McLaren Insurance Rates

The average cost of car insurance for a McLaren model is about $5,052 per year.

This is $2,827 worse than other luxury brands. Our car insurance comparison studies assume a 40 year old good driver with full coverage and good credit, that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts. Many things can contribute to the actual rates. These variables include vehicle, age, location, mileage, credit score, driving record and more. Below you will find a chart that illustrates some of these differences. The tables further down show how these factors impact McLaren insurance rates.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

McLaren insurance rates will vary significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

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Insurance Cost per McLaren Model

Model Good Driver Recent Accident Poor Credit
McLaren 570S Insurance Cost $5,052 $7,419 $8,679

The cost to insure a McLaren model will differ significantly by the age of the driver. Younger drivers cost more to insure because they are much more likely to be at fault in an accident. That probability decreases dramatically by the time they turn 25 and so do the premiums. In fact, insurance cost by age continues to decline until after age 60, but the increases after are modest.

Credit plays a big role in premiums in most states. The under 25 crowd is far more likely to have very little credit established. The best way to mitigate this would be to join their family's multi-vehicle policy. Their rates will become more affordable as they age up and maintain a decent driving record. They can also build their credit at the same time. While paying car insurance doesn't improve credit on its own, using a credit card to so monthly can. As long as it's paid in full every billing cycle, of course. This is also an easy way to accumulate points on a rewards credit card as it's an expense required for every driver.

Insurance costs by age vary between brands based on resale values and safety ratings. If you're not set on a McLaren, then see our insurance analysis and rankings for other makes and models here.

McLaren Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $17,114 $25,130 $29,398
18 $15,949 $23,419 $27,397
19 $14,094 $20,696 $24,212
20 $12,290 $18,046 $21,111
21 $10,306 $15,134 $17,704
22 $10,037 $14,739 $17,242
23 $8,782 $12,896 $15,087
24 $8,343 $12,251 $14,333
25 $7,200 $10,573 $12,369
30 $5,609 $8,236 $9,635
35 $5,253 $7,714 $9,024
40 $5,052 $7,419 $8,679
45 $4,916 $7,219 $8,445
55 $4,509 $6,621 $7,746
65 $4,703 $6,906 $8,079
75 $5,936 $8,717 $10,197

McLaren auto insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect McLaren models by state.

Average McLaren Insurance by State

State Good Driver Recent Accident Poor Credit
Alabama $5,353 $7,775 $9,897
Alaska $4,428 $6,138 $5,966
Arizona $5,006 $7,237 $10,661
Arkansas $5,488 $8,623 $9,494
California $6,111 $10,806 $6,111
Colorado $5,702 $7,980 $10,125
Connecticut $7,285 $11,299 $14,342
Delaware $6,031 $8,038 $10,324
Florida $7,181 $9,935 $12,946
Hawaii $2,339 $3,175 $2,339
Idaho $4,063 $5,386 $6,548
Illinois $4,253 $6,428 $7,330
Indiana $4,369 $6,679 $7,495
Iowa $3,461 $4,746 $5,581
Kansas $4,604 $6,699 $7,835
Kentucky $6,656 $9,770 $11,538
Louisiana $8,544 $12,915 $14,004
Maine $3,231 $4,466 $6,594
Maryland $5,229 $7,610 $8,452
Massachusetts $4,193 $7,314 $4,193
Michigan $10,118 $15,419 $24,320
Minnesota $4,165 $5,553 $7,820
Mississippi $5,028 $7,171 $7,218
Missouri $4,737 $6,773 $8,898
Montana $4,817 $6,721 $7,823
Nebraska $4,072 $6,021 $6,542
Nevada $6,716 $9,962 $10,523
New Hampshire $4,672 $7,387 $9,339
New Jersey $5,147 $8,075 $10,567
New Mexico $5,256 $7,819 $8,116
New York $4,869 $6,131 $10,234
North Carolina $3,018 $5,185 $3,698
North Dakota $4,130 $6,277 $7,424
Ohio $3,683 $5,680 $5,824
Oklahoma $5,881 $8,420 $9,481
Oregon $5,351 $7,180 $8,576
Pennsylvania $4,508 $6,618 $7,743
Rhode Island $7,526 $11,039 $12,431
South Carolina $5,111 $7,083 $9,776
South Dakota $4,585 $6,607 $7,624
Tennessee $5,393 $7,939 $10,572
Texas $5,431 $7,846 $9,759
Utah $4,620 $6,474 $8,908
Vermont $3,556 $5,477 $5,789
Virginia $3,350 $5,144 $5,042
Washington $4,435 $6,019 $7,187
West Virginia $4,463 $6,390 $8,006
Wisconsin $4,448 $6,944 $7,921
Wyoming $4,153 $5,814 $6,191
Georgia $5,854 $8,754 $8,827