Volkswagen Passat Insurance Cost

Auto insurance for a Volkswagen Passat will cost about $1,580 per year.

This beats the national average for popular sedan models by $207. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Volkswagen Passat.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Volkswagen Passat insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Volkswagen Passat Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $5,353 $7,860 $9,195
18 $4,988 $7,325 $8,569
19 $4,408 $6,473 $7,573
20 $3,844 $5,644 $6,603
21 $3,223 $4,733 $5,537
22 $3,139 $4,610 $5,393
23 $2,747 $4,033 $4,719
24 $2,610 $3,832 $4,483
25 $2,252 $3,307 $3,869
30 $1,754 $2,576 $3,014
35 $1,643 $2,413 $2,823
40 $1,580 $2,320 $2,715
45 $1,538 $2,258 $2,642
55 $1,410 $2,071 $2,423
65 $1,471 $2,160 $2,527
75 $1,857 $2,726 $3,189

Volkswagen Passat car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Volkswagen Passat by state.

Volkswagen Passat Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,674 $2,432 $3,095
Alaska $1,385 $1,920 $1,866
Arizona $1,566 $2,263 $3,335
Arkansas $1,717 $2,697 $2,970
California $1,911 $3,380 $1,911
Colorado $1,784 $2,496 $3,167
Connecticut $2,279 $3,534 $4,486
Delaware $1,886 $2,514 $3,229
Florida $2,246 $3,107 $4,049
Georgia $1,831 $2,738 $2,761
Hawaii $731 $993 $731
Idaho $1,271 $1,685 $2,048
Illinois $1,330 $2,011 $2,292
Indiana $1,367 $2,089 $2,344
Iowa $1,082 $1,484 $1,746
Kansas $1,440 $2,095 $2,451
Kentucky $2,082 $3,056 $3,609
Louisiana $2,672 $4,040 $4,380
Maine $1,011 $1,397 $2,062
Maryland $1,635 $2,380 $2,644
Massachusetts $1,311 $2,288 $1,311
Michigan $3,165 $4,822 $7,607
Minnesota $1,303 $1,737 $2,446
Mississippi $1,573 $2,243 $2,258
Missouri $1,482 $2,118 $2,783
Montana $1,507 $2,102 $2,447
Nebraska $1,273 $1,883 $2,046
Nevada $2,101 $3,116 $3,291
New Hampshire $1,461 $2,311 $2,921
New Jersey $1,610 $2,526 $3,305
New Mexico $1,644 $2,446 $2,539
New York $1,523 $1,918 $3,201
North Carolina $944 $1,622 $1,157
North Dakota $1,292 $1,963 $2,322
Ohio $1,152 $1,777 $1,822
Oklahoma $1,839 $2,634 $2,965
Oregon $1,674 $2,246 $2,682
Pennsylvania $1,410 $2,070 $2,422
Rhode Island $2,354 $3,453 $3,888
South Carolina $1,599 $2,215 $3,058
South Dakota $1,434 $2,067 $2,385
Tennessee $1,687 $2,483 $3,307
Texas $1,699 $2,454 $3,052
Utah $1,445 $2,025 $2,786
Vermont $1,112 $1,713 $1,811
Virginia $1,048 $1,609 $1,577
Washington $1,387 $1,883 $2,248
West Virginia $1,396 $1,999 $2,504
Wisconsin $1,391 $2,172 $2,477
Wyoming $1,299 $1,818 $1,936

Volkswagen Passat Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Volkswagen Passat ranks for Insurance compared to other vehicles. Also check out how the Passat stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Volkswagen Passat Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Volkswagen Passat costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: