Rolls-Royce Wraith Insurance Cost
Auto insurance for a Rolls-Royce Wraith will cost about $8,643 per year.
This is more than the national average for luxury exotic models by $6,576. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year.
Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Rolls-Royce Wraith. Visit our Competitive Quote Tool to see if you can find lower rates for a Wraith.
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These Rolls-Royce Wraith insurance cost estimates are a result of our ongoing nationwide research and analysis, but they are only averages. We recommend that you let our trusted insurance partners do the shopping for you using our Competitive Quote Tool. While it's free to use, we do receive a small commission if you find a better deal.
Rolls-Royce Wraith insurance Cost
| Age | Good Driver | Recent Accident | Poor Credit |
|---|---|---|---|
| 17 | $29,276 | $43,606 | $51,547 |
| 18 | $27,283 | $40,638 | $48,038 |
| 19 | $24,111 | $35,913 | $42,453 |
| 20 | $21,024 | $31,315 | $37,017 |
| 21 | $17,631 | $26,261 | $31,043 |
| 22 | $17,170 | $25,575 | $30,232 |
| 23 | $15,024 | $22,378 | $26,453 |
| 24 | $14,273 | $21,260 | $25,131 |
| 25 | $12,317 | $18,347 | $21,687 |
| 30 | $9,595 | $14,292 | $16,894 |
| 35 | $8,987 | $13,386 | $15,823 |
| 40 | $8,643 | $12,874 | $15,218 |
| 45 | $8,410 | $12,527 | $14,808 |
| 55 | $7,713 | $11,489 | $13,581 |
| 65 | $8,046 | $11,984 | $14,166 |
| 75 | $10,155 | $15,126 | $17,880 |
Rolls-Royce Wraith car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Rolls-Royce Wraith by state.
Rolls-Royce Wraith Insurance Rates by State
| State | Good Driver | Recent Accident | Poor Credit |
|---|---|---|---|
| Alabama | $9,158 | $12,828 | $16,055 |
| Alaska | $7,574 | $11,032 | $11,559 |
| Arizona | $8,563 | $13,284 | $18,941 |
| Arkansas | $9,389 | $14,221 | $15,909 |
| California | $10,453 | $18,283 | $10,453 |
| Colorado | $9,755 | $13,505 | $16,846 |
| Connecticut | $12,463 | $19,269 | $24,680 |
| Delaware | $10,318 | $14,205 | $18,860 |
| Florida | $12,285 | $16,686 | $21,754 |
| Georgia | $10,015 | $15,436 | $15,838 |
| Hawaii | $4,001 | $5,522 | $4,001 |
| Idaho | $6,950 | $9,355 | $11,645 |
| Illinois | $7,275 | $10,754 | $12,471 |
| Indiana | $7,474 | $11,681 | $13,631 |
| Iowa | $5,920 | $8,880 | $10,349 |
| Kansas | $7,876 | $11,596 | $13,736 |
| Kentucky | $11,386 | $17,127 | $20,143 |
| Louisiana | $14,616 | $22,338 | $24,050 |
| Maine | $5,527 | $7,413 | $10,817 |
| Maryland | $8,944 | $13,114 | $15,487 |
| Massachusetts | $7,173 | $12,130 | $7,173 |
| Michigan | $17,309 | $26,022 | $40,011 |
| Minnesota | $7,125 | $9,571 | $14,168 |
| Mississippi | $8,601 | $12,992 | $13,724 |
| Missouri | $8,104 | $11,162 | $14,436 |
| Montana | $8,240 | $12,894 | $14,220 |
| Nebraska | $6,965 | $9,861 | $11,217 |
| Nevada | $11,489 | $17,342 | $19,025 |
| New Hampshire | $7,992 | $12,881 | $16,403 |
| New Jersey | $8,805 | $13,882 | $17,908 |
| New Mexico | $8,992 | $12,939 | $14,531 |
| New York | $8,329 | $10,847 | $17,508 |
| North Carolina | $5,163 | $8,335 | $6,423 |
| North Dakota | $7,065 | $10,876 | $13,806 |
| Ohio | $6,300 | $10,303 | $10,674 |
| Oklahoma | $10,060 | $15,105 | $17,132 |
| Oregon | $9,154 | $13,827 | $15,862 |
| Pennsylvania | $7,711 | $11,661 | $13,382 |
| Rhode Island | $12,874 | $19,755 | $22,594 |
| South Carolina | $8,743 | $12,653 | $18,054 |
| South Dakota | $7,844 | $10,793 | $12,948 |
| Tennessee | $9,225 | $13,799 | $17,411 |
| Texas | $9,291 | $13,674 | $17,164 |
| Utah | $7,903 | $11,428 | $15,761 |
| Vermont | $6,084 | $9,728 | $10,634 |
| Virginia | $5,731 | $8,630 | $9,168 |
| Washington | $7,587 | $11,398 | $13,440 |
| West Virginia | $7,634 | $11,117 | $13,728 |
| Wisconsin | $7,610 | $11,110 | $13,492 |
| Wyoming | $7,104 | $10,440 | $11,672 |
Other Important Costs of Owning a Rolls-Royce Wraith
Insurance is a major vehicle related expense. There are also some others to be aware of. See our cost analyses on Rolls-Royce Wraith depreciation, maintenance and financing. These will provide you with even more knowledge before making such an important financial decision.
Already decided on buying a Rolls-Royce Wraith? We have millions of new and used vehicles listed. Here are some Rolls-Royce models for sale in your area.
Do you have more questions on our data or methodologies? Great, we're skeptics too. Here are some common questions and answers.
