Best Ford Dealerships near Effingham, IL

This is the CarEdge Dealer Transparency Index ranking for Ford dealers in the Effingham, IL search area. We graded every Ford dealer in the area with enough verified out-the-door quotes to score with confidence — using real PDFs, emails, and signed deals, not Google star ratings.

8 Ford dealers in the Effingham, IL search area currently clear the data threshold. Here’s how they rank.

Last updated October 9, 2026. CarEdge refreshes these rankings daily as new verified out-the-door quotes come in.

Why This Search Covers 125 Miles

Small markets have fewer competing dealers. Fewer competitors means less pressure on price and fees.

CarEdge widened the search to 125 miles around Effingham to find 8 Ford dealers with enough verified out-the-door quotes to grade. None of them are within 50 miles. The closest graded dealer is Jack Schmitt Ford in Collinsville, about 81 miles from Effingham. Distances are approximate straight-line miles, so the drive will be longer. A dealer is graded once CarEdge has more than three verified out-the-door quotes from it. Dealers with fewer are listed under Limited Data.

The best deal may be a drive away. Get written out-the-door quotes from several dealers before you go, and compare the totals, not the advertised prices. Four of the graded dealers are outside Illinois. Taxes and registration are based on where you register the car, not where you buy it. CarEdge’s guide to buying a car in another state covers taxes, registration and delivery when the best quote comes from far away.

Watch CarEdge’s video on buying a car out of state:

The Best Ford Dealers in the Effingham, IL search area

The best Ford dealer in the Effingham, IL search area by verified out-the-door price data is Mike Murphy Ford (Morton, IL): A grade, 100/100 across 5 verified quotes, with no dealer add-ons in any verified quote.

Close behind:

2. Auffenberg Ford, Inc. (Belleville), A grade, 98/100 across 4 verified quotes, with no dealer add-ons in any verified quote.
3. Heller Ford (El Paso), A grade, 95/100 across 15 verified quotes, with no dealer add-ons in any verified quote.

Full ranking, fees and add-on data for every graded dealer are below.

Top 8 Ford Dealers in the Effingham, IL search area

Ranked by CarEdge transparency score, highest to lowest. Each dealer profile links to the full review with verified out-the-door quotes.

#1 — Mike Murphy Ford

Grade: A · Score: 100/100 · Morton, IL · about 114 miles from Effingham

Mike Murphy Ford is the top-graded Ford dealer in the Effingham, IL search area by verified data — A grade, 100/100, based on 5 verified OTD quotes.

• Doc fee: $376 — below the IL average of $379
• Add-ons: None detected in verified quotes
• Listing accuracy: 1.0% below the advertised listing
• Verified quotes: 5

See full review & verified quotes →

#2 — Auffenberg Ford, Inc.

Grade: A · Score: 98/100 · Belleville, IL · about 87 miles from Effingham

Auffenberg Ford, Inc. adds zero dealer add-ons in any verified quote — rare for an A-grade Ford dealer.

• Doc fee: $294 — well below the IL average of $379
• Add-ons: None detected in verified quotes
• Listing accuracy: Quoted price matches the advertised listing
• Verified quotes: 4

See full review & verified quotes →

#3 — Heller Ford

Grade: A · Score: 95/100 · El Paso, IL · about 114 miles from Effingham

Not one verified quote from Heller Ford carried a dealer add-on — a clean record at the A grade.

• Doc fee: $372 — below the IL average of $379
• Add-ons: None detected in verified quotes
• Listing accuracy: 2.4% above the advertised listing
• Verified quotes: 15

See full review & verified quotes →

#4 — Dave Sinclair Ford

Grade: A · Score: 92/100 · St. Louis, MO · about 104 miles from Effingham

Dave Sinclair Ford earns an A-grade on the CarEdge Dealer Transparency Index, based on 10 verified OTD quotes.

• Doc fee: $599 — above the MO average of $512
• Add-ons: 30% of quotes, avg $239
• Listing accuracy: 1.6% above the advertised listing
• Verified quotes: 10

See full review & verified quotes →

#5 — Jack Schmitt Ford

Grade: B · Score: 88/100 · Collinsville, IL · about 81 miles from Effingham

Jack Schmitt Ford earns a solid B on verified data — solid fundamentals. The one watch-out: add-ons show on 40% of quotes (avg $120).

• Doc fee: $458 — well above the IL average of $379
• Add-ons: 40% of quotes, avg $120
• Listing accuracy: 1.6% below the advertised listing
• Verified quotes: 10

See full review & verified quotes →

#6 — Andy Mohr Ford

Grade: B · Score: 83/100 · Plainfield, IN · about 125 miles from Effingham

Andy Mohr Ford quotes prices within 0.0% of the advertised listing — one of the cleanest pricing patterns on this list.

• Doc fee: $262 — above the IN average of $254
• Add-ons: 50% of quotes, avg $549
• Listing accuracy: Quoted price matches the advertised listing
• Verified quotes: 6

See full review & verified quotes →

#7 — Suntrup Ford Kirkwood

Grade: C · Score: 73/100 · Kirkwood, MO · about 105 miles from Effingham

Suntrup Ford Kirkwood grades a C — add-ons appear on 80% of verified quotes, averaging $1,757. Ask for an itemized OTD before signing.

• Doc fee: $604 — above the MO average of $512
• Add-ons: 80% of quotes, avg $1,757
• Listing accuracy: Quoted price matches the advertised listing
• Verified quotes: 5

See full review & verified quotes →

#8 — Suntrup Ford Westport

Grade: F · Score: 51/100 · St. Louis, MO · about 103 miles from Effingham

Suntrup Ford Westport is the lowest-graded Ford dealer in the Effingham, IL search area by verified data. Verified quotes show a pattern of below-average transparency. Bring data and be ready to walk.

• Doc fee: Not available
• Add-ons: 50% of quotes, avg $299
• Listing accuracy: 0.5% below the advertised listing
• Verified quotes: 6

See full review & verified quotes →

Limited Data

These Ford dealers in the Effingham, IL search area have verified OTD data, but not yet enough to assign a confident grade. We’re actively collecting more quotes for these dealers.

• Heller Ford Sales (El Paso, IL, about 114 miles from Effingham) — based on 2 verified OTD quotes. View dealer page
• Reuther Ford (Herculaneum, MO, about 116 miles from Effingham) — based on 2 verified OTD quotes. View dealer page
• Schmidt Ford Of Salem Inc. (Salem, IL, about 41 miles from Effingham) — based on 2 verified OTD quotes. View dealer page
• Bening Ford (Perryville, MO, about 120 miles from Effingham) — based on 1 verified OTD quote. View dealer page
• Ed Morse Ford Red Bud (Red Bud, IL, about 100 miles from Effingham) — based on 1 verified OTD quote. View dealer page
• Expressway Ford (Mount Vernon, IN, about 90 miles from Effingham) — based on 1 verified OTD quote. View dealer page
• Heller Ford Sales / Heller Motors (Heller Stores) (El Paso, IL, about 114 miles from Effingham) — based on 1 verified OTD quote. View dealer page
• Holzhauer City Ford (Nashville, IL, about 68 miles from Effingham) — based on 1 verified OTD quote. View dealer page
• Jim Xamis Ford Lincoln (Lincoln, IL, about 84 miles from Effingham) — based on 1 verified OTD quote. View dealer page
• Mangold Ford (Eureka, IL, about 117 miles from Effingham) — based on 1 verified OTD quote. View dealer page
• Roanoke Ford (Roanoke, IL, about 121 miles from Effingham) — based on 1 verified OTD quote. View dealer page
• Sternberg Ford (Dale, IN, about 108 miles from Effingham) — based on 1 verified OTD quote. View dealer page
• Vogler Ford Lincoln (Carbondale, IL, about 103 miles from Effingham) — based on 1 verified OTD quote. View dealer page
• Watseka Ford Lincoln Inc (Watseka, IL, about 124 miles from Effingham) — based on 1 verified OTD quote. View dealer page
• Sunset Ford (St. Louis, MO, about 106 miles from Effingham) — based on 3 verified OTD quotes. View dealer page
• Sunset Ford St. Louis (St. Louis, MO, about 106 miles from Effingham) — based on 3 verified OTD quotes. View dealer page
• Broadway Ford Truck Sales, Inc (St. Louis, MO, about 94 miles from Effingham) — based on 1 verified OTD quote. View dealer page
• Community Ford Of Bloomington (Bloomington, IN, about 109 miles from Effingham) — based on 2 verified OTD quotes. View dealer page
• Northside Ford Lincoln (Effingham, IL, about 2 miles from Effingham) — based on 2 verified OTD quotes. View dealer page
• Schicker Ford Of St. Louis (St. Louis, MO, about 98 miles from Effingham) — based on 3 verified OTD quotes. View dealer page
• Lou Fusz Ford (Chesterfield, MO, about 114 miles from Effingham) — based on 2 verified OTD quotes. View dealer page
• Victory Lane Ford (Litchfield, IL, about 59 miles from Effingham) — based on 3 verified OTD quotes. View dealer page
• Rick Ridings Ford Inc (Monticello, IL, about 65 miles from Effingham) — based on 2 verified OTD quotes. View dealer page
• Hoopeston Ford (Hoopeston, IL, about 104 miles from Effingham) — based on 1 verified OTD quote. View dealer page
• D-Patrick Boonville Ford (Boonville, IN, about 101 miles from Effingham) — based on 3 verified OTD quotes. View dealer page
• Pundmann Ford (Saint Charles, MO, about 108 miles from Effingham) — based on 2 verified OTD quotes. View dealer page
• Landmark Ford Inc (Springfield, IL, about 74 miles from Effingham) — based on 1 verified OTD quote. View dealer page
• Auffenberg Ford North (O’fallon, IL, about 82 miles from Effingham) — based on 2 verified OTD quotes. View dealer page
• Bommarito Ford (Hazelwood, MO, about 99 miles from Effingham) — based on 2 verified OTD quotes. View dealer page
• Lou Fusz Ford Chesterfield (Chesterfield, MO, about 116 miles from Effingham) — based on 2 verified OTD quotes. View dealer page
• Champion Ford (Owensboro, KY, about 125 miles from Effingham) — based on 1 verified OTD quote. View dealer page
• Auffenberg Ford Belleville (Belleville, IL, about 87 miles from Effingham) — based on 1 verified OTD quote. View dealer page
• Northside Ford (Effingham, IL, about 2 miles from Effingham) — based on 1 verified OTD quote. View dealer page

About the CarEdge Dealer Transparency Index

Most dealer rankings come from Google star ratings and Yelp reviews — easy to game, impossible to verify. The CarEdge Dealer Transparency Index is different. We score every dealer using verified out-the-door quotes: real PDFs, emails, and screenshots from actual transactions.

Each dealer’s transparency score (out of 100) is weighted across four dimensions:

• Fee Transparency (30%) — Is the doc fee reasonable compared to the state average?
• Add-on Behavior (30%) — How often does the dealer bundle add-ons, and at what cost?
• Price Accuracy (30%) — Does the listing price match the actual OTD price?
• Data Quality (10%) — More verified quotes mean higher confidence in the grade.

Grades: A (90–100), B (80–89), C (70–79), D (60–69), F (below 60).

Effingham, IL Ford Dealer Rankings at a Glance

#	Dealer	City	Approx. Miles	Grade	Score	Doc Fee	Add-Ons	Quotes
1	Mike Murphy Ford	Morton	114	A	100	$376	$0	5
2	Auffenberg Ford, Inc.	Belleville	87	A	98	$294	$0	4
3	Heller Ford	El Paso	114	A	95	$372	$0	15
4	Dave Sinclair Ford	St. Louis	104	A	92	$599	$239	10
5	Jack Schmitt Ford	Collinsville	81	B	88	$458	$120	10
6	Andy Mohr Ford	Plainfield	125	B	83	$262	$549	6
7	Suntrup Ford Kirkwood	Kirkwood	105	C	73	$604	$1,757	5
8	Suntrup Ford Westport	St. Louis	103	F	51	—	$299	6

For the live list, including dealers graded since this page last updated, see the live Ford dealer rankings near Effingham, IL on the CarEdge Dealer Transparency Index.

More Ford Dealer Rankings near Effingham, IL

CarEdge ranks Ford dealers in nearby markets and statewide with the same verified out-the-door data:

• Best Ford Dealerships in St. Louis (94 miles away)
• Best Ford Dealerships near Paducah, KY (141 miles away)
• Best Ford Dealerships in Illinois
• Best Ford Dealerships in the US

How to Use This Data When You Shop

1. Get an OTD quote in writing before you visit. Any dealer can send a worksheet by email — if they won’t, that’s a red flag.
2. Ask for a quote with zero add-ons. Everything in the F&I office is optional. Say “please remove all dealer add-ons” and see what the price does.
3. Anchor to the OTD, not the listing. Dealers with a gap between advertised price and final OTD aren’t being straight with you. Don’t negotiate off the listing number.
4. Compare three dealers minimum. Even within the same metro, doc fees, add-on policies, and listing accuracy vary widely. Use this ranking as your shortlist.

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Rankings are generated from the CarEdge Dealer Transparency Index, a public methodology that scores dealers on verified out-the-door quotes — not Google star ratings or paid placements. CarEdge refreshes the rankings daily as new verified quotes come in.