Dealer Reviews

Best Car Dealerships in Waco, Ranked by CarEdge Data

ZS
Zach Shefska
9 min read

Key Takeaways

  • The top 15 car dealerships in Waco across all brands, ranked by CarEdge on verified out-the-door quotes — not star ratings.
  • Cleo Bay Subaru (Subaru, Killeen) is the most transparent dealership in the Waco metro by verified data.
  • Brand-by-brand rankings are linked below if you already know what you're shopping.
  • Get an OTD quote in writing before you visit any dealer. CarEdge tracks real prices, not advertised ones.

This is the CarEdge Dealer Transparency Index ranking for car dealerships in the Waco metro — every brand, scored on verified out-the-door quotes, not Google star ratings.

We graded 18 dealerships across the Waco area; below are the 15 most transparent by score.

Last updated October 16, 2026. CarEdge refreshes these rankings daily as new verified out-the-door quotes come in.

The Best Car Dealerships in Waco

The best car dealership in Waco by verified out-the-door price data is Cleo Bay Subaru (Subaru, Killeen, TX): A grade, 100/100 across 13 verified quotes, with no dealer add-ons in any verified quote.

Close behind:

  1. Allen Samuels Chry Dodge Jeep (Dodge, Waco), A grade, 100/100 across 11 verified quotes, with no dealer add-ons in any verified quote.
  2. Cleo Bay Honda (Honda, Killeen), A grade, 100/100 across 10 verified quotes, with no dealer add-ons in any verified quote.

Full ranking, fees and add-on data for every graded dealer are below.

Top 15 Car Dealerships in Waco

Ranked by CarEdge transparency score across all brands, highest to lowest.

#1 — Cleo Bay Subaru

Subaru · Grade: A · Score: 100/100 · Killeen, TX

Cleo Bay Subaru is an A-grade Subaru dealer in Waco on verified out-the-door data — 100/100 across 13 verified quotes.

  • Doc fee: $227 — below the TX average of $238
  • Add-ons: None detected in verified quotes
  • Listing accuracy: 1.8% above the advertised listing
  • Verified quotes: 13

See full review & verified quotes →

#2 — Allen Samuels Chry Dodge Jeep

Dodge · Grade: A · Score: 100/100 · Waco, TX

Allen Samuels Chry Dodge Jeep is an A-grade Dodge dealer in Waco on verified out-the-door data — 100/100 across 11 verified quotes.

  • Doc fee: $434 — well above the TX average of $238
  • Add-ons: None detected in verified quotes
  • Listing accuracy: 5.6% below the advertised listing
  • Verified quotes: 11

See full review & verified quotes →

#3 — Cleo Bay Honda

Honda · Grade: A · Score: 100/100 · Killeen, TX

Cleo Bay Honda is an A-grade Honda dealer in Waco on verified out-the-door data — 100/100 across 10 verified quotes.

  • Doc fee: $225 — below the TX average of $238
  • Add-ons: None detected in verified quotes
  • Listing accuracy: Quoted price matches the advertised listing
  • Verified quotes: 10

See full review & verified quotes →

#4 — Don Ringler Chevrolet

Chevrolet · Grade: A · Score: 100/100 · Temple, TX

Don Ringler Chevrolet is an A-grade Chevrolet dealer in Waco on verified out-the-door data — 100/100 across 5 verified quotes.

  • Doc fee: $225 — below the TX average of $238
  • Add-ons: None detected in verified quotes
  • Listing accuracy: Quoted price matches the advertised listing
  • Verified quotes: 5

See full review & verified quotes →

#5 — Spur Chevrolet

Chevrolet · Grade: A · Score: 100/100 · Gatesville, TX

Spur Chevrolet is an A-grade Chevrolet dealer in Waco on verified out-the-door data — 100/100 across 4 verified quotes.

  • Doc fee: $225 — below the TX average of $238
  • Add-ons: None detected in verified quotes
  • Listing accuracy: 0.8% below the advertised listing
  • Verified quotes: 4

See full review & verified quotes →

#6 — Toyota Of Killeen

Toyota · Grade: A · Score: 99/100 · Killeen, TX

Toyota Of Killeen is an A-grade Toyota dealer in Waco on verified out-the-door data — 99/100 across 21 verified quotes.

  • Doc fee: $225 — below the TX average of $238
  • Add-ons: None detected in verified quotes
  • Listing accuracy: 0.6% above the advertised listing
  • Verified quotes: 21

See full review & verified quotes →

#7 — Douglass Nissan

Nissan · Grade: A · Score: 98/100 · Waco, TX

Douglass Nissan is an A-grade Nissan dealer in Waco on verified out-the-door data — 98/100 across 8 verified quotes.

  • Doc fee: $225 — below the TX average of $238
  • Add-ons: 13% of quotes, avg $221
  • Listing accuracy: 5.8% below the advertised listing
  • Verified quotes: 8

See full review & verified quotes →

#8 — Volvo Cars Of Temple

Volvo · Grade: A · Score: 96/100 · Temple, TX

Volvo Cars Of Temple is an A-grade Volvo dealer in Waco on verified out-the-door data — 96/100 across 5 verified quotes.

  • Doc fee: $225 — below the TX average of $238
  • Add-ons: None detected in verified quotes
  • Listing accuracy: 1.4% below the advertised listing
  • Verified quotes: 5

See full review & verified quotes →

#9 — Mercedes-Benz Of Waco

Mercedes-Benz · Grade: A · Score: 95/100 · Waco, TX

Mercedes-Benz Of Waco is an A-grade Mercedes-Benz dealer in Waco on verified out-the-door data — 95/100 across 6 verified quotes.

  • Doc fee: $225 — below the TX average of $238
  • Add-ons: 17% of quotes, avg $250
  • Listing accuracy: 3.3% above the advertised listing
  • Verified quotes: 6

See full review & verified quotes →

#10 — Waco Mitsubishi

Mitsubishi · Grade: A · Score: 94/100 · Waco, TX

Waco Mitsubishi is an A-grade Mitsubishi dealer in Waco on verified out-the-door data — 94/100 across 5 verified quotes.

  • Doc fee: $225 — below the TX average of $238
  • Add-ons: 20% of quotes, avg $10
  • Listing accuracy: 1.9% above the advertised listing
  • Verified quotes: 5

See full review & verified quotes →

#11 — Ancira Patriot Buick Gmc

Buick · Grade: A · Score: 91/100 · Killeen, TX

Ancira Patriot Buick Gmc is an A-grade Buick dealer in Waco on verified out-the-door data — 91/100 across 12 verified quotes.

  • Doc fee: $225 — below the TX average of $238
  • Add-ons: 50% of quotes, avg $484
  • Listing accuracy: 8.4% below the advertised listing
  • Verified quotes: 12

See full review & verified quotes →

#12 — Garlyn Shelton Mazda

Mazda · Grade: A · Score: 91/100 · Temple, TX

Garlyn Shelton Mazda is an A-grade Mazda dealer in Waco on verified out-the-door data — 91/100 across 8 verified quotes.

  • Doc fee: $225 — below the TX average of $238
  • Add-ons: None detected in verified quotes
  • Listing accuracy: 3.6% below the advertised listing
  • Verified quotes: 8

See full review & verified quotes →

#13 — Dennis Eakin Kia

Kia · Grade: B · Score: 88/100 · Killeen, TX

Dennis Eakin Kia is a B-grade Kia dealer in Waco on verified out-the-door data — 88/100 across 17 verified quotes.

  • Doc fee: $225 — below the TX average of $238
  • Add-ons: 47% of quotes, avg $1,191
  • Listing accuracy: 2.5% above the advertised listing
  • Verified quotes: 17

See full review & verified quotes →

#14 — University Kia

Kia · Grade: B · Score: 87/100 · Waco, TX

University Kia is a B-grade Kia dealer in Waco on verified out-the-door data — 87/100 across 24 verified quotes.

  • Doc fee: $381 — well above the TX average of $238
  • Add-ons: 46% of quotes, avg $604
  • Listing accuracy: Quoted price matches the advertised listing
  • Verified quotes: 24

See full review & verified quotes →

#15 — Don Ringler Toyota

Toyota · Grade: B · Score: 86/100 · Temple, TX

Don Ringler Toyota is a B-grade Toyota dealer in Waco on verified out-the-door data — 86/100 across 4 verified quotes.

  • Doc fee: $225 — below the TX average of $238
  • Add-ons: 50% of quotes, avg $299
  • Listing accuracy: Quoted price matches the advertised listing
  • Verified quotes: 4

See full review & verified quotes →

About the CarEdge Dealer Transparency Index

Most dealer rankings come from Google star ratings and Yelp reviews — easy to game, impossible to verify. The CarEdge Dealer Transparency Index is different. We score every dealer using verified out-the-door quotes: real PDFs, emails, and screenshots from actual transactions.

Each dealer’s transparency score (out of 100) is weighted across four dimensions:

  • Fee Transparency (30%) — Is the doc fee reasonable compared to the state average?
  • Add-on Behavior (30%) — How often does the dealer bundle add-ons, and at what cost?
  • Price Accuracy (30%) — Does the listing price match the actual OTD price?
  • Data Quality (10%) — More verified quotes mean higher confidence in the grade.

Grades: A (90–100), B (80–89), C (70–79), D (60–69), F (below 60).

Waco Car Dealer Rankings at a Glance

#DealerCityGradeScoreDoc FeeAdd-OnsQuotes
1Cleo Bay SubaruKilleenA100$227$013
2Allen Samuels Chry Dodge JeepWacoA100$434$011
3Cleo Bay HondaKilleenA100$225$010
4Don Ringler ChevroletTempleA100$225$05
5Spur ChevroletGatesvilleA100$225$04
6Toyota Of KilleenKilleenA99$225$021
7Douglass NissanWacoA98$225$2218
8Volvo Cars Of TempleTempleA96$225$05
9Mercedes-Benz Of WacoWacoA95$225$2506
10Waco MitsubishiWacoA94$225$105
11Ancira Patriot Buick GmcKilleenA91$225$48412
12Garlyn Shelton MazdaTempleA91$225$08
13Dennis Eakin KiaKilleenB88$225$1,19117
14University KiaWacoB87$381$60424
15Don Ringler ToyotaTempleB86$225$2994

How to Use This Data When You Shop

  1. Get an OTD quote in writing before you visit. Any dealer can send a worksheet by email — if they won’t, that’s a red flag.
  2. Ask for a quote with zero add-ons. Everything in the F&I office is optional. Say “please remove all dealer add-ons” and see what the price does.
  3. Anchor to the OTD, not the listing. Dealers with a gap between advertised price and final OTD aren’t being straight with you. Don’t negotiate off the listing number.
  4. Compare three dealers minimum. Even within the same metro, doc fees, add-on policies, and listing accuracy vary widely. Use this ranking as your shortlist.

Rankings are generated from the CarEdge Dealer Transparency Index, a public methodology that scores dealers on verified out-the-door quotes — not Google star ratings or paid placements. CarEdge refreshes the rankings daily as new verified quotes come in.

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