interest loans on three of Nissan’s most popular SUVs.

👉 Find Nissan offers near you, and see Nissan offer details.

All 2025 Mitsubishi Inventory

October 2025 best car deals: Mitsubishi

0% APR financing for 60 months

Mitsubishi just joined the short list of automakers offering interest-free financing across all 2025 models. From the Outlander to the Eclipse Cross, every vehicle qualifies for five years of free money. That’s worth thousands in savings over the life of the loan.

👉 Browse Mitsubishi inventory near you, and see offer details.

2025 Chevrolet Equinox EV, Blazer EV, and Silverado EV

October 2025 best car deals: Chevy EVs

0% APR financing for 60 months

GM wants to stay ahead of Ford in the EV race, and it’s extending its 0% APR special for a fourth month. The Equinox EV is America’s best-selling non-Tesla EV, with 8,000+ sold in September. Buyers of the higher-priced Silverado EV stand to save the most with interest-free financing. The new Trail Boss spec is proving to be a popular electric truck.

👉 Browse Chevy deals near you, and see offer details from Chevrolet.

2025 Subaru Crosstrek

October 2025 best Subaru deals

1.9% APR for 63 months, or lease for $249/month (36 months, $2,748 due)

The Crosstrek has quickly become Subaru’s best-selling model in the U.S., and October brings your chance to score a deal. Buyers can choose between low-APR financing or a competitive lease at just $249/month — perfect timing as winter approaches.

👉 Check Subaru Crosstrek listings near you, and see Subaru offer details.

2026 BMW X3 and X7

October 2025 best luxury car deals: 2026 BMW X3

1.99% APR financing for 60 months

Luxury buyers, we didn’t forget about you. In fact, luxury shoppers save the most when financing rates drop. The cost to finance a more expensive vehicle will always be higher. In October, BMW’s popular X3 and flagship X7 are available with 1.99% APR financing for five years. That’s a big win for Beemer fans.

👉 Browse BMW inventory near you, and see offer details.

2025 Buick Envista

October 2025 best car deals: Buick Envista

Lease for $279/month (24 months, $2,499 due at signing)

Buick’s zero-down specials are gone, but the brand continues to lead with competitive lease offers. At just $279/month, the Envista crossover remains one of the cheapest new-car leases in America.

👉 See Buick Envista deals near you, and see Buick offer details.

2025 Mazda CX-50

October 2025 best car deals: Mazda

1.9% APR for 60 months

Mazda’s October incentives are mostly lackluster, but the CX-50 offer stands out. With standard all-wheel drive and plenty of ground clearance, this compact SUV is an excellent pick for northern drivers gearing up for winter. It’s even a Top Safety Pick (Plus) winner from IIHS crash testing.

👉 Find Mazda CX-50 offers near you, and see Mazda offer details.

2025 Infiniti QX50 and QX55

October 2025 best luxury SUV deals: Infiniti QX55

$6,500 cash bonus

Infiniti is pushing hard to win back American buyers, and the discounts show it. The QX50 and QX55 come with $6,500 in retail bonus cash, while the larger QX80 tops the chart with up to $10,000 in incentives this month.

👉 Browse Infiniti listings near you, and see offer details.

Why haggle when AI can do it for you?

October isn’t as deal-packed as year-end sales, but these offers prove it’s still a great month to buy if you shop the deals. Automakers are eager to keep momentum going before November and December’s clearance events bring the biggest discounts of the year. With that in mind, if you don’t see a deal you like, patience will pay off. Year-end clearance sales are just weeks away.

Now, for a dose of reality.

If you’ve bought or leased a car in the past few years, you know that dealers still play games to squeeze an extra penny out of your wallet. Even when the deals look great on paper, buying a car is often still a pain. 

The good news? You have a NEW tool at your disposal that simply didn’t exist this time last year. In 2025, car shoppers are letting AI handle the awkward negotiating with salespeople.

👉 Let AI negotiate car prices for you

Prefer to keep it old school? We get it. Start with these FREE car buying resources and Vehicle Research Hub, courtesy of the team of experts here at CarEdge. If you ever get stuck or simply have questions, reach out to us. We’re here to help!

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Last updated Oct 1, 2025

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