Nissan NV Cargo Loan Calculator

Our Loan Calculator display shows you how your Nissan NV Cargo loan balance compares to the ongoing value of your vehicle. With financing, each monthly payment will reduce the balance of your loan. Unfortunately, during this same period, your vehicle's resale value will decline as well. The purpose of this tool is to show you how you can finance your NV Cargo to ensure that your loan balance declines faster than the value of your vehicle.

With your results below, the goal is to have the shaded area be entirely green. This likely means that the value of your vehicle will always be greater than your loan balance. If you see yellow or red, your loan balance at some point will be at or above the value of your vehicle. You want to avoid this as we describe here. For the best financial outcome, adjust your loan terms, or choose a vehicle that doesn't depreciate as rapidly.

Nissan NV Cargo Payment & Amortization Calculator

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tip: Update the price if you change the model year.      reset this form
Projected Resale Value
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Refinancing an Auto Loan

Refinancing an auto loan means taking out a new loan to replace your current one, usually to get a lower interest rate or better terms. This can lower your monthly payments or save you money on interest over time. It's a good option if your credit score has improved or if interest rates have gone down, but it's important to make sure the benefits outweigh the costs. Use the form below to see the best rates available from reputable lenders instantly.

Nissan NV Cargo Projected Resale Value vs Loan Balance

Year Resale Value Loan Balance Difference
0 $41,830 $41,830 $0 (0%)
1 $35,221 $34,588 +$633 (2%)
2 $34,016 $26,823 +$7,193 (21%)
3 $31,034 $18,495 +$12,539 (40%)
4 $29,678 $9,568 +$20,110 (68%)
5 $26,993 $0 +$26,993 (100%)

Nissan NV Cargo Monthly Payment

Loan Term 60 Months
APR 6.99%
Paid in Full Feb, 2030
$828.09
Total Principal $41,830
Total Interest $7,850
Total Cost of Loan $49,680
$828.09
Loan Term 60 Months
APR 6.99%
Paid in Full Feb, 2030
Total Principal $41,830
Total Interest $7,850
Total Cost of Loan $49,680

Nissan NV Cargo Loan Amortization

Month Interest Principal Balance
Mar, 2025 $243.66 $584.00 $41,246.00
Apr, 2025 $240.26 $588.00 $40,658.00
May, 2025 $236.83 $591.00 $40,067.00
Jun, 2025 $233.39 $595.00 $39,472.00
Jul, 2025 $229.92 $598.00 $38,874.00
Aug, 2025 $226.44 $602.00 $38,272.00

This Nissan NV Cargo is expected to lose $14,837 of its resale value during the 60 months of this loan. Check out our Nissan NV Cargo Depreciation Calculator for a detailed analysis of the NV Cargo's past and expected future depreciation. This user-friendly tool allows you to interactively see how well the NV Cargo has, and will continue to, hold its value, during your specific ownership period. It will even suggest to you the best NV Cargo model years to buy to get the best value.

Other Nissan NV Cargo Costs of Ownership

Finding a car or truck that saves on financing costs is important. But, it's also imperative to view all major Nissan NV Cargo costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses:

Nissan NV Cargos For Sale

2019 Nissan NV Cargo S

Mileage: 187,094
Mileage: 187,094     Price: $14,950
Location: Sterling, VA ~ 4 miles away
Dealer: Easterns Automotive Group
Days on Market: 480
Colors (ext/int): Glacier White(White) / Gray

$14,950


2020 Nissan NV Cargo SV

Mileage: 66,188
Mileage: 66,188     Price: $25,000
Location: Chantilly, VA ~ 10 miles away
Dealer: Fair Oaks Chrysler Jeep Dodge
Days on Market: 74
Colors (ext/int): Glacier White / Gray

$25,000


2014 Nissan NV Cargo SV

Mileage: 115,000
Mileage: 115,000     Price: $19,995
Location: Manassas, VA ~ 17 miles away
Dealer: Commercial Auto & Trucks
Days on Market: 388
Colors (ext/int): White / Gray

$19,995




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