Transparency Verdict
Action Auto Sales and Finance Llc earns a B.
Early read: mostly fair.
Based on a small number of verified deals so far, fees and pricing look fair. Read the out-the-door carefully and we'll update as we gather more.
Limited confidence — based on 2 verified out-the-door quotes · Orem, UT
Collected Jan 30, 2026 – Apr 4, 2026 · Updated May 1, 2026
Early read. The grade may shift as we log more deals here.
The full story
Why Action Auto Sales and Finance Llc earned this grade
Between January 2026 and April 2026, CarEdge negotiated or logged 2 verified deals with this dealership. We pulled the doc fee, the add-ons, and the gap between advertised and out-the-door price from each one. Then we graded them the way a friend in the business would: on the things that actually cost you money.
! Where to push back
2 thingsDoc fee is significantly inflated
$798 is $344 above the UT average of $454. That's pure margin for the dealer, not cost of service.
TipThis fee is mostly not "standard paperwork" — it's profit. Push back, or get the equivalent off the vehicle price.
The listing isn't quite the price
Quoted prices run about 3.2% above the advertised listing. On a $35,000 vehicle that's roughly $1,120 in extra fees or markup.
TipGet an OTD quote in writing before you visit. Compare it to the listing — if there's a gap, ask them to account for every line.
2 verified OTD quotes from Action Auto Sales and Finance Llc
Real out-the-door worksheets, not reviews. Click “View Quote” on any row to see the price breakdown.
Recent Quotes
Verified out-the-door prices from real transactions
2 verified quotes
At a Glance
Tips for Action Auto Sales and Finance Llc
- Doc fee is $398 above national average. Ask if they'll match competitors or reduce it.
- This dealer typically doesn't add mandatory dealer add-ons. That's a good sign of transparency.
- Dealer markup is only +3% above listing (excluding taxes). This dealer keeps their fees minimal.
- Limited data (2 quotes). Score may change as we collect more information.
Nearby Rated Dealers
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Frequently Asked Questions
What is Action Auto Sales and Finance Llc's doc fee?
Action Auto Sales and Finance Llc charges a typical documentation fee of $798. The UT average is $454. This is based on 2 verified OTD quotes in our database.
Does Action Auto Sales and Finance Llc add mandatory add-ons?
Based on our data, Action Auto Sales and Finance Llc does not typically add mandatory dealer add-ons to their quotes. This is a positive sign for buyers.
Is Action Auto Sales and Finance Llc a good dealer?
Action Auto Sales and Finance Llc has a transparency score of 89.1/100, earning a Grade B. This score is based on their doc fees, add-on behavior, dealer markup, and data quality from 2 verified OTD quotes. This is a well-above-average score, indicating transparent pricing practices.
How we know this
Every number on this page came from a real deal.
Most dealer review sites scrape star ratings and count angry posts. We do the opposite. CarEdge shops for cars alongside thousands of real buyers every week — and when we negotiate on their behalf, we capture the full out-the-door breakdown the dealer sends back.
For Action Auto Sales and Finance Llc in Orem, UT, that has meant 2 verified OTD quotes logged into our database. Each one is a PDF, an email, or a screenshot showing the actual doc fee, the actual add-ons, and the actual final price — not a salesperson's promise.
Fee Transparency
30%Is the doc fee reasonable, or is it just profit? We compare it against the state average — and the legal cap, where one exists.
Add-on Behavior
30%How often does the dealer try to stick on paint protection, theft deterrent, or nitrogen tires? And when they do, how much do they cost you?
Price Accuracy
30%Does the advertised listing price match what you'd actually sign for? We flag dealers whose out-the-door diverges from the listing.
Data Quality
10%More data = more trustworthy grade. Dealers with lots of recent, complete quotes score higher for consistency.
The four numbers behind the grade
Weighted ScoreThe raw component scores — the math that led to B.
Doc Fee Comparison
Pulled 2 quote records · Grades update as new data comes in · Dealers cannot pay to change their score.
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