October is winding down, and there’s nothing scarier than watching the perfect 0% APR offer vanish at midnight. While cash discounts grab headlines, low-APR financing can save you even more money over the life of your loan. We’ve rounded up seven deals that are too good to ignore, including a zero-percent offer that puts every other automaker to shame.

Most of these deals expire this weekend, so if you’ve been on the fence, now’s the time to act.

2025 Ram 1500 – 0% APR for 72 Months

Ram is throwing down the gauntlet with the best full-size truck financing in America right now. While most Ford and Chevy shoppers face interest rates in the 5-7% range, Ram buyers borrow for free. On a $50,000 truck, that’s easily $6,000+ in savings compared to a typical loan. If you’re shopping for full-size pickups, Ram just made your decision a whole lot easier.

👉 Negotiate Ram trucks anonymously, and see offer details.

2025 Nissan Rogue, Murano, and Pathfinder – 0% APR for 60 Months

Nissan’s financial woes are your gain. For the third consecutive month, the automaker is pushing zero-percent loans to prop up U.S. sales numbers. Whether you need a compact Rogue, midsize Murano, or three-row Pathfinder, you’re looking at thousands in interest savings. Nissan’s desperation is real, and shoppers should capitalize.

👉 Find Nissan offers near you, and see offer details.

2025 Subaru Crosstrek (Sport and Limited) – 1.9% APR or $249/Month Lease

Expires sooner: October 31 (this Friday)

Subaru’s breakout hit gets a pricing break just in time for snow season. At 1.9% APR, you’re barely paying interest. Prefer to lease? The $249/month offer is one of the better compact SUV leases we’ve seen this fall. Act fast—Subaru confirmed this deal ends Friday.

👉 Have AI negotiate Subaru prices for you, and see offer details.

2026 BMW X3 – 0.90% APR for 60 Months

Expires sooner: October 31, 2025

Here’s a simple truth: low rates matter more on expensive cars. Financing a $55,000 BMW at 0.90% versus the typical 6% saves you over $9,000 across five years. The redesigned X3 is already drawing strong reviews, and this financing makes it even more compelling. Don’t sleep on this one—it expires Friday.

👉 Negotiate BMW prices with AI, and see offer details.

2025 Mazda CX-50 – 1.9% APR for 60 Months

Most of Mazda’s October incentives are forgettable, but the CX-50 bucks the trend. Standard all-wheel drive, generous ground clearance, and top safety ratings make this a smart buy for winter weather. 

👉 Find CX-50 offers near you, and see offer details.

2025 Jeep Grand Cherokee L – 0% APR for 60 Months

The Grand Cherokee L stretches 11 inches longer than the standard model, delivering real third-row space and extra cargo room. That added practicality now comes with zero-percent financing—but only on the L. The regular Grand Cherokee? You’re stuck with 4.9% APR. Choose wisely.

👉 Find Grand Cherokee L offers near you, and see offer details.

2026 Honda CR-V – 3.99% APR for 60 Months

The deal: Below-market financing on America’s favorite crossover

Toyota just dropped a redesigned RAV4 with major upgrades, and Honda’s feeling the heat. The CR-V’s 3.99% financing isn’t as flashy as some competitors, but it’s still well below typical loan rates. If you’re loyal to Honda, this is your window to save on financing before the calendar turns.

👉 Have AI negotiate CR-V prices for you, and see offer details.

Don’t Navigate This Alone

These deals won’t last past this weekend, and negotiating with dealers can be exhausting. That’s where we come in.

CarEdge Pro’s AI negotiator gives you instant access to agentic AI that negotiates anonymously for you. Tell your AI agent what cars you’re interested in, your needs, wants, and budget, and have AI take it from you.

CarEdge Concierge takes it further—we’re America’s most-trusted car buying service, and we handle everything from finding inventory to closing the deal.

Here’s what makes us different: we work for you, never the dealer. No kickbacks, no hidden fees, just expert guidance that saves you money and stress.

Whether you tackle this on your own with our tools or hand it off to our team, we’re here to help.