Porsche Panamera Insurance Cost

Auto insurance for a Porsche Panamera will cost about $2,624 per year.

This is more than the national average for luxury sedan models by $837. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Porsche Panamera.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Porsche Panamera insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Porsche Panamera Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $8,887 $13,050 $15,267
18 $8,282 $12,162 $14,228
19 $7,320 $10,748 $12,574
20 $6,382 $9,372 $10,963
21 $5,352 $7,859 $9,194
22 $5,212 $7,654 $8,954
23 $4,561 $6,697 $7,835
24 $4,333 $6,362 $7,443
25 $3,739 $5,491 $6,423
30 $2,913 $4,277 $5,004
35 $2,728 $4,006 $4,686
40 $2,624 $3,853 $4,507
45 $2,553 $3,749 $4,386
55 $2,342 $3,438 $4,022
65 $2,443 $3,587 $4,196
75 $3,083 $4,527 $5,296

Porsche Panamera car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Porsche Panamera by state.

Porsche Panamera Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $2,780 $4,038 $5,139
Alaska $2,299 $3,188 $3,098
Arizona $2,600 $3,758 $5,537
Arkansas $2,850 $4,478 $4,931
California $3,173 $5,612 $3,173
Colorado $2,961 $4,144 $5,258
Connecticut $3,783 $5,868 $7,448
Delaware $3,132 $4,174 $5,361
Florida $3,729 $5,159 $6,723
Georgia $3,040 $4,546 $4,584
Hawaii $1,214 $1,649 $1,214
Idaho $2,110 $2,797 $3,401
Illinois $2,209 $3,338 $3,806
Indiana $2,269 $3,469 $3,892
Iowa $1,797 $2,465 $2,898
Kansas $2,391 $3,479 $4,069
Kentucky $3,456 $5,074 $5,992
Louisiana $4,437 $6,707 $7,272
Maine $1,678 $2,319 $3,424
Maryland $2,715 $3,952 $4,389
Massachusetts $2,177 $3,798 $2,177
Michigan $5,254 $8,007 $12,630
Minnesota $2,163 $2,884 $4,061
Mississippi $2,611 $3,724 $3,749
Missouri $2,460 $3,517 $4,621
Montana $2,501 $3,490 $4,063
Nebraska $2,114 $3,127 $3,397
Nevada $3,488 $5,173 $5,465
New Hampshire $2,426 $3,836 $4,850
New Jersey $2,673 $4,194 $5,488
New Mexico $2,730 $4,060 $4,215
New York $2,528 $3,184 $5,315
North Carolina $1,567 $2,693 $1,920
North Dakota $2,145 $3,260 $3,855
Ohio $1,912 $2,950 $3,024
Oklahoma $3,054 $4,373 $4,924
Oregon $2,779 $3,729 $4,454
Pennsylvania $2,341 $3,437 $4,021
Rhode Island $3,908 $5,733 $6,456
South Carolina $2,654 $3,678 $5,077
South Dakota $2,381 $3,431 $3,959
Tennessee $2,801 $4,123 $5,490
Texas $2,820 $4,074 $5,068
Utah $2,399 $3,362 $4,626
Vermont $1,847 $2,844 $3,006
Virginia $1,740 $2,671 $2,618
Washington $2,303 $3,126 $3,732
West Virginia $2,317 $3,318 $4,158
Wisconsin $2,310 $3,606 $4,113
Wyoming $2,157 $3,019 $3,215

Porsche Panamera Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Porsche Panamera ranks for Insurance compared to other vehicles. Also check out how the Panamera stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Porsche Panamera Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Porsche Panamera costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: