Volkswagen Passat Insurance Cost

Auto insurance for a Volkswagen Passat will cost about $1,803 per year.

This beats the national average for popular sedan models by $422. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Volkswagen Passat.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Volkswagen Passat insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Volkswagen Passat Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $6,108 $8,969 $10,493
18 $5,692 $8,359 $9,778
19 $5,031 $7,387 $8,642
20 $4,386 $6,441 $7,535
21 $3,678 $5,401 $6,319
22 $3,582 $5,260 $6,154
23 $3,135 $4,603 $5,385
24 $2,978 $4,373 $5,116
25 $2,570 $3,774 $4,415
30 $2,002 $2,940 $3,439
35 $1,875 $2,753 $3,221
40 $1,803 $2,648 $3,098
45 $1,755 $2,577 $3,014
55 $1,609 $2,363 $2,765
65 $1,679 $2,465 $2,884
75 $2,119 $3,111 $3,640

Volkswagen Passat car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Volkswagen Passat by state.

Volkswagen Passat Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,911 $2,775 $3,532
Alaska $1,580 $2,191 $2,129
Arizona $1,787 $2,583 $3,805
Arkansas $1,959 $3,078 $3,389
California $2,181 $3,857 $2,181
Colorado $2,035 $2,848 $3,614
Connecticut $2,600 $4,033 $5,119
Delaware $2,153 $2,869 $3,685
Florida $2,563 $3,546 $4,621
Georgia $2,090 $3,125 $3,151
Hawaii $835 $1,133 $835
Idaho $1,450 $1,922 $2,337
Illinois $1,518 $2,294 $2,616
Indiana $1,559 $2,384 $2,675
Iowa $1,235 $1,694 $1,992
Kansas $1,643 $2,391 $2,796
Kentucky $2,376 $3,487 $4,118
Louisiana $3,050 $4,610 $4,998
Maine $1,153 $1,594 $2,353
Maryland $1,866 $2,716 $3,017
Massachusetts $1,496 $2,611 $1,496
Michigan $3,611 $5,503 $8,680
Minnesota $1,487 $1,982 $2,791
Mississippi $1,795 $2,560 $2,576
Missouri $1,691 $2,417 $3,176
Montana $1,719 $2,399 $2,792
Nebraska $1,453 $2,149 $2,335
Nevada $2,397 $3,555 $3,756
New Hampshire $1,667 $2,637 $3,333
New Jersey $1,837 $2,882 $3,772
New Mexico $1,876 $2,791 $2,897
New York $1,738 $2,188 $3,653
North Carolina $1,077 $1,851 $1,320
North Dakota $1,474 $2,240 $2,650
Ohio $1,314 $2,027 $2,079
Oklahoma $2,099 $3,005 $3,384
Oregon $1,910 $2,563 $3,061
Pennsylvania $1,609 $2,362 $2,764
Rhode Island $2,686 $3,940 $4,437
South Carolina $1,824 $2,528 $3,489
South Dakota $1,637 $2,358 $2,721
Tennessee $1,925 $2,833 $3,773
Texas $1,938 $2,800 $3,483
Utah $1,649 $2,311 $3,179
Vermont $1,269 $1,955 $2,066
Virginia $1,196 $1,836 $1,799
Washington $1,583 $2,148 $2,565
West Virginia $1,593 $2,281 $2,858
Wisconsin $1,588 $2,479 $2,827
Wyoming $1,482 $2,075 $2,210

Volkswagen Passat Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Volkswagen Passat ranks for Insurance compared to other vehicles. Also check out how the Passat stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings