McLaren Insurance Rates

The average cost of car insurance for a McLaren model is about $3,711 per year.

This is $1,817 worse than other luxury brands. Our car insurance comparison studies assume a 40 year old good driver with full coverage and good credit, that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts. Many things can contribute to the actual rates. These variables include vehicle, age, location, mileage, credit score, driving record and more. Below you will find a chart that illustrates some of these differences. The tables further down show how these factors impact McLaren insurance rates.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

McLaren insurance rates will vary significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Insurance Cost per McLaren Model

Model Good Driver Recent Accident Poor Credit
McLaren 570S Insurance Cost $3,711 $5,449 $6,375

The cost to insure a McLaren model will differ significantly by the age of the driver. Younger drivers cost more to insure because they are much more likely to be at fault in an accident. That probability decreases dramatically by the time they turn 25 and so do the premiums. In fact, insurance cost by age continues to decline until after age 60, but the increases after are modest.

Credit plays a big role in premiums in most states. The under 25 crowd is far more likely to have very little credit established. The best way to mitigate this would be to join their family's multi-vehicle policy. Their rates will become more affordable as they age up and maintain a decent driving record. They can also build their credit at the same time. While paying car insurance doesn't improve credit on its own, using a credit card to so monthly can. As long as it's paid in full every billing cycle, of course. This is also an easy way to accumulate points on a rewards credit card as it's an expense required for every driver.

Insurance costs by age vary between brands based on resale values and safety ratings. If you're not set on a McLaren, then see our insurance analysis and rankings for other makes and models here.

McLaren Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $12,570 $18,458 $21,594
18 $11,715 $17,202 $20,124
19 $10,353 $15,202 $17,784
20 $9,027 $13,255 $15,507
21 $7,570 $11,116 $13,004
22 $7,373 $10,826 $12,665
23 $6,451 $9,473 $11,082
24 $6,129 $8,999 $10,528
25 $5,289 $7,766 $9,085
30 $4,120 $6,050 $7,077
35 $3,859 $5,666 $6,629
40 $3,711 $5,449 $6,375
45 $3,611 $5,303 $6,203
55 $3,312 $4,863 $5,689
65 $3,455 $5,073 $5,934
75 $4,360 $6,403 $7,490

McLaren auto insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect McLaren models by state.

Average McLaren Insurance by State

State Good Driver Recent Accident Poor Credit
Alabama $3,932 $5,711 $7,269
Alaska $3,252 $4,508 $4,382
Arizona $3,677 $5,315 $7,831
Arkansas $4,031 $6,334 $6,974
California $4,488 $7,937 $4,488
Colorado $4,189 $5,862 $7,437
Connecticut $5,351 $8,299 $10,535
Delaware $4,430 $5,904 $7,583
Florida $5,275 $7,298 $9,509
Georgia $4,300 $6,430 $6,484
Hawaii $1,718 $2,332 $1,718
Idaho $2,984 $3,956 $4,810
Illinois $3,124 $4,722 $5,384
Indiana $3,209 $4,906 $5,506
Iowa $2,542 $3,486 $4,099
Kansas $3,382 $4,920 $5,755
Kentucky $4,889 $7,176 $8,475
Louisiana $6,276 $9,487 $10,286
Maine $2,373 $3,280 $4,843
Maryland $3,840 $5,589 $6,208
Massachusetts $3,080 $5,373 $3,080
Michigan $7,432 $11,325 $17,864
Minnesota $3,059 $4,079 $5,744
Mississippi $3,693 $5,268 $5,302
Missouri $3,480 $4,975 $6,536
Montana $3,538 $4,937 $5,746
Nebraska $2,991 $4,423 $4,805
Nevada $4,933 $7,317 $7,729
New Hampshire $3,432 $5,426 $6,860
New Jersey $3,781 $5,932 $7,762
New Mexico $3,861 $5,743 $5,962
New York $3,576 $4,503 $7,517
North Carolina $2,217 $3,809 $2,716
North Dakota $3,034 $4,611 $5,453
Ohio $2,705 $4,172 $4,278
Oklahoma $4,320 $6,185 $6,964
Oregon $3,931 $5,274 $6,299
Pennsylvania $3,311 $4,861 $5,688
Rhode Island $5,528 $8,109 $9,131
South Carolina $3,754 $5,203 $7,181
South Dakota $3,368 $4,853 $5,600
Tennessee $3,961 $5,831 $7,765
Texas $3,989 $5,763 $7,168
Utah $3,393 $4,755 $6,543
Vermont $2,612 $4,023 $4,252
Virginia $2,461 $3,778 $3,703
Washington $3,257 $4,421 $5,279
West Virginia $3,278 $4,694 $5,881
Wisconsin $3,268 $5,101 $5,818
Wyoming $3,050 $4,271 $4,548