In November 2025, there are 30 offers of zero-percent financing. Interest rates remain high, but for buyers with good credit, this is your chance to drive home years of interest-free savings. 2026 models continue to fill dealer lots, so automakers are sweetening the pot with 0% APR financing to move what’s left of the 2025 inventory.
The timing makes sense: dealers need space for new inventory, and they’d rather offer you free money than sit on aging stock. Here’s the complete rundown of every zero-percent offer currently on the table.
Note: Automakers announce their new deals by the fifth day of the month, so check back for updates!
Chevrolet

Chevy’s electric models continue to feature zero percent financing through November. The EV tax credit is over, but GM isn’t turning down their incentives just yet.
- 0% APR for 60 months for the electric Equinox EV, Blazer EV and Silverado EV.
- 0% APR for 36 months for the 2025 Silverado 1500
See Chevrolet local pricing insights
Chrysler

The Chrysler Pacifica Plug-In Hybrid (PHEV) is one of the most fuel-efficient family haulers on the market. Slow sales make it a buyer’s market, with rare zero-percent financing for 72 months in November.
- 0% APR for 72 months for the 2025 Chrysler Pacifica PHEV
See Chrysler local market insights
Dodge

The Hornet is consistently one of the slowest-selling cars in America. Finally, Dodge is offering zero percent APR for the Hornet. The brand-new Dodge Charger Daytona EV is also available with zero percent financing.
- 0% APR for 72 months for the 2024 Dodge Charger Daytona and 2024 Dodge Hornet eAWD
See Dodge local pricing insights
Ford

The F-150 Lightning qualifies for the soon-to-expire $7,500 federal tax credit for EVs. For November, zero percent financing is also a huge incentive.
- 0% APR for 72 months for the 2025 F-150 Lightning
GMC

GMC is offering 0% APR financing for the popular Sierra 1500 this month, although this incentive is limited to 36 months.
- The 2025 GMC Sierra 1500 and Hummer EV are available with 0% APR for 36 months.
See GMC local pricing insights and listings
Honda

Unfortunately, the only zero percent APR financing Honda is advertising in November 2025 is for the 2025 Prologue EV. As a top-selling brand with rapid inventory turnover, don’t expect Honda to offer 0% financing often.
The 2025 Honda Prologue is available with 0% APR for 60 months.
See Honda local pricing insights and listings
Hyundai

In November, Hyundai is aggressively heading into Black Friday sale season with zero percent financing. With federal EV incentives gone, Hyundai is bringing out the big guns to sell EVs.
- 0% APR for 72 months for the 2025 Hyundai IONIQ 5
- 0% APR for 48 months for the 2025 Hyundai Santa Fe
- 0% APR for 60 months for the 2025 Hyundai Tucson
See Hyundai local market insights + the BEST deals
Kia

Kia is offering several zero percent financing deals in November, including some of the best offers of the month:
- 0% APR for 72 months: 2025 Kia EV6
- 0% APR for 72 months: 2025 Kia Niro EV
- 0% APR for 60 months: 2025 Kia Niro
- 0% APR for 60 months: 2026 Kia EV9
See Kia local market insights + the BEST deals
Jeep

Jeep is offering a rare zero percent financing offer for the 2025 Jeep Grand Cherokee, the brand’s top-selling model.
- 0% APR for 72 months: 2024-2025 Jeep Wagoneer S
- 0% APR for 60 months: 2025 Jeep Grand Cherokee
See Jeep local pricing insights and listings
Mitsubishi

Mitsubishi is offering zero percent financing for ALL 2025 inventory through the end of the year.
- 0% APR for 60 months: 2025 Mitsubishi Outlander, Eclipse Cross, and Outlander Sport
See Mitsubishi local market insights + the BEST deals
Nissan

Nissan continues to offer competitive financing deals, especially on their electric and crossover models. The ARIYA was recently discontinued from the U.S. market, but hype for the new LEAF is overshadowing that in the news.
- 0% APR for 60 months for the 2025 Nissan Rogue, 2025 Nissan Pathfinder, and 2025 Nissan Murano
- 0% APR for 72 months for 2025 Nissan Ariya
See Nissan local market insights
Ram

The best truck offer in November 2025 is this exceptional zero percent financing deal for 72 months for the 2025 Ram 1500. Ford and Chevy can’t match that, although the F-150 is available to lease for under $1,000 down. See the best truck deals of the month here.
- 0% APR for 72 months for the 2025 Ram 1500
Volkswagen

This month, Volkswagen is offering a zero percent financing deal for the Taos, and is no longer offering interest-free financing for the ID.4.
- 0% APR for 60 months: 2025 Volkswagen Taos
See VW local market insights + the BEST deals
Is Now the Time to Buy?
Year-end sales are finally here. Smart shoppers have been waiting all year for this, so expect the best deals to sell fast. In November 2025, we’re seeing several great financing deals remain for well-qualified buyers. With that in mind, if you see a deal you want, it’s smart to get your financed in order and buy now. Cars won’t be getting any cheaper once 2026 rolls around.
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No Toyotas?
Not with 0% APRs, they’re in hot demand so have fewer incentives.
I want to purchase the father & son protection knowledge package, but as I research and find certain vehicles in my area at the dealership’s today’s price, it’s not nowhere near the price you are finding me, suggesting that you’re services is either not fact checked or your working on behalf of the dealership to offset the annual subscription you’re charging me.
Hi Louis, please reach out to our team at [email protected] for assistance.
Thanks for all your advice!!! Today, I walked away from purchasing a 2025 Pathfinder Platinum, after agreeing with the final out the door purchase, The finance office wanted to approve my loan for 8.8%. I asked them why? When my credit score is 875. There answer was, is a 2025 vehicle.
Wow, smart move! That’s a silly reason for a high APR.
Hyundai is offering 0% on much of their line, also.
Trying to find the Tesla 0% for 60 deal… anyone seen it in the wild this month?
For Jan 2025, are any 0% APR offers going on for car and trucks?