Toyota Highlander Hybrid Insurance Cost

Auto insurance for a Toyota Highlander Hybrid will cost about $1,591 per year.

This beats the national average for popular SUV models by $303. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Toyota Highlander Hybrid.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Toyota Highlander Hybrid insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Toyota Highlander Hybrid Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $5,390 $7,914 $9,259
18 $5,023 $7,376 $8,628
19 $4,439 $6,518 $7,625
20 $3,870 $5,683 $6,649
21 $3,246 $4,766 $5,576
22 $3,161 $4,642 $5,430
23 $2,766 $4,061 $4,751
24 $2,628 $3,858 $4,514
25 $2,268 $3,330 $3,895
30 $1,766 $2,594 $3,034
35 $1,654 $2,429 $2,842
40 $1,591 $2,337 $2,733
45 $1,548 $2,274 $2,660
55 $1,420 $2,085 $2,439
65 $1,481 $2,175 $2,544
75 $1,870 $2,745 $3,212

Toyota Highlander Hybrid car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Toyota Highlander Hybrid by state.

Toyota Highlander Hybrid Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,686 $2,449 $3,117
Alaska $1,394 $1,933 $1,879
Arizona $1,576 $2,279 $3,358
Arkansas $1,728 $2,716 $2,990
California $1,924 $3,403 $1,924
Colorado $1,796 $2,513 $3,189
Connecticut $2,294 $3,558 $4,517
Delaware $1,899 $2,531 $3,251
Florida $2,262 $3,129 $4,077
Georgia $1,844 $2,757 $2,780
Hawaii $737 $1,000 $737
Idaho $1,280 $1,696 $2,062
Illinois $1,339 $2,025 $2,308
Indiana $1,376 $2,104 $2,361
Iowa $1,090 $1,495 $1,758
Kansas $1,450 $2,110 $2,468
Kentucky $2,096 $3,077 $3,634
Louisiana $2,691 $4,068 $4,410
Maine $1,018 $1,407 $2,077
Maryland $1,647 $2,397 $2,662
Massachusetts $1,320 $2,304 $1,320
Michigan $3,187 $4,856 $7,659
Minnesota $1,312 $1,749 $2,463
Mississippi $1,583 $2,259 $2,273
Missouri $1,492 $2,133 $2,802
Montana $1,517 $2,117 $2,464
Nebraska $1,282 $1,896 $2,060
Nevada $2,115 $3,137 $3,314
New Hampshire $1,471 $2,327 $2,941
New Jersey $1,621 $2,543 $3,328
New Mexico $1,655 $2,462 $2,556
New York $1,533 $1,931 $3,223
North Carolina $951 $1,633 $1,165
North Dakota $1,301 $1,977 $2,338
Ohio $1,160 $1,789 $1,834
Oklahoma $1,852 $2,652 $2,986
Oregon $1,685 $2,261 $2,701
Pennsylvania $1,420 $2,084 $2,439
Rhode Island $2,370 $3,477 $3,915
South Carolina $1,610 $2,231 $3,079
South Dakota $1,444 $2,081 $2,401
Tennessee $1,698 $2,500 $3,330
Texas $1,710 $2,471 $3,073
Utah $1,455 $2,039 $2,805
Vermont $1,120 $1,725 $1,823
Virginia $1,055 $1,620 $1,588
Washington $1,397 $1,896 $2,264
West Virginia $1,405 $2,012 $2,521
Wisconsin $1,401 $2,187 $2,495
Wyoming $1,308 $1,831 $1,950

Toyota Highlander Hybrid Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Toyota Highlander Hybrid ranks for Insurance compared to other vehicles. Also check out how the Highlander Hybrid stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Toyota Highlander Hybrid Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Toyota Highlander Hybrid costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: