Your inputs
01Vehicle
12% of price
02Loan terms
Auto
03Vehicle details
Tip: calculations refresh automatically as you edit any field. Adjust the interest rate if you have a real rate quote.
Payment Summary
Kia Soul Monthly Payment
Estimated monthly payment
$490.90
for 60 months at 8.99% APR
Where your money goesover 60 months
- Principal
- $23,654
- Interest
- $5,800
80% of every payment goes toward equity in the Soul; the rest is interest.
- Loan Term
- 60 mo
- Total Principal
- $23,654
- APR
- 8.99%
- Total Interest
- $5,800
- Paid in Full
- May 2031
- Total Cost of Loan
- $29,454
Resale vs. loan balance
Kia Soul Projected Resale Value vs Loan Balance
Share
| Year | Resale Value | Loan Balance | Difference |
|---|---|---|---|
| 0 | $24,910 | $23,654 | +$1,256 (5%) |
| 1 | $24,910 | $19,730 | +$5,180 (21%) |
| 2 | $20,361 | $15,439 | +$4,922 (24%) |
| 3 | $19,300 | $10,746 | +$8,554 (44%) |
| 4 | $15,995 | $5,614 | +$10,381 (65%) |
| 5 | $14,844 | $0 | +$14,844 (100%) |
| 6 | $14,022 | $0 | +$14,022 (100%) |
| 7 | $12,609 | $0 | +$12,609 (100%) |
| 8 | $12,051 | $0 | +$12,051 (100%) |
| 9 | $11,897 | $0 | +$11,897 (100%) |
| 10 | $11,710 | $0 | +$11,710 (100%) |