Toyota Highlander Hybrid Insurance Cost

Auto insurance for a Toyota Highlander Hybrid will cost about $1,738 per year.

This beats the national average for popular SUV models by $487. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Toyota Highlander Hybrid.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Toyota Highlander Hybrid insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Toyota Highlander Hybrid Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $5,886 $8,642 $10,110
18 $5,485 $8,054 $9,422
19 $4,847 $7,118 $8,327
20 $4,227 $6,206 $7,260
21 $3,544 $5,205 $6,089
22 $3,452 $5,069 $5,930
23 $3,020 $4,435 $5,188
24 $2,869 $4,213 $4,929
25 $2,476 $3,636 $4,254
30 $1,929 $2,832 $3,314
35 $1,807 $2,653 $3,104
40 $1,738 $2,551 $2,985
45 $1,691 $2,483 $2,904
55 $1,551 $2,277 $2,664
65 $1,618 $2,375 $2,779
75 $2,042 $2,998 $3,507

Toyota Highlander Hybrid car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Toyota Highlander Hybrid by state.

Toyota Highlander Hybrid Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,841 $2,674 $3,404
Alaska $1,523 $2,111 $2,052
Arizona $1,722 $2,489 $3,667
Arkansas $1,887 $2,966 $3,265
California $2,102 $3,716 $2,102
Colorado $1,961 $2,745 $3,482
Connecticut $2,505 $3,886 $4,932
Delaware $2,074 $2,764 $3,551
Florida $2,470 $3,417 $4,452
Hawaii $804 $1,092 $804
Idaho $1,397 $1,852 $2,252
Illinois $1,463 $2,211 $2,521
Indiana $1,503 $2,297 $2,578
Iowa $1,190 $1,632 $1,919
Kansas $1,583 $2,304 $2,695
Kentucky $2,289 $3,360 $3,968
Louisiana $2,938 $4,442 $4,816
Maine $1,111 $1,536 $2,268
Maryland $1,798 $2,617 $2,907
Massachusetts $1,442 $2,515 $1,442
Michigan $3,480 $5,303 $8,364
Minnesota $1,432 $1,910 $2,689
Mississippi $1,729 $2,466 $2,482
Missouri $1,629 $2,329 $3,060
Montana $1,657 $2,311 $2,690
Nebraska $1,400 $2,071 $2,250
Nevada $2,310 $3,426 $3,619
New Hampshire $1,607 $2,541 $3,212
New Jersey $1,770 $2,777 $3,634
New Mexico $1,808 $2,689 $2,791
New York $1,674 $2,108 $3,520
North Carolina $1,038 $1,783 $1,272
North Dakota $1,420 $2,159 $2,553
Ohio $1,266 $1,953 $2,003
Oklahoma $2,022 $2,896 $3,261
Oregon $1,840 $2,469 $2,949
Pennsylvania $1,550 $2,276 $2,663
Rhode Island $2,588 $3,797 $4,275
South Carolina $1,758 $2,436 $3,362
South Dakota $1,577 $2,272 $2,622
Tennessee $1,855 $2,730 $3,636
Texas $1,868 $2,698 $3,356
Utah $1,589 $2,226 $3,063
Vermont $1,223 $1,884 $1,991
Virginia $1,152 $1,769 $1,734
Washington $1,525 $2,070 $2,472
West Virginia $1,535 $2,198 $2,753
Wisconsin $1,530 $2,388 $2,724
Wyoming $1,428 $2,000 $2,129
Georgia $2,013 $3,011 $3,036

Toyota Highlander Hybrid Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Toyota Highlander Hybrid ranks for Insurance compared to other vehicles. Also check out how the Highlander Hybrid stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Toyota Highlander Hybrid Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Toyota Highlander Hybrid costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: