The Best New Car Offers in July: Low APRs and Great Lease Deals

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Last updated Jul 11, 2024

Take one look at this month’s incentives, and one thing becomes clear: big incentives are back, finally! Whether you’re buying or leasing, here’s a look at the best new car offers in July of 2024.

The Best Auto Loan Rate Offers

Seeking to finance your new vehicle with a low interest rate? Given that the average APR for new car loans is now over 9%, securing a low rate isn’t easy. However, these brands are stepping up to the plate with rare offers.

👉 Slash Your Car Loan Interest: Expert Tips for New and Used Car Buyers

0% Financing! Ford, Mazda, and Nissan Bring the Deals

Mazda financing offers

What do automakers do when they seriously need to sell some cars? They bring on zero percent financing. In a serious effort to attract buyers, all of the following models are all advertised for 0% APR in July 2024: 

2024 Ford F-150, 2024 Ford Mustang Mach-E, 2024 Ford Edge

2024 Mazda CX-30, CX-5, and Mazda3

2024 Kia EV9 and EV6

2023 Nissan Ariya, 2024 Nissan Pathfinder, 2024 Nissan Rogue, 2024 Nissan Titan

2024 Volkswagen ID.4

This month, multiple Mazda models join a host of others with zero percent APR offers. Ford is offering 0% APR for three popular models, and Nissan brings four to the table.

0.9% APR Offers: Mazda, Ford, and GM

Silverado financing offers

Get your hands on these models with 0.9% APR for qualified buyers. In July, GM brings the best deals at near zero percent APR.

These are the models advertised with 0.9% APR:

Buick Enclave, Encore

2024 GMC Terrain

2024 Honda Ridgeline

1.9% APR Offers: Chevrolet and Nissan

new car deals in june 2024

In July, Chevrolet is joined by Subaru, Nissan, and Kia with 1.9% APR financing deals. Considering that the average new car APR is now approaching 10%, this is a steal.

Chevrolet: Colorado, Equinox, Blazer, Trailblazer

2024 GMC Acadia, 2024 GMC Canyon

2023 Nissan Rogue

2024 Kia Sorento, Sportage

👉 Here’s every automaker’s best financing offers this month.

The Best Cash Offers in July

best cash offers July 2024

Cash is king in a high-interest environment. These are the new cars, trucks, and SUVs with the best cash incentives in July.

2024 Kia EV6 and Kia EV9: $7,500 cash offer

Dodge Charger and Challenger: $3,750 cash allowance; $3,600 cash allowance for remaining 2023 Dodge Durango

Hyundai: $2,500 off the 2024 Santa Cruz

Jeep: 2024 Grand Cherokee: $5,500 cash discount

Ram 1500: Up to $7,625 cash discount

👉 See ALL of the best APR and cash offers from every major automaker

The Best Lease Deals in July

new car offers july 2024

When it comes to new car incentives, more shoppers are considering a lease as MSRPs soar ever higher. These are the best lease deals this month.


Honda Accord lease deals

Sedans may be out of style, but they’re the most affordable. Check out these sedan lease offers for July 2024:

SUVs & Crossovers

SUV lease deals this month

This month, SUV lease deals provide compelling offers for families. With very high interest rates, now is a great time to consider leasing, but only if you get a good deal.


best truck lease offers

For truck fans, the Ford F-150 is the best truck lease deal in July 2024. 

  • GMC Sierra 1500 Crew Cab 4WD LT: $389 per month for 36 months with $4,509 due
  • Ford F-150 XLT SuperCrew 4×4: $469/month for 36 months with $6,159 due
  • Honda Ridgeline: $369 per month for 36 months with $3,799 due

See all of this month’s best truck offers here.

👉 See ALL of the best lease deals from every major automaker

Free Car Buying Help Is Here!

Car buying cheat sheet

Ready to outsmart the dealerships? Download your 100% free car buying cheat sheets today. From negotiating a deal to leasing a car the smart way, it’s all available for instant download. Get your cheat sheets today!


  1. Bob Bishop

    The pictures of the traverse is the 2024 model not the 2023

    • Justin Fischer

      Thanks! We corrected the image with a 2023 model.

  2. Corliss

    will you consider adding PayPal for the monthly subscription in addition to the credit cards?


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