Rolls-Royce Wraith Insurance Cost

Auto insurance for a Rolls-Royce Wraith will cost about $6,223 per year.

This is more than the national average for luxury exotic models by $4,436. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Rolls-Royce Wraith.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Rolls-Royce Wraith insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Rolls-Royce Wraith Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $21,080 $30,954 $36,212
18 $19,645 $28,847 $33,747
19 $17,361 $25,493 $29,823
20 $15,138 $22,229 $26,004
21 $12,695 $18,641 $21,807
22 $12,364 $18,155 $21,238
23 $10,818 $15,885 $18,583
24 $10,277 $15,091 $17,654
25 $8,869 $13,023 $15,235
30 $6,909 $10,145 $11,868
35 $6,471 $9,502 $11,116
40 $6,223 $9,138 $10,691
45 $6,056 $8,892 $10,403
55 $5,554 $8,155 $9,541
65 $5,793 $8,507 $9,952
75 $7,312 $10,737 $12,561

Rolls-Royce Wraith car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Rolls-Royce Wraith by state.

Rolls-Royce Wraith Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $6,594 $9,577 $12,190
Alaska $5,454 $7,560 $7,349
Arizona $6,166 $8,914 $13,132
Arkansas $6,760 $10,622 $11,695
California $7,527 $13,310 $7,527
Colorado $7,024 $9,830 $12,472
Connecticut $8,974 $13,918 $17,666
Delaware $7,429 $9,901 $12,717
Florida $8,846 $12,238 $15,947
Georgia $7,211 $10,783 $10,873
Hawaii $2,881 $3,911 $2,881
Idaho $5,005 $6,634 $8,066
Illinois $5,239 $7,918 $9,028
Indiana $5,382 $8,227 $9,233
Iowa $4,263 $5,846 $6,874
Kansas $5,671 $8,251 $9,651
Kentucky $8,198 $12,034 $14,212
Louisiana $10,525 $15,909 $17,249
Maine $3,980 $5,501 $8,122
Maryland $6,440 $9,373 $10,411
Massachusetts $5,165 $9,009 $5,165
Michigan $12,463 $18,992 $29,957
Minnesota $5,130 $6,840 $9,632
Mississippi $6,193 $8,834 $8,891
Missouri $5,835 $8,343 $10,960
Montana $5,933 $8,279 $9,636
Nebraska $5,015 $7,417 $8,058
Nevada $8,272 $12,270 $12,962
New Hampshire $5,755 $9,099 $11,503
New Jersey $6,340 $9,947 $13,016
New Mexico $6,475 $9,631 $9,997
New York $5,997 $7,552 $12,606
North Carolina $3,718 $6,387 $4,555
North Dakota $5,087 $7,732 $9,144
Ohio $4,536 $6,996 $7,174
Oklahoma $7,244 $10,372 $11,678
Oregon $6,592 $8,844 $10,564
Pennsylvania $5,552 $8,152 $9,538
Rhode Island $9,270 $13,598 $15,312
South Carolina $6,295 $8,725 $12,042
South Dakota $5,648 $8,139 $9,391
Tennessee $6,643 $9,779 $13,022
Texas $6,690 $9,664 $12,021
Utah $5,690 $7,974 $10,972
Vermont $4,380 $6,746 $7,131
Virginia $4,127 $6,336 $6,210
Washington $5,463 $7,414 $8,853
West Virginia $5,497 $7,871 $9,862
Wisconsin $5,479 $8,554 $9,756
Wyoming $5,115 $7,162 $7,626

Rolls-Royce Wraith Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Rolls-Royce Wraith ranks for Insurance compared to other vehicles. Also check out how the Wraith stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Rolls-Royce Wraith Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Rolls-Royce Wraith costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: