MINI Clubman Insurance Cost

Auto insurance for a MINI Clubman will cost about $1,417 per year.

This beats the national average for popular station wagon models by $370. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a MINI Clubman.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

MINI Clubman insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

MINI Clubman Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $4,800 $7,048 $8,245
18 $4,473 $6,568 $7,683
19 $3,953 $5,804 $6,790
20 $3,447 $5,061 $5,921
21 $2,890 $4,244 $4,965
22 $2,815 $4,133 $4,836
23 $2,463 $3,617 $4,231
24 $2,340 $3,436 $4,020
25 $2,019 $2,965 $3,469
30 $1,573 $2,310 $2,702
35 $1,473 $2,163 $2,531
40 $1,417 $2,081 $2,434
45 $1,379 $2,025 $2,368
55 $1,264 $1,857 $2,172
65 $1,319 $1,937 $2,266
75 $1,665 $2,445 $2,860

MINI Clubman car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect MINI Clubman by state.

MINI Clubman Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,501 $2,180 $2,776
Alaska $1,242 $1,721 $1,673
Arizona $1,404 $2,029 $2,990
Arkansas $1,539 $2,418 $2,663
California $1,714 $3,031 $1,714
Colorado $1,599 $2,238 $2,840
Connecticut $2,043 $3,169 $4,022
Delaware $1,691 $2,254 $2,895
Florida $2,014 $2,786 $3,631
Georgia $1,642 $2,455 $2,476
Hawaii $656 $890 $656
Idaho $1,139 $1,510 $1,836
Illinois $1,193 $1,803 $2,056
Indiana $1,225 $1,873 $2,102
Iowa $971 $1,331 $1,565
Kansas $1,291 $1,879 $2,197
Kentucky $1,867 $2,740 $3,236
Louisiana $2,396 $3,622 $3,927
Maine $906 $1,252 $1,849
Maryland $1,466 $2,134 $2,370
Massachusetts $1,176 $2,051 $1,176
Michigan $2,838 $4,324 $6,820
Minnesota $1,168 $1,557 $2,193
Mississippi $1,410 $2,011 $2,024
Missouri $1,329 $1,900 $2,495
Montana $1,351 $1,885 $2,194
Nebraska $1,142 $1,689 $1,835
Nevada $1,883 $2,794 $2,951
New Hampshire $1,310 $2,072 $2,619
New Jersey $1,444 $2,265 $2,964
New Mexico $1,474 $2,193 $2,276
New York $1,365 $1,719 $2,870
North Carolina $846 $1,454 $1,037
North Dakota $1,158 $1,760 $2,082
Ohio $1,033 $1,593 $1,633
Oklahoma $1,649 $2,361 $2,659
Oregon $1,501 $2,014 $2,405
Pennsylvania $1,264 $1,856 $2,172
Rhode Island $2,111 $3,096 $3,486
South Carolina $1,433 $1,986 $2,742
South Dakota $1,286 $1,853 $2,138
Tennessee $1,512 $2,226 $2,965
Texas $1,523 $2,200 $2,737
Utah $1,296 $1,816 $2,498
Vermont $997 $1,536 $1,623
Virginia $940 $1,443 $1,414
Washington $1,244 $1,688 $2,016
West Virginia $1,252 $1,792 $2,245
Wisconsin $1,248 $1,948 $2,221
Wyoming $1,165 $1,631 $1,736

MINI Clubman Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the MINI Clubman ranks for Insurance compared to other vehicles. Also check out how the Clubman stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other MINI Clubman Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major MINI Clubman costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: