Mazda CX-5 Loan Calculator

Our Loan Calculator display shows you how your Mazda CX-5 loan balance compares to the ongoing value of your vehicle. With financing, each monthly payment will reduce the balance of your loan. Unfortunately, during this same period, your vehicle's resale value will decline as well. The purpose of this tool is to show you how you can finance your CX-5 to ensure that your loan balance declines faster than the value of your vehicle.

With your results below, the goal is to have the shaded area be entirely green. This likely means that the value of your vehicle will always be greater than your loan balance. If you see yellow or red, your loan balance at some point will be at or above the value of your vehicle. You want to avoid this as we describe here. For the best financial outcome, adjust your loan terms, or choose a vehicle that doesn't depreciate as rapidly.

Mazda CX-5 Payment & Amortization Calculator

Vehicle Price
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Interest Rate
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Model Year
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tip: Update the price if you change the model year.      reset this form
Projected Resale Value
Loan Balance Exceeds Resale Value
Loan Balance Near Resale Value
Loan Balance Below Resale Value

Refinancing an Auto Loan

Refinancing an auto loan means taking out a new loan to replace your current one, usually to get a lower interest rate or better terms. This can lower your monthly payments or save you money on interest over time. It's a good option if your credit score has improved or if interest rates have gone down, but it's important to make sure the benefits outweigh the costs. Use the form below to see the best rates available from reputable lenders instantly.

Mazda CX-5 Projected Resale Value vs Loan Balance

Year Resale Value Loan Balance Difference
0 $32,612 $26,090 +$6,522 (20%)
1 $27,883 $22,463 +$5,420 (19%)
2 $25,604 $18,572 +$7,032 (27%)
3 $23,800 $14,405 +$9,395 (39%)
4 $20,963 $9,934 +$11,029 (53%)
5 $20,157 $5,140 +$15,017 (75%)
6 $18,644 $0 +$18,644 (100%)

Mazda CX-5 Monthly Payment

Loan Term 72 Months
APR 6.99%
Paid in Full Feb, 2031
$444.68
Total Principal $26,090
Total Interest $5,927
Total Cost of Loan $32,017
$444.68
Loan Term 72 Months
APR 6.99%
Paid in Full Feb, 2031
Total Principal $26,090
Total Interest $5,927
Total Cost of Loan $32,017

Mazda CX-5 Loan Amortization

Month Interest Principal Balance
Mar, 2025 $151.97 $293.00 $25,797.00
Apr, 2025 $150.27 $294.00 $25,503.00
May, 2025 $148.55 $296.00 $25,207.00
Jun, 2025 $146.83 $298.00 $24,909.00
Jul, 2025 $145.09 $300.00 $24,609.00
Aug, 2025 $143.35 $301.00 $24,308.00

This Mazda CX-5 is expected to lose $13,968 of its resale value during the 72 months of this loan. Check out our Mazda CX-5 Depreciation Calculator for a detailed analysis of the CX-5's past and expected future depreciation. This user-friendly tool allows you to interactively see how well the CX-5 has, and will continue to, hold its value, during your specific ownership period. It will even suggest to you the best CX-5 model years to buy to get the best value.

Other Mazda CX-5 Costs of Ownership

Finding a car or truck that saves on financing costs is important. But, it's also imperative to view all major Mazda CX-5 costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses:

Mazda CX-5s For Sale

2016 Mazda CX-5 Touring

Mileage: 123,984
Mileage: 123,984     Price: $11,600
Location: Sterling, VA ~ 3 miles away
Dealer: Stohlman Subaru Of Sterling
Days on Market: 21
Colors (ext/int): Jet Black Mica / Black

$11,600


2018 Mazda CX-5 Touring

Mileage: 28,893
Mileage: 28,893     Price: $21,991
Location: Sterling, VA ~ 3 miles away
Dealer: Autonation Honda Dulles
Days on Market: 64
Colors (ext/int): Blue / Grey

$21,991


2014 Mazda CX-5 Sport

Mileage: 92,595
Mileage: 92,595     Price: $12,390
Location: Sterling, VA ~ 3 miles away
Dealer: Autonation Honda Dulles
Days on Market: 170
Colors (ext/int): Jet Black Mica / Black

$12,390




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