Rolls-Royce Wraith Insurance Cost

Auto insurance for a Rolls-Royce Wraith will cost about $6,970 per year.

This is more than the national average for luxury exotic models by $5,076. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Rolls-Royce Wraith.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Rolls-Royce Wraith insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Rolls-Royce Wraith Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $23,610 $34,668 $40,557
18 $22,002 $32,308 $37,796
19 $19,445 $28,552 $33,402
20 $16,955 $24,896 $29,125
21 $14,218 $20,878 $24,424
22 $13,847 $20,333 $23,787
23 $12,116 $17,791 $20,813
24 $11,510 $16,902 $19,773
25 $9,933 $14,586 $17,064
30 $7,738 $11,363 $13,293
35 $7,247 $10,642 $12,450
40 $6,970 $10,235 $11,973
45 $6,783 $9,959 $11,651
55 $6,220 $9,134 $10,686
65 $6,488 $9,528 $11,146
75 $8,190 $12,026 $14,068

Rolls-Royce Wraith car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Rolls-Royce Wraith by state.

Rolls-Royce Wraith Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $7,385 $10,726 $13,653
Alaska $6,108 $8,468 $8,231
Arizona $6,906 $9,983 $14,708
Arkansas $7,571 $11,896 $13,098
California $8,430 $14,908 $8,430
Colorado $7,867 $11,010 $13,969
Connecticut $10,051 $15,588 $19,786
Delaware $8,321 $11,089 $14,243
Florida $9,907 $13,706 $17,860
Georgia $8,077 $12,077 $12,178
Hawaii $3,226 $4,380 $3,226
Idaho $5,605 $7,430 $9,034
Illinois $5,867 $8,869 $10,112
Indiana $6,028 $9,215 $10,340
Iowa $4,774 $6,547 $7,699
Kansas $6,352 $9,242 $10,809
Kentucky $9,182 $13,479 $15,917
Louisiana $11,787 $17,818 $19,319
Maine $4,457 $6,161 $9,096
Maryland $7,213 $10,498 $11,660
Massachusetts $5,784 $10,091 $5,784
Michigan $13,959 $21,271 $33,551
Minnesota $5,746 $7,661 $10,788
Mississippi $6,936 $9,894 $9,958
Missouri $6,536 $9,344 $12,276
Montana $6,645 $9,272 $10,792
Nebraska $5,617 $8,307 $9,025
Nevada $9,265 $13,743 $14,517
New Hampshire $6,445 $10,191 $12,884
New Jersey $7,101 $11,140 $14,578
New Mexico $7,251 $10,787 $11,197
New York $6,717 $8,458 $14,119
North Carolina $4,164 $7,153 $5,102
North Dakota $5,698 $8,660 $10,241
Ohio $5,080 $7,836 $8,035
Oklahoma $8,113 $11,616 $13,080
Oregon $7,383 $9,906 $11,831
Pennsylvania $6,219 $9,130 $10,682
Rhode Island $10,382 $15,230 $17,150
South Carolina $7,051 $9,772 $13,487
South Dakota $6,326 $9,115 $10,518
Tennessee $7,440 $10,952 $14,585
Texas $7,493 $10,824 $13,463
Utah $6,373 $8,931 $12,289
Vermont $4,906 $7,556 $7,986
Virginia $4,622 $7,096 $6,955
Washington $6,118 $8,304 $9,916
West Virginia $6,157 $8,815 $11,045
Wisconsin $6,137 $9,580 $10,927
Wyoming $5,729 $8,021 $8,541

Rolls-Royce Wraith Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Rolls-Royce Wraith ranks for Insurance compared to other vehicles. Also check out how the Wraith stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Rolls-Royce Wraith Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Rolls-Royce Wraith costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: