Dealer Reviews

Best Lincoln Dealerships near Ottumwa, IA

ZS
Zach Shefska
5 min read
Featured image for Best Lincoln Dealerships near Ottumwa, IA

Key Takeaways

  • 2 Lincoln dealers within 150 miles of Ottumwa, IA graded using verified out-the-door quotes — not Google star ratings.
  • Stivers Ford Lincoln is the highest-graded Lincoln dealer in the Ottumwa, IA search area.
  • Every graded dealer on this list earned an A — a strong field with no major add-on or pricing red flags in verified quotes.
  • Get an OTD quote in writing before you visit any dealer. CarEdge tracks real prices, not advertised ones.

This is the CarEdge Dealer Transparency Index ranking for Lincoln dealers in the Ottumwa, IA search area. We graded every Lincoln dealer in the area with enough verified out-the-door quotes to score with confidence — using real PDFs, emails, and signed deals, not Google star ratings.

2 Lincoln dealers in the Ottumwa, IA search area currently clear the data threshold. It’s a smaller field — 4 more Lincoln dealers are tracked below but do not yet have enough verified quotes to grade — so treat this as a focused shortlist and still gather your own quotes. Here’s how they rank.

Last updated October 9, 2026. CarEdge refreshes these rankings daily as new verified out-the-door quotes come in.

Why This Search Covers 150 Miles

Small markets have fewer competing dealers. Fewer competitors means less pressure on price and fees.

CarEdge widened the search to 150 miles around Ottumwa to find 2 Lincoln dealers with enough verified out-the-door quotes to grade. None of them are within 50 miles. The closest graded dealer is Stivers Ford Lincoln in Waukee, about 84 miles from Ottumwa. Distances are approximate straight-line miles, so the drive will be longer. A dealer is graded once CarEdge has more than three verified out-the-door quotes from it. Dealers with fewer are listed under Limited Data.

The best deal may be a drive away. Get written out-the-door quotes from several dealers before you go, and compare the totals, not the advertised prices. CarEdge’s guide to buying a car in another state covers taxes, registration and delivery when the best quote comes from far away.

Watch CarEdge’s video on buying a car out of state:

The Best Lincoln Dealers in the Ottumwa, IA search area

The best Lincoln dealer in the Ottumwa, IA search area by verified out-the-door price data is Stivers Ford Lincoln (Waukee, IA): A grade, 100/100 across 5 verified quotes, with no dealer add-ons in any verified quote.

Close behind:

  1. Fort Dodge Ford Lincoln Toyota (Fort Dodge), A grade, 97/100 across 12 verified quotes, with a $180 doc fee, under the IA average of $193.

Full ranking, fees and add-on data for every graded dealer are below.

Top 2 Lincoln Dealers in the Ottumwa, IA search area

Ranked by CarEdge transparency score, highest to lowest. Each dealer profile links to the full review with verified out-the-door quotes.

#1 — Stivers Ford Lincoln

Grade: A · Score: 100/100 · Waukee, IA · about 84 miles from Ottumwa

Stivers Ford Lincoln is the top-graded Lincoln dealer in the Ottumwa, IA search area by verified data — A grade, 100/100, based on 5 verified OTD quotes.

  • Doc fee: $284 — well above the IA average of $193
  • Add-ons: None detected in verified quotes
  • Listing accuracy: 0.6% below the advertised listing
  • Verified quotes: 5

See full review & verified quotes →

#2 — Fort Dodge Ford Lincoln Toyota

Grade: A · Score: 97/100 · Fort Dodge, IA · about 136 miles from Ottumwa

Fort Dodge Ford Lincoln Toyota quoted prices 9.7% below the advertised listing — the kind of discount that rewards getting the OTD in writing.

  • Doc fee: $180 — below the IA average of $193
  • Add-ons: 17% of quotes, avg $233
  • Listing accuracy: 9.7% below the advertised listing
  • Verified quotes: 12

See full review & verified quotes →

Limited Data

These Lincoln dealers in the Ottumwa, IA search area have verified OTD data, but not yet enough to assign a confident grade. We’re actively collecting more quotes for these dealers.

  • Joe Machens Lincoln (Columbia, MO, about 143 miles from Ottumwa) — based on 1 verified OTD quote. View dealer page
  • Jensen Ford Lincoln Mercury (Marshalltown, IA, about 75 miles from Ottumwa) — based on 1 verified OTD quote. View dealer page
  • Ulrich Ford Lincoln (Pella, IA, about 39 miles from Ottumwa) — based on 2 verified OTD quotes. View dealer page
  • Clinton Ford Lincoln (Clinton, IA, about 125 miles from Ottumwa) — based on 1 verified OTD quote. View dealer page

About the CarEdge Dealer Transparency Index

Most dealer rankings come from Google star ratings and Yelp reviews — easy to game, impossible to verify. The CarEdge Dealer Transparency Index is different. We score every dealer using verified out-the-door quotes: real PDFs, emails, and screenshots from actual transactions.

Each dealer’s transparency score (out of 100) is weighted across four dimensions:

  • Fee Transparency (30%) — Is the doc fee reasonable compared to the state average?
  • Add-on Behavior (30%) — How often does the dealer bundle add-ons, and at what cost?
  • Price Accuracy (30%) — Does the listing price match the actual OTD price?
  • Data Quality (10%) — More verified quotes mean higher confidence in the grade.

Grades: A (90–100), B (80–89), C (70–79), D (60–69), F (below 60).

Ottumwa, IA Lincoln Dealer Rankings at a Glance

#DealerCityApprox. MilesGradeScoreDoc FeeAdd-OnsQuotes
1Stivers Ford LincolnWaukee84A100$284$05
2Fort Dodge Ford Lincoln ToyotaFort Dodge136A97$180$23312

More Lincoln Dealer Rankings near Ottumwa, IA

CarEdge ranks Lincoln dealers in nearby markets and statewide with the same verified out-the-door data:

How to Use This Data When You Shop

  1. Get an OTD quote in writing before you visit. Any dealer can send a worksheet by email — if they won’t, that’s a red flag.
  2. Ask for a quote with zero add-ons. Everything in the F&I office is optional. Say “please remove all dealer add-ons” and see what the price does.
  3. Anchor to the OTD, not the listing. Dealers with a gap between advertised price and final OTD aren’t being straight with you. Don’t negotiate off the listing number.
  4. Compare three dealers minimum. Even within the same metro, doc fees, add-on policies, and listing accuracy vary widely. Use this ranking as your shortlist.

Rankings are generated from the CarEdge Dealer Transparency Index, a public methodology that scores dealers on verified out-the-door quotes — not Google star ratings or paid placements. CarEdge refreshes the rankings daily as new verified quotes come in.

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