Ford Transit Cargo Insurance Cost

Auto insurance for a Ford Transit Cargo will cost about $1,447 per year.

This beats the national average for popular full size van models by $620. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Ford Transit Cargo. Visit our Competitive Quote Tool to see if you can find lower rates for a Transit Cargo.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

These Ford Transit Cargo insurance cost estimates are a result of our ongoing nationwide research and analysis, but they are only averages. We recommend that you let our trusted insurance partners do the shopping for you using our Competitive Quote Tool. While it's free to use, we do receive a small commission if you find a better deal.

Ford Transit Cargo insurance Cost

Age Good Driver Recent Accident Poor Credit
17 $4,901 $7,300 $8,629
18 $4,567 $6,803 $8,041
19 $4,036 $6,012 $7,106
20 $3,519 $5,242 $6,196
21 $2,951 $4,396 $5,196
22 $2,874 $4,281 $5,061
23 $2,515 $3,746 $4,428
24 $2,389 $3,559 $4,207
25 $2,062 $3,071 $3,630
30 $1,606 $2,392 $2,828
35 $1,504 $2,241 $2,649
40 $1,447 $2,155 $2,547
45 $1,408 $2,097 $2,479
55 $1,291 $1,923 $2,273
65 $1,347 $2,006 $2,371
75 $1,700 $2,532 $2,993

Ford Transit Cargo car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Ford Transit Cargo by state.

Ford Transit Cargo Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,533 $2,147 $2,687
Alaska $1,268 $1,847 $1,935
Arizona $1,433 $2,224 $3,171
Arkansas $1,572 $2,381 $2,663
California $1,750 $3,060 $1,750
Colorado $1,633 $2,261 $2,820
Connecticut $2,086 $3,225 $4,131
Delaware $1,727 $2,378 $3,157
Florida $2,056 $2,793 $3,641
Georgia $1,676 $2,584 $2,651
Hawaii $670 $924 $670
Idaho $1,163 $1,566 $1,949
Illinois $1,218 $1,800 $2,088
Indiana $1,251 $1,955 $2,282
Iowa $991 $1,487 $1,732
Kansas $1,318 $1,941 $2,299
Kentucky $1,906 $2,867 $3,372
Louisiana $2,447 $3,739 $4,026
Maine $925 $1,241 $1,811
Maryland $1,497 $2,195 $2,592
Massachusetts $1,201 $2,031 $1,201
Michigan $2,897 $4,356 $6,698
Minnesota $1,193 $1,602 $2,372
Mississippi $1,440 $2,175 $2,297
Missouri $1,357 $1,868 $2,417
Montana $1,379 $2,158 $2,380
Nebraska $1,166 $1,651 $1,878
Nevada $1,923 $2,903 $3,185
New Hampshire $1,338 $2,156 $2,746
New Jersey $1,474 $2,324 $2,998
New Mexico $1,505 $2,166 $2,432
New York $1,394 $1,816 $2,931
North Carolina $864 $1,395 $1,075
North Dakota $1,183 $1,821 $2,311
Ohio $1,055 $1,725 $1,787
Oklahoma $1,684 $2,529 $2,868
Oregon $1,532 $2,315 $2,655
Pennsylvania $1,291 $1,952 $2,240
Rhode Island $2,155 $3,307 $3,782
South Carolina $1,464 $2,118 $3,022
South Dakota $1,313 $1,807 $2,167
Tennessee $1,544 $2,310 $2,914
Texas $1,555 $2,289 $2,873
Utah $1,323 $1,913 $2,638
Vermont $1,018 $1,628 $1,780
Virginia $959 $1,445 $1,535
Washington $1,270 $1,908 $2,250
West Virginia $1,278 $1,861 $2,298
Wisconsin $1,274 $1,860 $2,259
Wyoming $1,189 $1,748 $1,954

Other Important Costs of Owning a Ford Transit Cargo

Insurance is a major vehicle related expense. There are also some others to be aware of. See our cost analyses on Ford Transit Cargo depreciation, maintenance and financing. These will provide you with even more knowledge before making such an important financial decision.

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