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Car Buying Service
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Research·popular Heavy-Duty

2026 · RAM

3500

$48,605
Starting MSRP
Invoice Price
Unlock with CarEdge Pro
View inventory
2026 · RAM
Tracked
2026 RAM 3500 Heavy-Duty
B-
CarEdge
Value Rating
Free quote · 60 sec

Get offers from dealers in minutes.

Starting at $48,605

Save up to $2,500 with CarEdge.
Average based on CarEdge data.
OverviewCostsFAQsVideo
015-yr Cost to Own
$68,180

Depreciation, fuel, insurance, interest, maintenance

02Holds Its Value
74.79%

Rank 9 of 401 ranked vehicles

03Annual Insurance
$2,726

Age 40 driver, clean record, national average

04Annual Maintenance
$1,677

Routine service + scheduled wear items

01Overview

2026 RAM 3500 Overview

Segment
Popular Heavy-Duty
Body style
Heavy-Duty
Powertrain
Internal combustion
Model year
2026

The Ram 3500 is a robust pickup truck built for demanding workloads. It comes with a 6.7L Cummins Turbo Diesel engine that generates 430 horsepower and 1,075 ft/lbs of torque. The truck is equipped with a 12-inch infotainment touchscreen, adaptive cruise control, and a digital rearview mirror. Additionally, it offers a power inverter capable of delivering up to 2.4 kW through outlets in the bed.

Value Rank
#71
Resale Rank
#9
Grade
B-
03Cost of Ownership

2026 RAM 3500 Costs of Ownership

The average cost of owning a RAM 3500 for 5 years is $68,180. This will vary per trim level, driving habits and region. See how these ownership costs compare to each other below. Click on any of the categories to see a complete breakdown of each cost.

$68,180
Total Cost for 5 Years
CostValuePercent
Depreciation
$31,24046%
Insurance
$12,51818%
Fuel Cost
$11,27717%
Interest
$9,67514%
Maintenance
$3,4705%
See all RAM 3500 Ownership Costs

That's roughly $1,136/month for a 40-year-old driver financing over 60 months at prevailing rates, with 12,000 annual miles. Your costs vary by zip code and trim.

04National Market Data

2026 RAM 3500 U.S. Market Snapshot

Market Day Supply (MDS) measures how many days of inventory are on U.S. dealer lots at the current sales pace. Lower is faster-selling; the U.S. average across all models is roughly 60 days. Figures below cover the past 45 days of nationwide listings and sales.

Used · Market Day Supply
68days

Tracking with the national average — expect typical negotiating room.

Active Listings
3
Sold (Last 45 Days)
2
Avg. Price (Active)
$40,321
Avg. Price (Sold)
$38,988
Source · CarEdge market data

National averages — figures vary by region and trim. MDS is calculated as active listings divided by daily sales velocity over the past 45 days.

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05Common Questions

The 3500, asked and answered.

The RAM 3500 will hold 74.79% of its value after 5 years. This ranks 9th among popular vehicles in our last study. Use our RAM 3500 Depreciation Calculator to learn more about its residual value.
Maintaining a RAM 3500 will cost $1,677 per year on average through the first 5 years of new ownership. Costs and probability of repair increase over time. See more details on RAM 3500 maintenance costs and schedule.
Auto insurance for the RAM 3500 will cost about $2,726 per year. There are many factors that influence insurance rates. See how each of these impacts RAM 3500 insurance costs.
The invoice price is roughly what dealers pay for the vehicle and will help when negotiating. Unlock the RAM 3500 invoice price and much more with our Insights tool.
06Video Review

RAM 3500 Video Review

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