Rolls-Royce Ghost Insurance Cost

Auto insurance for a Rolls-Royce Ghost will cost about $3,704 per year.

This is more than the national average for luxury exotic models by $1,917. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Rolls-Royce Ghost.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Rolls-Royce Ghost insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Rolls-Royce Ghost Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $12,547 $18,424 $21,553
18 $11,693 $17,170 $20,086
19 $10,333 $15,174 $17,751
20 $9,010 $13,231 $15,478
21 $7,556 $11,095 $12,980
22 $7,359 $10,806 $12,641
23 $6,439 $9,455 $11,061
24 $6,117 $8,982 $10,508
25 $5,279 $7,751 $9,068
30 $4,112 $6,038 $7,064
35 $3,852 $5,655 $6,616
40 $3,704 $5,439 $6,363
45 $3,604 $5,293 $6,192
55 $3,306 $4,854 $5,679
65 $3,448 $5,063 $5,923
75 $4,352 $6,391 $7,476

Rolls-Royce Ghost car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Rolls-Royce Ghost by state.

Rolls-Royce Ghost Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $3,925 $5,700 $7,256
Alaska $3,246 $4,500 $4,374
Arizona $3,670 $5,305 $7,816
Arkansas $4,024 $6,322 $6,961
California $4,480 $7,922 $4,480
Colorado $4,181 $5,851 $7,423
Connecticut $5,341 $8,284 $10,515
Delaware $4,422 $5,893 $7,569
Florida $5,265 $7,284 $9,492
Georgia $4,292 $6,418 $6,472
Hawaii $1,715 $2,328 $1,715
Idaho $2,979 $3,949 $4,801
Illinois $3,118 $4,713 $5,374
Indiana $3,203 $4,897 $5,495
Iowa $2,537 $3,480 $4,092
Kansas $3,375 $4,911 $5,744
Kentucky $4,880 $7,163 $8,459
Louisiana $6,264 $9,469 $10,267
Maine $2,369 $3,274 $4,834
Maryland $3,833 $5,579 $6,197
Massachusetts $3,074 $5,362 $3,074
Michigan $7,418 $11,304 $17,830
Minnesota $3,054 $4,071 $5,733
Mississippi $3,686 $5,258 $5,292
Missouri $3,473 $4,966 $6,524
Montana $3,531 $4,927 $5,735
Nebraska $2,985 $4,414 $4,796
Nevada $4,924 $7,303 $7,715
New Hampshire $3,425 $5,416 $6,847
New Jersey $3,774 $5,920 $7,747
New Mexico $3,854 $5,732 $5,950
New York $3,570 $4,495 $7,503
North Carolina $2,213 $3,802 $2,711
North Dakota $3,028 $4,602 $5,443
Ohio $2,700 $4,164 $4,270
Oklahoma $4,311 $6,173 $6,951
Oregon $3,923 $5,264 $6,288
Pennsylvania $3,305 $4,852 $5,677
Rhode Island $5,517 $8,093 $9,114
South Carolina $3,747 $5,193 $7,167
South Dakota $3,362 $4,844 $5,590
Tennessee $3,954 $5,820 $7,751
Texas $3,982 $5,752 $7,155
Utah $3,387 $4,746 $6,531
Vermont $2,607 $4,015 $4,244
Virginia $2,456 $3,771 $3,696
Washington $3,251 $4,413 $5,269
West Virginia $3,272 $4,685 $5,870
Wisconsin $3,261 $5,091 $5,807
Wyoming $3,045 $4,263 $4,539

Rolls-Royce Ghost Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Rolls-Royce Ghost ranks for Insurance compared to other vehicles. Also check out how the Ghost stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Rolls-Royce Ghost Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Rolls-Royce Ghost costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: