Purchasing an Acura vehicle service contract provides a longer and more comprehensive warranty than what comes with your vehicle.
Opting for an extended warranty is typically a good idea, but you still need to purchase the correct plan for what you need. If you plan on only having the car for a few years, you probably don’t need an extended warranty at all. If you want to own it for decades, an extended warranty is almost required.
Today, we’re going to cover the Acura extended warranty. We’ll discuss if it’s worth it overall, compare it to other options, and make our ultimate recommendation.
- Acura’s extended protection plan has four options, with two of them limited to certified pre-owned vehicles
- The main benefit of a third party extended warranty is that you have a wider network of repair shops, while Acura warranties require service from an authorized dealership
- All of Acura’s extended warranties provide excellent coverage, including all major systems and most components
- We recommend Acura’s extended warranties, but choosing a third-party program will be better for some people
Is It Worth Getting an Acura Extended Warranty?
We always suggest that any car buyer consider an extended warranty. While buying them at the dealership is not usually the best way to buy, buying one after the fact is often well worth it. An Acura vehicle service contract can help prevent a costly repair bill. But is this the right warranty for your circumstances? Let’s dive into our Acura extended warranty review.
Acura offers what they call Acura Care. It’s a group of four levels of warranties:
1. New Vehicle Coverage
2. Pre-Owned Vehicle Coverage
3. Certified Additional Coverage
4. Powertrain Coverage (Pre-owned vehicles only)
Acura Factory Extended Warranty vs. Third-Party Extended Warranty
Should you go for a warranty directly from the manufacturer or opt for a third-party vehicle service contract?
You may notice that we aren’t going to talk about pricing in this Acura extended warranty review. If you’re concerned about pricing, you’ll have to obtain several quotes and compare the cost and coverage. Vehicle service contracts are priced individually based on the car (including the VIN and the mileage). This means that neither Acura nor third party companies will post a price on their website.
What is Covered Under a Certified Pre-Owned Acura Extended Warranty?
An Acura certified pre-owned extended warranty has much of the same coverage as their other warranties. The New Vehicle, Pre-Owned Vehicle, and Certified Additional Coverage cover many the same components:
- Acura Genuine Accessories, including navigation systems and audio systems
- Heating/cooling systems
- Chassis, including suspension, steering, and brake systems
- Electronics, including computers and electrical systems
- Drivetrain, including engine and transmission
The above is not an exhaustive list of what is covered. It’s what Acura lists as a sample of their coverage. Acura does not publicize an exhaustive list of what is covered under their Acura extended protection.
The Powertrain Coverage, which is only available to pre-owned vehicles, covers:
- Seals, gaskets, and fluids
- Drive axle, front and rear
Acura Care also provides 24/7 roadside assistance and rental care reimbursement for the duration of the warranty. They provide trip interruption benefits as well, which provides $100 per day for up to 3 days if you have covered repairs, as long as you’re more than 100 miles away from home.
What is Covered Under a Third-Party Acura Warranty?
A third-party vehicle service contract is an extended warranty provided by any company other than Acura. There are dozens of reputable companies that you can choose from when shopping around for a third-party Acura warranty.
The coverage will vary based on the program you select. It might cover the same or more components as the Acura extended warranty, or it might cover fewer. It’s important to understand what is covered by the program you’re considering before you sign any contracts. Simply ask the salesperson, and they should provide you with a document that explains coverage and exclusions.
The primary benefit of going for a third-party warranty over a direct warranty is flexibility. Third-party warranty providers have a much wider network of repair shops that you can use for covered repairs. Acura, and most other automakers, require that repairs are completed at an authorized dealership.
Do We Recommend an Acura Vehicle Service Contract?
If you compare a third-party warranty to Acura extended protection, you’ll notice two major differences:
1. Acura provides more perks, such as roadside assistance and trip interruption coverage
2. Third-party warranties have a wider network of covered repair shops
You’ll have to decide which factor is more important to you. We like having repairs done at the dealership when possible since they’ll use genuine parts, as aftermarket parts often have serious issues. That’s a strong positive to any Acura extended warranty.
On the other side of the coin, having more options for covered repair shops is worthwhile, especially if you aren’t near an Acura dealership.
So here the main point of our Acura extended warranty review: While we like the Acura extended warranty program, going for a third-party warranty might be better for your situation.