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The Worst Car Deals of January 2026: Skip These 5 Offers

Key Takeaways

  • Excessive upfront costs are a major red flag – The GMC Yukon demands nearly $15,000 due at signing for a vehicle you’ll never own.
  • Long-term financing is a trap – Avoid 84-month loans at all costs. Financing for seven years will leave most buyers underwater on their loan for years.
  • Slow-selling vehicles aren’t delivering the discounts they should – January incentives are surprisingly weak given how desperate dealers should be to move aging inventory.
  • Skip the dealership and skip the stress. Learn how CarEdge makes negotiating your deal quick and EASY.

Sure, the year-end sales bonanza is behind us, but January still has plenty of solid deals if you’re willing to dig a little. The catch? Not every offer is worth your time. Some are downright underwhelming once you read the fine print. We went through the latest manufacturer incentives to flag the ones you should probably ignore. Here are the 5 worst manufacturer incentives for new cars this month.

Don’t miss our roundup of the best January deals, featuring the best values in the market.

2025 Jeep Grand Wagoneer

Jeep Grand Wagoneer offers in January 2026

In January, Jeep is advertising a Grand Wagoneer lease starting at $1,320/month for 39 months with $3999 due at signing. Worse yet, this is for the base model. There are better lease offers to be found with the Chevrolet Tahoe and Ford Expedition. Did we mention that this model is already a year old, too? 

See Jeep offer details, or browse local listings like a pro.

2026 GMC Sierra 2500

worst truck deals right now: GMC Sierra 2500

Unless there’s zero chance that you’ll EVER be trading in your truck for something newer, the consumer advocates here at CarEdge plead that you stay far away from any seven year auto loans. In January, GMC is advertising 6.9% APR financing for 84 months when you finance a Sierra 1500 Denali. That’s going to put a lot of folks in negative equity, and that’s not something GMC should be proud of.

See GMC offer details, or browse local listings like a pro.

2026 GMC Yukon

Worst SUV deals in 2026

Rarely do you come across a non-luxury lease deal advertising $14,749 due at signing, but that’s exactly how GMC is diving into the new year. And as with any lease advertisement, this is before taxes and fees. In some cases, lessees will be putting about $20,000 down at signing for a vehicle they’ll never loan. Yikes!

See GMC offer details, or browse local listings like a pro.

2026 Jaguar F-PACE

Jaguar deals January 2026

The F-PACE has been one of the slowest-selling luxury models for months on end. With those market conditions in mind, you’d think there would be bargains. However, the best offer in January is a F-PACE P250 R-Dynamic S AWD lease for $679/month for 36 months with $6995 due at signing. That’s a mouthful. Or, finance with 3.9% APR for 48 months. 

That might not seem bad on the surface, but again, this is one of the slowest-selling cars in America right now. Nearly $7,000 due at signing just doesn’t add up.

See Jaguar offer details, or browse local listings like a pro.

2025 Dodge Hornet

January crossover deals 2026

For a year-old new car, you’d expect major savings, perhaps 10-15% off MSRP. In January 2026, the best Stellantis can do is just $1,500 in cash savings for the 2025 Dodge Hornet GT and GT Plus. We’d call it shocking, but it’s par for the course from Stellantis. Skip this deal!

See Dodge offer details, or browse local listings like a pro.

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Last updated Jan 6, 2026

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