RAM 4500 Costs
The costs of owning a RAM 4500 currently available are:
A total cost of ownership analysis is not possible at this time, as more data is needed for this model. Sign up here if you'd like to be notified when we update our data, add new vehicles, or publish new studies.
RAM 4500 Depreciation
A RAM 4500 will depreciate in value by $22,465 after 5 years. Depreciation is difficult to avoid, but it can be managed. Depreciation is the difference between the original sales price, and what the vehicle will be worth in the future. We use 5 years as an example in our analysis.
When new, a typically-equipped RAM 4500 sells for $43,997 on average. After 5 years of depreciation, the average residual value will be $21,532. This represents the vehicle's retail market price. Trade-in and private sale prices will likely be lower.Trade-in and private sale prices will likely be lower. Use our RAM 4500 Depreciation Calculator to see how model year and mileage will affect your resale value.
RAM 4500 Depreciation Calculator
RAM 4500 Insurance
The average annual cost for auto insurance for a RAM 4500 is $2,156, which adds up to $10,780 after 5 years of ownership. These insurance costs are estimates based on national averages for a 40 year old, with full coverage, a good driving record, and good credit. They also assume a single-car policy, and won't reflect any multi-car discounts. See our RAM 4500 Insurance Tool to view rates by state, for different driver ages, credit ratings and driving history.
RAM 4500 insurance rates will vary significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure
RAM 4500 Maintenance
Maintenance and repair costs for a RAM 4500 will amount to $6,812 after 5 years. Expenses include scheduled maintenance, normal wear and tear items and expected repairs. These estimates exclude any free warranty work performed.
The region you live, and the way you care for and drive your vehicle can have a big impact on these costs. So, your results may vary significantly from our estimates. Our RAM 4500 Maintenance Cost Estimator shows how much you are likely to spend, and the probabilities of a major repair over 10 years.
RAM 4500 Financing Costs
The average cost to finance a new RAM 4500 would be $5,152 after 5 years. This assumes a 72-month loan with an APR of 4.75% and a 20% down payment. Financing costs are a vehicle cost that you can control. Your interest expense can be greatly reduced by changing your loan term, improving your credit score, or increasing your down payment. If you don't know your credit score, or haven't checked in a while, it's completely free on Credit Karma.
Our RAM 4500 Loan Calculator allows you to build a loan that's best suited for you. This handy utility will also help to keep you from becoming upside down, where you end up owing more than the vehicle is worth. You can estimate monthly payments and download the full amortization schedule as well. We've highlighted some typical loan scenarios in the table below. See what a difference a larger down payment will make in lowering your financing costs and your monthly payments.