Volkswagen Passat Insurance Cost

Auto insurance for a Volkswagen Passat will cost about $1,737 per year.

This beats the national average for popular sedan models by $330. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Volkswagen Passat. Visit our Competitive Quote Tool to see if you can find lower rates for a Passat.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

These Volkswagen Passat insurance cost estimates are a result of our ongoing nationwide research and analysis, but they are only averages. We recommend that you let our trusted insurance partners do the shopping for you using our Competitive Quote Tool. While it's free to use, we do receive a small commission if you find a better deal.

Volkswagen Passat Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $5,882 $8,762 $10,357
18 $5,482 $8,165 $9,652
19 $4,845 $7,216 $8,530
20 $4,224 $6,292 $7,437
21 $3,542 $5,276 $6,237
22 $3,450 $5,139 $6,074
23 $3,019 $4,496 $5,315
24 $2,868 $4,272 $5,049
25 $2,475 $3,686 $4,358
30 $1,928 $2,872 $3,394
35 $1,806 $2,689 $3,179
40 $1,737 $2,587 $3,058
45 $1,690 $2,517 $2,975
55 $1,550 $2,308 $2,729
65 $1,617 $2,408 $2,846
75 $2,040 $3,039 $3,592

Volkswagen Passat car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Volkswagen Passat by state.

Volkswagen Passat Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,840 $2,577 $3,226
Alaska $1,522 $2,217 $2,323
Arizona $1,721 $2,669 $3,806
Arkansas $1,886 $2,857 $3,196
California $2,100 $3,673 $2,100
Colorado $1,960 $2,713 $3,385
Connecticut $2,504 $3,871 $4,959
Delaware $2,073 $2,854 $3,789
Florida $2,468 $3,353 $4,371
Georgia $2,012 $3,101 $3,182
Hawaii $804 $1,109 $804
Idaho $1,396 $1,880 $2,340
Illinois $1,462 $2,161 $2,506
Indiana $1,502 $2,347 $2,739
Iowa $1,190 $1,784 $2,079
Kansas $1,582 $2,330 $2,760
Kentucky $2,288 $3,441 $4,047
Louisiana $2,937 $4,488 $4,832
Maine $1,110 $1,490 $2,173
Maryland $1,797 $2,635 $3,112
Massachusetts $1,441 $2,437 $1,441
Michigan $3,478 $5,228 $8,039
Minnesota $1,432 $1,923 $2,847
Mississippi $1,728 $2,610 $2,757
Missouri $1,628 $2,243 $2,901
Montana $1,656 $2,591 $2,857
Nebraska $1,399 $1,981 $2,254
Nevada $2,308 $3,484 $3,823
New Hampshire $1,606 $2,588 $3,296
New Jersey $1,769 $2,789 $3,598
New Mexico $1,807 $2,600 $2,920
New York $1,673 $2,179 $3,518
North Carolina $1,037 $1,675 $1,291
North Dakota $1,420 $2,185 $2,774
Ohio $1,266 $2,070 $2,145
Oklahoma $2,021 $3,035 $3,442
Oregon $1,839 $2,778 $3,187
Pennsylvania $1,549 $2,343 $2,689
Rhode Island $2,587 $3,969 $4,540
South Carolina $1,757 $2,542 $3,627
South Dakota $1,576 $2,168 $2,602
Tennessee $1,854 $2,773 $3,498
Texas $1,867 $2,747 $3,449
Utah $1,588 $2,296 $3,167
Vermont $1,222 $1,954 $2,137
Virginia $1,151 $1,734 $1,842
Washington $1,524 $2,290 $2,700
West Virginia $1,534 $2,234 $2,758
Wisconsin $1,529 $2,232 $2,711
Wyoming $1,427 $2,098 $2,345

Other Volkswagen Passat Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Volkswagen Passat costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: