Our Loan Calculator display shows you how your RAM 3500 loan balance compares to the ongoing value of your vehicle. With financing, each monthly payment will reduce the balance of your loan. Unfortunately, during this same period, your vehicle's resale value will decline as well. The purpose of this tool is to show you how you can finance your 3500 to ensure that your loan balance declines faster than the value of your vehicle.
With your results below, the goal is to have the shaded area be entirely green. This likely means that the value of your vehicle will always be greater than your loan balance. If you see yellow or red, your loan balance at some point will be at or above the value of your vehicle. You want to avoid this as we describe here. For the best financial outcome, adjust your loan terms, or choose a vehicle that doesn't depreciate as rapidly.
This RAM 3500 is expected to lose $16,350 of its resale value during the 36 months of this loan. Check out our RAM 3500 Depreciation Calculator for a detailed analysis of the 3500's past and expected future depreciation. This user-friendly tool allows you to interactively see how well the 3500 has, and will continue to, hold its value, during your specific ownership period. It will even suggest to you the best 3500 model years to buy to get the best value.