Hyundai Kona EV Loan Calculator

Our Loan Calculator display shows you how your Hyundai Kona EV loan balance compares to the ongoing value of your vehicle. With financing, each monthly payment will reduce the balance of your loan. Unfortunately, during this same period, your vehicle's resale value will decline as well. The purpose of this tool is to show you how you can finance your Kona EV to ensure that your loan balance declines faster than the value of your vehicle.

With your results below, the goal is to have the shaded area be entirely green. This likely means that the value of your vehicle will always be greater than your loan balance. If you see yellow or red, your loan balance at some point will be at or above the value of your vehicle. You want to avoid this as we describe here. For the best financial outcome, adjust your loan terms, or choose a vehicle that doesn't depreciate as rapidly.

Hyundai Kona EV Payment & Amortization Calculator

Vehicle Price
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Trade-In or Down Payment
$
Interest Rate
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Credit Score
Loan Period
Sales Tax Rate
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Model Year
Expected Annual Mileage
tip: Update the price if you change the model year.      reset this form
Projected Resale Value
Loan Balance Exceeds Resale Value
Loan Balance Near Resale Value
Loan Balance Below Resale Value

Refinancing an Auto Loan

Refinancing an auto loan means taking out a new loan to replace your current one, usually to get a lower interest rate or better terms. This can lower your monthly payments or save you money on interest over time. It's a good option if your credit score has improved or if interest rates have gone down, but it's important to make sure the benefits outweigh the costs. Use the form below to see the best rates available from reputable lenders instantly.

Hyundai Kona EV Projected Resale Value vs Loan Balance

Year Resale Value Loan Balance Difference
0 $22,611 $22,611 $0 (0%)
1 $19,613 $15,593 +$4,020 (20%)
2 $19,605 $8,068 +$11,537 (59%)
3 $18,135 $0 +$18,135 (100%)

Hyundai Kona EV Monthly Payment

Loan Term 36 Months
APR 6.99%
Paid in Full Feb, 2028
$698.06
Total Principal $22,611
Total Interest $2,515
Total Cost of Loan $25,126
$698.06
Loan Term 36 Months
APR 6.99%
Paid in Full Feb, 2028
Total Principal $22,611
Total Interest $2,515
Total Cost of Loan $25,126

Hyundai Kona EV Loan Amortization

Month Interest Principal Balance
Mar, 2025 $131.71 $566.00 $22,045.00
Apr, 2025 $128.41 $570.00 $21,475.00
May, 2025 $125.09 $573.00 $20,902.00
Jun, 2025 $121.75 $576.00 $20,326.00
Jul, 2025 $118.40 $580.00 $19,746.00
Aug, 2025 $115.02 $583.00 $19,163.00

This Hyundai Kona EV is expected to lose $4,476 of its resale value during the 36 months of this loan. Check out our Hyundai Kona EV Depreciation Calculator for a detailed analysis of the Kona EV's past and expected future depreciation. This user-friendly tool allows you to interactively see how well the Kona EV has, and will continue to, hold its value, during your specific ownership period. It will even suggest to you the best Kona EV model years to buy to get the best value.

Other Hyundai Kona EV Costs of Ownership

Finding a car or truck that saves on financing costs is important. But, it's also imperative to view all major Hyundai Kona EV costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses:

Hyundai Kona EVs For Sale

2021 Hyundai Kona EV Limited

Mileage: 28,860
Mileage: 28,860     Price: $22,490
Location: Sterling, VA ~ 4 miles away
Dealer: Easterns Automotive Group
Days on Market: 256
Colors (ext/int): Chalk White(White) / Gray

$22,490


2021 Hyundai Kona EV Ultimate

Mileage: 49,446
Mileage: 49,446     Price: $19,490
Location: Sterling, VA ~ 4 miles away
Dealer: Easterns Automotive Group
Days on Market: 226
Colors (ext/int): Ultra Black(Black) / Black

$19,490




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