# RAM 4500 Loan Calculator

Our Loan Calculator display shows you how your RAM 4500 loan balance compares to the ongoing value of your vehicle. With financing, each monthly payment will reduce the balance of your loan. Unfortunately, during this same period, your vehicle's resale value will decline as well. The purpose of this tool is to show you how you can finance your 4500 to ensure that your loan balance declines faster than the value of your vehicle.

With your results below, the goal is to have the shaded area be entirely green. This likely means that the value of your vehicle will always be greater than your loan balance. If you see yellow or red, your loan balance at some point will be at or above the value of your vehicle. You want to avoid this as we describe here. For the best financial outcome, adjust your loan terms, or choose a vehicle that doesn't depreciate as rapidly. We've also created a video that explains these scenarios and demonstrates the loan calculator.

### RAM 4500 Loan Calculator

Vehicle Price
\$
Trade-In / Down Payment
\$
Interest Rate
%
Credit Score
Loan Period
Sales Tax Rate
%
Model Year
Expected Annual Mileage
tip: Update the price if you change the model year.      reset this form
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Projected Resale Value
Loan Balance Exceeds Resale Value
Loan Balance Near Resale Value
Loan Balance Below Resale Value

#### RAM 4500 Projected Resale Value vs Loan Balance

Year Resale Value Loan Balance Difference
0 \$69,500 \$55,600 +\$13,900 (20%)
1 \$68,006 \$47,395 +\$20,611 (30%)
2 \$63,954 \$38,792 +\$25,162 (39%)
3 \$60,305 \$29,774 +\$30,531 (51%)
4 \$56,483 \$20,317 +\$36,166 (64%)
5 \$51,395 \$10,400 +\$40,995 (80%)
6 \$45,731 \$0 +\$45,731 (100%)

## RAM 4500 Monthly Payment

 Loan Term 72 Months APR 4.75% Paid in Full Jul, 2030
\$889.00
 Total Principal \$55,600 Total Interest \$8,408 Total Cost of Loan \$64,008
\$889.00
 Loan Term 72 Months APR 4.75% Paid in Full Jul, 2030 Total Principal \$55,600 Total Interest \$8,408 Total Cost of Loan \$64,008

#### RAM 4500 Loan Amortization

Month Interest Principal Balance
Aug, 2024 \$220.08 \$669.00 \$54,931.00
Sep, 2024 \$217.44 \$672.00 \$54,259.00
Oct, 2024 \$214.78 \$674.00 \$53,585.00
Nov, 2024 \$212.11 \$677.00 \$52,908.00
Dec, 2024 \$209.43 \$680.00 \$52,228.00
Jan, 2025 \$206.74 \$682.00 \$51,546.00

This RAM 4500 is expected to lose \$23,769 of its resale value during the 72 months of this loan. Check out our RAM 4500 Depreciation Calculator for a detailed analysis of the 4500's past and expected future depreciation. This user-friendly tool allows you to interactively see how well the 4500 has, and will continue to, hold its value, during your specific ownership period. It will even suggest to you the best 4500 model years to buy to get the best value.

### Other RAM 4500 Costs of Ownership

Finding a car or truck that saves on financing costs is important. But, it's also imperative to view all major RAM 4500 costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses:

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