Rolls-Royce Ghost Insurance Cost

Auto insurance for a Rolls-Royce Ghost will cost about $4,544 per year.

This is more than the national average for luxury exotic models by $2,650. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Rolls-Royce Ghost.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Rolls-Royce Ghost insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Rolls-Royce Ghost Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $15,390 $22,599 $26,438
18 $14,342 $21,060 $24,638
19 $12,675 $18,612 $21,774
20 $11,052 $16,229 $18,985
21 $9,268 $13,610 $15,921
22 $9,026 $13,254 $15,506
23 $7,898 $11,597 $13,567
24 $7,503 $11,018 $12,889
25 $6,475 $9,508 $11,123
30 $5,044 $7,407 $8,665
35 $4,724 $6,937 $8,115
40 $4,544 $6,672 $7,805
45 $4,421 $6,492 $7,595
55 $4,055 $5,954 $6,965
65 $4,230 $6,211 $7,266
75 $5,338 $7,839 $9,171

Rolls-Royce Ghost car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Rolls-Royce Ghost by state.

Rolls-Royce Ghost Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $4,814 $6,992 $8,900
Alaska $3,982 $5,520 $5,365
Arizona $4,502 $6,508 $9,588
Arkansas $4,935 $7,755 $8,538
California $5,495 $9,718 $5,495
Colorado $5,128 $7,177 $9,106
Connecticut $6,552 $10,161 $12,898
Delaware $5,424 $7,228 $9,284
Florida $6,458 $8,934 $11,642
Georgia $5,265 $7,873 $7,938
Hawaii $2,103 $2,855 $2,103
Idaho $3,654 $4,844 $5,889
Illinois $3,825 $5,781 $6,591
Indiana $3,929 $6,007 $6,740
Iowa $3,112 $4,268 $5,019
Kansas $4,140 $6,024 $7,046
Kentucky $5,985 $8,786 $10,376
Louisiana $7,684 $11,615 $12,593
Maine $2,905 $4,016 $5,930
Maryland $4,702 $6,843 $7,601
Massachusetts $3,771 $6,578 $3,771
Michigan $9,099 $13,866 $21,871
Minnesota $3,746 $4,994 $7,032
Mississippi $4,522 $6,449 $6,491
Missouri $4,260 $6,091 $8,002
Montana $4,332 $6,044 $7,035
Nebraska $3,662 $5,415 $5,883
Nevada $6,040 $8,958 $9,463
New Hampshire $4,201 $6,643 $8,398
New Jersey $4,629 $7,262 $9,503
New Mexico $4,727 $7,031 $7,299
New York $4,378 $5,513 $9,203
North Carolina $2,714 $4,663 $3,326
North Dakota $3,714 $5,645 $6,676
Ohio $3,312 $5,108 $5,237
Oklahoma $5,288 $7,572 $8,526
Oregon $4,812 $6,457 $7,712
Pennsylvania $4,054 $5,952 $6,963
Rhode Island $6,768 $9,927 $11,179
South Carolina $4,596 $6,370 $8,792
South Dakota $4,124 $5,942 $6,856
Tennessee $4,850 $7,139 $9,507
Texas $4,884 $7,056 $8,776
Utah $4,154 $5,822 $8,011
Vermont $3,198 $4,925 $5,206
Virginia $3,013 $4,626 $4,534
Washington $3,988 $5,413 $6,463
West Virginia $4,013 $5,746 $7,200
Wisconsin $4,000 $6,245 $7,123
Wyoming $3,735 $5,229 $5,568

Rolls-Royce Ghost Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Rolls-Royce Ghost ranks for Insurance compared to other vehicles. Also check out how the Ghost stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Rolls-Royce Ghost Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Rolls-Royce Ghost costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: