Rolls-Royce Ghost Insurance Cost

Auto insurance for a Rolls-Royce Ghost will cost about $4,810 per year.

This is more than the national average for luxury exotic models by $2,743. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Rolls-Royce Ghost. Visit our Competitive Quote Tool to see if you can find lower rates for a Ghost.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

These Rolls-Royce Ghost insurance cost estimates are a result of our ongoing nationwide research and analysis, but they are only averages. We recommend that you let our trusted insurance partners do the shopping for you using our Competitive Quote Tool. While it's free to use, we do receive a small commission if you find a better deal.

Rolls-Royce Ghost insurance Cost

Age Good Driver Recent Accident Poor Credit
17 $16,294 $24,270 $28,689
18 $15,185 $22,618 $26,736
19 $13,419 $19,988 $23,628
20 $11,701 $17,429 $20,602
21 $9,813 $14,616 $17,277
22 $9,556 $14,234 $16,826
23 $8,362 $12,455 $14,723
24 $7,944 $11,832 $13,987
25 $6,855 $10,211 $12,070
30 $5,340 $7,955 $9,403
35 $5,002 $7,450 $8,807
40 $4,810 $7,165 $8,470
45 $4,681 $6,972 $8,242
55 $4,293 $6,394 $7,559
65 $4,478 $6,670 $7,885
75 $5,652 $8,419 $9,952

Rolls-Royce Ghost car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Rolls-Royce Ghost by state.

Rolls-Royce Ghost Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $5,097 $7,140 $8,935
Alaska $4,216 $6,140 $6,434
Arizona $4,766 $7,393 $10,542
Arkansas $5,225 $7,915 $8,854
California $5,818 $10,176 $5,818
Colorado $5,429 $7,516 $9,376
Connecticut $6,936 $10,724 $13,736
Delaware $5,742 $7,906 $10,497
Florida $6,837 $9,287 $12,107
Georgia $5,574 $8,591 $8,815
Hawaii $2,227 $3,073 $2,227
Idaho $3,868 $5,206 $6,481
Illinois $4,049 $5,985 $6,941
Indiana $4,160 $6,501 $7,586
Iowa $3,295 $4,943 $5,760
Kansas $4,384 $6,454 $7,645
Kentucky $6,337 $9,532 $11,211
Louisiana $8,135 $12,433 $13,385
Maine $3,076 $4,126 $6,021
Maryland $4,978 $7,299 $8,620
Massachusetts $3,992 $6,751 $3,992
Michigan $9,633 $14,483 $22,269
Minnesota $3,966 $5,327 $7,885
Mississippi $4,787 $7,231 $7,638
Missouri $4,511 $6,212 $8,035
Montana $4,586 $7,176 $7,915
Nebraska $3,877 $5,488 $6,243
Nevada $6,394 $9,652 $10,589
New Hampshire $4,448 $7,169 $9,129
New Jersey $4,901 $7,726 $9,967
New Mexico $5,005 $7,202 $8,087
New York $4,636 $6,037 $9,745
North Carolina $2,874 $4,639 $3,575
North Dakota $3,932 $6,053 $7,684
Ohio $3,506 $5,734 $5,941
Oklahoma $5,599 $8,407 $9,535
Oregon $5,095 $7,695 $8,828
Pennsylvania $4,292 $6,490 $7,448
Rhode Island $7,165 $10,995 $12,575
South Carolina $4,866 $7,042 $10,048
South Dakota $4,366 $6,007 $7,207
Tennessee $5,134 $7,680 $9,690
Texas $5,171 $7,611 $9,553
Utah $4,398 $6,360 $8,772
Vermont $3,386 $5,414 $5,919
Virginia $3,190 $4,803 $5,103
Washington $4,222 $6,344 $7,480
West Virginia $4,249 $6,187 $7,640
Wisconsin $4,235 $6,183 $7,509
Wyoming $3,954 $5,810 $6,496

Other Important Costs of Owning a Rolls-Royce Ghost

Insurance is a major vehicle related expense. There are also some others to be aware of. See our cost analyses on Rolls-Royce Ghost depreciation, maintenance and financing. These will provide you with even more knowledge before making such an important financial decision.

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Do you have more questions on our data or methodologies? Great, we're skeptics too. Here are some common questions and answers.