Porsche Panamera Insurance Cost

Auto insurance for a Porsche Panamera will cost about $3,322 per year.

This is more than the national average for luxury sedan models by $1,255. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Porsche Panamera. Visit our Competitive Quote Tool to see if you can find lower rates for a Panamera.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

These Porsche Panamera insurance cost estimates are a result of our ongoing nationwide research and analysis, but they are only averages. We recommend that you let our trusted insurance partners do the shopping for you using our Competitive Quote Tool. While it's free to use, we do receive a small commission if you find a better deal.

Porsche Panamera insurance Cost

Age Good Driver Recent Accident Poor Credit
17 $11,252 $16,759 $19,811
18 $10,486 $15,618 $18,462
19 $9,267 $13,803 $16,316
20 $8,080 $12,035 $14,227
21 $6,776 $10,093 $11,931
22 $6,599 $9,829 $11,619
23 $5,774 $8,601 $10,167
24 $5,486 $8,171 $9,659
25 $4,734 $7,051 $8,335
30 $3,688 $5,493 $6,493
35 $3,454 $5,145 $6,081
40 $3,322 $4,948 $5,849
45 $3,232 $4,815 $5,691
55 $2,965 $4,416 $5,220
65 $3,092 $4,606 $5,445
75 $3,903 $5,813 $6,872

Porsche Panamera car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Porsche Panamera by state.

Porsche Panamera Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $3,520 $4,930 $6,170
Alaska $2,911 $4,240 $4,443
Arizona $3,291 $5,105 $7,280
Arkansas $3,608 $5,466 $6,114
California $4,018 $7,027 $4,018
Colorado $3,749 $5,190 $6,474
Connecticut $4,790 $7,406 $9,485
Delaware $3,965 $5,460 $7,248
Florida $4,721 $6,413 $8,361
Georgia $3,849 $5,933 $6,087
Hawaii $1,538 $2,122 $1,538
Idaho $2,671 $3,595 $4,476
Illinois $2,796 $4,133 $4,793
Indiana $2,873 $4,489 $5,239
Iowa $2,275 $3,413 $3,977
Kansas $3,027 $4,457 $5,279
Kentucky $4,376 $6,582 $7,741
Louisiana $5,618 $8,585 $9,243
Maine $2,124 $2,849 $4,157
Maryland $3,438 $5,040 $5,952
Massachusetts $2,757 $4,662 $2,757
Michigan $6,652 $10,001 $15,377
Minnesota $2,738 $3,678 $5,445
Mississippi $3,306 $4,993 $5,275
Missouri $3,115 $4,290 $5,548
Montana $3,167 $4,956 $5,465
Nebraska $2,677 $3,790 $4,311
Nevada $4,415 $6,665 $7,312
New Hampshire $3,072 $4,950 $6,304
New Jersey $3,384 $5,335 $6,883
New Mexico $3,456 $4,973 $5,585
New York $3,201 $4,169 $6,729
North Carolina $1,984 $3,204 $2,469
North Dakota $2,715 $4,180 $5,306
Ohio $2,421 $3,960 $4,102
Oklahoma $3,866 $5,805 $6,584
Oregon $3,518 $5,314 $6,096
Pennsylvania $2,964 $4,482 $5,143
Rhode Island $4,948 $7,593 $8,684
South Carolina $3,360 $4,863 $6,939
South Dakota $3,015 $4,148 $4,976
Tennessee $3,546 $5,303 $6,691
Texas $3,571 $5,255 $6,597
Utah $3,037 $4,392 $6,058
Vermont $2,338 $3,739 $4,087
Virginia $2,203 $3,317 $3,524
Washington $2,916 $4,381 $5,165
West Virginia $2,934 $4,273 $5,276
Wisconsin $2,925 $4,270 $5,186
Wyoming $2,730 $4,012 $4,486

Other Important Costs of Owning a Porsche Panamera

Insurance is a major vehicle related expense. There are also some others to be aware of. See our cost analyses on Porsche Panamera depreciation, maintenance and financing. These will provide you with even more knowledge before making such an important financial decision.

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Do you have more questions on our data or methodologies? Great, we're skeptics too. Here are some common questions and answers.