Rolls-Royce Ghost Insurance Cost

Auto insurance for a Rolls-Royce Ghost will cost about $5,598 per year.

This is more than the national average for luxury exotic models by $3,373. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Rolls-Royce Ghost.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Rolls-Royce Ghost insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Rolls-Royce Ghost Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $18,962 $27,844 $32,573
18 $17,671 $25,948 $30,356
19 $15,617 $22,932 $26,827
20 $13,617 $19,995 $23,391
21 $11,419 $16,768 $19,616
22 $11,121 $16,330 $19,104
23 $9,731 $14,289 $16,716
24 $9,245 $13,575 $15,881
25 $7,978 $11,715 $13,705
30 $6,215 $9,126 $10,676
35 $5,821 $8,547 $9,999
40 $5,598 $8,220 $9,616
45 $5,447 $7,999 $9,358
55 $4,996 $7,336 $8,582
65 $5,211 $7,652 $8,952
75 $6,577 $9,658 $11,299

Rolls-Royce Ghost car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Rolls-Royce Ghost by state.

Rolls-Royce Ghost Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $5,931 $8,615 $10,966
Alaska $4,906 $6,801 $6,610
Arizona $5,546 $8,018 $11,813
Arkansas $6,081 $9,554 $10,520
California $6,771 $11,973 $6,771
Colorado $6,318 $8,842 $11,219
Connecticut $8,072 $12,519 $15,891
Delaware $6,683 $8,906 $11,439
Florida $7,957 $11,008 $14,344
Hawaii $2,591 $3,518 $2,591
Idaho $4,502 $5,968 $7,255
Illinois $4,712 $7,123 $8,121
Indiana $4,841 $7,401 $8,305
Iowa $3,835 $5,259 $6,184
Kansas $5,101 $7,422 $8,681
Kentucky $7,375 $10,825 $12,784
Louisiana $9,467 $14,310 $15,516
Maine $3,580 $4,948 $7,306
Maryland $5,793 $8,431 $9,365
Massachusetts $4,646 $8,104 $4,646
Michigan $11,211 $17,084 $26,946
Minnesota $4,615 $6,153 $8,664
Mississippi $5,571 $7,946 $7,998
Missouri $5,249 $7,505 $9,859
Montana $5,337 $7,447 $8,668
Nebraska $4,511 $6,672 $7,248
Nevada $7,441 $11,037 $11,659
New Hampshire $5,176 $8,185 $10,347
New Jersey $5,703 $8,947 $11,709
New Mexico $5,824 $8,663 $8,993
New York $5,395 $6,793 $11,339
North Carolina $3,344 $5,745 $4,097
North Dakota $4,576 $6,955 $8,225
Ohio $4,080 $6,293 $6,453
Oklahoma $6,516 $9,329 $10,505
Oregon $5,929 $7,956 $9,502
Pennsylvania $4,994 $7,333 $8,579
Rhode Island $8,339 $12,232 $13,774
South Carolina $5,663 $7,848 $10,832
South Dakota $5,081 $7,321 $8,447
Tennessee $5,975 $8,796 $11,714
Texas $6,018 $8,693 $10,813
Utah $5,119 $7,173 $9,870
Vermont $3,940 $6,068 $6,414
Virginia $3,712 $5,699 $5,586
Washington $4,914 $6,669 $7,964
West Virginia $4,945 $7,080 $8,871
Wisconsin $4,929 $7,694 $8,776
Wyoming $4,601 $6,442 $6,860
Georgia $6,487 $9,700 $9,780

Rolls-Royce Ghost Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Rolls-Royce Ghost ranks for Insurance compared to other vehicles. Also check out how the Ghost stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Rolls-Royce Ghost Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Rolls-Royce Ghost costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: