Best RAM Dealerships near Effingham, IL
Key Takeaways
- 4 RAM dealers within 150 miles of Effingham, IL graded using verified out-the-door quotes — not Google star ratings.
- Bob Poynter Chrysler Dodge Jeep Ram Fiat Of Seymour is the highest-graded RAM dealer in the Effingham, IL search area.
- Every graded dealer on this list earned an A or B — a strong field with no major add-on or pricing red flags in verified quotes.
- Get an OTD quote in writing before you visit any dealer. CarEdge tracks real prices, not advertised ones.
This is the CarEdge Dealer Transparency Index ranking for RAM dealers in the Effingham, IL search area. We graded every RAM dealer in the area with enough verified out-the-door quotes to score with confidence — using real PDFs, emails, and signed deals, not Google star ratings.
4 RAM dealers in the Effingham, IL search area currently clear the data threshold. It’s a smaller field — 24 more RAM dealers are tracked below but do not yet have enough verified quotes to grade — so treat this as a focused shortlist and still gather your own quotes. Here’s how they rank.
Last updated October 9, 2026. CarEdge refreshes these rankings daily as new verified out-the-door quotes come in.
Why This Search Covers 150 Miles
Small markets have fewer competing dealers. Fewer competitors means less pressure on price and fees.
CarEdge widened the search to 150 miles around Effingham to find 4 RAM dealers with enough verified out-the-door quotes to grade. None of them are within 50 miles. The closest graded dealer is Glendale Chrysler Jeep Dodge Ram in St. Louis, about 104 miles from Effingham. Distances are approximate straight-line miles, so the drive will be longer. A dealer is graded once CarEdge has more than three verified out-the-door quotes from it. Dealers with fewer are listed under Limited Data.
The best deal may be a drive away. Get written out-the-door quotes from several dealers before you go, and compare the totals, not the advertised prices. Four of the graded dealers are outside Illinois. Taxes and registration are based on where you register the car, not where you buy it. CarEdge’s guide to buying a car in another state covers taxes, registration and delivery when the best quote comes from far away.
Watch CarEdge’s video on buying a car out of state:
The Best RAM Dealers in the Effingham, IL search area
The best RAM dealer in the Effingham, IL search area by verified out-the-door price data is Bob Poynter Chrysler Dodge Jeep Ram Fiat Of Seymour (Seymour, IN): A grade, 100/100 across 4 verified quotes, with no dealer add-ons in any verified quote.
Close behind:
- Andy Mohr Chrysler Dodge Jeep Ram (Indianapolis), A grade, 97/100 across 6 verified quotes, with quotes 2.5% below the advertised price.
- Lou Fusz Chrysler Jeep Dodge Ram (O’Fallon), A grade, 95/100 across 4 verified quotes, with no dealer add-ons in any verified quote.
Full ranking, fees and add-on data for every graded dealer are below.
Top 4 RAM Dealers in the Effingham, IL search area
Ranked by CarEdge transparency score, highest to lowest. Each dealer profile links to the full review with verified out-the-door quotes.
#1 — Bob Poynter Chrysler Dodge Jeep Ram Fiat Of Seymour
Grade: A · Score: 100/100 · Seymour, IN · about 146 miles from Effingham
Bob Poynter Chrysler Dodge Jeep Ram Fiat Of Seymour is the top-graded RAM dealer in the Effingham, IL search area by verified data — A grade, 100/100, based on 4 verified OTD quotes.
- Doc fee: $250 — below the IN average of $254
- Add-ons: None detected in verified quotes
- Listing accuracy: 3.5% below the advertised listing
- Verified quotes: 4
See full review & verified quotes →
#2 — Andy Mohr Chrysler Dodge Jeep Ram
Grade: A · Score: 97/100 · Indianapolis, IN · about 136 miles from Effingham
Andy Mohr Chrysler Dodge Jeep Ram quoted prices 2.5% below the advertised listing — the kind of discount that rewards getting the OTD in writing.
- Doc fee: $259 — above the IN average of $254
- Add-ons: 17% of quotes, avg $50
- Listing accuracy: 2.5% below the advertised listing
- Verified quotes: 6
See full review & verified quotes →
#3 — Lou Fusz Chrysler Jeep Dodge Ram
Grade: A · Score: 95/100 · O’Fallon, MO · about 117 miles from Effingham
Lou Fusz Chrysler Jeep Dodge Ram adds zero dealer add-ons in any verified quote — rare for an A-grade RAM dealer.
- Doc fee: $618 — well above the MO average of $512
- Add-ons: None detected in verified quotes
- Listing accuracy: 1.9% below the advertised listing
- Verified quotes: 4
See full review & verified quotes →
#4 — Glendale Chrysler Jeep Dodge Ram
Grade: B · Score: 87/100 · St. Louis, MO · about 104 miles from Effingham
Verified quotes from Glendale Chrysler Jeep Dodge Ram came in 17.5% under the advertised listing.
- Doc fee: $620 — well above the MO average of $512
- Add-ons: 25% of quotes, avg $324
- Listing accuracy: 17.5% below the advertised listing
- Verified quotes: 4
See full review & verified quotes →
Limited Data
These RAM dealers in the Effingham, IL search area have verified OTD data, but not yet enough to assign a confident grade. We’re actively collecting more quotes for these dealers.
- John Jones Chrysler Dodge Jeep Ram Fiat (Corydon, IN, about 145 miles from Effingham) — based on 2 verified OTD quotes. View dealer page
- John Morlan Chrysler Dodge Jeep Ram (Cape Girardeau, MO, about 137 miles from Effingham) — based on 2 verified OTD quotes. View dealer page
- Staunton Chrysler Dodge Jeep Ram (Staunton, IL, about 64 miles from Effingham) — based on 2 verified OTD quotes. View dealer page
- Behlmann Chrysler Dodge Jeep Ram (Troy, MO, about 129 miles from Effingham) — based on 1 verified OTD quote. View dealer page
- Pilson Ram Supercenter (Charleston, IL, about 33 miles from Effingham) — based on 1 verified OTD quote. View dealer page
- Pyramids Auto Sales (Indianapolis, IN, about 135 miles from Effingham) — based on 1 verified OTD quote. View dealer page
- Watseka Chrysler Dodge Jeep Ram (Watseka, IL, about 123 miles from Effingham) — based on 1 verified OTD quote. View dealer page
- Freedom Chevrolet Chrysler Dodge Jeep Ram (Virden, IL, about 69 miles from Effingham) — based on 1 verified OTD quote. View dealer page
- United Chrysler Dodge Jeep Ram Jacksonville (Jacksonville, IL, about 99 miles from Effingham) — based on 1 verified OTD quote. View dealer page
- Ed Morse Chrysler Dodge Jeep Ram (New Athens, IL, about 89 miles from Effingham) — based on 3 verified OTD quotes. View dealer page
- Clement Chrysler Dodge Jeep Ram Florissant (Florissant, MO, about 96 miles from Effingham) — based on 1 verified OTD quote. View dealer page
- Bommarito Chrysler Dodge Jeep Ram (Ellisville, MO, about 114 miles from Effingham) — based on 2 verified OTD quotes. View dealer page
- Terrehaute Chrysler Dodge Jeep Ram (Terre Haute, IN, about 66 miles from Effingham) — based on 2 verified OTD quotes. View dealer page
- South County Dodge Chrysler Jeep Ram (St. Louis, MO, about 104 miles from Effingham) — based on 3 verified OTD quotes. View dealer page
- York Chrysler Dodge Jeep Ram Fiat (Crawfordsville, IN, about 108 miles from Effingham) — based on 2 verified OTD quotes. View dealer page
- York Chrysler Dodge Jeep Ram Of Plainfield (Plainfield, IN, about 125 miles from Effingham) — based on 2 verified OTD quotes. View dealer page
- Federico Chrysler Dodge Jeep Ram (Wood River, IL, about 82 miles from Effingham) — based on 1 verified OTD quote. View dealer page
- Moore Chrysler Dodge Jeep Ram (Hartford, KY, about 147 miles from Effingham) — based on 1 verified OTD quote. View dealer page
- Trinity Chrysler Dodge Jeep Ram (Taylorville, IL, about 51 miles from Effingham) — based on 1 verified OTD quote. View dealer page
- Pettus Chrysler Dodge Jeep Ram Farmington (Farmington, MO, about 136 miles from Effingham) — based on 1 verified OTD quote. View dealer page
- Carvana Greenfield (Greenfield, IN, about 149 miles from Effingham) — based on 0 verified OTD quotes. View dealer page
- Clement Chrysler Dodge Jeep RAM Columbia (Columbia, IL, about 100 miles from Effingham) — based on 0 verified OTD quotes. View dealer page
- Pettus Automotive (De Soto, MO, about 127 miles from Effingham) — based on 0 verified OTD quotes. View dealer page
- York Automotive (Greencastle, IN, about 100 miles from Effingham) — based on 0 verified OTD quotes. View dealer page
About the CarEdge Dealer Transparency Index
Most dealer rankings come from Google star ratings and Yelp reviews — easy to game, impossible to verify. The CarEdge Dealer Transparency Index is different. We score every dealer using verified out-the-door quotes: real PDFs, emails, and screenshots from actual transactions.
Each dealer’s transparency score (out of 100) is weighted across four dimensions:
- Fee Transparency (30%) — Is the doc fee reasonable compared to the state average?
- Add-on Behavior (30%) — How often does the dealer bundle add-ons, and at what cost?
- Price Accuracy (30%) — Does the listing price match the actual OTD price?
- Data Quality (10%) — More verified quotes mean higher confidence in the grade.
Grades: A (90–100), B (80–89), C (70–79), D (60–69), F (below 60).
Effingham, IL RAM Dealer Rankings at a Glance
| # | Dealer | City | Approx. Miles | Grade | Score | Doc Fee | Add-Ons | Quotes |
|---|---|---|---|---|---|---|---|---|
| 1 | Bob Poynter Chrysler Dodge Jeep Ram Fiat Of Seymour | Seymour | 146 | A | 100 | $250 | $0 | 4 |
| 2 | Andy Mohr Chrysler Dodge Jeep Ram | Indianapolis | 136 | A | 97 | $259 | $50 | 6 |
| 3 | Lou Fusz Chrysler Jeep Dodge Ram | O’Fallon | 117 | A | 95 | $618 | $0 | 4 |
| 4 | Glendale Chrysler Jeep Dodge Ram | St. Louis | 104 | B | 87 | $620 | $324 | 4 |
More RAM Dealer Rankings near Effingham, IL
CarEdge ranks RAM dealers in nearby markets and statewide with the same verified out-the-door data:
How to Use This Data When You Shop
- Get an OTD quote in writing before you visit. Any dealer can send a worksheet by email — if they won’t, that’s a red flag.
- Ask for a quote with zero add-ons. Everything in the F&I office is optional. Say “please remove all dealer add-ons” and see what the price does.
- Anchor to the OTD, not the listing. Dealers with a gap between advertised price and final OTD aren’t being straight with you. Don’t negotiate off the listing number.
- Compare three dealers minimum. Even within the same metro, doc fees, add-on policies, and listing accuracy vary widely. Use this ranking as your shortlist.
Rankings are generated from the CarEdge Dealer Transparency Index, a public methodology that scores dealers on verified out-the-door quotes — not Google star ratings or paid placements. CarEdge refreshes the rankings daily as new verified quotes come in.
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