Year-end car sales are not quite over yet in early January! Most of last month’s offers continue through January 2, and some continue through the coming weekend. Several car manufacturers are offering 0% APR deals across a range of models, making this a perfect time to upgrade your ride without the extra cost of interest. Here are some of the best zero percent financing car deals available this month.
Note: Automakers announce their new deals by the fifth business day of the month, so check back for updates!
Dodge
The Hornet is consistently one of the slowest-selling cars in America. Finally, Dodge is offering zero percent APR for the Hornet.
- 0% APR for 72 months for the 2024 Dodge Hornet eAWD
Ford
Ford’s two electric models are on sale with 0% financing offers in January:
- 0% APR for 72 months: 2024 Mustang Mach-E
- 0% APR for 60 months: 2024 F-150 Lightning
Honda
The 2024 Honda Prologue is a top-selling, much-loved electric crossover right now. To clear out remaining 2024 inventory, Honda is offering 0% APR for 72 months.
- 0% APR for 72 months for the 2024 Honda Prologue
Kia
​​Kia is offering impressive zero percent financing deals for their electric vehicle lineup in 2025. These year-end sales include:
- 0% APR for 72 months: 2024 Kia EV9, Kia EV6
- 0% APR for 60 months: 2024 Kia Niro EV
- 0% APR for 48 months: 2024 Sportage, Sorento
Jeep
Following a year of climbing inventory and sluggish sales, Stellantis has unveiled their most widespread incentives in recent memory. All of the following Jeep models are available at zero percent APR for 36 months, with competitive APR offers also available for longer loan terms. These offers were extended after December’s year-end specials.
- 2024 Jeep Grand Cherokee, Wrangler, Compass, Gladiator, Wagoneer, Grand Wagoneer
- These Jeep plug-in hybrids are available with 0% financing for 72 months: 2024 Jeep Grand Cherokee 4xe and Jeep Wrangler 4xe
Mazda
This January, Mazda has some of the best APR offers, including zero percent APRs for shorter loan terms:
- 0% APR for 36 months: 2024 Mazda CX-30, CX-5, CX-50, Mazda3
Looking for another Mazda deal? See this month’s Mazda offers.
Mitsubishi
Two Mitsubishi SUVs are available with zero percent financing offers in January:
- 0% APR for 48 months: 2024 Mitsubishi Outlander, Eclipse Cross
Nissan
Nissan continues to offer competitive financing deals, especially on their electric and crossover models:
- 0% APR for 72 months for 2024 Nissan Ariya
- 0% APR for 60 months for 2024 Nissan Titan, Nissan Rogue
- 0% APR for 36 months for 2024 Nissan Pathfinder
Subaru
Sluggish sales have led to zero percent financing deals for the electric Subaru:
- 0% APR for 72 months: Solterra EV
- 0% APR for 48 months: Subaru WRX
Looking for another Subaru model? This month, there are low APR financing options for popular models like the Ascent, Forester, and Outback. See all Subaru financing offers.
Toyota
Toyota’s first EV has not been a big seller. However, that’s exactly why it’s available with 0% APR for six years.
- 0% APR for 72 months: 2024 Toyota bZ4X
Volkswagen
Volkswagen is offering a rare zero percent car deal for a popular SUV in January 2025:
- 0% APR for 60 months: 2024 Volkswagen Tiguan
- 0% APR for 72 months: 2024 Volkswagen ID.4
Is Now the Time to Buy?
Year-end deals are always the best time for car sales. December was the best month of the year to buy a car, but many year-end sales continue through the first days of 2025. If you see a deal you want, it’s important to act quickly! Financing offers are expected to become less attractive by next month as tax refund buying season approaches, driving demand a bit higher.
Tired of car buying hassles? Let a professional do it for you! Learn more about CarEdge Concierge, the most-trusted car buying service out there!
No Toyotas?
Not with 0% APRs, they’re in hot demand so have fewer incentives.
I want to purchase the father & son protection knowledge package, but as I research and find certain vehicles in my area at the dealership’s today’s price, it’s not nowhere near the price you are finding me, suggesting that you’re services is either not fact checked or your working on behalf of the dealership to offset the annual subscription you’re charging me.
Hi Louis, please reach out to our team at [email protected] for assistance.
Thanks for all your advice!!! Today, I walked away from purchasing a 2025 Pathfinder Platinum, after agreeing with the final out the door purchase, The finance office wanted to approve my loan for 8.8%. I asked them why? When my credit score is 875. There answer was, is a 2025 vehicle.
Wow, smart move! That’s a silly reason for a high APR.
Hyundai is offering 0% on much of their line, also.
Trying to find the Tesla 0% for 60 deal… anyone seen it in the wild this month?
For Jan 2025, are any 0% APR offers going on for car and trucks?