President’s Day promotions, savings on leftover 2025 models, and lower foot traffic motivating sales staff are a few reasons why you might consider February car shopping. However, this month’s savings opportunities make it easier to overlook certain value traps, especially with popular models. 

Spend more time finding quality offers by avoiding the five worst car deals of February 2026 below. Afterward, don’t miss our guide to the BEST offers in February. As always, some manufacturer incentives are regional in nature. 

2025 Ford F-150 XLT (Financing Option)

Could a truck be on both the best AND worst deals of the month? Somehow, Ford made it happen. Ford’s F-Series maintained its position as the U.S.’s most popular truck in 2025 for the 49th year. The F-150, the F-Series’ best-selling model, moved nearly 830,000 units. 

Still, buyers shouldn’t expect finance deals on leftover 2025 F-150 XLT inventory in February, as Ford’s offer for this trim through March 2 is 2.9% APR for 60 months, plus $3,250 cash. Ford doesn’t seem to recognize that this is last year’s F-150, but primary competitors have gotten the memo.

In comparison, primary F-150 rivals like the 2025 Ram 1500 (Big Horn Crew Cab 4×4) offer 0% APR for 72 months through March 2. See Ram offer details. 

However, if you remain keen on the F-150, you’re better off leasing the 2025 F-150 STX 4×4 at $479 per month for 36 months with $0 down. This is in fact one of the best deals for February truck shoppers. But if you’re financing, definitely look elsewhere!

2026 Jaguar F-Pace 

You’d think that Jaguar would offer better February incentives for its 2026 F-Pace, with the model spending months on America’s list of slowest-selling vehicles. In January,the plug-in hybrid SUV had 292 days of supply, the market’s third-highest behind Maserati’s Grecale and Volkswagen’s ID.4 at 302 and 527 days, respectively. 

Through March 2, you can finance the mid-size 2026 F-Pace at 3.9% APR for 12 to 48 months. The ideal APR range for luxury models with overstock in February is 0% to 0.9%. While not a plug-in hybrid like the F-Pace, several compact-to-mid-size electric Lexus RZ trims are available at 0% APR for up to 72 months through March 2. See Lexus offer details. 

Still, those preferring British luxury can get a better (albeit only slightly) deal leasing the 2026 F-Pace at $679 per month for 36 months, with $6,995 due at signing. See Jaguar offer details.

2025 Toyota RAV4

With the 2026 RAV4 redesigned with an all-hybrid lineup, Toyota is offering a great retail deal on leftover 2025 RAV4 inventory, right?

Nope. Toyota’s February promotion for the 2025 RAV4 plug-in hybrid, valid through March 2, offers 4.75% APR for 72 months. The 2025 RAV4 is a great compact SUV with solid fuel economy and an extensive suite of safety features, but competitors offer better deals.

For example, through March 2, Mazda is offering 0.9% APR for 60 months on multiple CX-5 trims. While the 2025 CX-5 had primarily been unchanged since its 2019 facelift, the same goes for the 2025 RAV4, which was redesigned in 2019.

2025 Jeep Wrangler

Through March 2, qualified buyers can finance several 2-door or 4-door 2025 Jeep Wrangler trims at 6.9% APR for 72 months. 

You might be quick to press “schedule test drive” on your local Jeep dealership’s website, since 6.9% is what many would consider a solid offer for those with a “good” credit score (700-749). 

However, before you do, you’ll want to consider that:

• 6.9% APR is nearly at the bottom of this quality offer range, with 7% being the lowest someone with good credit would want 
• The 2025 Wrangler has plenty of leftover inventory
• Lease and cash offers for existing Stellantis owners are better

Returning Stellantis owners and lessees can receive a $5,000 total cash bonus toward a 4-door 2025 Jeep Wrangler Sport through March 2. Alternatively, returning Stellantis owners and lessees can qualify for a $3,000 cash bonus toward multiple 2-door 2025 Wranglers, such as the Sport or Sport S. See Jeep’s offer details.

2026 Honda CR-V Hybrid 

Honda’s offering 5.49% APR for 61-72 months on the 2026 CR-V Hybrid isn’t downright terrible, but it’s a value trap compared to other options. Competing models like the 2025 Subaru Forester Premium Hybrid are available at 0% APR for 75 months. 

While this is a 2025 Forester compared to a 2026 CR-V, the 2025 Forester is a complete redesign, and the 2026 CR-V Hybrid is a mid-cycle refresh. Some buyers may be more likely to miss this opportunity, since the CR-V hybrid sold significantly more units than the Forester hybrid in 2025. See Subaru’s offer details.

CarEdge Is Your GPS Toward Better February Deals

When shopping for the above deals, remember that offers can vary by region, so check a manufacturer’s site before test drives. 

If you’re looking for the easiest way to get the best car buying deal in February, use CarEdge’s Concierge Car Buying Service, handling your entire transaction from start to finish.You can also find tips on how to negotiate deals on CarEdge’s Community forum, or reference our 700,000-strong YouTube family for pro tips and market news.