Every Zero Percent Financing Offer For July 2025

With Independence Day car sales front and center, July 2025 brings new incentives for all kinds of car buyers. Automakers are unveiling new 0% APR deals as 2026 inventory starts to arrive. If you’re thinking about buying, July is a great time to drive home an interest-free car loan. Here’s every zero percent financing deal available this month.

Note: Automakers announce their new deals by the fifth day of the month, so check back for updates!

Acura

It’s been a while since Acura has offered interest-free financing. Last year’s all-electric ZDX is a priced to sell for Acura’s extended summer sale. This offer is good through 9/2/2025.

• 0% APR for 72 months for the 2024 Acura ZDX

See Acura listings with local market data

Chevrolet

Chevy is expanding zero percent financing beyond electric models in July 2025, now including the Tahoe.

• 0% APR for 60 months for the 2024 Chevrolet Tahoe, Suburban, and the electric Blazer EV and Silverado EV.
• 0% APR for 36 months for the 2025 Chevrolet Silverado 1500

General Motors looks on track to offer 0% APR financing for remaining 2024 Suburbans and Tahoes until all are sold. There are about 100 left nationwide, so act fast!

This offer expires on 7/31/2025.

See Chevrolet local pricing insights

Chrysler

The Chrysler Pacifica Plug-In Hybrid (PHEV) is one of the most fuel-efficient family haulers on the market. Slow sales make it a buyer’s market, with rare zero-percent financing for 72 months in July 2025. This offer expires on 7/31/2025.

• 0% APR for 72 months for the 2025 Chrysler Pacifica PHEV

See Chrysler local market insights

Dodge

The Hornet is consistently one of the slowest-selling cars in America. Finally, Dodge is offering zero percent APR for the Hornet. The brand-new Dodge Charger Daytona EV is also available with zero percent financing.

• 0% APR for 72 months for the 2024 Dodge Charger Daytona and 2024 Dodge Hornet eAWD

This offer expires on 7/31/2025.

See Dodge local pricing insights

GMC

GMC is offering 0% APR financing for the popular Sierra 1500 this month, although this incentive is limited to 36 months.

• 0% APR for 36 months: 2025 GMC Sierra 1500 (trucks equipped with TurboMax engine)
• The 2025 GMC Hummer EV is available with 0% APR for 60 months.

These offers expire on 7/31/2025.

See GMC local pricing insights and listings

Honda

Unfortunately, the only zero percent APR financing Honda is advertising in July 2025 is for 2024 Prologue EVs that remain unsold. However, Honda’s 2025 Fourth of July deals are out now, featuring near-zero APR deals. Check them out here.

See Honda local pricing insights and listings

Hyundai

In July 2025, Hyundai is doing their best to sell an excess of Santa Fe inventory by introducing zero percent financing. As of now, this offer expires on July 7.

• 0% APR for 48 months for the 2024 Hyundai IONIQ 6
• 0% APR for 60 months for the 2025 Hyundai Santa Fe

These offers expire on 7/7/2025.

See Hyundai local market insights + the BEST deals

Kia

​​Kia is offering one zero percent financing deal in July:

• 0% APR for 72 months: 2025 Kia Niro EV

This offer expires on 7/7/2025.

See Kia local market insights + the BEST deals

Jeep

Jeep has thousands of unsold 2024 models sitting around on dealership lots. This tough situation for the company makes it a buyer’s market for those looking to save big in July 2025. Jeep’s 4xe plug-in hybrids and all-electric Wagoneer S feature 0% financing.

• 0% APR for 72 months: 2024 Jeep Grand Cherokee 4xe, 2024 Jeep Wrangler 4xe, 2024 Jeep Wagoneer S

These offers expire on 7/31/2025.

See Jeep local pricing insights and listings

Mitsubishi

Two Mitsubishi SUVs are available with zero percent financing offers in July, including the popular Outlander:

• 0% APR for 48 months: 2024 Eclipse Cross
• 0% APR for 60 months: 2025 Mitsubishi Outlander (Offer only available to residents of the following states: Florida, Texas, Pennsylvania, New York, Illinois, Minnesota, and Tennessee.)

These offers expire on 7/31/2025.

See Mitsubishi local market insights + the BEST deals

Nissan

Nissan continues to offer competitive financing deals, especially on their electric and crossover models:

• 0% APR for 60 months for the 2025 Nissan Rogue and 2025 Nissan Pathfinder
• 0% APR for 72 months for 2025 Nissan Ariya, 2025 Nissan LEAF

These offers expire on 7/31/2025.

See Nissan local market insights

Subaru

Sluggish sales have led to zero percent financing deals for the electric Subaru, and the WRX has continued to sell poorly:

• 0% APR for 72 months: Solterra EV
• 0% APR for 48 months: Subaru WRX

Looking for another Subaru model? This month, there are low APR financing options for popular models like the Ascent, Forester, and Outback. See all Subaru financing offers.

See Subaru local market insights + the BEST deals

Tesla

In July, Tesla is offering zero percent financing for the 2025 Tesla Cybertruck, but only with the purchase of FSD.

Note that Tesla’s offers are subject to change at any time, not necessarily at month’s end. Learn more at Tesla.com.

Toyota

Toyota’s first EV has not been a big seller. However, that’s exactly why it’s available with 0% APR for 60 months in July.

• 0% APR for 60 months: 2025 Toyota bZ4X

See Toyota local market insights + the BEST deals

Volkswagen

This month, Volkswagen is offering a zero percent car deal for the ID.4, which is manufactured in Tennessee. 

• 0% APR for 72 months (or $5,000 cash offer): 2025 Volkswagen ID.4

These offers expire on 7/31/2025.

See VW local market insights + the BEST deals

Is Now the Time to Buy?

Summer car buying season is here, and several great financing deals remain for well-qualified buyers. However, tariffs are on track to send car prices higher in 2025. With that in mind, if you see a deal you want, it’s important to act quickly! Financing offers are expected to become less attractive by next month.

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