Toyota Highlander Hybrid Insurance Cost

Auto insurance for a Toyota Highlander Hybrid will cost about $1,522 per year.

This beats the national average for popular SUV models by $265. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Toyota Highlander Hybrid.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Toyota Highlander Hybrid insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Toyota Highlander Hybrid Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $5,157 $7,573 $8,859
18 $4,806 $7,057 $8,256
19 $4,247 $6,237 $7,296
20 $3,703 $5,438 $6,362
21 $3,106 $4,560 $5,335
22 $3,025 $4,441 $5,196
23 $2,647 $3,886 $4,546
24 $2,514 $3,692 $4,319
25 $2,170 $3,186 $3,727
30 $1,690 $2,482 $2,904
35 $1,583 $2,325 $2,719
40 $1,522 $2,236 $2,615
45 $1,481 $2,175 $2,545
55 $1,359 $1,995 $2,334
65 $1,417 $2,081 $2,435
75 $1,789 $2,627 $3,073

Toyota Highlander Hybrid car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Toyota Highlander Hybrid by state.

Toyota Highlander Hybrid Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,613 $2,343 $2,982
Alaska $1,334 $1,850 $1,798
Arizona $1,508 $2,181 $3,213
Arkansas $1,654 $2,598 $2,861
California $1,841 $3,256 $1,841
Colorado $1,718 $2,405 $3,051
Connecticut $2,195 $3,405 $4,322
Delaware $1,817 $2,422 $3,111
Florida $2,164 $2,994 $3,901
Georgia $1,764 $2,638 $2,660
Hawaii $705 $957 $705
Idaho $1,224 $1,623 $1,973
Illinois $1,282 $1,937 $2,209
Indiana $1,317 $2,013 $2,259
Iowa $1,043 $1,430 $1,682
Kansas $1,387 $2,019 $2,361
Kentucky $2,006 $2,944 $3,477
Louisiana $2,575 $3,892 $4,220
Maine $974 $1,346 $1,987
Maryland $1,576 $2,293 $2,547
Massachusetts $1,263 $2,204 $1,263
Michigan $3,049 $4,646 $7,329
Minnesota $1,255 $1,673 $2,356
Mississippi $1,515 $2,161 $2,175
Missouri $1,428 $2,041 $2,681
Montana $1,451 $2,025 $2,357
Nebraska $1,227 $1,814 $1,971
Nevada $2,024 $3,002 $3,171
New Hampshire $1,408 $2,226 $2,814
New Jersey $1,551 $2,433 $3,184
New Mexico $1,584 $2,356 $2,446
New York $1,467 $1,847 $3,084
North Carolina $909 $1,563 $1,114
North Dakota $1,245 $1,892 $2,237
Ohio $1,110 $1,712 $1,755
Oklahoma $1,772 $2,537 $2,857
Oregon $1,613 $2,164 $2,584
Pennsylvania $1,358 $1,994 $2,333
Rhode Island $2,268 $3,327 $3,746
South Carolina $1,540 $2,134 $2,946
South Dakota $1,382 $1,991 $2,297
Tennessee $1,625 $2,392 $3,186
Texas $1,637 $2,364 $2,941
Utah $1,392 $1,951 $2,684
Vermont $1,072 $1,650 $1,744
Virginia $1,010 $1,550 $1,519
Washington $1,336 $1,814 $2,166
West Virginia $1,345 $1,926 $2,413
Wisconsin $1,340 $2,093 $2,387
Wyoming $1,251 $1,752 $1,866

Toyota Highlander Hybrid Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Toyota Highlander Hybrid ranks for Insurance compared to other vehicles. Also check out how the Highlander Hybrid stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Toyota Highlander Hybrid Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Toyota Highlander Hybrid costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: