McLaren Insurance Rates

The average cost of car insurance for a McLaren model is about $3,359 per year.

This is $1,572 worse than other luxury brands. Our car insurance comparison studies assume a 40 year old good driver with full coverage and good credit, that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts. Many things can contribute to the actual rates. These variables include vehicle, age, location, mileage, credit score, driving record and more. Below you will find a chart that illustrates some of these differences. The tables further down show how these factors impact McLaren insurance rates.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

McLaren insurance rates will vary significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Insurance Cost per McLaren Model

Model Good Driver Recent Accident Poor Credit
McLaren 570S Insurance Cost $3,359 $4,932 $5,769

The cost to insure a McLaren model will differ significantly by the age of the driver. Younger drivers cost more to insure because they are much more likely to be at fault in an accident. That probability decreases dramatically by the time they turn 25 and so do the premiums. In fact, insurance cost by age continues to decline until after age 60, but the increases after are modest.

Credit plays a big role in premiums in most states. The under 25 crowd is far more likely to have very little credit established. The best way to mitigate this would be to join their family's multi-vehicle policy. Their rates will become more affordable as they age up and maintain a decent driving record. They can also build their credit at the same time. While paying car insurance doesn't improve credit on its own, using a credit card to so monthly can. As long as it's paid in full every billing cycle, of course. This is also an easy way to accumulate points on a rewards credit card as it's an expense required for every driver.

Insurance costs by age vary between brands based on resale values and safety ratings. If you're not set on a McLaren, then see our insurance analysis and rankings for other makes and models here.

McLaren Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $11,377 $16,705 $19,543
18 $10,602 $15,568 $18,212
19 $9,370 $13,758 $16,095
20 $8,170 $11,996 $14,034
21 $6,851 $10,060 $11,769
22 $6,672 $9,798 $11,462
23 $5,838 $8,573 $10,029
24 $5,546 $8,144 $9,528
25 $4,786 $7,028 $8,222
30 $3,729 $5,475 $6,405
35 $3,492 $5,128 $5,999
40 $3,359 $4,932 $5,769
45 $3,268 $4,799 $5,614
55 $2,997 $4,401 $5,149
65 $3,127 $4,591 $5,371
75 $3,946 $5,795 $6,779

McLaren auto insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect McLaren models by state.

Average McLaren Insurance by State

State Good Driver Recent Accident Poor Credit
Alabama $3,559 $5,168 $6,579
Alaska $2,943 $4,080 $3,966
Arizona $3,328 $4,811 $7,087
Arkansas $3,648 $5,732 $6,312
California $4,062 $7,183 $4,062
Colorado $3,791 $5,305 $6,731
Connecticut $4,843 $7,511 $9,534
Delaware $4,009 $5,343 $6,863
Florida $4,774 $6,604 $8,606
Georgia $3,892 $5,820 $5,868
Hawaii $1,555 $2,110 $1,555
Idaho $2,701 $3,580 $4,353
Illinois $2,827 $4,273 $4,872
Indiana $2,904 $4,440 $4,983
Iowa $2,301 $3,155 $3,710
Kansas $3,061 $4,453 $5,208
Kentucky $4,424 $6,495 $7,670
Louisiana $5,680 $8,586 $9,309
Maine $2,148 $2,969 $4,383
Maryland $3,476 $5,059 $5,619
Massachusetts $2,787 $4,862 $2,787
Michigan $6,726 $10,250 $16,167
Minnesota $2,769 $3,692 $5,198
Mississippi $3,342 $4,767 $4,798
Missouri $3,149 $4,502 $5,915
Montana $3,202 $4,468 $5,200
Nebraska $2,707 $4,003 $4,349
Nevada $4,464 $6,622 $6,995
New Hampshire $3,106 $4,911 $6,208
New Jersey $3,422 $5,368 $7,025
New Mexico $3,494 $5,198 $5,395
New York $3,237 $4,076 $6,803
North Carolina $2,006 $3,447 $2,458
North Dakota $2,746 $4,173 $4,935
Ohio $2,448 $3,776 $3,872
Oklahoma $3,909 $5,597 $6,303
Oregon $3,557 $4,773 $5,701
Pennsylvania $2,996 $4,400 $5,147
Rhode Island $5,003 $7,338 $8,264
South Carolina $3,397 $4,709 $6,499
South Dakota $3,048 $4,392 $5,068
Tennessee $3,585 $5,277 $7,028
Texas $3,610 $5,216 $6,487
Utah $3,071 $4,303 $5,922
Vermont $2,364 $3,641 $3,848
Virginia $2,227 $3,419 $3,351
Washington $2,948 $4,001 $4,778
West Virginia $2,967 $4,248 $5,322
Wisconsin $2,957 $4,616 $5,265
Wyoming $2,761 $3,865 $4,116