Best Car Dealerships in Waco, Ranked by CarEdge Data
Key Takeaways
- The top 15 car dealerships in Waco across all brands, ranked by CarEdge on verified out-the-door quotes — not star ratings.
- Cleo Bay Subaru (Subaru, Killeen) is the most transparent dealership in the Waco metro by verified data.
- Brand-by-brand rankings are linked below if you already know what you're shopping.
- Get an OTD quote in writing before you visit any dealer. CarEdge tracks real prices, not advertised ones.
This is the CarEdge Dealer Transparency Index ranking for car dealerships in the Waco metro — every brand, scored on verified out-the-door quotes, not Google star ratings.
We graded 15 dealerships across the Waco area; below are the 15 most transparent by score. Already know your brand? Jump to the brand-by-brand rankings below.
About the CarEdge Dealer Transparency Index
Most dealer rankings come from Google star ratings and Yelp reviews — easy to game, impossible to verify. The CarEdge Dealer Transparency Index is different. We score every dealer using verified out-the-door quotes: real PDFs, emails, and screenshots from actual transactions.
Each dealer’s transparency score (out of 100) is weighted across four dimensions:
- Fee Transparency (30%) — Is the doc fee reasonable compared to the state average?
- Add-on Behavior (30%) — How often does the dealer bundle add-ons, and at what cost?
- Price Accuracy (30%) — Does the listing price match the actual OTD price?
- Data Quality (10%) — More verified quotes mean higher confidence in the grade.
Grades: A (90–100), B (80–89), C (70–79), D (60–69), F (below 60).
Top 15 Car Dealerships in Waco
Ranked by CarEdge transparency score across all brands, highest to lowest.
#1 — Cleo Bay Subaru
Subaru · Grade: A · Score: 100/100 · Killeen, TX
Cleo Bay Subaru is an A-grade Subaru dealer in Waco on verified out-the-door data — 100/100 across 12 verified quotes.
- Doc fee: $225 — below the TX average of $241
- Add-ons: None detected in verified quotes
- Listing accuracy: 0.5% above the advertised listing
- Verified quotes: 12
See full review & verified quotes →
#2 — Allen Samuels Chry Dodge Jeep
Dodge · Grade: A · Score: 100/100 · Waco, TX
Allen Samuels Chry Dodge Jeep is an A-grade Dodge dealer in Waco on verified out-the-door data — 100/100 across 11 verified quotes.
- Doc fee: $434 — well above the TX average of $241
- Add-ons: None detected in verified quotes
- Listing accuracy: 5.6% below the advertised listing
- Verified quotes: 11
See full review & verified quotes →
#3 — Cleo Bay Honda
Honda · Grade: A · Score: 100/100 · Killeen, TX
Cleo Bay Honda is an A-grade Honda dealer in Waco on verified out-the-door data — 100/100 across 5 verified quotes.
- Doc fee: $225 — below the TX average of $241
- Add-ons: None detected in verified quotes
- Listing accuracy: 1.4% above the advertised listing
- Verified quotes: 5
See full review & verified quotes →
#4 — Toyota Of Killeen
Toyota · Grade: A · Score: 99/100 · Killeen, TX
Toyota Of Killeen is an A-grade Toyota dealer in Waco on verified out-the-door data — 99/100 across 20 verified quotes.
- Doc fee: $225 — below the TX average of $241
- Add-ons: None detected in verified quotes
- Listing accuracy: Quoted price matches the advertised listing
- Verified quotes: 20
See full review & verified quotes →
#5 — Volvo Cars Of Temple
Volvo · Grade: A · Score: 98/100 · Temple, TX
Volvo Cars Of Temple is an A-grade Volvo dealer in Waco on verified out-the-door data — 98/100 across 5 verified quotes.
- Doc fee: $254 — above the TX average of $241
- Add-ons: None detected in verified quotes
- Listing accuracy: 1.5% below the advertised listing
- Verified quotes: 5
See full review & verified quotes →
#6 — Douglass Nissan
Nissan · Grade: A · Score: 96/100 · Waco, TX
Douglass Nissan is an A-grade Nissan dealer in Waco on verified out-the-door data — 96/100 across 8 verified quotes.
- Doc fee: $225 — below the TX average of $241
- Add-ons: 25% of quotes, avg $471
- Listing accuracy: 5.2% below the advertised listing
- Verified quotes: 8
See full review & verified quotes →
#7 — Mercedes-Benz Of Waco
Mercedes-Benz · Grade: A · Score: 95/100 · Waco, TX
Mercedes-Benz Of Waco is an A-grade Mercedes-Benz dealer in Waco on verified out-the-door data — 95/100 across 6 verified quotes.
- Doc fee: $225 — below the TX average of $241
- Add-ons: 17% of quotes, avg $250
- Listing accuracy: 3.3% above the advertised listing
- Verified quotes: 6
See full review & verified quotes →
#8 — Waco Mitsubishi
Mitsubishi · Grade: A · Score: 94/100 · Waco, TX
Waco Mitsubishi is an A-grade Mitsubishi dealer in Waco on verified out-the-door data — 94/100 across 5 verified quotes.
- Doc fee: $225 — below the TX average of $241
- Add-ons: 20% of quotes, avg $10
- Listing accuracy: 1.9% above the advertised listing
- Verified quotes: 5
See full review & verified quotes →
#9 — Ancira Patriot Buick Gmc
Buick · Grade: A · Score: 91/100 · Killeen, TX
Ancira Patriot Buick Gmc is an A-grade Buick dealer in Waco on verified out-the-door data — 91/100 across 12 verified quotes.
- Doc fee: $225 — below the TX average of $241
- Add-ons: 50% of quotes, avg $484
- Listing accuracy: 8.4% below the advertised listing
- Verified quotes: 12
See full review & verified quotes →
#10 — Garlyn Shelton Mazda
Mazda · Grade: A · Score: 91/100 · Temple, TX
Garlyn Shelton Mazda is an A-grade Mazda dealer in Waco on verified out-the-door data — 91/100 across 8 verified quotes.
- Doc fee: $225 — below the TX average of $241
- Add-ons: None detected in verified quotes
- Listing accuracy: 3.6% below the advertised listing
- Verified quotes: 8
See full review & verified quotes →
#11 — Don Ringler Toyota
Toyota · Grade: B · Score: 89/100 · Temple, TX
Don Ringler Toyota is a B-grade Toyota dealer in Waco on verified out-the-door data — 89/100 across 5 verified quotes.
- Doc fee: $225 — below the TX average of $241
- Add-ons: 40% of quotes, avg $239
- Listing accuracy: Quoted price matches the advertised listing
- Verified quotes: 5
See full review & verified quotes →
#12 — University Kia
Kia · Grade: B · Score: 87/100 · Waco, TX
University Kia is a B-grade Kia dealer in Waco on verified out-the-door data — 87/100 across 23 verified quotes.
- Doc fee: $390 — well above the TX average of $241
- Add-ons: 44% of quotes, avg $598
- Listing accuracy: 0.5% above the advertised listing
- Verified quotes: 23
See full review & verified quotes →
#13 — Dennis Eakin Kia
Kia · Grade: B · Score: 86/100 · Killeen, TX
Dennis Eakin Kia is a B-grade Kia dealer in Waco on verified out-the-door data — 86/100 across 15 verified quotes.
- Doc fee: $241 — at the TX average
- Add-ons: 53% of quotes, avg $1,350
- Listing accuracy: 3.4% above the advertised listing
- Verified quotes: 15
See full review & verified quotes →
#14 — Waco Hyundai
Hyundai · Grade: B · Score: 82/100 · Waco, TX
Waco Hyundai is a B-grade Hyundai dealer in Waco on verified out-the-door data — 82/100 across 5 verified quotes.
- Doc fee: $225 — below the TX average of $241
- Add-ons: 60% of quotes, avg $577
- Listing accuracy: 1.2% below the advertised listing
- Verified quotes: 5
See full review & verified quotes →
#15 — Hillsboro Ford
Ford · Grade: F · Score: 45/100 · Hillsboro, TX
Hillsboro Ford is an F-grade Ford dealer in Waco on verified out-the-door data — 45/100 across 9 verified quotes.
- Doc fee: Not available
- Add-ons: 67% of quotes, avg $997
- Listing accuracy: 0.9% above the advertised listing
- Verified quotes: 9
See full review & verified quotes →
Waco Car Dealer Rankings at a Glance
| # | Dealer | City | Grade | Score | Doc Fee | Add-Ons | Quotes |
|---|---|---|---|---|---|---|---|
| 1 | Cleo Bay Subaru | Killeen | A | 100 | $225 | $0 | 12 |
| 2 | Allen Samuels Chry Dodge Jeep | Waco | A | 100 | $434 | $0 | 11 |
| 3 | Cleo Bay Honda | Killeen | A | 100 | $225 | $0 | 5 |
| 4 | Toyota Of Killeen | Killeen | A | 99 | $225 | $0 | 20 |
| 5 | Volvo Cars Of Temple | Temple | A | 98 | $254 | $0 | 5 |
| 6 | Douglass Nissan | Waco | A | 96 | $225 | $471 | 8 |
| 7 | Mercedes-Benz Of Waco | Waco | A | 95 | $225 | $250 | 6 |
| 8 | Waco Mitsubishi | Waco | A | 94 | $225 | $10 | 5 |
| 9 | Ancira Patriot Buick Gmc | Killeen | A | 91 | $225 | $484 | 12 |
| 10 | Garlyn Shelton Mazda | Temple | A | 91 | $225 | $0 | 8 |
| 11 | Don Ringler Toyota | Temple | B | 89 | $225 | $239 | 5 |
| 12 | University Kia | Waco | B | 87 | $390 | $598 | 23 |
| 13 | Dennis Eakin Kia | Killeen | B | 86 | $241 | $1,350 | 15 |
| 14 | Waco Hyundai | Waco | B | 82 | $225 | $577 | 5 |
| 15 | Hillsboro Ford | Hillsboro | F | 45 | — | $997 | 9 |
How to Use This Data When You Shop
- Get an OTD quote in writing before you visit. Any dealer can send a worksheet by email — if they won’t, that’s a red flag.
- Ask for a quote with zero add-ons. Everything in the F&I office is optional. Say “please remove all dealer add-ons” and see what the price does.
- Anchor to the OTD, not the listing. Dealers with a gap between advertised price and final OTD aren’t being straight with you. Don’t negotiate off the listing number.
- Compare three dealers minimum. Even within the same metro, doc fees, add-on policies, and listing accuracy vary widely. Use this ranking as your shortlist.
Rankings are generated from the CarEdge Dealer Transparency Index, a public methodology that scores dealers on verified out-the-door quotes — not Google star ratings or paid placements. Data updated quarterly. Last updated: Q3 2026.
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