Porsche Panamera Insurance Cost

Auto insurance for a Porsche Panamera will cost about $2,887 per year.

This is more than the national average for luxury sedan models by $993. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Porsche Panamera.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Porsche Panamera insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Porsche Panamera Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $9,778 $14,358 $16,796
18 $9,112 $13,380 $15,653
19 $8,053 $11,825 $13,833
20 $7,022 $10,311 $12,062
21 $5,888 $8,646 $10,115
22 $5,735 $8,421 $9,851
23 $5,018 $7,368 $8,620
24 $4,767 $7,000 $8,189
25 $4,114 $6,041 $7,067
30 $3,205 $4,706 $5,505
35 $3,001 $4,407 $5,156
40 $2,887 $4,239 $4,959
45 $2,809 $4,125 $4,825
55 $2,576 $3,783 $4,425
65 $2,687 $3,946 $4,616
75 $3,392 $4,980 $5,826

Porsche Panamera car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Porsche Panamera by state.

Porsche Panamera Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $3,059 $4,442 $5,654
Alaska $2,530 $3,507 $3,409
Arizona $2,860 $4,135 $6,091
Arkansas $3,136 $4,927 $5,425
California $3,491 $6,174 $3,491
Colorado $3,258 $4,560 $5,785
Connecticut $4,162 $6,456 $8,194
Delaware $3,446 $4,592 $5,899
Florida $4,103 $5,676 $7,397
Georgia $3,345 $5,002 $5,043
Hawaii $1,336 $1,814 $1,336
Idaho $2,321 $3,077 $3,741
Illinois $2,430 $3,673 $4,188
Indiana $2,496 $3,816 $4,282
Iowa $1,977 $2,712 $3,189
Kansas $2,630 $3,827 $4,476
Kentucky $3,803 $5,582 $6,592
Louisiana $4,882 $7,379 $8,001
Maine $1,846 $2,552 $3,767
Maryland $2,987 $4,348 $4,829
Massachusetts $2,396 $4,179 $2,396
Michigan $5,781 $8,809 $13,895
Minnesota $2,380 $3,173 $4,468
Mississippi $2,873 $4,097 $4,124
Missouri $2,707 $3,870 $5,084
Montana $2,752 $3,840 $4,470
Nebraska $2,326 $3,440 $3,738
Nevada $3,837 $5,691 $6,012
New Hampshire $2,669 $4,221 $5,336
New Jersey $2,941 $4,614 $6,038
New Mexico $3,003 $4,467 $4,637
New York $2,782 $3,503 $5,847
North Carolina $1,724 $2,963 $2,113
North Dakota $2,360 $3,586 $4,241
Ohio $2,104 $3,245 $3,327
Oklahoma $3,360 $4,811 $5,417
Oregon $3,057 $4,102 $4,900
Pennsylvania $2,575 $3,781 $4,424
Rhode Island $4,300 $6,307 $7,102
South Carolina $2,920 $4,047 $5,586
South Dakota $2,620 $3,775 $4,356
Tennessee $3,081 $4,536 $6,040
Texas $3,103 $4,483 $5,576
Utah $2,639 $3,699 $5,089
Vermont $2,032 $3,129 $3,307
Virginia $1,914 $2,939 $2,880
Washington $2,534 $3,439 $4,106
West Virginia $2,550 $3,651 $4,574
Wisconsin $2,542 $3,968 $4,525
Wyoming $2,373 $3,322 $3,537

Porsche Panamera Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Porsche Panamera ranks for Insurance compared to other vehicles. Also check out how the Panamera stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Porsche Panamera Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Porsche Panamera costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: