Porsche Panamera Insurance Cost

Auto insurance for a Porsche Panamera will cost about $3,877 per year.

This is more than the national average for luxury sedan models by $1,652. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Porsche Panamera.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Porsche Panamera insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Porsche Panamera Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $13,134 $19,285 $22,561
18 $12,240 $17,973 $21,026
19 $10,817 $15,883 $18,581
20 $9,432 $13,849 $16,202
21 $7,909 $11,614 $13,587
22 $7,703 $11,311 $13,232
23 $6,740 $9,897 $11,578
24 $6,403 $9,402 $10,999
25 $5,526 $8,114 $9,492
30 $4,305 $6,321 $7,394
35 $4,032 $5,920 $6,926
40 $3,877 $5,693 $6,661
45 $3,773 $5,540 $6,481
55 $3,460 $5,081 $5,944
65 $3,609 $5,300 $6,200
75 $4,556 $6,690 $7,826

Porsche Panamera car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Porsche Panamera by state.

Porsche Panamera Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $4,108 $5,967 $7,595
Alaska $3,398 $4,710 $4,579
Arizona $3,842 $5,554 $8,182
Arkansas $4,212 $6,618 $7,286
California $4,690 $8,293 $4,690
Colorado $4,376 $6,124 $7,771
Connecticut $5,591 $8,671 $11,007
Delaware $4,629 $6,169 $7,923
Florida $5,511 $7,624 $9,935
Hawaii $1,795 $2,436 $1,795
Idaho $3,118 $4,133 $5,025
Illinois $3,264 $4,933 $5,625
Indiana $3,353 $5,126 $5,752
Iowa $2,656 $3,642 $4,283
Kansas $3,533 $5,141 $6,013
Kentucky $5,108 $7,498 $8,854
Louisiana $6,557 $9,912 $10,747
Maine $2,480 $3,427 $5,060
Maryland $4,013 $5,840 $6,487
Massachusetts $3,218 $5,613 $3,218
Michigan $7,765 $11,833 $18,664
Minnesota $3,196 $4,262 $6,001
Mississippi $3,859 $5,504 $5,540
Missouri $3,636 $5,198 $6,829
Montana $3,697 $5,158 $6,004
Nebraska $3,125 $4,621 $5,020
Nevada $5,154 $7,645 $8,076
New Hampshire $3,585 $5,669 $7,167
New Jersey $3,950 $6,197 $8,110
New Mexico $4,034 $6,001 $6,229
New York $3,737 $4,705 $7,854
North Carolina $2,316 $3,979 $2,838
North Dakota $3,170 $4,817 $5,697
Ohio $2,826 $4,359 $4,470
Oklahoma $4,513 $6,462 $7,276
Oregon $4,107 $5,510 $6,582
Pennsylvania $3,459 $5,079 $5,942
Rhode Island $5,776 $8,472 $9,540
South Carolina $3,922 $5,436 $7,503
South Dakota $3,519 $5,071 $5,851
Tennessee $4,139 $6,093 $8,113
Texas $4,168 $6,021 $7,489
Utah $3,545 $4,968 $6,836
Vermont $2,729 $4,203 $4,443
Virginia $2,571 $3,947 $3,869
Washington $3,403 $4,619 $5,516
West Virginia $3,425 $4,904 $6,144
Wisconsin $3,414 $5,329 $6,079
Wyoming $3,187 $4,462 $4,751
Georgia $4,493 $6,719 $6,774

Porsche Panamera Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Porsche Panamera ranks for Insurance compared to other vehicles. Also check out how the Panamera stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Porsche Panamera Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Porsche Panamera costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: