Toyota Highlander Hybrid Insurance Cost

Auto insurance for a Toyota Highlander Hybrid will cost about $1,673 per year.

This beats the national average for popular SUV models by $394. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Toyota Highlander Hybrid. Visit our Competitive Quote Tool to see if you can find lower rates for a Highlander Hybrid.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

These Toyota Highlander Hybrid insurance cost estimates are a result of our ongoing nationwide research and analysis, but they are only averages. We recommend that you let our trusted insurance partners do the shopping for you using our Competitive Quote Tool. While it's free to use, we do receive a small commission if you find a better deal.

Toyota Highlander Hybrid insurance Cost

Age Good Driver Recent Accident Poor Credit
17 $5,666 $8,440 $9,977
18 $5,281 $7,865 $9,298
19 $4,667 $6,951 $8,217
20 $4,069 $6,061 $7,164
21 $3,412 $5,083 $6,008
22 $3,323 $4,950 $5,851
23 $2,908 $4,331 $5,120
24 $2,762 $4,115 $4,864
25 $2,384 $3,551 $4,198
30 $1,857 $2,766 $3,270
35 $1,739 $2,591 $3,063
40 $1,673 $2,492 $2,945
45 $1,628 $2,425 $2,866
55 $1,493 $2,224 $2,629
65 $1,557 $2,320 $2,742
75 $1,966 $2,928 $3,461

Toyota Highlander Hybrid car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Toyota Highlander Hybrid by state.

Toyota Highlander Hybrid Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,772 $2,483 $3,107
Alaska $1,466 $2,135 $2,237
Arizona $1,657 $2,571 $3,666
Arkansas $1,817 $2,752 $3,079
California $2,023 $3,539 $2,023
Colorado $1,888 $2,614 $3,260
Connecticut $2,412 $3,729 $4,777
Delaware $1,997 $2,749 $3,650
Florida $2,378 $3,230 $4,210
Georgia $1,938 $2,988 $3,065
Hawaii $774 $1,069 $774
Idaho $1,345 $1,811 $2,254
Illinois $1,408 $2,081 $2,414
Indiana $1,447 $2,261 $2,638
Iowa $1,146 $1,719 $2,003
Kansas $1,524 $2,244 $2,659
Kentucky $2,204 $3,315 $3,899
Louisiana $2,829 $4,324 $4,655
Maine $1,070 $1,435 $2,094
Maryland $1,731 $2,538 $2,997
Massachusetts $1,388 $2,348 $1,388
Michigan $3,350 $5,036 $7,744
Minnesota $1,379 $1,852 $2,742
Mississippi $1,665 $2,515 $2,656
Missouri $1,569 $2,160 $2,794
Montana $1,595 $2,496 $2,752
Nebraska $1,348 $1,908 $2,171
Nevada $2,224 $3,357 $3,682
New Hampshire $1,547 $2,493 $3,175
New Jersey $1,704 $2,687 $3,466
New Mexico $1,740 $2,504 $2,812
New York $1,612 $2,099 $3,389
North Carolina $999 $1,613 $1,243
North Dakota $1,367 $2,105 $2,672
Ohio $1,219 $1,994 $2,066
Oklahoma $1,947 $2,924 $3,316
Oregon $1,772 $2,676 $3,070
Pennsylvania $1,492 $2,257 $2,590
Rhode Island $2,492 $3,824 $4,373
South Carolina $1,692 $2,449 $3,494
South Dakota $1,518 $2,089 $2,506
Tennessee $1,786 $2,671 $3,370
Texas $1,798 $2,647 $3,322
Utah $1,530 $2,212 $3,051
Vermont $1,177 $1,883 $2,058
Virginia $1,109 $1,670 $1,775
Washington $1,468 $2,206 $2,601
West Virginia $1,478 $2,152 $2,657
Wisconsin $1,473 $2,150 $2,611
Wyoming $1,375 $2,021 $2,259

Other Important Costs of Owning a Toyota Highlander Hybrid

Insurance is a major vehicle related expense. There are also some others to be aware of. See our cost analyses on Toyota Highlander Hybrid depreciation, maintenance and financing. These will provide you with even more knowledge before making such an important financial decision.

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Do you have more questions on our data or methodologies? Great, we're skeptics too. Here are some common questions and answers.