Interest rates remain high as summer fades, yet smart buyers secure zero percent financing each and every day. In September, Labor Day car sales bring even better opportunities to lock in a deal. If you’re thinking of financing a new car, you’ll want to take advantage of manufacturer incentives to save thousands. These are the best new car finance deals for September 2025. 

👉 Note that automakers release their monthly deals around the second to the fifth of each month. Check back for updates!

The Best Auto Loan Rates in September

We’ve compiled every manufacturer’s financing incentives below, but these are the best loan deals with the lowest auto loan rates this month. Automakers update their incentives between the second and fifth business day of each month. Check back for updates! As you can see, zero percent financing is common as automakers look to sell leftover 2024 models, even eight months into the new year. However, some 2025 and even 2026 models are advertised with low APR offers that seem to indicate slowing demand. Check out all of the best deals below.

Acura Financing Deals

3.99% APR for 60 months for the 2025 Acura ADX

4.99% APR for 60 months for the 2025 Acura RDX and MDX

See offer details at Acura.com

See Acura listings with local market insights

Audi Financing Deals

In September, Audi EVs like the 2025 Audi Q6 e-tron, Q8 e-tron, and Audi Q5 plug-in hybrid are eligible for 0.99% APR financing for 72 months.

Learn more at AudiUSA.com

See Audi listings with local market insights

BMW Financing Deals

In September, BMW is back with some great deals for luxury crossovers and EVs.

1.99% APR for 60 months: 2025 BMW X3

2025 BMW i4, i5, i7: 2.99% APR financing offer for 60 months. Most other BMW models have 3.99% APRs for 60 months in August. Learn more at BMWUSA.com

See BMW listings with local market insights

Buick Financing Deals

0.9% APR for 36 months for the 2025 Envista, 2025 Envision, 2025 Buick Encore GX, 2025 Buick Enclave

The Buick Encore GX is also eligible for a $3,000 purchase allowance

See details at buick.com

Browse Buick listings with local market insights

Cadillac Financing Deals

Cadillac has some decent financing offers for luxury cars and SUVs in September 2025:

2.9% APR for 60 months for the 2025 Cadillac Lyriq

4.4% APR for 36 months for the XT4, XT5, and XT6

Cadillac is also offering various cash incentives of up to $2,000 for select models.

Learn more at Cadillac.com.

See Cadillac listings with local market insights

Chevrolet Financing Deals

General Motors has fewer low-APR financing offers this month, even as Labor Day 2025 sales continue.

2.9% APR for 72 months: 2025 Chevrolet Silverado 1500

0% APR for 60 months: 2025 Equinox EV, Blazer EV, Silverado EV. Note that the federal EV tax credit ends on 9/30/25.

Learn more at chevrolet.com

See Chevrolet listings with local market insights

Chrysler Financing Deals

In August, Chrysler continues to offer employee pricing, and zero percent financing for the Pacifica PHEV.

0% APR for 72 months, or $5,250 cash allowance: 2025 Chrysler Pacifica PHEV

See details at Chrysler.com.

See Dodge local market insights

Dodge Financing Deals

These are Dodge’s financing offers this month, with 0% APRs continuing for two models:

0% APR for 72 months: Dodge Hornet eAWD and Dodge Charger Daytona

Cash offer: $9,750 bonus cash allowance for the 2024 Dodge Hornet, or $12,250 when purchasing a 2024 Dodge Charger Daytona.

Learn more at Dodge.com.

See Dodge local market insights + the BEST deals

Ford Financing Deals

Ford doesn’t typically offer many 0% APR specials. It’s slim picking this month, with Ford’s competitors offering better deals across the board.

0% APR for 72 months for the 2025 F-150 Lightning ($7,500 federal tax credit ends 9/30/25)

3.9% APR for 60 months: 2025 Ford F-150

Ford is also offering 4.9% APR for 72 months for the 2025 Ford Explorer, and 3.9% APR for 72 months for the Mustang Mach-E

Learn more at Ford.com.

See Ford inventory with local market insights

GMC Financing Deals

GMC has some of the best truck offers in September, but note that the offer for the Sierra 1500 is term-limited:

0% APR for 36 months: 2025 GMC Sierra 1500 (plus up to $6,250 cash allowance)

0% APR for 60 months: 2024 GMC Sierra EV, Hummer EV

Learn more from GMC.

See GMC local market insights + the BEST deals

Honda Financing Deals

Honda is advertising these financing offers for September:

0% APR for 60 months: 2024 Honda Prologue

0.99% APR for 60 months: 2025 Honda Ridgeline

2.99% APR for 60 months: 2025 Honda Accord

Learn more about these offers.

See Honda pricing insights with local listings

Hyundai Financing Deals

These are the best Hyundai APR offers right now, featuring one 0% financing offer:

0% APR for 60 months: 2025 Hyundai Santa Fe

1.99% APR for 60 months: 2025 Hyundai IONIQ 5

1.99% APR for 60 months: 2025 Hyundai Tucson, 2025 Elantra

Hyundai is also offering cash discounts on most models, including $2,750 off for the Santa Fe and $5,000 off of the new IONIQ 9.

Learn more at hyundaiusa.com

See Hyundai local market insights + the BEST deals

Jeep Financing Deals

Jeep has thousands of unsold 2024 models sitting around on dealership lots as we enter autumn. This tough situation for the company makes it a buyer’s market for those looking to save big. Most models feature a choice between big cash discounts, or low-APR financing.

0% APR for 72 months: 2024 Jeep Grand Cherokee 4xe, 2024 Jeep Wrangler 4xe, 2024 Jeep Wagoneer S

1.9% APR for 72 months: 2025 Jeep Grand Cherokee 4xe, 2025 Jeep Wrangler 4xe, 2025 Jeep Wagoneer S

Save up to $8,750 on the 2024 Jeep Wagoneer, and up to $7,750 off the Wagoneer S electric SUV.

The 2025 Jeep Grand Cherokee, Wrangler 4xe, and Gladiator are eligible for up to $6,000 in cash incentives.

Learn more at Jeep.com.

See Jeep local pricing insights

Kia Financing Deals

0% APR for 72 months: 2025 Kia Niro EV

1.9% APR for 60 months: 2024 Kia Niro, 2025 Kia Sportage, 2025 Kia Sorento

Learn more at kia.com

See Kia local market insights

Lexus Financing Deals

Lexus has some of the best luxury financing offers right now. Several top models feature 3.79% APR financing, and the RZ EV is interest-free for six years.

0% APR for 72 months for the 2025 Lexus RZ electric vehicle

3.49% APR for 48 months for the 2025 Lexus RX, NX, IS, ES, UX

Learn more at Lexus.com

See Lexus local pricing insights and listings

Mazda Financing Deals

Mazda has some great financing offers for September, with SUVs like the CX-50 featuring low-APR deals for 60 months:

1.9% APR for 60 months: 2025 CX-50, 2025 CX-50H, 2025 CX-90, 2025 CX-90 PHEV

2.9% APR for up to 60 MONTHS: 2025 CX-70, 2025 CX-70 PHEV

4.9% APR for 60 months for most other models

Learn more at MazdaUSA.com

See Mazda local pricing insights

Mitsubishi Financing Deals

0% APR for 60 months: 2025 Mitsubishi Outlander (Offer only available to residents of the following states: Florida, Texas, Pennsylvania, New York, Illinois, Minnesota, and Tennessee.)

Learn more at MitsubishiCars.com

See Mitsubishi local market insights

Nissan Financing Deals

The best new car offers this month include some amazing financing offers from Nissan:

0% APR for 60 months: 2025 Rogue, 2025 Pathfinder, 2025 Murano, 2025 Ariya

Learn more about these offers at NissanUSA.com

See Nissan local market insights and inventory

Ram Financing Deals

In August, Ram is back with a great financing deal for their popular full-sized pickup.

1.9% APR financing for 72 months for the 2025 Ram 1500 pickup truck. This offer applies to the 2025 Ram 1500 Big Horn Crew Cab 4×4. 2026 Ram 1500 pickups are offered with 2.9% APR for 72 months.

See details at ramtrucks.com

See Ram local market insights + the BEST deals

Subaru Financing Deals

In September, Subaru has some of the best APR specials for all-wheel drive SUVs. All of Subaru’s popular models are available with low-APR financing.

0% APR for 72 months: 2025 Subaru Solterra

1.9% APR for 72 months: 2025 Subaru Outback

1.9% APR for 63 months: 2025 Subaru Crosstrek

See which models and trims qualify at subaru.com.

See Subaru local pricing insights and inventory

Tesla Financing Deals

Tesla has discontinued 0% APR financing for the Model 3 and Model Y. The newly redesigned 2025 Tesla Model Y and Model 3 are available with 3.99% APR financing for 60 months.

Note that Tesla’s offers are subject to change at any time, not necessarily at month’s end. Learn more at Tesla.com.

Browse Used Tesla Listings Near You

Toyota Financing Deals

For September 2025, Toyota has these APR deals for well-qualified buyers. Note that Toyota’s monthly offers are usually different for each region. We’ve done our best to gather the best offers here:

1.75% APR for 72 months: 2025 Toyota Tacoma (select markets)

4.75% APR for 60 months: 2025 RAV4, 2025 Camry, 2025 Camry, 2025 Grand Highlander (select markets)

Learn more about these offers at Toyota.com

See Toyota local market insights + the BEST deals

Volkswagen Financing Deals

Volkswagen only has two standout incentives this month:

0% APR for 72 months: 2025 Volkswagen ID.4 (or $5,000 customer cash)

1.9% APR for 60 months: 2025 VW Atlas (or $3,500 customer bonus)

2.9% APR for 60 months: 2025 VW Tiguan (or $3,500 customer bonus)

Learn more about these offers at VW.com

See VW local market insights + the BEST deals

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